Practico Nro 7

Narda Camila Malgor Acebey

Codigo: 220020647
1) DATOS
108000
5% anual 0.0125
3 años y 6 meses 9 C= 12000
15 mese p. gracia
trimestral

S.C. Plan de pago S.G.

Nro de periodo Cuota de amort. Interes del periodo cuota de pago saldo de la deuda
0 108,000.00
1 0.00 1,350.00 1,350.00 108,000.00
2 0.00 1,350.00 1,350.00 108,000.00
3 0.00 1,350.00 1,350.00 108,000.00
4 0.00 1,350.00 1,350.00 108,000.00
5 0.00 1,350.00 1,350.00 108,000.00
6 12,000.00 1,350.00 13,350.00 96,000.00
7 12,000.00 1,200.00 13,200.00 84,000.00
8 12,000.00 1,050.00 13,050.00 72,000.00
9 12,000.00 900.00 12,900.00 60,000.00
10 12,000.00 750.00 12,750.00 48,000.00
11 12,000.00 600.00 12,600.00 36,000.00
12 12,000.00 450.00 12,450.00 24,000.00
13 12,000.00 300.00 12,300.00 12,000.00
14 12,000.00 150.00 12,150.00 0.00

2) DATOS
140000
7% anual 0.035
5 años 7 C= 20,000.00
18 mese p. gracia
Semestral

S.C. Plan de pago S.g.

Nro de periodo Cuota de amort. Interes del periodo cuota de pago saldo de la deuda
0 140,000.00
1 0.00 4,900.00 4,900.00 140,000.00
2 0.00 4,900.00 4,900.00 140,000.00
3 0.00 4,900.00 4,900.00 140,000.00
4 20,000.00 4,900.00 24,900.00 120,000.00
5 20,000.00 4,200.00 24,200.00 100,000.00
6 20,000.00 3,500.00 23,500.00 80,000.00
7 20,000.00 2,800.00 22,800.00 60,000.00
8 20,000.00 2,100.00 22,100.00 40,000.00
9 20,000.00 1,400.00 21,400.00 20,000.00
 10 20,000.00 700.00 20,700.00 0.00

3) DATOS
50000
6% anual 0.015
30 meses 8
6 mese p. gracia C= 6,250.00
trimestral

S.C Plan de pago S.G

Nro de periodo Cuota de amort. Interes del periodo cuota de pago saldo de la deuda
0 50,000.00
1 0.00 750.00 750.00 50,000.00
2 0.00 750.00 750.00 50,000.00
3 6,250.00 750.00 7,000.00 43,750.00
4 6,250.00 656.25 6,906.25 37,500.00
5 6,250.00 562.50 6,812.50 31,250.00
6 6,250.00 468.75 6,718.75 25,000.00
7 6,250.00 375.00 6,625.00 18,750.00
8 6,250.00 281.25 6,531.25 12,500.00
9 6,250.00 187.50 6,437.50 6,250.00
10 6,250.00 93.75 6,343.75 0.00

4) DATOS
90000
4% anual 0.02
5 años 8
1 año p. gracia C= 11,250.00
semestral

S.C Plan de pago S.G

Nro de periodo Cuota de amort. Interes del periodo cuota de pago saldo de la deuda
0 90,000.00
1 0.00 1,800.00 1,800.00 90,000.00
2 0.00 1,800.00 1,800.00 90,000.00
3 11,250.00 1,800.00 13,050.00 78,750.00
4 11,250.00 1,575.00 12,825.00 67,500.00
5 11,250.00 1,350.00 12,600.00 56,250.00
6 11,250.00 1,125.00 12,375.00 45,000.00
7 11,250.00 900.00 12,150.00 33,750.00
8 11,250.00 675.00 11,925.00 22,500.00
9 11,250.00 450.00 11,700.00 11,250.00
10 11,250.00 225.00 11,475.00 0.00

5) DATOS
210000
4% anual 0.003333
 1 años 8
4 meses p. gracia C= 26,250.00
mensual

S.C Plan de pago S.G

Nro de periodo Cuota de amort. Interes del periodo cuota de pago saldo de la deuda
0 210,000.00
1 0.00 700.00 700.00 210,000.00
2 0.00 700.00 700.00 210,000.00
3 0.00 700.00 700.00 210,000.00
4 0.00 700.00 700.00 210,000.00
5 26,250.00 700.00 26,950.00 183,750.00
6 26,250.00 612.50 26,862.50 157,500.00
7 26,250.00 525.00 26,775.00 131,250.00
8 26,250.00 437.50 26,687.50 105,000.00
9 26,250.00 350.00 26,600.00 78,750.00
10 26,250.00 262.50 26,512.50 52,500.00
11 26,250.00 175.00 26,425.00 26,250.00
12 26,250.00 87.50 26,337.50 0.00
 cp= 12762.42

