HOW TO BE A MILLIONAIRE IN LESS

THAN FOUR YEARS.

DISCOVER HOW TO SOW A MONEY TREE WITH THE LESSONS OF ROBERT T. KIYOSAKI, T.
HARV EKER, GEORGE S. CLASON AND OTHER MORE AUTHORS.

PREFACE.

THE DIFFERENCE BETWEEN THE RICH AND THE POOR.

RULE NUMBER 1 TO BE RICH.

LAWS OF SUCCESSFUL MONEY MANAGEMENT.

THE SEVEN KEYS TO GET OUT OF THE CASH SHORTAGE.

SEIZING THE OPPORTUNITY.

THE FIVE LAWS OF GOLD ACCORDING TO GEORGE S. CLASON.

DON’T WORK FOR MONEY.

FIVE STEPS TO ACHIEVE FINANCIAL FREEDOM.

LEVERAGE.

FINANCIAL INTELLIGENCE.

THE SEVEN LEVELS OF THE INVESTOR.

“TO INVEST”

THE BASIC RULES OF INVESTMENT.

INVESTING IS NOT RISKY.

THE BASIC CONCEPTS OF FINANCIAL EDUCATION.

HOW TO BE RICH QUICKLY.

THE RULES OF MONEY ..

MONEY DOES NOT MAKE YOU RICH.

CONCLUSION.

THE DIFFERENCE BETWEEN THE RICH AND THE POOR.

Not that it is an exact science, but generally the rich think in a certain way and the poor in
a completely different way. Those ways of thinking guide your actions and therefore
determine the results.

NOTE: if what differentiates the rich from the poor is the way of thinking, then what we
must do to have successful results is to adopt the way of thinking of the rich people, if we
think like rich and act like the rich we will eventually be rich.

THINKING TECHNIQUES.

If you want to be successful in your life do the following.

Adopt the right thoughts add the right principles and you will have the exact success.

In all areas of life you succeed when you use the right principles and have aligned and
correct thoughts.

What contributes to success is not a mind full of information but a mind full of the correct
thoughts and aligned with the desired purpose.

If you think rich, you act rich eventually you will be rich, but it all starts with the way you
think.

RULE NUMBER 1 TO BE RICH.

According to Robert Kiyosaki, we must know the difference between an ASSET and a
LIABILITY, and you must acquire assets. If you want to be rich that is all you have to know.

Most people have financial problems because they don’t know the difference.

The rich acquire assets, the poor and the middle class acquire liabilities but they believe
that they are assets like their house or their car.

What are assets?

Assets are simply defined as (anything that puts money in your pocket or gives you income
without having to work).
The rich take care of creating or acquiring assets thus they generate income from different
sources, in other words, the rich build a column of assets that provides them with the
income necessary to pay for their lifestyle.

Assets put money in your pocket and it is reported as income in the income column of the
financial statement.

ASSETS = INCOME

Example of an asset:

A house where you are the owner and you rent it, the rent of the house produces a flow of
money within your pocket, that is an asset.

So if you want to be rich, spend your life creating assets and have as few liabilities as
possible, so you will forge the desired future without having to work if you want.

What are liabilities?

A liability is simply given tell me how: (everything that takes money out of your pocket
whether you work or not work).

Poor people and the middle class, not knowing the difference between assets and
liabilities, acquire liabilities that take their money out of them in the form of EXPENDITURE
and that is why they never advance, they are always in the same place in the financial
sphere.

This class of people does the following:

They charge to spend because they do not know what the assets are and its potential to
give them the financial freedom they want, making the money work for them.
Liabilities take money out of pocket and are presented in the expense column of the
financial statement.

Liability = expense

NOTE: With these definitions of this rule we realice that what you need to know is the
difference between assets and liabilities and ACQUIRING assets not liabilities.

Example of liability.

A house where you are the owner but you live in it, you get money for maintenance,
electricity, water, etc.

LAWS OF SUCCESSFUL MONEY MANAGEMENT.

The laws of successful money or wealth management are three.

1: Make money = money I earn.

2: Conserve money = money I save.

3: Use the money well = money that I invest.

NOTE: Create a habit and do that every day, what makes you valuable for the end is the
habit that you start at the beginning.

Thinking techniques.
All the tasks that you set yourself must finish it no matter how cold or simple it may seem.
What makes you ideal and effective is that you fulfill what you set out to do.

Start doing those three laws of money and you will achieve financial freedom and success,
they are the steps to make money work for you and not you work for it, the moment you
decide to invest in assets that produce cash flow positive, it’s the moment you bought
your ticket to freedom.

The money you earn is only the beginning, the next thing is to keep a part and allocate it to
invest in businesses that generate money.

THE SEVEN KEYS TO GET OUT OF THE CASH SHORTAGE.

Since we all want to get out of the money shortage and be financially free, we must know
if there are keys or remedies to cure the disease of cash shortages.

There are principles that have been established for thousands of years and that those who
have followed them have achieved prosperity and economic well-being.

In the following lines we will see seven keys or remedies to get out of money shortages
and get wealth.

1: START FILLING YOUR BAG.

This is the principle of financial success, to become rich we must start with the (SAVING OF
THE MINIMUM 10%) of what you earn, that is, from your salary that comes through your
job, or from your small business you must take 10% of the profits for you.

What you will do with that 10% is save it so that your bag begins to fill with cash.

NOTE: The salary that you pay yourself is the savings that will fatten your money bag, that
saving cannot be touched to spend, it is destined to increase the money through
investment.

Example: Let’s imagine that you have a job and each month that salary is 15,000 pesos, of
those 15,000 the 10% that is the salary that you will pay yourself is 1,500 pesos, you will
take it and save it in order to fatten your purse Let’s imagine that without touching them,
each month placing 1,500 in 10 years you will have 180,000 pesos that will not be to spend
but to invest.
Be careful; the money that is saved does not generate income (cash inflow), unless we
take it to invest and that investment produces money.

This salary that you pay yourself is just the beginning to fatten your purse.

Now, what happens to the rest of the salary of the job? See key # 2.

KEY # 2 TO BE FINANCIALLY FREE.

In key number one we saw that the first thing to do to become financially free is to start
fattening the cash bag by saving, that is, (PAYING YOURSELF FIRST).

Before moving on to the second key, let’s remember.

Financial education: it is financial education that is responsible for teaching us to properly

handle money.

To get money you don’t need money, you need (financial education).

Its purpose is to bring us to the point of knowing how to deal with the economic problem,
financial education teaches us that words like: I do not have enough money to buy
something is not a problem.

