BANKING INTERVIEW QUESTIONS

IMPORTANT PERSONAL QUESTIONS THAT ARE MOSTLY ASKED IN INTERVIEWS

1.Tell /describe about yourself?

2.What's Special About Your Hometown?
3.What does your father do?
4.Why don't you join your father business?
5.Who is your role model and why?
6.What Are Your Strengths and Weaknesses?
7.Tell me about a time when you demonstrated leadership skills.
8.Tell me about a time you worked in a team.
9.Why should we Hire you?
10.What is your greatest strength?
11.What is more important for you Money Or Work?

IMPORTANT BANKING QUESTIONS THAT ARE MOSTLY ASKED IN INTERVIEWS

1. Public sector Bank Which have largest number of Branches in Foreign Country - Bank Of Baroda
2. Define Bank? A bank is Financial Organization or Institution Which Accepts Deposits that can withdrawal on
demand
3. What is BSBDA? Basic Savings Bank Deposit Account (BSBDA) is a Zero Balance Savings Account that takes
care of your simple banking needs with Free ATM card, monthly statement, and cheque book.

BSBDA is the new name for “no-frill accounts” under which anyone can open a bank account with even zero balance
in it or “zero balance account”.
 All types of customers can open a Basic Savings Bank Deposit Account having age above 10 years.
 No Minimum balance requirements
 The services available free in the ‘Basic Savings Bank Deposit Account’ include deposit and withdrawal, transfer
funds, cheque facility, passbooks, ATM cards and number of withdrawals to 4 using any mode in a month.
 BSBDAs can be opened in any commercial banks and also in foreign banks.
4. Which Banks was inaugurated by Mahatma Gandhi in 1919? Union Bank of India
5. Functions of Bank? It accepts deposits from the customers, who can take back their money at will.
  Giving interest on Saving accounts
 A bank lends money to needy people at a certain interest rate
 The collection of cheques drawn on other banks.
 Dealing in foreign exchange to assist the settlement of overseas debts.  Etc.
6. Types Of Account:
 Current Account: Current accounts can be opened on firm names. No interest is paid on current Account.
 Savings Account: The main purpose of Saving Account is to encourage small savings from the public. Interest
paid on Saving Account.
 Fixed Deposit Account:  Amount is kept for a fixed period. Higher rate of interest will be paid on this Account.
 Recurring Deposit Account: A fixed amount can be deposited in monthly installments. Interest rate is same as
fixed deposits.
7. What Are Industrial Banks? Bank providing big loans to large scale Industries.  Eg;  IDBI bank, Industrial bank
of India etc.
8. Prime Rate: Prime rate is the interest rate that banks charge their preferred customers, or those with the
highest credit ratings. It is used to determine borrowing costs on many short-term loan products.
9. What do you mean by CASA? CASA stands for Current Account Savings Account. The CASA ratio shows how
much deposit a bank has in the form of current and saving account deposits in the total deposit.
A higher CASA ratio means better operating efficiency of the bank because on current account there is no
interest payable whereas on savings account a tiny 3.5% interest is payable by the bank.
10. What Is a Private Bank? Banks which are owned and run by individuals are called private banks. Example:
karnataka bank, karur vysya bank, lakshmi vilas bank etc.
11. What Are the Types of Banks? Banks can be classified into various types on the bases of their functions,
ownership, domicile, etc.
Classification on the Basis of functions: • Central Bank • Commercial Banks • Industrial Banks • Agricultural
Banks • Specialized Banks • Exchange Banks • Savings Bank • World Bank
Classification on the Basis of Ownership: • Public Sector Banks • Private Sector Banks • Co-operative Banks
Classification on the basis of Domicile • Domestic banks • Foreign banks
12. What Are the Functions Of RBI? 1) Monetary Functions: a) Bank of Note Issue, b) Currency Chest,
c) Banker to Government, d) Bankers Bank, e) Lender of the Last Resort, f) Banker, Agent & Adviser to the
Government, g) Custodian of the Cash Reserves of Commercial Banks, h) Custodian of Foreign Balances of
the Country, i) Controller of Credit
2) Non-Monetary Functions: a) Supervisory Functions, b) Promotional Functions
13. What Is The Difference Between Nationalized Banks And Private Banks? A nationalized bank is owned by
the govt. of that country and is also known as Public Sector Bank whereas a private sector bank is owned by
an independent individual or company.