Plan de pago
Nro de periodo Cuota de amort. Interes del periodo cuota de pago saldo de la deuda
0 108,000.00
1 0.00 1,350.00 1,350.00 108,000.00
2 0.00 1,350.00 1,350.00 108,000.00
3 0.00 1,350.00 1,350.00 108,000.00
4 0.00 1,350.00 1,350.00 108,000.00
5 0.00 1,350.00 1,350.00 108,000.00
6 11,412.42 1,350.00 12,762.42 96,587.58
7 11,555.08 1,207.34 12,762.42 85,032.50
8 11,699.51 1,062.91 12,762.42 73,332.99
9 11,845.76 916.66 12,762.42 61,487.23
10 11,993.83 768.59 12,762.42 49,493.40
11 12,143.75 618.67 12,762.42 37,349.65
12 12,295.55 466.87 12,762.42 25,054.10
13 12,449.24 313.18 12,762.42 12,604.86
14 12,604.86 157.56 12,762.42 0.00

cp= 22896.23

Plan de pago
Nro de periodo Cuota de amort. Interes del periodo cuota de pago saldo de la deuda
0 140,000.00
1 0.00 4,900.00 4,900.00 140,000.00
2 0.00 4,900.00 4,900.00 140,000.00
3 0.00 4,900.00 4,900.00 140,000.00
4 17,996.23 4,900.00 22,896.23 122,003.77
5 18,626.10 4,270.13 22,896.23 103,377.67
6 19,278.01 3,618.22 22,896.23 84,099.66
7 19,952.74 2,943.49 22,896.23 64,146.92
8 20,651.09 2,245.14 22,896.23 43,495.83
9 21,373.88 1,522.35 22,896.23 22,121.95
 10 22,121.95 774.27 22,896.23 0.00

cp= 6679.20

Plan de pago
Nro de periodo Cuota de amort. Interes del periodo cuota de pago saldo de la deuda
0 50,000.00
1 0.00 750.00 750.00 50,000.00
2 0.00 750.00 750.00 50,000.00
3 5,929.20 750.00 6,679.20 44,070.80
4 6,018.14 661.06 6,679.20 38,052.66
5 6,108.41 570.79 6,679.20 31,944.25
6 6,200.04 479.16 6,679.20 25,744.22
7 6,293.04 386.16 6,679.20 19,451.18
8 6,387.43 291.77 6,679.20 13,063.75
9 6,483.24 195.96 6,679.20 6,580.50
10 6,580.50 98.71 6,679.20 0.00

cp= 12285.88

Plan de pago
Nro de periodo Cuota de amort. Interes del periodo cuota de pago saldo de la deuda
0 90,000.00
1 0.00 1,800.00 1,800.00 90,000.00
2 0.00 1,800.00 1,800.00 90,000.00
3 10,485.88 1,800.00 12,285.88 79,514.12
4 10,695.60 1,590.28 12,285.88 68,818.52
5 10,909.51 1,376.37 12,285.88 57,909.01
6 11,127.70 1,158.18 12,285.88 46,781.31
7 11,350.25 935.63 12,285.88 35,431.06
8 11,577.26 708.62 12,285.88 23,853.80
9 11,808.80 477.08 12,285.88 12,045.00
10 12,045.00 240.90 12,285.88 0.00
 cp= 26645.28

Plan de pago
Nro de periodo Cuota de amort. Interes del periodo cuota de pago saldo de la deuda
0 210,000.00
1 0.00 700.00 700.00 210,000.00
2 0.00 700.00 700.00 210,000.00
3 0.00 700.00 700.00 210,000.00
4 0.00 700.00 700.00 210,000.00
5 25,945.28 700.00 26,645.28 184,054.72
6 26,031.76 613.52 26,645.28 158,022.95
7 26,118.54 526.74 26,645.28 131,904.42
8 26,205.60 439.68 26,645.28 105,698.82
9 26,292.95 352.33 26,645.28 79,405.87
10 26,380.59 264.69 26,645.28 53,025.27
11 26,468.53 176.75 26,645.28 26,556.74
12 26,556.74 88.52 26,645.28 0.00