Seeing this, let’s move on to remedy two.

2: BE IN CONTROL OF YOUR EXPENSES.

If we pay our own salary of 10%, what do we do with the rest? Since we all have a life to
live and we want to live it happily, debt-free, what we have to do is manage well the
money that we have left from our job or business after paying ourselves first to save and
fatten our purse.

You have to learn the priorities to spend money, one thing is clear, when money increases,
the desire to spend more also increases and the more money you earn, the more money
you will want to spend.
NOTE: Spend less than what you earn or the 90% you have left after saving 10%.

In order not to go into debt, we have to budget for what we want (our wishes) and the
money we have, keeping in mind that we cannot satisfy all wishes.

Most live in a cycle that Robert Kiyosaki calls the rat race.

THE RACE OF THE RAT.

COLLECTION-EXPENDITURE-WORK-COLLECTION-EXPENDITURE …

This money cycle is known as the rat race because it repeats itself without progress,
without progress.

That is why to get out of this cycle we must control our expenses.

Learning to control our spending leads us to the power of LEVERAGE (we’ll talk about it
later).

Recall the three laws of successful wealth management. In this remedy is the second law.

1: earn money.

2: conserve money = savings and expenses.

3: use it well.

Be careful: The one of saving is not touched, it is the one that is fattening the bag to make
us financially free.

BUDGET.

It is a planning of what I can do with what I have without having to search or go into debt.

Example: if I earn 1,000 dollars, my budget is after saving or paying 100, covering 900 and
planning what to do with them to satisfy my priorities without going over 900 dollars.

How to make a good budget?

By carefully studying our habits, so we realice the expenses that we can eliminate or
reduce.
Let the motto be to get 100% of the value out of every penny.

In summary.

Let’s not waste money without complying with what we have to do, which is necessary.

But what about what we have saved? Let’s look at remedy 3.

THIRD KEY TO BE FINANCIALLY FREE.

In the remedy or key that we will see below it seems that we are going back to the
beginning, but in reality we will go back a bit but now to know what to do with the money
in the bag (our savings).

Third key: make your money multiply.

This third key begins by looking at the stock market that one day we begin to get fat with
the money we pay ourselves.

What do we do with those savings after one day deciding to open the bag? As we saw in
the first key, the stock market will only grow if we continue making money, otherwise it
will not increase and that is where the third key comes into play, which is where the
money saved begins to multiply.

So how do I make the third key become real and my savings multiply? As follows;

The money in the bag if I leave it there will not move, nor will it leave me financially free,
so that money must go out and be invested in ASSETS that generate positive cash flow,
that is, that money that is in the bag is taken and goes to work for us.

In each business that you invest, that business must give you income (money input) and if
you use that income wisely you can later continue investing in more businesses. This way
you will get richer and richer.

NOTE: The money produced by the business and investments, that is, the profits, is not to
be spent completely because the purpose is that we are financially free not to have to
work, so a part must be taken to invest in more businesses and thus increase capital.
All these keys are combined, that is, I must fatten my bag but I must also control my
expenses, so that I do not have to take out of the bag to spend, only then can I put my
money (product of my full bag) to work for me.

TO REMEMBER … By putting money to work we see that it is money that should work for
us and not the other way around, and that the rich acquire assets.

As we saw in this third key, in order for our money to multiply it cannot be left in the stock
market, but must be taken out of the stock market and invested, only then will it multiply.
But what happens if we invest badly? Let’s look at remedy four.

KEY FOUR: PROTECT YOUR MONEY FROM POSSIBLE LOSS.

So that our money can multiply and find no losses, we must learn to protect it. That is why
it is wise to insure small quantities first and learn to protect them so that when larger
quantities come we know how to protect them.

Every owner or owner of money is tempted to invest in businesses that seem to generate a
lot of income but to be calm, take a good look at what we want or we are tempted to
invest so as not to make serious mistakes.

To invest well we must see what to invest in, be sure that the one we entrust our money to
knows about work and is transparent.

FOUR SECRETS OF A GENUINE INVESTOR.

1: INVEST TO HAVE CASH FLOW OR INCOME EACH MONTH WITHOUT THE NEED TO BE
PRESENT.

2: IF YOU ARE GOING TO BUY AN ASSET, YOU BUY IT WITH A DISCOUNT OR BELOW ITS
INTRINSIC VALUE.

3: REVALUISE THE ASSET PURCHASED.

4: LOOK AT THE TAX OR TAX ADVANTAGES.

If you want success in a butcher shop, you can’t hire vegetarians. In order not to fail in a
business or investment, we must plan in what and how to invest.

NOTE: Investing is like planning a trip, the investment takes you where you are, to the
point you want to be in the future.

So protect your money from possible losses by investing only where the capital is safe.

FIFTH KEY: OWN YOUR OWN HOME.

It is correct and much better to have our own house than to pay rent, because if we save
10% of the income, with the other 90% it will be for expenses until we are paid in
employment, but if we have our own house, our treasure will grow much faster.

Let’s imagine that if we pay rent, we have a wife and children, we cannot have a place
where the wife has her flowers and the children play freely.

If we have our own house, we only pay taxes to the state, but if we pay rent in addition to
paying rent, we must also return the house because it is not ours.

If you pay rent, it will be more difficult to invest and control expenses if what you have is a
job.

KEY SIX: ENSURE A FUTURE INCOME.

We are all going to grow old, so if we want to avoid economic needs in our babies, we
must convert our money into assets that give a constant flow of money, not depend on a
job.

In this sixth key, the idea is that we prepare ourselves for old age by making budget
preparations for the family.

As money only in savings cannot grow and can be lost because it can be a loot for thieves,
what we must do is create or acquire assets or invest in creating a source of income for our
family and our old age.

A man who, due to the knowledge of financial education from him, obtains money, should
think in the days to think about the future days and plan certain investments that will
generate income for long years (such as real estate…).
SEVENTH KEY: INCREASE YOUR ABILITY TO EARN MONEY.

Because wealth is in the mind and with habits created to achieve it, we must follow those
habits every day.

This key is about us learning about what it takes to get wealth (financial education).

Many times we complain that we do not have enough money to pay for something, in
reality what we need is a method to earn more money and that is with financial
intelligence.

NOTE: An achievement must be preceded by a wish, your wishes must be strong and
definite.

The process by which wealth accumulates is; first in small amounts and then in large
amounts as we learn and become capable.

