Construya la tabla de amortización para un préstamo de L.90,000.

00 pagaderos con 12 cuotas mensuales y a una tasa del 15

Resuelva:

Método pago cuota fija de capital

Prestamo 90,000.00
Cuotas 12
Tasa 15%
Valor cuota 7,500.00

Periodo Valor Cuota Amortización Intereses Saldo Capital

0 90,000.00
1 7,500.00 82,500.00
2 7,500.00 75,000.00
3 7,500.00 67,500.00
4 7,500.00 60,000.00
5 7,500.00 52,500.00
6 7,500.00 45,000.00
7 7,500.00 37,500.00
8 7,500.00 30,000.00
9 7,500.00 22,500.00
10 7,500.00 15,000.00
11 7,500.00 7,500.00
12 7,500.00 -

Método pago de capital al vencimiento

Prestamo 90,000.00
Cuotas 12
Tasa 15% 0.15
Valor cuota 7,500.00

Periodo Valor Cuota Intereses Amortización Saldo Capital

0 90,000.00
1 L21,000.00 L13,500.00 7,500.00 82,500.00
2 L19,875.00 L12,375.00 7,500.00 75,000.00
3 L18,750.00 L11,250.00 7,500.00 67,500.00
4 L17,625.00 L10,125.00 7,500.00 60,000.00
5 L16,500.00 L9,000.00 7,500.00 52,500.00
6 L15,375.00 L7,875.00 7,500.00 45,000.00
7 L14,250.00 L6,750.00 7,500.00 37,500.00
8 L13,125.00 L5,625.00 7,500.00 30,000.00
9 L12,000.00 L4,500.00 7,500.00 22,500.00
10 L10,875.00 L3,375.00 7,500.00 15,000.00
11 L21,000.00 L13,500.00 7,500.00 7,500.00
12 8,625.00 1,125.00 7,500.00 -
ensuales y a una tasa del 15% anual capitalizable mensualmente.