14. When Banks Are Nationalized? In 1969 : 14 banks were nationalized. In 1980: 6 banks were nationalized.
15. What Is The ‘Cost of Debt’? When any company borrows funds, from a financial institution (bank) or other
resources the interest paid on that amount is known as ‘cost of debt’.
16. The maximum period for which a fixed deposit can be accepted by a Commercial Bank is-10 years
17. How many digits are contained in IFSC(Indian Financial System Code)? 11 Digits, First 4 characters are
alphabet represents the Bank ,the 5th character is zero (0) ,Last 6 characters represents Branch Code.
18. Open market operation is a part of Credit Policy . Credit Policy also called Monetary Policy.
19. What Is Msil? When the code is compiled, the compiler translates your code into Microsoft intermediate
language (MSIL). The common language runtime includes a JIT compiler for converting this MSIL then to
native code.
20. What Is Demat Account? DEMAT accounts are those in which shares, securities and insurance policies are
kept in electronic form.
21. What Is Banking Ombudsman Scheme? The banking ombudsman scheme is a scheme to listen to
customer’s grievances and complaints regarding certain services provided by the bank. It was introduced
under the Section 35 A of banking regulation act, 1949 by RBI with effect from 1995 which was later
amended and became the banking ombudsman scheme, 2006.
22. Teaser Rate : Low rate of interest in the initial period which goes up subsequently .
23. Bankers have an old practice of obtaining introduction particularly in current accounts so as to be eligible to
get protection under section 131 of the Negotiable Instrument Act,1881.
24. With which of following types of loans are teaser rates related? Home loans, Personal loans, Auto loans,
Reverse mortgage loans
25. The Imperial Bank of India, after its nationalization came to be known as – State Bank of India
26. In which year was the Reserve Bank of India established? 1935
27. What Is the Cad? What Is Fiscal Deficit? CAD or current account deficit is the difference between the
imports and exports of a nation in one financial year whereas fiscal deficit is the difference between total
revenue and expenditure of a nation.
28. A bearer cheque can also be called as –Open cheque
29. Reserve Bank requires banks to obtain introduction while opening any type of account to check benami
transactions.
30. A banking account cannot be open in the case of : undischarged insolvent
31. An account is classified as dormant/inoperative when no transactions are made during last – 2 years
32. Headquarter & Year of Establishment & Slogan Of Nationalised Banks-
Allahabad Bank –Kolkata - 1865 - A Tradition of Trust
Andhra Bank- Hyderabad -1923 -For all your needs
Bank of Baroda Baroda - 1908 - India's International Bank
Bank of India- Mumbai - 1906 - Relationship beyond banking
Bank of Maharashtra - Pune -1935 - One Family, One Bank
Canara Bank - Banglore – 1906 - Together we can C
entral Bank of India – Mumbai – 1911 - Central to you since 1911
Corporation Bank - Mangalore – 1906 - Prosperity to all
Dena Bank - Mumbai – 1938 - Your Trusted Family Bank Taking Banking
Indian Bank - Chennai – 1907 - Technology to the Common Man
Indian Overseas Bank - Chennai – 1937 - Good people to grow with
Oriental Bank of Commerce - New Delhi – 1943 -Where Every Individual is Committed
Punjab National Bank - New Delhi – 1895 -The name you can bank upon
Punjab and Sind Bank - New Delhi – 1908 - Where service is a way of life
Syndicate Bank - Manipal - 1925 - Faithful, Friendly
UCO Bank – Kolkata - 1943 - Honours yours trust
Union Bank of India - Mumbai - 1919 - Good people to bank with
United Bank of India – Kolkata - 1950 - The Bank that begins with U
Vijaya Bank - Banglore - 1931 - A Friend you can bank upon
33. What is a Nostro Account? A bank account held in a foreign country by a domestic bank denominated in the
currency of that country
34. A mandate is an authority in writing by which the account holder empowers another person to operate on
the account on his behalf.
35. Twenty Point Programme was launched in 1975 by –Indira Gandhi
36. Regional Rural Banks are sponsored by - Nationalised Commercial Bank
37. LIBOR - London Inter Bank Offered Rate
38. Regional Rural Banks were established in the year – 1975
39. SARFAESI Act 2002 related to - Recovery of bad loans
40. ATMs that are owned and managed by non-banking entities are known as - White Label ATMs
41. The rate at which the Reserve Bank of India lends money to commercial banks is known as – Bank Rate
42. Nepal’s central bank is called as Nepal Rashtra Bank. It was established in 1956 under the Nepal Rashtra
Bank Act 1955.
