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Guaranteed Maturity Benefit Option for a 35 year old woman.

Premium: Rs 1 lakh + GST

Policy term: 10 years Policy term: 12 years Policy term: 20 years


Premium term: 5 years Premium term: 6 years Premium term: 10 years
Cash flows Cash flows
1/1/2020 -104,500 1/1/2020 -104,500 1/1/2020
1/1/2021 -102,250 1/1/2021 -102,250 1/1/2021
1/1/2022 -102,250 1/1/2022 -102,250 1/1/2022
1/1/2023 -102,250 1/1/2023 -102,250 1/1/2023
1/1/2024 -102,250 1/1/2024 -102,250 1/1/2024
1/1/2025 0 1/1/2025 -102,250 1/1/2025
1/1/2026 0 1/1/2026 0 1/1/2026
1/1/2027 0 1/1/2027 0 1/1/2027
1/1/2028 0 1/1/2028 0 1/1/2028
1/1/2029 0 1/1/2029 0 1/1/2029
1/1/2030 679,285 1/1/2030 0 1/1/2030
Returns 3.54% 1/1/2031 0 1/1/2031
1/1/2032 910,067 1/1/2032
Return 4.16% 1/1/2033
1/1/2034
1/1/2035
1/1/2036
1/1/2037
1/1/2038
1/1/2039
1/1/2040
Return

Disclaimer: The information provided here is illustrative purposes only and is based on the benefit illustration
Rs 1 lakh + GST

erm: 20 years
m term: 10 years
Cash flows
-104,500
-102,250
-102,250
-102,250
-102,250
-102,250
-102,250
-102,250
-102,250
-102,250
0
0
0
0
0
0
0
0
0
0
2,272,489
5.19%

ed on the benefit illustration provided by HDFC Life.


Guaranteed Limited income option for a 35-year old woman. Premium: Rs 1 lakh + GST

Policy term: 11 years Policy term: 13 years


Premium term: 10 years Premium term: 12 years
Cash flows Cash flows
1/1/2020 -104,500 1/1/2020 -104,500 1
1/1/2021 -102,250 1/1/2021 -102,250 2
1/1/2022 -102,250 1/1/2022 -102,250 3
1/1/2023 -102,250 1/1/2023 -102,250 4
1/1/2024 -102,250 1/1/2024 -102,250 5
1/1/2025 -102,250 1/1/2025 -102,250 6
1/1/2026 -102,250 1/1/2026 -102,250 7
1/1/2027 -102,250 1/1/2027 -102,250 8
1/1/2028 -102,250 1/1/2028 -102,250 9
1/1/2029 -102,250 1/1/2029 -102,250 10
1/1/2030 0 1/1/2030 -102,250 11
12/31/2031 193,640 1/1/2031 -102,250 12
12/31/2032 193,640 1/1/2032 0 13
12/31/2033 193,640 12/31/2033 215,270 14
12/31/2034 193,640 12/31/2034 215,270 15
12/31/2035 193,640 12/31/2035 215,270 16
12/31/2036 193,640 12/31/2036 215,270 17
12/31/2037 193,640 12/31/2037 215,270 18
12/31/2038 193,640 12/31/2038 215,270 19
12/31/2039 193,640 12/31/2039 215,270 20
12/31/2040 193,640 12/31/2040 215,270 21
Returns 5.44% 12/31/2041 215,270 22
12/31/2042 215,270 23
12/31/2043 215,270 24
12/31/2044 215,270 25
Returns 5.44%

Disclaimer: The information provided here is illustrative purposes only and is based on the benefit illustration
e benefit illustration provided by HDFC Life.
Guaranteed Long Term Income for a 35 year old woman. Premium: Rs 1 lakh + GST

Policy term: 6 years Policy term: 11 years


Premium term: 5 years Premium term: 10 years
1/1/2020 -104,500 1/1/2020 -104,500 1
1/1/2021 -102,250 1/1/2021 -102,250 2
1/1/2022 -102,250 1/1/2022 -102,250 3
1/1/2023 -102,250 1/1/2023 -102,250 4
1/1/2024 -102,250 1/1/2024 -102,250 5
1/1/2025 0 1/1/2025 -102,250 6
12/31/2026 32,703 1/1/2026 -102,250 7
12/31/2027 32,703 1/1/2027 -102,250 8
12/31/2028 32,703 1/1/2028 -102,250 9
12/31/2029 32,703 1/1/2029 -102,250 10
12/31/2030 32,703 1/1/2030 0 11
12/31/2031 32,703 12/31/2031 93,988 12
12/31/2032 32,703 12/31/2032 93,988 13
12/31/2033 32,703 12/31/2033 93,988 14
12/31/2034 32,703 12/31/2034 93,988 15
12/31/2035 32,703 12/31/2035 93,988 16
12/31/2036 32,703 12/31/2036 93,988 17
12/31/2037 32,703 12/31/2037 93,988 18
12/31/2038 32,703 12/31/2038 93,988 19
12/31/2039 32,703 12/31/2039 93,988 20
12/31/2040 32,703 12/31/2040 93,988 21
12/31/2041 32,703 12/31/2041 93,988 22
12/31/2042 32,703 12/31/2042 93,988 23
12/31/2043 32,703 12/31/2043 93,988 24
12/31/2044 32,703 12/31/2044 93,988 25
12/31/2045 32,703 12/31/2045 93,988 26
12/31/2046 32,703 12/31/2046 93,988 27
12/31/2047 32,703 12/31/2047 93,988 28
12/31/2048 32,703 12/31/2048 93,988 29
12/31/2049 32,703 12/31/2049 93,988 30
12/31/2050 32,703 12/31/2050 93,988 31
12/31/2051 32,703 12/31/2051 93,988 32
12/31/2052 32,703 12/31/2052 93,988 33
12/31/2053 32,703 12/31/2053 93,988 34
12/31/2054 32,703 12/31/2054 93,988 35
12/31/2055 547,703 12/31/2055 1,123,988 36
Returns 4.96% Returns 5.72%