THE KEY: More interest in your work, more concentration on your work, more persistence
in your effort. The more wisdom we have, the more we can gain.

This seventh key can be summed up as follows: cultivate your own powers, study, be
wiser, be more skilled.

These have been the seven keys to an empty purse and to get out of economic poverty.

SEIZING THE OPPORTUNITY.

In all areas of life, what we know as luck comes from the opportunities taken.

The opportunity does not wait for any man so do not delay, take advantage of it.

Do not delay, when the opportunity comes hand in hand with it, do not make excuses, do
not postpone for another occasion, do what is in front of you at the right time.

Opportunity understands that someone who wants something will move fast to get it.

There is wisdom in making a payment quickly when we are convinced that the business is
reliable.

When the opportunity comes say “now is the best time, I will do it quickly.”
So that the money or what you want comes to you, take advantage of the opportunity as
quickly as possible, do not leave it to chance, plan and act.

“The secret is action”

WISDOM IN FINANCE.

Wisdom is more important than money, I can have money, but if I am not wise with my
money I will soon lose it, however if I have wisdom I will know how to handle money and I
will make it produce.

So don’t look for money before looking for wisdom Financial wisdom tells me that money
can multiply and produce more money.

Each business plan needs to be discussed first before entering it, “don’t risk losing capital.”

THE FIVE LAWS OF GOLD ACCORDING TO GEORGE S. CLASON.

1: (MONEY WILL COME THOROUGHLY AND IN INCREASING AMOUNTS TO ANY MAN WHO
SEPARATES NO LESS THAN ONE-TENTH OF HIS EARNINGS TO CREATE A WEALTH FOR HIS
FUTURE from him.

Any man who saves 10% of his money earned from him, if he invests wisely, will surely
create a valuable estate that will give him income for his future and that of his family.

Money gladly comes to the person who saves and invests wisely, and the more they
accumulate, the more it comes in larger amounts.

2: THE MONEY WORKS WILLINGLY AND WITH DILIGENCE FOR THE WISE OWNER WHO
FINDS IT REDITUABLE EMPLOYMENT (WITH PROFITS) MULTIPLYING LIKE THE HERDS IN THE
FIELD.

Money is voluntary to work, it is always moving to multiply when the opportunity comes.
For every man who saves his money to invest, the opportunity comes to give him more
income.

The more business you invest in, the more opportunity you will create to obtain income, so
you just have to take advantage of the right opportunity, after the savings we have.
3: THE MONEY IS CLAIMED TO THE PROTECTION OF THE PRECAUTIONARY POSSESSOR
WHO INVEST IT UNDER THE COUNCIL OF WISE MEN IN HIS MANAGEMENT of it.

Money flees from the man who is careless, but becomes attached to the man who handles
it well and protects it, money will always follow the one who invests it wisely and finds him
work.

The man who seeks advice from wise men with money will soon learn not to risk it, but to
keep it safely and to relish the steady increase in it.

4: DI ERO FLEES FROM THE MAN WHO INVEST IN BUSINESSES OR PURPOSES WITH WHICH
HE IS NOT FAMILIARIZED, OR WHICH THOSE WHO KNOW ABOUT THE BUSINESS DO NOT
APPROVE.

For the man who has money there will always be many profitable uses even if they do not
know about the business. Very often these businesses are fraught with dangers and the
OWNER who does not know about the trade when he loses his money, sees the bad
experience of it, so it is wise to consult with people who are familiar with the trade before
acting on it.

5: MONEY RUNS FROM MEN WHO FORCE IT TO IMPOSSIBLE EARNINGS OR FROM THOSE
WHO FOLLOW ADVICE FROM THOSE WHO DO NOT KNOW ABOUT BUSINESS AND
INVESTMENT, FROM THE QJE TRUST ON THEIR OWN EXPERIENCE AND ROMAMNTIC
DESIRES TO INVEST.

The money is invested in businesses that generate positive cash flow every month, so in
businesses in which we do not earn we do not invest, it is always good to take advice from
people who knew how to handle money.

DON’T WORK FOR MONEY.

Dealing with money problems is not easy at all if you do not know how to solve it, it is not
the lack of money that actually makes the problem bigger but the lack of financial
knowledge.

Middle-class people and the poor, not having financial intelligence, acquire liabilities or
things that take money from them, work to earn money and if the payment is low, they
seek a raise or want another job.
Unlike them, the rich know the money game and acquire assets that generate passive
income, those assets are businesses and investments that make them receive residual
income and at the same time become richer and richer.

The secret of wealth and abundance of money is not making a lot of money, but how much
money we keep. If you want to have money you need to have financial education.

ASSETS.

Remember that an asset is simply anything that puts money in your pocket without the
need for our physical presence.

For a good surplus of money or cash flow, the only thing we need to know is that it is an
asset and acquire it.

What determines whether we will be poor, middle class or rich is what we do with the
money after it reaches our hands.

The principle for wealth is to know the difference between an asset and a liability and then
focus our efforts on creating the most assets possible and having the least liabilities
possible.

WEALTH.

Wealth is the ability of a person to survive a certain number of days in the future or if you
stop working today, how many days will I survive?

Wealth measures how much money your money is producing and therefore your ability to
survive financially.

PASSIVES.

Remembering that liabilities are everything that extracts money or takes money out of our
pocket.

For each liability that we have we become the asset of another person, each time we owe
money to someone we become the worker or employee of whom we owe.

To be financially free we must have assets that can offset our liabilities, we cannot allow
liabilities to be greater than assets, because the latter are what make us free.
FIVE STEPS TO ACHIEVE FINANCIAL FREEDOM.

1: Run your own business.

Many people have been working hard to enrich others. In life since childhood, through
what we are taught We are programmed to take care of the business of others and make
others enrich. That programming begins innocently with the words we hear as children
like:

1: Go to school and get good grades, so you can find a good job.

2: Work hard so you can buy your dream home.

3: Have a big mortgage so the government cuts your taxes.

4: Buy now and pay later, or low down payment and easy monthly payments, or save
money.

People who do that often become;

1: Employees who make their bosses and staff rich.

2: Debtors who make banks and lenders rich.

3: Taxpayers who make the government rich.

4: Consumers Who Make Many Businesses Rich.

Instead of finding their clue they make others get it.

2: Take control of your cash flow.

Many people believe that earning more money or a salary increase will solve their money
problems, in many cases it only gets worse because when money increases, desire also
increases and if there is no financial education there are only debts.

The main reason people have financial problems is because they were not taught the
science of cash management, people are taught to read, write, drive vehicles, but not
manage the flow of money.

