29100

20300
7600 alpha 0.05
2500 sample std 8429.787
11700 sample siz 27
16000 sample ave 13185.19
11700
16000 confidence 95%
31000 t-value 2.055529
3300 STD ERROR 3334.713
10000 LOWER 9850.472
13400 UPPER 16519.9
1000
7500
8400
7700
6100
13000
29000
9000
31000
12800
12500
17300
12800
9200
6100
Credit Approval Decisions

Homeowner Credit Score Years of Credit History Revolving Balance

Y 725 20 $11,320.00
Y 573 9 $7,200.00
Y 677 11 $20,000.00
N 625 15 $12,800.00
N 527 12 $5,700.00
Y 795 22 $9,000.00
N 733 7 $35,200.00
N 620 5 $22,800.00
Y 591 17 $16,500.00
Y 660 24 $9,200.00
Y 700 19 $22,000.00
Y 500 16 $12,500.00
Y 565 6 $7,700.00
N 620 3 $37,400.00
Y 774 13 $6,100.00
Y 802 10 $10,500.00
N 640 7 $17,300.00
N 523 14 $27,000.00
Y 811 20 $13,400.00
N 763 2 $11,200.00
N 555 4 $2,500.00
N 617 9 $8,400.00
Y 642 13 $16,000.00
N 688 3 $3,300.00
Y 649 12 $7,500.00
Y 695 15 $20,300.00
Y 701 9 $11,700.00
N 635 7 $29,100.00
N 507 2 $2,000.00
Y 677 12 $7,600.00
N 485 5 $1,000.00
N 582 3 $8,500.00
Y 699 17 $12,800.00
Y 703 22 $10,000.00
N 585 18 $31,000.00
Y 620 8 $16,200.00
Y 695 16 $9,700.00
Y 774 13 $6,100.00
Y 802 10 $10,500.00
N 640 7 $17,300.00
N 536 14 $27,000.00
Y 801 20 $13,400.00
N 760 2 $11,200.00
N 567 4 $2,200.00
N 600 10 $12,050.00
Y 702 11 $11,700.00
Y 636 8 $29,100.00
N 509 3 $2,000.00
N 595 18 $29,000.00
Y 733 15 $13,000.00
Revolving Utilization Decision
25% Approve
70% Reject
55% Approve
65% Reject
75% Reject
12% Approve
20% Approve
62% Reject
50% Reject
35% Approve
18% Approve
83% Reject
70% Reject
87% Reject
7% Approve
5% Approve
59% Reject
79% Reject
3% Approve
70% Reject
100% Reject
34% Reject
25% Approve
11% Approve
5% Approve
22% Approve
15% Approve
85% Reject
100% Reject
9% Approve
80% Reject
65% Reject
27% Approve
20% Approve
78% Reject
55% Reject
11% Approve
7% Approve
5% Approve
59% Reject
79% Reject
3% Approve
70% Reject
95% Reject
81% Reject
15% Approve
85% Reject
100% Reject
78% Reject
24% Approve
Homeowner Credit ScoreYears of Credit HistoryRevolving BalanceRevolving Utilization
Y 700 8 $21,000 15%
N 520 1 $4,000 90%
Y 650 10 $8,500.00 25%
N 602 7 $16,300.00 70%
N 549 2 $2,500.00 90%
Y 742 15 $16,700.00 18%
Decision