43. What Are the Various Risks That Banks Face? There are mainly three types of risks faced by banks:-
Credit Risk:  loan or NPA.
Market Risk:  Money invested in the market.
Operational risk:  Day-to-Day working risks.
44. Share capital in RRB’s: Central government: 50% Sponsored bank: 35% State government:
15%
45. What Is the Difference Between Cheque and Demand Draft? Cheque is a negotiable instrument which is
paid to the bearer but a demand draft is a negotiable instrument always payable on order.
46. What Is the Meaning Of “base Rate”? Base Rate is the minimum rate of interest which a bank has to charge
from its customers and a bank can’t sanction loan on a rate below the base rate.
47. What Is Para Banking? Para Banking includes all the services provided by banks apart from day-to-day
banking. For example:  Debit cards, Credit cards, Life Insurance products, Cash Management services etc.
48. What Are the Components of The Monetary Policy Of Rbi? The components of monetary policy include
CRR, Repo rate, reverse repo rate, SLR, MSF and Bank Rate.
49. What Is Financial Inclusion? Financial inclusion is the availability of banking services at a affordable cost in
order to include the weaker section of the society in the banking system.                
50. Repo rate is the rate at which banks borrow from RBI during shortage of funds. This is a short term loan
provided for upto 90 days by selling securities to RBI and receiving money in lieu of it.                
51. Reverse repo rate is the rate at which banks deposit their excess liquidity with the RBI. In other words, the
rate at which RBI borrows from banks by selling securities in order to control excess liquidity in the market is
reverse repo rate.                
52. CRR(Cash Reserve Ratio) : is the part of Net Demand and Time Liabilities (NDTL) or cash of the bank
deposited with the RBI. A higher CRR makes loans expensive as liquidity is controlled by RBI. NDTL is the
deposits of the customers with the bank.
53. What Is Statutory Liquidity Ratio (slr)? SLR is the amount of NDTL which a bank needs to maintain in the
form of cash, gold or govt. securities before providing credit to its customers.
54. What Is Marginal Standing Facility (msf)? In MSF, banks borrow money from RBI for upto 24 hours. MSF is
always 1% above the repo rate and banks can draw only upto 25 of their NDTL from RBI.
55. What Is Term Repo? Under term repo, RBI lends to banks through auction of funds. The minimum interest
charged has to be above the repo rate and there is no limit for maximum interest rate because auction is
made on the rate of interest.
56. Tell Us Something About Nabard and Its Functions? NABARD was established by an act of Parliament on 12
July 1976 as National Bank for Agricultural and Rural Development. It is the apex bank to provide rural credit
and monitor the RRBs. The main functions of NABARD are:- Provide refinance to RRBs and other banks in
rural areas for lending. Acts as a subsidiary for RRBs and co-operative banks.
57. What Is Capital Adequacy Ratio? What Is Demat Account? CAR is the proportion of capital to the banks’
risk. DEMAT accounts are those in which shares, securities and insurance policies are kept in electronic form.
58. What Is Accretion And Dilution? Accretion is asset growth through addition or expansion. Accretion can
occur through a company’s internal development or by way of mergers and acquisitions. Dilution is a
reduction in earnings per share of stock that occurs when additional shares are issued or the stock changes
into convertible securities.
59. What Is Monetary Policy? Policy by which a central authority attempts to control liquidity and interest
aimed high growth rate and price stability.
60. What does crossing of a cheque means?  This is a direction to the bank to not to pay the cheques across
the counter. 
61. On the recommendations of which Committee the Reserve Bank of India was established? - Young- Hilton
Committee
62. Who decides the floating rate on the saving banks accounts? - Reserve Bank of India                
63. A floating interest rate, also known as a variable or adjustable rate, refers to any type of debt instrument,
such as a loan, bond, mortgage, or credit, that does not have a fixed rate of interest over the life of the
instrument
64. Who is the sole reinsurer of India? GIC Re (General Insurance Corporation of India)
65. What is Earned Income Tax Credit (EITC)? The United States federal earned income tax credit (EITC) is a
refundable tax credit that helps low- and medium-income individuals and couples, primarily for those who
have qualifying children. 