NOTE: More money will not solve the problem if the problem is cash flow management.

The first thing is to take care of your business and then control or manage the cash flow.
Good debt and bad debt.

Every time we take money from someone we are employees of their money, if you take a
30-year loan you become a slave to the one who lent you for 30 years and let me tell you,
it will not reward you when you finish.

The good debt is that you take a loan but you do not pay it, but others pay it for you,
because that loan was to invest in real assets, businesses, real estate … that give you
income every month.

Bad debt is the one that you take a loan and pay it off with the sweat of your brow, selling
your time for money, getting poorer every day.

INCOME: It is the cash inflow produced by the asset column that leaves earnings, these
earnings are called income.

EXPENDITURE: Unlike income, the expense is the cash outflow but it does not give us a
profit or does not return to us, the expense is produced by the liabilities.

Ex: If I take a loan of $ 15,000 from a lender in addition to being an employee of the
lender, I have to spend those $ 15,000 because they go out and it is income for him
because they come in.

QUICK TRACK: The fast track is defined by how quickly the income makes the money flow
into our pocket.

What tells us if we are on the financial fast track is the amount of income we receive and
the control of cash flow.

RAT RACE. The rat race is the cycle of an employee or a person who does not control their
cash flow, the rat race is: “WORK, COLLECTION, EXPENSE”.

3: KNOW THE DIFFERENCE BETWEEN RISK AND RISKY.

Investing is not risky, not having financial education is.

What is proper cash flow management?

Proper cash flow management begins with knowing the difference between an asset and a
liability.

FINANCIAL INTELLIGENCE.

It is the ability to convert work and cash into assets that provide cash flow.

Spending your life working hard for money only to let it go as soon as I got there is not a
sign of financial intelligence.

NOTE: One who has no financial intelligence works hard to earn money, while one with
financial intelligence focuses his efforts to acquire assets.

FINANCIAL RED LINE.

It is so called when income and expenses are almost the same each month. Many
professional people due to lack of financial intelligence place themselves in the position of
the financial red line.

4: DECIDE WHAT TYPE OF INVESTOR YOU WANT TO BE.

The problem with people facing financial difficulties is because they avoid financial
problems. One of the secrets of being a good investor with great wealth quickly is that you
face big financial problems.

A: INVESTORS LOOKING FOR PROBLEMS.

These investors look for problems caused by those who run into financial difficulties to
solve them.
B: INVESTORS LOOKING FOR ANSWERS.

Questions are asked like, What do I invest in? Or what do you recommend that I invest in?

These investors seek a lot of advice from financial planners and advisors.

C: INVESTORS WHO JUSTIFY THEMSELVES.

They are the ones who, although they know that an investment is wrong, are justified.

HOW TO GO FASTER TO THE FINANCIAL FAST TRACK.

The lesson is to start small and learn to solve problems and eventually enormous wealth as
your problem solving improves.

FIND YOUR OWN QUICK TRACK.

START BY:

1: Run your own business.

2: Take control of your cash flow.

3: Know the difference between risky and risky.

4: Know the difference between the different types of investors.

5: Look for people (mentors) who have already been there.

5: SEEK MENTORS.

A mentor is someone who tells you what is important and what is not. A mentor will teach
us about the importance of creating assets and thus increase means and will teach us
about controlling expenses by focusing not on liabilities but on assets.

WHY DO THE RICH GET RICH?

Because the asset column produces more income than is necessary to cover the expenses
and the surplus after covering the expenses is reinvested in the asset column. Thus the
asset column continues to grow and therefore the income it produces grows with it.

The middle class is in a constant state of financial difficulties. Your primary income is the
income earned through time and effort to acquire some money, meanwhile enriches your
employer, as your salary increases, taxes also increase. Your expenses tend to increase as
your salary increases, hence the phrase “the rat race.” The middle class runs their home as
their main asset, rather than investing in assets that generate cash flow.

LEVERAGE.

Leverage is doing more with less, more results with less effort and less time. Leverage is a
lever to increase finances, that is, an apollo point to make money grow.

Archimedes said regarding the power of leverage “give me a point of apollo and I will
move the world.”

SO WHAT IS LEVERAGE?

Today in the information age, technology allows us to do more with less. Physicist George
David said: Wealth is making small efforts that produce great results and poverty is great
efforts that produce small results.

THE LEVERAGE OF THE MIND.

The mind, in addition to being the greatest asset we have, is the best lever we have in the
world. <The focused mind is the most powerful lever>.

The way to use it correctly as leverage is through (talent, creativity, imagination).

WHAT ARE THE MOST IMPORTANT WORDS IN THE WORLD OF MONEY?

THEY ARE CASH FLOW AND LEVERAGE.

FORMS OF LEVERAGE.

One of the most recognized ways to use leverage is to borrow money through DOG (other
people’s money).

Let’s notice something: When we borrow money that money because it is not our money,
it is a debt, now, it will depend on what we use that money for if the debt will be good or
bad. If he is an employee, he will work and be a slave to the one who lent him, but if he
invests it, he will be using the leverage in his favor because he understands the language of
money (make money work for you, not you for him), if you invest it in a active he will pay
the debt.

FINANCIAL INTELLIGENCE.

I have already spoken before about financial intelligence which is the ability to turn work
and money into assets that generate income or cash flow.

Working hard to cash a check and pay bills without keeping expenses in check is to be in
the rat race and on the financial red line, and that is not financial intelligence.

The one with financial intelligence focuses on building a solid column of assets, not on
working for money enriching another.

THE FOUR TECHNICAL SKILLS OF FINANCIAL INTELLIGENCE.

1: FINANCIAL EDUCATION: It is the ability to read numbers.

2: INVESTMENT STRATEGIES: It is the science of money that creates money.

3: THE MARKET: Supply and demand, take advantage of opportunities in buying and
selling.

4: THE LAW: Know the rules and regulations of accounting, corporate, state and national
level.

With these technical skills we will be able to create assets and develop our assets and
make good investments.

OVERCOMING OBSTACLES.

Once we are financially educated, we may still encounter problems finding financial
independence, there are many obstacles but the biggest of them is fear.

The fear: The fear of losing money is the greatest of all, so few people invest. I have never
met anyone who likes to lose money, but I have never met a rich person who has never
lost money. The fear of losing money is real, we all have it, but it is not fear that is the
problem but how we handle fear.
The main difference between rich and poor is the way they handle fear.

THE MOST IMPORTANT ADMINISTRATION SKILLS.

