Some banking questions during interview:

Q1. Hi, tell me about yourself

Ans) Good Afternoon Sir/Madam, My name is …………………, I am coming from ………….. I have
done by schooling from West Bengal board and graduation from Calcutta University. In my
family there are three members, my father is into service and my mother is a home-maker. My
hobbies are listening to music and watching movies.
Q2. What kind of movies do you prefer?
Ans) Classic old Hindi movies and movies which has some nice meaning or moral
Q3. Why join banking sector? / What inspires you to join or start your career in banking sector?
Ans) Banking sector is growing very fast and there are lots of opportunities in this sector, plus I
am very keen in making a career in the BFSI sector.
Q4. Can you specify where have you seen growth in the sector of Banking Sector?
Ans) Well, the banking sector is:

A) Growing very fast and is the most important contributor of Service industry in India’s
GDP
B) 70 organizations have applied for a banking license
C) 8.4 million jobs are expected to be generated in BFSI by 2022 according to NSDC
OR Talk about Financial Inclusion
Q5. What are your strengths and weaknesses?
Ans) My strength is that I am hard-working, punctual and keen learner, and my weakness is that
I trust people easily.
Q6. Can you give me an example of hard-working nature?
Ans) During my class X, I did not get good tuitions at my place, I worked hard on my own and
scored the marks I got through my hard-working nature
OR
Q6. Can you give me an example of your punctuality?
Ans) Sir, today I was asked to come at 10am, but I came earlier that, so it shows that I am
punctual
Q7. What are your short-term vs long-term goals in life?

Ans) I want to be a branch manager in 5 years from now, that’s my short-term goal. My long
term goal is to become a good banker

Q8. Prepare for questions on:

a) Pressure handling b) Customer handling c) Multi-tasking

Q9. Do you know what characteristics are required to work in customer facing roles?
Ans) Yes, I believe one needs to be good in communication, keen learner, focused, confident and
polite with customers
Q10. Do you possess any of these?
Ans) Yes, certainly
Q11. Can you handle pressure at work-place?
Ans) I have handled pressure during my academic life as well, and scored good marks. So, why
not do the same in the banking sector as well.
Q12. Name three private sector banks/ Name three foreign banks.
Q13. Are you aware that NISM is now mandatory to join the BFSI sector?
Ans) Yes, I am aware, am keen to do the NISM certifications
Q14. Can you cope up with group discussions, presentations, articles, role-play sessions etc?
As this training will require these things.
Ans) Yes, definitely, I can.
Q15. What are some of the Banking products?
Ans) Some of the banking products are Current account, Savings account, Loan, Insurance,
Locker, Debit Card, Fix deposits etc.
Q16. Does anyone of your blood relative is been working at ICICI bank?
Ans) No sir/ma’am, none of my blood relative is working at ICICI bank.

Q17. Explain Reverse Repo Rate?

Ans) Reverse Repo Rate is defined as the rate at which the Reserve Bank of India (RBI) borrows money from banks
for the short term. It is an important monetary policy tool employed by the RBI to maintain liquidity and check
inflation in the economy.
Q18. Why should ICICI bank hire you?

Ans) Being a fresher, I think I am very flexible and adaptive to learning new things. I am sure I will be able to
contribute something capable for the growth of the company.

Q19. Why do you want to join ICICI bank?

Ans) ICICI bank is the 2nd largest bank in India, so, I want to make my career in such a big bank.
Q20. What do you know about ICICI bank?
Ans) ICICI bank was established in 1994. It is the 2nd largest bank in India with more than 5000 branches.
The CEO of ICICI bank is Mr. Sandeep Bakhshi.
Q21. For which position are you applying in ICICI Bank?
Ans) Am applying as a Senior Officer Value Banker.
Q22. What do you know about this ICICI Bank programme?
Ans) After selection I will undergo 45 days of training from Timespro after that, I will join ICICI bank for
1st 3 months, I will work as a trainee and after that I will become Senior Officer Value Banker.
Q23. Tell me about your State/City?
Ans) I belong to Odisha, Odisha is a state located in the eastern part of India. It is known for its cultures
and is full of many Hindu temples. The capital of Odisha is Bhubaneswar. The festival that is very famous
among our people is Ratha Yatra.
Q24. Are you ready for relocation?

Ans) Yes, I am ready for relocation.

Q25. Are you ready for Sales?

Ans) Yes, I am ready for Sales