Single Premium Endowment- 917

Advantages
* On death during the policy term before the date of commencement of risk:
Return of single premium excluding GST and extra premium,
if any, without interest.
* On death during the policy term after the date of commencement of risk: Sum Assured
along with vested Simple Reversionary Bonuses and Final Additional Bonus, if any.
* Maturity Benefit: Sum Assured, along with vested Simple Reversionary Bonuses and
Final Additional Bonus, if any, shall be payable.
* LIC's Single Premium Endowment Plan is a participating non-linked savings cum
protection plan, where premium is paid in lump sum at the outset of the policy.
* Final (Additional) Bonus may also be declared under the policy in the year when the
policy results into a claim either by death or maturity on such terms and conditions
as may be declared by the Corporation from time to time.

Presented by:
Perfect Solutions
Sales
D-56
Dilshad Colony
New Delhi-110095
+91 99999*****
sales@perfectsoft.org.in
 Single Premium Endowment- 917
LIC's Single Premium Endowment Plan is a participating non-linked savings cum protection
Plan where premium is paid in lump sum at the outset of the policy. increase in
risk cover after every five years during the term of the policy.This combination
provides financial protection against death during the policy term with the provision
Table No. of payment of lumpsum at the end of the selected policy term in case of his/her

917 survival.This plan also takes care of liquidity needs through its loan facility.

Release Date

01/01/2014
Sum Assured, along with vested Simple Reversionary Bonuses and Final Additional Bonus,
Maturity Benefits if any, shall be payable.Participation in profits: The policy shall participate in
profits of the Corporation and shall be entitled to receive.Simple Reversionary Bonuses
declared as per the experience of the Corporation.

a) On death during the policy term before the date of commencement of risk: Return of single
premium excluding GST and extra premium, if any, without interest.
Death Benefits
b) On death during the policy term after the date of commencement of risk: Sum Assured along with ve
with vested Simple Reversionary Bonuses and Final Additional Bonus, if any.

The Guaranteed Surrender Value First year 70% of the single premium excluding taxes
and extra premium if any.
GSV & SSV Benefits
Thereafter, 90% of the single premium excluding taxe and extra premium if any.
Corporation may however, pay Special Surrender Value as applicable as on the date of
surrender, provided the same is higher than Gauranteed Surrender Value.

Disclaimer : The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the

proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 Plan Summary

Premium
First Year Premium Rs. 4,75,527
Rest Of Year Premium Rs. 0

Tax Saved
Total Term Premium Paid Rs. 4,75,527
Total Tax Saved Rs. 30000

Maximum Risk Cover

Maximum Risk Cover Rs. 37,25,000
Minimum Risk Cover 20,51,000

Returns
Total Amount Received Rs. 27,25,000
 This Presentation is Specially
Perfect Solutions
Sales Prepared For:

D-56 Name: Mr. ABC

Dilshad Colony
New Delhi-110095 Age: 30
+91 99999*****
sales@perfectsoft.org.in

Year Age Risk Cover Premium Tax Net Surrender Loan Maturity
Saved Premium Value Value Value
Normal Accidental

2020 30 10,51,000 20,51,000 4,75,527 30,000 4,45,527 3,26,154 2,93,539 0

2021 31 11,02,000 21,02,000 0 0 0 15,433 13,889 0

2022 32 11,53,000 21,53,000 0 0 0 23,378 21,041 0

2023 33 12,04,000 22,04,000 0 0 0 31,457 28,311 0

2024 34 12,55,000 22,55,000 0 0 0 39,653 35,687 0

2025 35 13,06,000 23,06,000 0 0 0 48,103 43,293 0

2026 36 13,57,000 23,57,000 0 0 0 56,870 51,183 0

2027 37 14,08,000 24,08,000 0 0 0 66,178 59,560 0

2028 38 14,59,000 24,59,000 0 0 0 76,102 68,492 0

2029 39 15,10,000 25,10,000 0 0 0 86,853 78,168 0

2030 40 15,61,000 25,61,000 0 0 0 98,624 88,761 0

2031 41 16,12,000 26,12,000 0 0 0 1,07,590 96,831 0

2032 42 16,63,000 26,63,000 0 0 0 1,17,086 1,05,377 0

2033 43 17,14,000 27,14,000 0 0 0 1,27,449 1,14,704 0

2034 44 17,85,000 27,85,000 0 0 0 1,38,924 1,25,032 0

2035 45 18,41,000 28,41,000 0 0 0 1,51,776 1,36,598 0

2036 46 18,97,000 28,97,000 0 0 0 1,66,291 1,49,662 0

2037 47 19,53,000 29,53,000 0 0 0 1,82,957 1,64,662 0

2038 48 20,19,000 30,19,000 0 0 0 2,02,037 1,81,833 0

2039 49 20,90,000 30,90,000 0 0 0 2,24,298 2,01,868 0

2040 50 21,71,000 31,71,000 0 0 0 2,50,400 2,25,360 0

2041 51 22,72,000 32,72,000 0 0 0 2,81,061 2,52,955 0

2042 52 24,23,000 34,23,000 0 0 0 3,17,414 2,85,672 0

2043 53 25,74,000 35,74,000 0 0 0 3,67,200 3,30,480 0

2044 54 27,25,000 37,25,000 0 0 0 4,46,250 4,01,625 0

2045 55 0 0 0 0 0 0 0 27,25,000

Total 4,75,527 30,000 4,45,527 27,25,000

Disclaimer : The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.
 This Presentation is Specially
Perfect Solutions
Sales Prepared For:

D-56 Name: Mr. ABC

Dilshad Colony
New Delhi-110095 Age: 30
+91 99999*****
sales@perfectsoft.org.in

Modewise Summary of Installment Premiums

ID DOC Plan Term PPT Basic Accidental Settlement Premium
Sum Sum Option
Assured Assured Yealy Half-Yly Quarterly ECS/SSS Single ** Daily

1 10/05/2020 917 25 1 1000000 0 0 Years 0 0 0 0 475527 0

Total 1000000 0 No 0 0 0 0 475527 0

'*' : Assuming LIC will declare the above mentioned bonus rates for the year ended 31/03/2018.
'**' : Daily premium is for indicative purpose only. Formula used - (Yearly Premium/365).
'***' : Premiums indicated are inclusive of GST.

Medical Requirements
Medical Test : FMR

Internal Rate of Return(IRR) :-

Normal : 7.23
Income Tax Rebate : 7.51

Disclaimer : The figures presented in this entire illustration are indicative and solely for the purpose of understanding the possible benefits from the
proposed insurance. The benefits are not guaranteed and the actual results may depend on the future performance of the insurer.