1: Cash flow management.

2: People management.

3: Personal time management.

TWO THINGS EVERY BUSINESSMAN MUST HAVE.

1: Experience and education.

A successful business owner creates a system and can become an investor because
investors invest in businesses.

A successful business owner knows the difference between a product and a system, he
focuses on creating a system around the product.

2: CASH FLOW.

Investing requires a lot of capital and knowledge, many successful investors have lost
many times before winning.

Successful people know that success is a bad teacher, and true success comes from
mistakes.

THE SEVEN LEVELS OF THE INVESTOR.

1: Those who have nothing to invest.

They are the ones who spend everything they earn or spend more than they earn.

2: Debtors. These are people who solve all their money problems by borrowing, anything
valuable they have, they have a corresponding debt, they use their credit cards
impulsively.

With the ads that have phrases like “low down payment” or “easy monthly payments”
they often buy things that lose value quickly such as their houses, yachts, vacations and so
on.
Going shopping is their favorite exercise, if they have money they spend it and if they don’t
have money they borrow it.

3: Savers. These people set aside a small amount of money on a regular basis.

If they have an individual retirement account, they have it in a bank or mutual fund
account.

They often save to consume rather than save to invest, they save for (to buy a house, a
television, a car, or a vacation).

They do not know that money loses value and that the bank is paying interest, and also the
money is not multiplied.

This group frequently spends their greatest asset which is their time, instead of spending
time saving to spend they should use it to invest.

4: Smart investors. This group of Investors are aware that you have to Invest.

5: Long-term investors. This group of Investors are aware of the need to Invest, they are
actively involved in their investment decisions. They have a clearly designed long-term
plan that will allow them to achieve their financial goals, they invest in education before
acquiring an investment.

How to be one of these?

I start by designing a plan and I get control of my spending habits, I reduce my debts and
my liabilities, I live according to my means and then I increase my means, I find out how
much money invested monthly for x number of months at a realistic rate of return it
would be necessary to achieve my goal. Goal like: At what age do I plan to stop working or
how much money do I want each month?

Stop waiting for the big business to come, act now in small businesses, don’t worry if you
are right or not, it just starts.

6: Sophisticated investors. These are Investors with education, experience and cash
surplus.

Therefore they have the luxury of putting into practice risky and risky investment
strategies, because they have the right habits, cash and knowledge about investments.
7: The capitalists. This Investor is generally an excellent business owner and a good
investor because he can create a business and an investment opportunity. They don’t
need money to earn money because they know how to use other people’s money and
other people’s time.

FOUR POINTS TO FOUND A COMPANY.

1: NEVER ALLOW EXPENSES TO EXCEED INCOME.

2: DO NOT BECOME YOUR CUSTOMER’S BANKER; THE TIMELY COLLECTION OF INVOICES IS

ELEMENTARY.

3: CUSTOMERS ARE THE LIVING FLOW OF A COMPANY, THEY ARE WHO PAY THE BILLS.

4: TAKE CARE OF YOUR EMPLOYEES; EVERYTHING HAPPENS THANKS TO THEM AND

WITHOUT THEM THERE IS NO COMPANY.

FOUR STEPS TO RETIRE YOUNG AND MILLIONAIRE.

1: BUILD A BUSINESS OR AN ASSET.

2: REINVEST IN YOUR BUSINESS OR ASSET.

3: INVEST IN REAL ESTATE.

4: LET YOUR ASSETS BUY YOUR LUXURIES.

PROFESSIONAL INVESTOR FORMULA.

1: INVEST MONEY IN AN ASSET.

2: RECOVER THE MONEY FROM THE INVESTMENT OR THE CAPITAL.

3: KEEP CONTROL OF THE ASSETS.

4: MOVE THE MONEY TO ANOTHER ASSET.

5: RECOVER YOUR INVESTMENT MONEY.

6: REPEAT THE PROCESS.

THE THREE INVALUABLE LESSONS OF THE MONOPOLY.

1: FOUR GREEN HOUSES, ONE RED HOTEL. Start small, dream big.

2: ONE HOUSE TEN DOLLARS, TWO HOUSES TWENTY DOLLARS, THREE HOUSES THIRTY
DOLLARS. Cash flows. The more houses, businesses or assets you have, the more cash will
flow.

3: GIVE ME YOUR MONEY. Let people give their money to you, not to the bank or the
government.

Create an asset that earns you and people will give you their money.

THE MONEY FLOW QUADRANT EXPLAINED IN PLAIN LANGUAGE.

THE € EMPLOYEES: They work for someone else.

THE SELF-EMPLOYED: They work for themselves.

THE (D) BUSINESS OWNERS: They make others work for them.

THE (I) INVESTORS: They make their money and other people’s money work for them.

THE PROCESS TO OBTAIN WEALTH.

1: PROPOSE SOMETHING.

2: MAKE A PLAN TO ACHIEVE IT.

3: HAVE DISCIPLINE.

First identify exactly how much money you want. Then plan it and get organized, then
focus on getting it done and do what it takes.

THE REAL WORLD REPORT CARD.

What says if we pass the school level is the good grade. But once we leave school, what is
it that counts?

What counts once we leave school is what the bank asks for when you apply for a loan “a
financial statement”, the bank wants to see the profit and loss statement and the balance
sheet, that is, how ready are you with the money.

“Rich people don’t work for money, they know the way to make money work for them.
Knowing that lesson is the foundation for becoming an Investor. All Investors do is learn
how to make money work for them. “

“TO INVEST”

Investing is a plan, it is like planning a trip from New York to Hawaii. You obviously can’t
use a car or motorcycle to start with. That means you have to fly to cross the ocean, once
you get to land if you can fly, walk, take a car or whatever you want to take. They are
different vehicles to achieve the same end.

To carry out a plan we must think about the different investment vehicles that we must
take to get from point A to point B.

INVESTING IS A PLAN IT IS NOT A PRODUCT OR A PROCESS.

A lot of people focus on the product, let’s say real estate or stocks, and then on a
procedure let’s say trading them, but they don’t really have a plan.

TRADING IS NOT INVESTING.

Trading is not investing, it is trading. And trading is a procedure or technique. Trading is

buying low and selling high, in the case of real estate it is like buying a house to improve it
and sell it more expensive.

Trading is a profession to earn capital gains not cash flow.

Investing is a profession to have cash flow.

The merchant sells an asset and makes a profit apart from the capital from it.