66. Bassel Committee is related with - Reforms in Banking sector
67. What Is GDP? Gross Domestic Product is the sum of all the goods and services produced within physical
borders of a country in within a specific period of time.
68. What Is Fiscal Policy? Government revenue generation and spending policies that impact the macro
economy.
69. Call option is an option which gives right to the Option Holder to buy a certain stock at specified time and
specified date.                
70. Derivatives : In Derivative market the value of the instruments bought and sold is based on value of the
underlying asset. The value of the instrument is 'derived' from the value of the underlying asset and hence it
is known as Derivatives.
71. What Is IRDA And What Are It's Functions? Insurance Regulatory And Development Authority (IRDA) is the
sole authority to regulate the insurance industry in India, to ensure the growth of insurance industry and
protect the interest of policy holders.
72. What is consumer bank? Consumer bank is a new addition in the banking sector, such bank exist only in
countries like U.S.A and Germany. This bank provides loans to their customer to buy T.V, Car, furniture etc.
and give the option of easy payment through instalment.
73. What is ‘Amortization’? The repayment of the loan by instalment to cover principal amount with interest is
known as ‘Amortization’. When repayment of the loan is less than the loans accumulated interest, then
negative Amortization occurs. It will increase the loan amount instead of decreasing it. It is also known as
‘deferred interest’.
74. What is the difference between bank guarantee and letter of credit? A bank guarantee contains more risk
for a bank than a letter of credit as it is protecting both parties the purchaser and seller.                
75. Overdraft: Bank provides this facility to current account holders.Account holder can withdraw money
anytime up to the provided limit. He needs to pay interest only on borrowed amount for the period for
which he took loan. An overdraft facility is granted against a collateral security. It is sanctioned to
businessman and firms.                
76. Discounting of Bill of Exchange : It refers to a facility in which holder of a bill of exchange can get the bill
discounted with bank before the maturity. After deducting the commission, bank pays the balance to the
holder. On maturity, bank gets its payment from the party which had accepted the bill.
77. Primary and Secondary Functions of Commercial Banks :
Primary functions : Accepting Deposits, Advancing Of Loan, Overdraft Facility , Discounting of Bill Of 
Exchange
Secondary functions : Agency Functions & General utility functions
78. Largest public sector bank in India – State Bank of India
79. Largest private sector bank in India – ICICI
80. Largest foreign bank in India – Standard Chartered Bank
81. Bank with more branches in India – State Bank of India
82. First bank in India- Bank of Hindustan (1770)
83. First Bank managed by Indians- Oudh Commercial Bank
84. First Bank with Indian capital- Punjab National Bank (Founder of the Bank is Lala Lajpat Rai)
85. First Foreign Bank in India – HSBC
86. First bank to get ISO certificate – Canara Bank
87. First Indian bank outside India –Bank of India
88. First Bank to introduce ATM – HSBC (1987, Mumbai)
89. First Bank to have joint stock public bank (Oldest) – Allahabad Bank
90. First Universal bank – ICICI (Industrial Credit and Investment Corporation of India)
91. First bank to introduce saving account – Presidency Bank (1833)
92. First Bank to introduce Cheque system – Bengal Bank (1833)
93. First bank to give internet banking facility – ICICI
94. First bank to sell mutual funds – State Bank of India
95. First bank to issue credit cards - Central Bank of India
96. First Rural Regional Bank (Grameen Bank) – Prathama Bank (sponsored by Syndicate Bank)
97. First bank to get ‘in principle’ banking license – IDFC and Bandhan Bank
98. First Bank to introduce merchant banking in India – Grind lays bank
99. First bank to introduce block chain technology – ICICI
 100. 5 Associates of SBI : Bank of Travancore Bank of Patiala Bank of Bikaner and Jaipur Bank of
Hyderabad Bank of Mysore

101. What is Banking ? Banking can be defined as the business activity of accepting and safeguarding
money owned by other individuals and entities, and then lending out this money in order to earn a profit.
Types of Banking :
 Para banking- When Bank provide banking services except the general banking facility.
 Narrow Banking- When banks invest its money in government securities instead investing in market to avoid
risk.
