Questionnaire

The following survey is prepared to know the current situation and dynamics
about Micro, Small and Medium Enterprises (MSME) in Pune. This survey
tries to find a relation between different variables with regards to their
financial health and stability. The information provided will be kept
confidential and only be used for research purpose by second-year students
of Symbiosis School of Economics.

1. Enterprise name *

2. In which year was the enterprise established? *

3. Is your firm licensed as an MSME? *

 Yes
 No

4. What type of establishment is your enterprise? *

 Micro
 Small
 Medium

5. What is the nature of your enterprise? *

 Sole proprietor
 Partnership
 Family owned business
 Private Ltd company
 Others
6. Do you sell your goods online?
 Yes
 No

7. Do you market/advertise your goods online?

 Yes
 No

8. What was the annual revenue for your enterprise last year? *
 0-50,000
 50,000-1 Lakh
 1 Lakh-5 Lakh
 5 Lakh- 10 Lakh
 10 Lakh- 25 Lakh
 25 Lakh- 1 Crore
 More than 1 Crore

9. Are you currently self-financed? *

 Yes
 No

10. Have you ever applied for a loan? *

 Yes
 No

11. Are you aware of the MUDRA Scheme (Micro Units

Development & Refinance Agency Bank)? *
 Yes
 No
12. How did you get to know about the MUDRA scheme?
 Newspaper
 TV
 Radio
 Advertisement hoarding
 Friends and family
 Online sources
 Others

13. Was the applied loan, a MUDRA loan? *

 Yes
 No

NOTE:
If you answered ‘YES’ for question 13, then attempt all questions mentioned
below.
If you answered ‘NO’ for question 13, then skip questions 14-21.

14. Under which category did you apply for the MUDRA loan?
 General
 SC
 ST
 OBC
 Women
15.What type of MUDRA loan did you apply for?
 SHISHU
 KISHORE
 TARUN

16. How many times have you applied for a MUDRA loan?
 Once
 Twice
 Thrice

17. How many times was your MUDRA loan sanctioned?

 Once
 Twice
 Thrice

18. Did you always receive the full amount of the MUDRA loan that
you applied for?
 Yes
 No

19. How much time did it take for your MUDRA loan to be
sanctioned? (in months)

20. Did you face any problems while applying for the loan?
21.What was the amount of the MUDRA loan you had applied for?
 0-20,000
 20,000-50,000
 50,000-1,00,000
 1,00,000-5,00,000
 5,00,000-10,00,000
 More than 10,00,000

22. What was the amount of the MUDRA loan you actually received?
 0-20,000
 20,000-50,000
 50,000- 1 Lakh
 1 Lakh- 5 Lakh
 5 Lakh- 10 Lakh
 More than 10 Lakh

23. Which aspect of your business do you most require your finance
for? *
 Working Capital
 Fixed Assets

24. What are your enterprise’s major expenses? *

 Workers’ Salary
 Raw materials
 Transportation Costs
 Machinery
 Production Cost (Rent, Electricity Charges, Water Charges,
e.t.c)
25. Do you think the procedure for applying loans under Government
schemes very complicated & time-consuming? *
 Yes
 No

26. If “Yes” in Question 24, what all aspects should be looked upon to
improve the efficiency of such schemes? {Can choose more than 1
response}
 Proper Risk Evaluation Management by banks
 Viability and Reliability of the Credit Borrowers
 Access to the economically backward states
 Simpler Procedure for applying loans
 Stricter restrictions on loan application

27. Do you think, a centralized & digital MUDRA application process

would ensure better financing of funds? 
 Yes
 No
 Maybe

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