REGION 1

SCHOOLS DIVISION OF LA UNION

CABA NATIONAL HIGH SCHOOL
LAS – UD, CABA, LA UNION

SECOND QUARTER
School Year 2021 – 2022
GENERAL MATHEMATICS
ACTIVITY SHEET WEEK 3
Shyla Mae B. Picazo
NAME: _______________________________________ 12-4-21
DATE: ________________________
11-Jupiter
GRADE AND SECTION: __________________________ MODULE NO: _________11_________
Abelaine Joy Abaquita
TEACHER: ___________________________________ PARENT’S SIGNATURE: ___________

PRETEST
1.A 6.C 11.C
2.C 7.B 12.B
3.B 8.C 13.D
4.A 9.A 14.A
5.B 10.B 15.D

EXPLORE
ENRICHMENT ACTIVITY 1.a
Time of Length Interest Frequency of Simple Ordinary
Payment of Rate Compounding Annuity/General Annuity/
Annuity per Annuity Annuity Due
year
1. end of 4 years 4% monthly Simple Annuity Ordinary Annuity
each
month
2. end of 8 years 6% monthly General Annuity Ordinary Annuity
each
quarter
3. every 10 years 10% semi-annually Simple Annuity Annuity Due
January
and July
4. 5 years 8% annually Simple Annuity Annuity Due
beginning
of each
year
5. end of 6 years 1
9 % quarterly General Annuity Ordinary Annuity
2
each
month

ENRICHMENT ACTIVITY 1.b

1. 𝒊 = 0.0033 n= 48
2. 𝒊 = 0.005 n= 96
3. 𝒊 = 0.05 n= 20
 4. 𝒊 = 0.08 n= 5
5. 𝒊 = 0.01125 n= 24

ENRICHMENT ACTIVITY 2
1. 𝑷 = ₱𝟓, 𝟎𝟎𝟎
2. 𝒕 = 𝟏𝟎
3. 𝒎 = 𝟏
4. 𝒏 = 𝟏𝟎
5. 𝒓 = 𝟎. 𝟎𝟒
6. 𝒊 = 𝟎. 𝟎𝟒
7. 𝒄 = 𝟏𝟐
8. 𝒑 = 𝟑
9. 𝒌 = 𝟎. 𝟐𝟓
10. 𝑷𝑽 = ₱𝟏𝟔𝟒, 𝟔𝟑𝟏. 𝟑𝟎

INDIVIDUAL ASSESSMENT 1.A INDIVIDUAL ASSESSMENT 1.B

1. ₱𝟏𝟐𝟐, 𝟒𝟏𝟔. 𝟎𝟎 1. ₱𝟏𝟎𝟐, 𝟒𝟑𝟓. 𝟐𝟒
2. ₱𝟐𝟏𝟒, 𝟕𝟓𝟔. 𝟒𝟕 2. ₱𝟐𝟎𝟒, 𝟏𝟓𝟖. 𝟖𝟓
3. ₱𝟏𝟕𝟒, 𝟐𝟑𝟓. 𝟑𝟖 3. ₱𝟔𝟎, 𝟕𝟐𝟗. 𝟏𝟕
4. ₱𝟖𝟑, 𝟑𝟓𝟕. 𝟑𝟑 4. ₱𝟑𝟕, 𝟐𝟑𝟐. 𝟒𝟖
5. ₱𝟒𝟒, 𝟏𝟓𝟏. 𝟗𝟒 5. ₱𝟕𝟒, 𝟗𝟎𝟓. 𝟔𝟒

INDIVIDUAL ASSESSMENT 2
1. ₱𝟏𝟖, 𝟑𝟖𝟕. 𝟔𝟓
2. ₱𝟑, 𝟗𝟗𝟔. 𝟕𝟒
3. ₱𝟑𝟎𝟕, 𝟑𝟓𝟖. 𝟎𝟗
4. ₱𝟏𝟓𝟓, 𝟓𝟖𝟒. 𝟒𝟑
5. ₱𝟐𝟓𝟓, 𝟗𝟖𝟒. 𝟒𝟒

DEEPEN (PERFORMANCE TASK)