The Investor keeps the asset, obtains cash flow every month, thus a constant flow of cash
and still controlling the asset.
For the professional Investor, investment is a plan to go from where he is to where he
wants to be.

INVEST: it is simply to have a plan composed of formulas and strategies, a system to get
rich almost guaranteed.

So to be rich just follow the plan, the recipe or the formula.

People have a hard time getting rich because following a simple plan is boring for them.

An example of a get-rich formula is monopoly.

Four green houses exchange them for a red hotel.

Once we learn that formula, the process of buying four green houses and exchanging them
for a red hotel, the formula becomes automatic.

According to ROBERT T. KIYOSAKI you don’t need money to make money. All you need is
to know what you want, have a plan, and stick with it.

So all it takes is a little discipline to be rich.

THE BASIC RULES OF INVESTMENT.

1: Know what kind of investment you are working for.

If you are working working for;

Earned income: It is generally derived from a job or some kind of work, that is, this is
income from wages.

When the child is told to go to school, he is being told to look for a job and earn this
income.

Portfolio income: This is the income that is obtained from the shares of the stock market
or paper assets.

Passive income: It is that obtained through a business with a system or real estate.

What makes us rich is choosing what type of investment we will have to earn the right
income.

2: Rule number two: Convert earned income into passive income or portfolio income.
If you have a job, what you should do is make your salary become passive or portfolio
income, make your profit become a profitable investment.

Converting your salary into portfolio or liability income is all an Investor is supposed to do.

3: Rule Number Three: Keep Your Earned Income While Buying Securities That Become
Assets.

Values: They are something that you hope will keep your money safe. They are not
necessarily active.

If securities put money in your pocket then they are assets.

If securities take money out of your pocket then they are liabilities.

4: Rule number four: The Investor is actually the liability or the asset.

The Investor wins if he has the knowledge, something can be an asset and lose money for
not knowing Invest.

5: Rule number five: A true Investor is prepared for whatever happens.

You have to prepare with education, if there is no financial education the opportunity will
not be seen.

The true Investor is not dominated by fear, fear makes people believe and assume that it
predicts the future.

6: Rule number six: If you find an opportunity money will find you or you will find money if
you are prepared in education and experience.

7: Rule number seven: The ability to assess risk and reward.

Evaluate the knowledge about the investment and from there you will know if it is good or
not. If what you can win is more than what you can lose, do it, but first study that
investment.
The rich dad said; keep things simple silly, and if they didn’t follow that pattern the risk
was probably high.

An Investor appreciates asset more than money.

All an Investor really does is turn his time, his knowledge and his money into values that he
hopes or tries to turn into assets.

INVESTING IS NOT RISKY.

Why is INVESTING NOT RISKY?

It is easy, if you have financial education and know how to read financial statements you
will have more advantage than the others. Reading financial statements for a business is
like reading a biography.

Reading financial statements of an investment allows you to see the inside of an

investment, it allows you to know the truth, the facts, the fiction, the opportunities and
the risk.

What does the true Investor look at in an investment?

When the Investor considers an investment, what is fixed is in the financial statements.
That’s where you see the guts of the business or investment.

To become rich you have to know how to invest and win the money game. This consists of
having an inflow of money from your assets and not from a job.

What is investing with power?

It is investing.Using all three asset classes, reinvesting the cash flow leveraged with other
people’s money and accelerated by tax incentives.

THE MAGIC WORDS OF THE WORLD OF MONEY.

The most important words in the world of money are “cash flow.”

This is what determines whether something is an asset or a liability. If your monthly cash
flow exceeds your monthly spending level then you are financially free.

If your income and expenses are the same or nearly the same then you are on the financial
red line.

If spending is greater than income then you are in the rat race.
When income exceeds expenses then you are on the financial fast track.

The direction of cash flow in financial statements is what determines whether a person will
be rich or poor.

Your job is to take control of your cash flow and guide you to increase wealth.

Financial intelligence is just that; be in control of your cash flow.

THE BASIC CONCEPTS OF FINANCIAL EDUCATION.

LESSON 1: It is the direction of cash flow that determines that something is an asset or a
liability. Just because a banker or real estate agent says your home is an asset doesn’t
mean it is.

Remember that an asset is what puts money in your pocket.

A liability is what takes money out of your pocket.

The idea of Investing is to earn money.

What is the biggest risk of all?

The Investor who lacks control of his financial statements is the riskiest of all.

Why don’t people have control over their personal finances?

Because they didn’t teach him in school to analyze his financial statements.

What is the first step towards financial freedom?

Take control of your financial statements.

LESSON 2: At least two financial statements are needed to understand the full picture of
where we are.

Your expenses are someone else’s income and for every liability you have, you will be
someone else’s asset.

What an Investor does is acquire an asset that someone else pays for.
What takes more time to find a good investment is the analysis in the financial statements
of the investment.

HOW TO BE RICH QUICKLY.

1: Think like the rich.

The first step to achieve anything that we propose in life is thought, the level of thought
and the form of this is what will determine if we will reach our goal or we will return on
the way, the thought and the way of this time is crucial for us to become rich and happy, it
is unfortunate but the poor and the rich have a completely opposite way of thinking, one
focuses on security and others on freedom, the focus on one or the other determines the
achievement of one and the rejection of the other, I say this because if your thinking is
aimed at achieving economic freedom you will not care about security, but those who seek
security abandon everything that has to do with freedom since the two are totally
opposite. Those who seek security will look for ways to get what they want but by getting
it they deprive themselves of something more excellent which is to have control of their
life and build their future. The rich seek ways to achieve financial freedom for themselves
and his family, in other words, the poor seek security <think of today>, while the rich seek
freedom <create the future>. The moment you make the decision to take control of your
financial life and your personal wealth is the moment you start to think like the rich,
something I want you to know is that the rich create their life, the poor accept it, do not
leave your future to the government, or to a boss because they will buy you for money,
someone once said; slavery has not been abolished, now it comes on the payroll. It all
starts with the thought, if the thought is correct the direction will also be correct and with
focus and perseverance the objective will be achieved. If you are without money and you
are reading this book it is because you realice that there is something you do not know,
the moment you realice that thinking is important and that thinking about how to get what
we want is possible only if we focus on what which is really important to us, many people
know what they do not want and focus on that and that is exactly why they do not get it,
because their approach and their way of thinking is what they do not want, I assure you
that if they will focus in what if it makes them happy and they seek it with focus and
perseverance they will achieve it.

