Endowment

Wealth Creation

Personalized illustration for: Presented By:

Md Almas Hossain KADER, MD. ABDUL
FA Code: 16799003
Branch Name:
Contact No: 8801914348085
E-mail: ka673781@gmail.com

Navigating life together

 Name: Md Almas Hossain Age: 41 Gender: Male

Key Features and benefits

Here comes MetLife with Endowment Policy to help

you planning for a financially secure future.
Endowment Plan is a long-term insurance contract
designed to pay an attractive maturity value with
bonuses on its maturity or death coverage with
bonuses on death of insured. It works as a financial
security to your family as well as a fascinating saving
scheme for your better future.
1. On top of basic Face Amount, your plan is eligible for policy bonus(es), if
declared by the company.
2. Death at any time before the expiration of the Policy Term terminates the
payments of premiums, and the face amount plus the bonus amount of
insurance, thereupon becomes due and payable to the nominee or nominees
designated by the policy owner.
3. At the Maturity of the policy, the maturity proceeds of the policy may be paid
in accordance with any one of the Optional Modes of Settlement.

Personal Details

Name Party Age Gender

Md Almas Hossain Insured & Owner 41 years Male

Plan Summary
The below information summarizes the main details of your plan.
Information Category Value Information Category Value

Product Name Endowment Monthly Basic Premium BDT. 2,553

Coverage/Face Amount BDT. 4,00,000 Monthly Rider(s) Premium BDT. 543

Policy Term 16 Years Monthly Modal Premium BDT. 3,096

Coverage Details of Your Plan

Coverage & Benefits Coverage Amount (in Taka)

1. Life Coverage 4,00,000

Following benefits are applicable only on Owner (Benefits Sl. No 2, 3a)

2. Coverage of 25 Critical Illnesses (under Critical Care (CC) Rider) 2,00,000

3a. In-Hospital Daily Income for Proposed Owner (under MediCare rider) 1,000
 Name: Md Almas Hossain Age: 41 Gender: Male

Important notes to read

* Please note carefully that there will be no Cash Surrender Value during the first 2 years, if you surrender the policy. End of policy year wise
Projected Cash Surrender Value table are presented in this illustration for your better understanding. Projected Cash Surrender values are
calculated considering that all due premiums are deposited on time and there is no indebtedness to the company.

* Your MetLife Financial Associate will show you a product brochure of Endowment which will contain basic policy features, benefits and
terms & conditions for your better understanding of the Plan.

* Insurance coverage of Critical Care (CC) rider will expire at age 57.
* Insured will get in-hospitalization benefit up to 30 consecutive days per confinement and for a total of 360 days during policy coverage
period from MediCare rider.

* Owner’s coverage under MediCare rider will expire at age 53.

End of the year wise Projected Cash Surrender Value Chart (BDT only)

Policy Term

End of Yr Projected Benefit Amount(Payable upon unfortunate Death due to any cause) (Taka) Projected Cash Surrender Value (Taka)

1 4,24,800 0

2 4,49,600 22,400

3 4,74,400 63,306

4 4,99,200 92,802

5 5,24,000 1,23,317

6 5,48,800 1,56,962
7 5,73,600 1,91,465

8 5,98,400 2,28,573
9 6,23,200 2,67,653

10 6,48,000 3,10,103
11 6,72,800 3,55,351
12 6,97,600 4,08,860

13 7,22,400 4,62,974
14 7,47,200 5,21,271

15 7,72,000 5,85,022
16 7,96,800 7,96,800

Please note carefully that above Projected Benefit Amounts are calculated using bonus rate of 6.2% on Basic Face Amount. However, bonus rate
may vary which will affect Projected Benefit Amount shown in the above table. There will be no Cash Surrender Value during the first 2 years, if you
surrender the policy. Please see the above end of policy year wise Projected Cash Surrender Value table for your better understanding.
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