 Overseas Banking- Banks having branches in other countries besides its origin country. Example Bank of Baroda
has maximum foreign branches by any indian bank
 Offshore Banking- Bank which accept currency of all countries. Offshore banks are in those countries which
declares them as Heaven Bank Country. Example- Swiss Banks
 Green banking- promoting environmental-friendly practices and reducing your carbon footprint from your
banking activities.
 Islamic bank- Those Banks which work according to Islamic Laws. Concept originate in Egypt. Islamic bank opens
at Cochin in kerala in 2010.
 Kiosk Banking- When we Deposit or withdraw money from booths , it is called Kiosk banking.
 Defence Banking- Full banking services made available to all members of the Defenceforce, including non-
uniformed personnel and other civilians.
 Retail Banking- Retail banking is also known as the consumer banking. Retail banking is a type of banking which
is framed especially for individual consumers.
 Universal banking : Banking that includes investment services in addition to services related to savings and
loans.
 Virtual banking : A virtual bank is a bank with a very small or nonexistent branch network.
 Merchant banking : In banking, a merchant bank is a traditional term for an investment bank. It can also be used
to describe the private equity activities' of banking developed by merchants, from the Middle Ages onwards.
 Door to door banking : Doorstep banking is to deliver Banking and Financial Services at the doorsteps of the
common man.
 Global banking : International Banking activities frequently result in financial instability and serious economic
downturns as financial markets become more open and deregulated.         
102. SUBSIDIARIES OF RBI : The Reserve Bank of India has three fully owned subsidiaries, i.e., the entire
paid-up capital is contributed by the RBI. They are:
 Deposit Insurance and Credit Guarantee Corporation of India (DICGC): It was established on established on 15
July 1978 under Deposit Insurance and Credit Guarantee Corporation Act, 1961.
 Bharatiya Reserve Bank Note Mudran Private Limited (BRBNMPL): It was established on 3rd February 1995.
 National Housing Bank (NHB): It was established on 9 July 1988 under the National Housing Bank Act, 1987.
 Reserve Bank Information Technology Private Limited (ReBIT) : Founded in 2016
103. What is RTGS& NEFT ? RTGS (real time gross settlement) and NEFT (national electronic funds
transfer) are electronic payment systems that allow individuals to transfer funds between banks. Both these
systems are maintained by the Reserve Bank of India. It is applicable only for money transfer within the
country.
104. Type of money ? Commodity Money, Representative Money, Fiat Money, Commercial Bank Money
105. SEBI was formed by Government of India in 1988 and given statutory powers on 12th April 1992.
106. List of Major Credit Rating Agencies In India ?
1. CRISIL (Credit Rating Information Services of India Limited)
2. CARE (Credit Analysis and Research Limited)
3. ICRA (Investment Information and Credit Rating Agency)
4. ONICRA (Onida Individual Credit Rating Agency)
5. Brickwork Ratings India Private Limited
6. SMERA (Small and Medium Enterprises Rating Agency of India Limited)
107. What is Money Laundering ? Money laundering is the process of concealing the origins of money
obtained illegally by passing it through a complex sequence of banking transfers or commercial transactions.
108. Money Market : Money market basically refers to a section of the financial market where financial
instruments with high liquidity and short-term maturities are traded.
109. Call Money / Notice Money / Term Money Market : Call Money, Notice Money and Term Money
markets are sub-markets of the Indian Money Market. These refer to the markets for very short term funds.
 Call Money refers to the borrowing or lending of funds for 1 day. Notice Money refers to the borrowing and
lending of funds for 2-14 days. Term money refers to borrowing and lending of funds for a period of more
than 14 days. Notice Money is also known as Short Notice Money.
110. Treasury Bill (T – Bills) : Treasury Bills are basically instruments for short term (maturities less than
one year) borrowing by the Central Government. Treasury Bills were first issued in India in 1917. At present,
the active T-Bills are 91-days T-Bills, 182-day T-Bills and 364-days T-Bills.\
111. What is CBS ? Core Banking Solution (CBS) is networking of branches, which enables Customers to
operate their accounts, and avail banking services from any branch of the Bank on CBS network, regardless
of where he maintains his account.
112. Give few examples of negotiable Instruments? Bill of Exchange, Cheques, Promissory Note
113. Financial Inclusion: Financial inclusion is the delivery of financial services at affordable costs to
massive sections of disadvantaged and low income groups.
