945 - JEEVAN UMANG

Jeevan Umang is a non-linked, with-profits whole life assurance plan. Survival

benefits from End of Premium Paying Term will be payable.

A Peculiar Asset Plan Presentation for, Mr/Mrs.

Benefits :-
• On Survival to the end of the policy term, Basic Sum Assured along with simple Bonus and
FinalAdditional Bonus, if any shall be payable.
• On Death During Policy Term Sum Assured on Death Vested simple reversionary Bonus
Plus FAB if any.

Grace Period To Pay Premium :-

• 31 or 30 days (depends on calendar month) for YLY, HLY and QLY payment modes.
• 15 days grace period for MLY Mode of Premium Payment.

Surrender Option and Loan Facility:-

• The policy can be surrendered (closed) only after 3 full years payment of premiums.

Eligibility Conditions :-
• Min Age: 90 days, Max: (55 years for PPT - 15),(50 years for PPT - 20),
• (45 years for PPT - 25),(40 years for PPT - 30).
• Term : 100 - Age at Entry, Maturity Age: 100 years.

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 Plan Details :-

Name of the Policy Holder Mr / Mrs :

Date Of Birth :
Age : 44
Term / Premium Paying Term (PPT): 55 / 20
Sum Assured by the Policy Holder : 20,00,000
Tax Benefit : 30%

Cash Return :-

Sum Assured on Maturity

Rs.20,00,000

Bonus Amount added with Maturity

Rs.1,59,80,000

Maturity return.

Rs.1,79,80,000

Survival Benefits :-

8% of SA till Maturity/Death of policy holder

Rs.1,60,000

Total Premium Paid :-

Total Premium Paid in 20 Years

Rs.22,20,481

Income Tax Saved :-

Tax Saved on First Year Rs.34,003 and Tax Saved on Next Year Rs.33,271

Rs.6,66,152

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 Premium - First Year (GST @ 4.5 %) :-

Mode Premium Tax Total

YLY 1,08,462 4,881 1,13,343
HLY 54,790 2,466 57,256
QLY 27,675 1,245 28,920
MLY 9,225 415 9,640

Premium - Next Year (GST @ 2.25 %) :-

Mode Premium Tax Total

YLY 1,08,462 2,440 1,10,902
HLY 54,790 1,233 56,023
QLY 27,675 623 28,298
MLY 9,225 208 9,433

Death Sum Assured :-

Sum Assured on Death Will be

Rs.20,00,000

Medical Reports :-

Requirements

Nil

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 Cash Flow Table :-

Year Age Premium Yearly Tax Saved

2022 44 1,13,343 34,003
2023 45 1,10,902 33,271
2024 46 1,10,902 33,271
2025 47 1,10,902 33,271
2026 48 1,10,902 33,271
2027 49 1,10,902 33,271
2028 50 1,10,902 33,271
2029 51 1,10,902 33,271
2030 52 1,10,902 33,271
2031 53 1,10,902 33,271
2032 54 1,10,902 33,271
2033 55 1,10,902 33,271
2034 56 1,10,902 33,271
2035 57 1,10,902 33,271
2036 58 1,10,902 33,271
2037 59 1,10,902 33,271
2038 60 1,10,902 33,271
2039 61 1,10,902 33,271
2040 62 1,10,902 33,271
2041 63 1,10,902 33,271
2078 100 Returns 1,79,80,000

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 Documents Required :-

Documents Accepted Aadhar Card / Ration Card / Election Card / Govt Id card

Pan Card / Driving Licence / School or College Certificate.

Compulsory Documents 2 Photos +(Address and Age) Proof +
Income Tax Returns(Optional)

Mr/Mrs. Thirupathi M Phone : 9443421032 .

Insurance Advisor Email :
mf.thirupathi@gmail.com .

Disclaimer :-
Insurance is the subject matter of solicitation. These documents are only for the presentation
purpose. " +
"The actual results may vary based on the future performance by the policy holder. " +
"The illustration given by the presenter or insurer does not guarantee the benefits and
returns given in the above presentation. " +

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 "For more queries and terms and conditions cross check with your Insurance company.

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