2. Create money.

Thinking and acting like the rich do leads us to know the laws and principles that govern
wealth and financial prosperity, in other words, the rich know how to make money, the
rich design their life, let me tell you something that you have heard before. , money does
not buy happiness, what it does is that it buys you free time to be happy. Money gives the
ability and power to those who have it to not have to worry, in addition, the rich create
businesses that benefit the world through job creation. How do the rich create money?
The rich know what many men and women have known in history, the management of
money and its multiplication. ”No one who wants to get rich and ignores the principles
that govern the good management of money will be able to get rich, the rich create
businesses, investments and produce money because they know that money has its rules,
the one who knows them dominates the one who does not know them, the good news is
that you can start creating money like the rich and for that I have written this book.

The rules of money.

1: Make money.

There are many ways to earn money, it is likely that you, my dear reader, currently have
one way or several ways to earn your money, the best known way in which most people
earn their money is through conventional employment, income from salary, what they do
not know is that this is the worst way to earn money, first, because of the taxes that are
withheld when your boss pays you and second, because most of the time you have to sell
your time for money, in addition to a very poor management of this. The way the rich
earn their money is a very different way, while the poor sell their time for money, the rich
create investments that work on autopilot for them, in other words, while the poor work
for money, the rich do. Let money work for them, if the poor and the middle class had
time to learn the secrets of investing and business would discover the time they waste in
selling their time for money. Earning money is the first step to start making a fortune, do
you know what is one of the greatest problems of the poor? That most of the time they
earn little and that little does not do well to collect them when they already have accounts
to pay that by the way they exceed their salary and that makes them go back to work to
get paid and pay bills again… Robert Kiyosaki calls this the <rat race>, a repetitive cycle of
money that leads to nowhere safe.

2: Money management.

If it could be said the first great problem of the poor for which they are not rich is due to
their bad administration, money follows good administration, the man or woman who
after earning their money wastes their money will never pass the cycle of the rat race,
money management and wealth building begins the moment you receive your paycheck.
The man who knows how to reproduce money will never be worried about him, I want to
give you valuable advice for your tomorrow and one of them is; Manage your money and
he will follow you.Read books, watch videos of successful men, learn from those who
already They’ve come down the road before you and you’ll learn valuable tips to manage
your money and be more prosperous.
3: Multiplication of money.

Everyone, regardless of who we are, will be presented with money problems as well as
opportunities to grow it, there are many good options concerning money, only most of us
were taught good-intentioned ideas regarding it that are either not correct or are no
longer useful. For example, saving is good, but if you save just to save or save for personal
expenses in things that will not be returned or paid for, then the saving has not met its
objective, but if instead you save with the thought of later investing if it is good choice.
Saving is frizzy and devalued money unless it is used for the multiplication of money and
that only through the science of money that makes money “THE INVESTMENT”. Robert
Kiyosaki teaches a philosophy that we should all adopt for wealth creation and it is about
creating or buying assets that cash flow and eliminate liabilities. ¿Assets “put money in
your pocket and ¿liabilities” take money out of your pocket and says more: if you want to
be rich, spend your life creating assets. This is the way in which great fortunes have been
created and it is the way to grow and multiply your money, that is, there is no
multiplication of money without assets that give money flow. Cash or money flow is what
says if you will ultimately be rich or poor, do you want to know if someone will be rich?
Look at their cash flow, it is what says in which path each person is on. If you want to be
rich, watch your money flow and reinvest in your assets.

4: Focus on assets.

There are people who believe that to be rich it is enough to have a large income, a “good
job”, nothing could be wrong. There are millions of well-paid people and they are not rich,
they have thousands of debts and they think that if they get a raise they will be rich, If
only they knew that the amount of money does not make wealth. If income does not
make the wealth that makes the rich rich? The answer is; their ASSETS. The rich focus their
mind and their effort on creating assets that generate income and then reinvest the profits
to consolidate and grow the business, the poor think that with a large salary or ordinary
income they will be rich that is why they are poor, on the other hand the rich know that
creating assets is the only way to make money work for you and not have to work for
money or exchange your time for money. Let’s take an example: a rich man and a poor
man both want a car. The happy poor man with his good salary will buy it on time, he will
surely pay it because he has a good income, what he does not know is that at the time of
buying it the car already loses value, the expense of gasoline, repair and maintenance, all
that takes away money and keeps it poor. However, before buying that same car, the rich
man first analyzes how he is going to pay it, if on credit or in cash, who will pay it, if he or
his business, the rich man knows that he cannot buy it as an individual, that is, that He
cannot buy it to pay for it himself, but he buys it and pays it for his business and his
investments, by doing this the rich man maintains control of his businesses and also allows
him to enjoy the car without getting into debt. The previous example gives us to
understand the great difference between the thinking, administration and attitudes of rich
and poor, the rich acquire assets, the poor acquire liabilities.
5. The power of: <LEVERAGE>.

Have you ever used a pulley or a lever to move a heavy object that you did not have the
ability to move with your hands? Well, if you have used it, you know more or less what I
am talking about, LEVERAGE is doing more with less. In this book I want to reveal to you
the secret of the great rich that very few people know, the leverage allows the one who
uses it to advance faster and in more quantity. Financial leverage is what the rich use to
increase their wealth more quickly and with less effort and expense, for example, the rich
use the money of the bank or investors to create their business, the rich know that this
allows them to pay less taxes And making others pay, that is, you use other people’s
money, it may sound illegal or fraudulent but no, it is legal and has been used for
thousands of years to build fortunes. The money that citizens save is used by the rich to
create their wealth, that is leverage. How long would it take you to save a million dollars?
If you are poor, surely you would not dream of that luxury, but how long would it take you
to ask for a million dollars your banker ¿, not much right ¡! That is financial leverage in
action, you take money from other people and use it to get rich. It can also make you poor
if you use leverage for personal and family expenses, your focus should always be to
increase, that you get money remember ASSETS put money instead of taking it out. The
time of other people; It is another form of leverage of the rich, the rich hire people who
are willing to work for them doing what they do not want to do in exchange for
remuneration, it is not illegal, because that is what everything does Employee, work for
someone else. ”Keep this in mind <if you are an employee, you are someone else’s
leverage>, when everyone seeks employment, you look for business and investment
opportunities, then use other people’s money and their time. If someone knows the
power of leverage and uses it to produce money with the knowledge of creating assets and
eliminating as much of their liabilities as possible by observing their cash flow, they will
undoubtedly reach wealth.