1. a. Find the total deposit and the amount of each annuity.
b. Why are the amounts not the same even if the total deposits are the
same?
A.
ANNUITY X
Given:
𝒓 𝟎.𝟎𝟕
P=2,000 𝒊=𝒎= = 𝟎. 𝟎𝟎𝟓𝟖𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑 𝒏 = 𝒎 × 𝒕 = 𝟏𝟐 × 𝟐𝟎 = 𝟐𝟒𝟎
𝟏𝟐
Find: FV
(𝟏+𝒊)𝒏 −𝟏
Formula: 𝑭𝑽 = 𝑷 [ ]
𝒊
Solution:
(𝟏+𝟎.𝟎𝟎𝟓𝟖𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑)𝟐𝟒𝟎 −𝟏
𝑭𝑽 = 𝟐, 𝟎𝟎𝟎 [ ]
𝟎.𝟎𝟎𝟓𝟖𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑
𝟑.𝟎𝟑𝟖𝟕𝟑𝟖𝟖𝟒
= 𝟐, 𝟎𝟎𝟎 [ ]
𝟎.𝟎𝟎𝟓𝟖𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑
= 𝟐, 𝟎𝟎𝟎(𝟓𝟐𝟎. 𝟗𝟐𝟔𝟔𝟓𝟖𝟐𝟖)
𝑭𝑽 = ₱𝟏, 𝟎𝟒𝟏, 𝟖𝟓𝟑. 𝟑𝟐

ANNUITY Y
Given:
𝒓 𝟎.𝟎𝟕
P=4,000 𝒊 = 𝒎 = = 𝟎. 𝟎𝟎𝟓𝟖𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑
𝟏𝟐
 𝒏 = 𝒎 × 𝒕 = 𝟏𝟐 × 𝟏𝟎 = 𝟏𝟐𝟎
Find: FV
(𝟏+𝒊)𝒏 −𝟏
Formula: 𝑭𝑽 = 𝑷 [ ]
𝒊
Solution:
(𝟏+𝟎.𝟎𝟎𝟓𝟖𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑)𝟏𝟐𝟎 −𝟏
𝑭𝑽 = 𝟒, 𝟎𝟎𝟎 [ ]
𝟎.𝟎𝟎𝟓𝟖𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑
𝟏.𝟎𝟎𝟗𝟔𝟔𝟏𝟑𝟕
= 𝟒, 𝟎𝟎𝟎 [𝟎.𝟎𝟎𝟓𝟖𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑𝟑 ]
= 𝟒, 𝟎𝟎𝟎(𝟏𝟕𝟑. 𝟎𝟖𝟒𝟖𝟎𝟔𝟐𝟖)
𝑭𝑽 = ₱𝟔𝟗𝟐, 𝟑𝟑𝟗. 𝟐𝟑
B.
Because, they had a different monthly investment and time period.

2. a. Find the total deposit and the amount of each annuity.

b. Why are the amounts not the same even if the total deposits are the
same?
A.
ANNUITY 1
Given:
𝒓 𝟎.𝟎𝟖
P=1,000 𝒊= = = 𝟎. 𝟎𝟎𝟔𝟔𝟔𝟔𝟔𝟔𝟔𝟔𝟕 𝒏 = 𝒎 × 𝒕 = 𝟏𝟐 × 𝟓 = 𝟔𝟎
𝒎 𝟏𝟐
Find: FV
(𝟏+𝒊)𝒏 −𝟏
Formula: 𝑭𝑽 = 𝑷 [ ]
𝒊
Solution:
(𝟏+𝟎.𝟎𝟎𝟔𝟔𝟔𝟔𝟔𝟔𝟔𝟔𝟕)𝟔𝟎 −𝟏
𝑭𝑽 = 𝟏, 𝟎𝟎𝟎 [ ]
𝟎.𝟎𝟎𝟔𝟔𝟔𝟔𝟔𝟔𝟔𝟔𝟕
𝟎.𝟒𝟖𝟗𝟖𝟒𝟓𝟕
= 𝟏, 𝟎𝟎𝟎 [𝟎.𝟎𝟎𝟔𝟔𝟔𝟔𝟔𝟔𝟔𝟔𝟕 ]
= 𝟏, 𝟎𝟎𝟎(𝟕𝟑. 𝟒𝟕𝟔𝟖𝟓𝟒𝟗𝟔)
𝑭𝑽 = ₱𝟕𝟑, 𝟒𝟕𝟔. 𝟖𝟓