Disclaimer: The information provided here is illustrative purposes only and is based on the benefit illustration pro
n the benefit illustration provided by HDFC Life.
Guaranteed Lifelong Income for a 50 year old woman. Premium: Rs 1 lakh

Policy term 6 years Policy term 11 years


Premium term 5 years Premium term 10 years Age
1/1/2020 -104,500 1/1/2020 -104,500 50
1/1/2021 -102,250 1/1/2021 -102,250 51
1/1/2022 -102,250 1/1/2022 -102,250 52
1/1/2023 -102,250 1/1/2023 -102,250 53
1/1/2024 -102,250 1/1/2024 -102,250 54
1/1/2025 0 1/1/2025 -102,250 55
12/31/2026 31,415 1/1/2026 -102,250 56
12/31/2027 31,415 1/1/2027 -102,250 57
12/31/2028 31,415 1/1/2028 -102,250 58
12/31/2029 31,415 1/1/2029 -102,250 59
12/31/2030 31,415 1/1/2030 0 60
12/31/2031 31,415 12/31/2031 89,610 61
12/31/2032 31,415 12/31/2032 89,610 62
12/31/2033 31,415 12/31/2033 89,610 63
12/31/2034 31,415 12/31/2034 89,610 64
12/31/2035 31,415 12/31/2035 89,610 65
12/31/2036 31,415 12/31/2036 89,610 66
12/31/2037 31,415 12/31/2037 89,610 67
12/31/2038 31,415 12/31/2038 89,610 68
12/31/2039 31,415 12/31/2039 89,610 69
12/31/2040 31,415 12/31/2040 89,610 70
12/31/2041 31,415 12/31/2041 89,610 71
12/31/2042 31,415 12/31/2042 89,610 72
12/31/2043 31,415 12/31/2043 89,610 73
12/31/2044 31,415 12/31/2044 89,610 74
12/31/2045 31,415 12/31/2045 89,610 75
12/31/2046 31,415 12/31/2046 89,610 76
12/31/2047 31,415 12/31/2047 89,610 77
12/31/2048 31,415 12/31/2048 89,610 78
12/31/2049 31,415 12/31/2049 89,610 79
12/31/2050 31,415 12/31/2050 89,610 80
12/31/2051 31,415 12/31/2051 89,610 81
12/31/2052 31,415 12/31/2052 89,610 82
12/31/2053 31,415 12/31/2053 89,610 83
12/31/2054 31,415 12/31/2054 89,610 84
12/31/2055 31,415 12/31/2055 89,610 85
12/31/2056 31,415 12/31/2056 89,610 86
12/31/2057 31,415 12/31/2057 89,610 87
12/31/2058 31,415 12/31/2058 89,610 88
12/31/2059 31,415 12/31/2059 89,610 89
12/31/2060 31,415 12/31/2060 89,610 90
12/31/2061 31,415 12/31/2061 89,610 91
12/31/2062 31,415 12/31/2062 89,610 92
12/31/2063 31,415 12/31/2063 89,610 93
12/31/2064 31,415 12/31/2064 89,610 94
12/31/2065 31,415 12/31/2065 89,610 95
12/31/2066 31,415 12/31/2066 89,610 96
12/31/2067 31,415 12/31/2067 89,610 97
12/31/2068 31,415 12/31/2068 89,610 98
1/1/2070 546,415 1/1/2070 1,119,610 99
Return 4.91% Return 5.76%

Disclaimer: The information provided here is illustrative purposes only and is based on the benefit illustration
on the benefit illustration provided by HDFC Life.
1. The information provided in this workbook is illustrative purposes only and is based on the benefit illustration pro

2. PrimeInvestor does not earn any revenue in any form from the insurer

3. Customers are advised to check with the insurer before buying the policy

4. PrimeInvestor is a SEBI-registered research analyst firm. The product reviews are not advisory in nature.
n the benefit illustration provided by HDFC Life.

advisory in nature.

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