Banca Intesa ad Beograd

(poslovno ime i sedište)

011/310-8888 PLAN OTPLATE KREDITA

(telefon/faks banke)

21.06.2021.
(datum)

Valuta: RSD Anuitet: 7,216.88

Iznos kredita: 150,000.00 Nominalna kamatna stopa: 14.00% Fiksna EKS: 18.01%

Period Datum Isplata Druge Anuitet Uplata Uplata Druge uplate/ Stanje Tokovi Opis Neto novčani Diskontovani neto
dospeća kredita isplate glavnice kamate Troškovi kredita novčanog tok novčani
depozita tok

1 2 3 4 5 6 7 8 9 10 11 12 13
0 21.06.2021. 150,000.00 0.00 0.00 0.00 0.00 3,000.00 150,000.00 0.00 Puštanje kredita -147,000.00 -147,000.00
+ naknada
1 21.06.2021. 0.00 0.00 0.00 0.00 0.00 50.00 150,000.00 0.00 Menica 50.00 50.00
2 21.06.2021. 0.00 0.00 0.00 0.00 0.00 246.00 150,000.00 0.00 Izveštaj KB 246.00 246.00
3 21.06.2021. 0.00 0.00 0.00 0.00 0.00 300.00 150,000.00 0.00 Trošak opomene 300.00 300.00
4 21.07.2021. 0.00 0.00 7,216.88 5,466.88 1,750.00 0.00 144,533.12 0.00 Rata + kamata 7,216.88 7,119.33
5 21.08.2021. 0.00 0.00 7,216.88 5,474.45 1,742.43 0.00 139,058.67 0.00 Rata + kamata 7,216.88 7,019.92
6 21.09.2021. 0.00 0.00 7,216.88 5,540.45 1,676.43 0.00 133,518.22 0.00 Rata + kamata 7,216.88 6,921.89
7 21.10.2021. 0.00 0.00 7,216.88 5,659.17 1,557.71 0.00 127,859.05 0.00 Rata + kamata 7,216.88 6,828.33
8 22.11.2021. 0.00 0.00 7,216.88 5,625.75 1,591.13 0.00 122,233.30 0.00 Rata + kamata 7,216.88 6,729.93
9 21.12.2021. 0.00 0.00 7,216.88 5,838.36 1,378.52 0.00 116,394.94 0.00 Rata + kamata 7,216.88 6,641.97
10 21.01.2022. 0.00 0.00 7,216.88 5,813.67 1,403.21 0.00 110,581.27 0.00 Rata + kamata 7,216.88 6,549.22
11 21.02.2022. 0.00 0.00 7,216.88 5,883.76 1,333.12 0.00 104,697.51 0.00 Rata + kamata 7,216.88 6,457.77
12 21.03.2022. 0.00 0.00 7,216.88 6,076.84 1,140.04 0.00 98,620.67 0.00 Rata + kamata 7,216.88 6,376.27
13 21.04.2022. 0.00 0.00 7,216.88 6,027.95 1,188.93 0.00 92,592.72 0.00 Rata + kamata 7,216.88 6,287.23
14 21.05.2022. 0.00 0.00 7,216.88 6,136.63 1,080.25 0.00 86,456.09 0.00 Rata + kamata 7,216.88 6,202.25
15 21.06.2022. 0.00 0.00 7,216.88 6,174.60 1,042.28 0.00 80,281.49 0.00 Rata + kamata 7,216.88 6,115.64
16 21.07.2022. 0.00 0.00 7,216.88 6,280.26 936.62 0.00 74,001.23 0.00 Rata + kamata 7,216.88 6,032.98
17 22.08.2022. 0.00 0.00 7,216.88 6,295.98 920.90 0.00 67,705.25 0.00 Rata + kamata 7,216.88 5,946.03
18 21.09.2022. 0.00 0.00 7,216.88 6,426.99 789.89 0.00 61,278.26 0.00 Rata + kamata 7,216.88 5,865.66
19 21.10.2022. 0.00 0.00 7,216.88 6,501.97 714.91 0.00 54,776.29 0.00 Rata + kamata 7,216.88 5,786.38
20 21.11.2022. 0.00 0.00 7,216.88 6,556.52 660.36 0.00 48,219.77 0.00 Rata + kamata 7,216.88 5,705.58
21 21.12.2022. 0.00 0.00 7,216.88 6,654.32 562.56 0.00 41,565.45 0.00 Rata + kamata 7,216.88 5,628.46
22 21.01.2023. 0.00 0.00 7,216.88 6,715.79 501.09 0.00 34,849.66 0.00 Rata + kamata 7,216.88 5,549.86
23 21.02.2023. 0.00 0.00 7,216.88 6,796.75 420.13 0.00 28,052.91 0.00 Rata + kamata 7,216.88 5,472.36
24 21.03.2023. 0.00 0.00 7,216.88 6,911.41 305.47 0.00 21,141.50 0.00 Rata + kamata 7,216.88 5,403.30
25 21.04.2023. 0.00 0.00 7,216.88 6,962.01 254.87 0.00 14,179.49 0.00 Rata + kamata 7,216.88 5,327.84

1
26 22.05.2023. 0.00 0.00 7,216.88 7,045.94 170.94 0.00 7,133.55 0.00 Rata + kamata 7,216.88 5,253.45
27 21.06.2023. 0.00 0.00 7,216.77 7,133.55 83.22 0.00 0.00 0.00 Rata + kamata 7,216.77 5,182.36
UKUPNO 150,000.00 0.00 173,205.01 150,000.00 23,205.01 3,596.00 0.00 0.00 26,801.01 0.00

NAPOMENA: Iskazana EKS važi na datum izrade plana otplate kredita

Dodatno pojašnjnje:*

Ovaj dokument je sačinjen u elektronskoj formi i sa strane Banke je potpisan kvalifikovanim digitalnim potpisom.
Korisnik kredita sredstva autentifikacije, koja su mu dodeljena i samo njemu poznata, priznaje kao svoj potpis.

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*Obrazloženje zbog čega je efektivna kamatna stopa manja od ugovorene ili zbog čega se ne može izračunati