ANNUITY 2
Given:
𝒓 𝟎.𝟎𝟖
P=3,000 𝒊 = 𝒎 = 𝟒
= 𝟎. 𝟎𝟐 𝒏 = 𝒎 × 𝒕 = 𝟒 × 𝟓 = 𝟐𝟎
Find: FV
(𝟏+𝒊)𝒏 −𝟏
Formula: 𝑭𝑽 = 𝑷 [ 𝒊
]
Solution:
(𝟏+𝟎.𝟎𝟐)𝟐𝟎 −𝟏
𝑭𝑽 = 𝟑, 𝟎𝟎𝟎 [ ]
𝟎.𝟎𝟐
𝟎.𝟒𝟖𝟓𝟗𝟒𝟕𝟑𝟗
= 𝟑, 𝟎𝟎𝟎 [ ]
𝟎.𝟎𝟐
= 𝟑, 𝟎𝟎𝟎(𝟐𝟒. 𝟐𝟗𝟕𝟑𝟔𝟗𝟓)
𝑭𝑽 = ₱𝟕𝟐, 𝟖𝟗𝟐. 𝟏𝟏
B.
Because, they had a different kind of investment and compounding period.

3. As a reward, Teddy receives this offer where he has to choose from one of
these payment plans.
a. A single cash payment of 320,000 to be received immediately
b. Monthly reward payment of 4,800 for 10 years
 If the money can be invested at 6% per year compounded monthly which
offer would you think Teddy should accept?

a. Compounding Interest
𝒓 𝒏𝒕
Formula: 𝑨 = 𝑷 (𝟏 + 𝒏)
Solution:
𝟎.𝟎𝟔 (𝟏𝟐)(𝟏𝟎)
𝑨 = ₱𝟑𝟐𝟎, 𝟎𝟎𝟎 (𝟏 + )
𝟏𝟐
= ₱𝟑𝟐𝟎, 𝟎𝟎𝟎(𝟏. 𝟎𝟎𝟓)𝟏𝟐𝟎
𝑨 = ₱𝟓𝟖𝟐, 𝟐𝟎𝟔. 𝟗𝟓
b. Future Value
(𝟏+𝒊)𝒏 −𝟏
Formula: 𝑭𝑽 = 𝑷 [ ]
𝒊
Solution:
(𝟏+𝟎.𝟎𝟎𝟓)𝟏𝟐𝟎 −𝟏
𝑭𝑽 = 𝟒, 𝟖𝟎𝟎 [ ]
𝟎.𝟎𝟎𝟓
𝟎.𝟖𝟏𝟗𝟑𝟗𝟔𝟕𝟑
= 𝟒, 𝟖𝟎𝟎 [ ]
𝟎.𝟎𝟎𝟓
= 𝟒, 𝟖𝟎𝟎(𝟏𝟔𝟑. 𝟖𝟕𝟗𝟑𝟒𝟔)
𝑭𝑽 = ₱𝟕𝟖𝟔, 𝟔𝟐𝟎. 𝟖𝟔

Teddy should accept letter B because based on my computation, letter B is

greater than letter A and letter B will reward Teddy by monthly payment of
4,800 for 10 years unlike the letter A, Teddy will just received single cash
payment of 320,000 to be received immediately.

4. Which among the following three accounts will you choose? Justify your
answer using the concept of effective rate.
a. Account 1 giving 3% interest compounded annually
b. Account 2 giving 2.5% interest compounded semi-annually
c. Account 3 giving 2% interest compounded quarterly
To know what should I choose among the three accounts, I will use the
formula of effective interest rate.
Formula: 𝑬 = (𝟏 + 𝒊)𝒏 − 𝟏
a. Account 1
Solution:
𝑬 = (𝟏 + 𝟎. 𝟎𝟑)𝟏 − 𝟏
𝑬 = 𝟑%
b. Account 2
Solution:
𝑬 = (𝟏 + 𝟎. 𝟎𝟐𝟓)𝟐 − 𝟏
𝑬 = 𝟓. 𝟎𝟔%
c. Account 3
Solution:
𝑬 = (𝟏 + 𝟎. 𝟎𝟐)𝟒 − 𝟏
𝑬 = 𝟖. 𝟐𝟒%
The best choice is account 3 because based on my computation using the
formula of Effective Interest rate (EIR), the account 3 is greater than 1 & 2 and
because account 3 is giving interest in compounded quarterly.
GAUGE
1.C 6.B 11.C
2.A 7.B 12.B
3.A 8.A 13.B
4.D 9.C 14.B
5.A 10.B 15.C