6. Earn more than you spend.

It is surprising to see so many people earn their money one day and the next day realice
that they are gone, most people charge to pay their bills, they live from fortnight to
fortnight with no increase in money just because they do not know everything that you
today you are learning through this material, it is very important to control expenses, in
fact it is essential to be rich, if you do not keep track of your expenses, start creating the
habit today because otherwise it will keep you fighting for money all the time and I think
it’s not what you want. Your financial goal should be to have all the money you can so you
don’t have to worry about it, yes, without forgetting other things that are important even
more than money ”, for what money can buy is very important but very insignificant for
what you can not buy, learn to understand these points and I guarantee that in addition to
being rich you will also be very happy. According to Robert Kiyosaki in his definition of
wealth he says that it is not measured in money but in time, yes, how long would you last
living exactly as you live without having to work one more day?, It does not matter if it is a
month, two months, a year or ten years, if your money is finished in a fixed period until
then you have wealth. Wealth does not depend on the level of income but on the cash
flow that comes in from the assets created and that are enough to maintain a lifestyle
without having to work or sit, that is financial wealth. Being rich is not having a nice car or
a big house or a nice yacht, without a flow of money that exceeds those expenses, you are
not rich, so you must control your expenses and that your earnings are always above
them, just This way you will be rich and you will be at the level of the few who know these
secret millionaires.If you earn 10,000 dollars a month but your expenses are 10,500 dollars
a month then every month you will be 500 dollars poorer, do you realice that it is not
necessary to be a Super financial man to be rich ¿, Start with these simple tips and you will
reach a large reserve of money that will flow even if you are asleep.

No one is happy working for another.

The problem with employment is not the job itself, but rather that employment is the
mechanism used by the rich to be richer, because when they hire you they don’t hire you
for who you are, they hire you to sell them your time and do what that they do not want
to do, so they buy your time and that allows them to have more time to do what they like
to do, I know how you feel when thinking about the next weekend, you have started a
work week and you feel that there is no changes, that’s why you are reading these pages
because you know that you were not born to be mediocre, you were not born so that
someone else owns your life, because let me tell you that when you sell your time for
money you are selling your life, another is that determines your style of life, someone else
decides where your children study, what university they attend, what you eat, what you
dress, the level of your vacations, your time with your family, etc.

We live in a world and in an era where the slow fish lives in constant danger, your money
disappears, inflation and taxes shatter it and you don’t know what to do, think about your
past, your past decisions are what have led you as far as you are, the people with whom
you have met, those around you, your teachers and even your parents, you get up, you go
to work and you wait a fortnight for the next check, but only to see how it flies out of your
hands because you already owe it on bills that you have to pay, and the taxes that are not
missing.

But stop ¡!!

There is still hope, you can still learn how money works, how the economy works …
prosperity is something that we have all wanted, sometimes we dissociate it from
happiness, but really prosperity rarely does not make us happy, it is not the happiness but
if you leave us very close to it, the truth is my dear reader that if you keep thinking that a
conventional job is going to make you rich you will be left like lots of people have been left
without money for their retirement and being a slave all their lives .

We have come to think that having a business and being financially free is only for a few,
that the money we can get is limited and that we must settle for an invariable linear
income figure (we will talk about it in another chapter).

My dear reader there is money in the world so that we are all rich, there is so much money
in the world that we could not spend in a thousand lives, the big problem is that we cannot
conceive that thought because we have been programmed to believe that we live in a
world of scarcity, in a dead world, without abundance, but in this book I want you to know
that there is something for everyone and that for you who may not know how money is
handled there is also an opportunity to prosper and not depend on a job.
To settle for the minimum or less than what we can achieve and be financially free is a
crime, to depend all our lives on another person and that our means are reduced to little,
hopeful in a false retirement, with inflation and taxes eating us alive, that is why it is so
necessary to learn about finances and control our own money and learn how to make it
produce and multiply.

Money does not make you rich.

If no one is happy working for someone else and money does not make anyone rich either
then. What can I do ¿, to be financially free I have to have a business, and if I have a
business I can have a lot of money then, how come money does not make me rich ¿, I will
explain it to you, when you earn money you have the possibility of earning a lot of money
but not having the ability to make that money produce you money, you must learn the
science of investing, but keep in mind that it is not how much money you earn, that it is
not the job you have or the money you earn, if not you have a basic financial education
you will not be able to reproduce your money, you need financial education, investment
education, know how to earn money but know more how to keep it, remember that it is
not how much you earn but how much you manage to keep after earning it and so you
start to be rich.

The first is to earn money, the second is to keep part of the money earned, this is how
wealth is forged, earning a lot of money without keeping anything only makes you poorer,
because money does not make you rich, what if it makes you rich is to know how Money
works, if you want to be rich, start with three points: first you must earn money, work if
you do not have a business, no matter how much you earn, the important thing is how you
are going to use it, the second is to keep part of it to forge your future wealth and Stop
being an employee, third you must manage the money you keep well and look for ways to
make that conserved money move in your favor by acquiring businesses.
If you can follow these tips you can manage your future wisely and without worries, focus
on getting businesses that give you money and not on the money itself. Wealth begins in
the mind, you must learn to manage your mind.

There are many who win the lottery and believe that they will be free forever, that they
will not need money anymore, but in a short time they are worse off than when they had
not won it, because they focused on money and not on the intelligence that it keeps
money constantly growing, it is not how much you earn, it is how much you keep and how
well you manage it.

Some think that when they earn more money their life will change, that when they
increase their salary their dreams will be fulfilled but they do not know that it is a means to
keep them poor and comfortable with a job in which they sell their time, the rich get richer
and the poorest poor not because the rich are greedy but because they know how money
works so that they buy them time to be free and do what they want and like, however the
poor get poorer because the more they increase the more taxes paid and more
accommodated to his job and postponed the time to be free.

Why not get rich and provide jobs for others? Because really some, no matter how much
they are taught about their condition and how the job consumes them, they are still in
love with their job, jobs will not end, what is needed in entrepreneurs People who create
businesses and make the economy work, people who produce and not consume, people
who seek solutions and not problems, who create jobs and not seek one.
CONCLUSION.

This little book has the capacity to make you prosper until the summit where your dreams
are possible, everything you have dreamed about is about to be real. ACTION … Success is
achieved if you prosper, you know how, reality is possible, everything you can think and
wish with burning desire you can achieve it. Do not forget that there is a secret ingredient
for success and it is “PERSISTENCE”. I hope this material and success will be of great
benefit to you ¡!! See you at the top.

Thank you for taking the time to read this book.

YEURIS MARTINEZ