114. Fiscal Deficit: When a government’s total expenditures exceed the total revenue.      
115. Foreign Direct Investment (FDI): It is a controlling ownership in a business enterprise in one country
by an entity, based in another country.      
116. Foreign Institutional Investors (FII): FIIs are those institutional investors which invest in the assets
belonging to a different country other than that where these organizations are based.      
117. General Anti-Avoidance Rules (GAAR): A GAAR is a statutory rule that empowers a revenue
authority to deny taxpayers the benefit of an arrangement that they have entered into for an impermissible
tax-related purpose.      
118. Bonds: It is an instrument of indebtedness of the bond issuer to the holders.      
119. Commercial Bills: A bill of exchange issued by a commercial organization to raise money for short-
term needs.      
120. Commercial Papers: An unsecured, short-term debt instrument issued by a corporation for the
financing of accounts receivable, inventories and meeting short-term liabilities.      
121. Certificates of deposits (CD): A savings certificate entitling the bearer to receive interest.      
122. Debentures: A long-term security bearing a fixed rate of interest, issued by a company and secured
against assets.      
123. Mutual Funds: It is a professionally managed investment fund that pools money from many
investors to purchase securities.      
124. Net Asset Value (NAV): A mutual fund’s price per share or exchange-traded fund’s (ETF) per-share
value.
125. What is Difference between Loans and Advances ? Funds borrowed by an entity from another
entity, repayable after a specific period carrying interest rate is known as Loans. Funds provided by the bank
to an entity for a specific purpose, to be repayable after a short duration is known as Advances.
126. Difference between Commercial Bank and Cooperative Bank? A bank, that offers banking services
to individuals and businesses is known as a commercial bank. A bank set up to provide finance to
agriculturists, rural industries and to trade and industry of urban areas.
127. Difference between NBFC (Non-Banking Financial Company) and Bank? An NBFC is a company that
provides banking services to people without holding a bank license. Bank is a government authorized
financial intermediary that aims at providing banking services to the general public.
128. Difference between Public Sector Bank and Private Sector Bank? Public Sector Banks are the banks
whose complete or maximum ownership lies with the government. Private Sector Banks refers to the banks
whose majority of stake is held by the individuals and corporations.
129. Difference between Scheduled Bank and Non-Scheduled Bank? Scheduled banks is a banking
corporation whose minimum paid up capital is Rs. 25 lakhs and does not harm the interest of the depositors.
Listed in the second schedule. Non-scheduled banks are the banks which do not comply with the rules
specified by the Reserve Bank of India, or say the banks which do not come under the category of scheduled
banks. Not-listed in the second schedule.
130. Difference Between CRR and SLR? CRR is the percentage of money which the bank has to keep with
the Central Bank of India in the form of cash. The bank has to keep a certain percentage of their Net Time
and Demand Liabilities in the form of liquid assets as specified by RBI.
131. Members Of BRICS? Brazil, Russia, India, China and South Africa.
132. Difference Between Bill of Exchange and Promissory Note? Bill of Exchange is an instrument in
writing showing the indebtedness of a buyer towards the seller of goods. A promissory note is a written
promise made by the debtor to pay a certain sum of money to the creditor at a future specified date.      
133. Which public sector banks has the largest number of branches in foreign countries? - Bank of Baroda
134. Which banks was inaugurated by Mahatma Gandhi in 1919? - Union Bank of India      
135. After State Bank of India, which banks has the largest number of offices? - Punjab National Bank
136. What is Interest Rate swap? In finance, an interest rate swap (IRS) is an interest rate derivative
(IRD). It involves exchange of interest rates between two parties
137. What are teaser loan rates charged by banks? Low rate of interest in the initial period which goes
up subsequently
138. What is Sub-Prime Crisis? It is a mortgage crisis referring to credit default by the borrowers. This
crisis originated because of negligence in credit rating of the borrowers.
139. Name of Tiger Reserves in India along with states? Bandipur – Karnataka, Corbett  - Uttarakhand,
Amangarh (buffer of Corbett TR) - Uttar Pradesh, Kanha  - Madhya Pradesh, Manas - Assam, Melghat  -
Maharashtra, Palamau – Jharkhand, Ranthambore  - Rajasthan, Similipal - Odisha, Sunderbans - West
Bengal, Periyar – Kerala, Sariska – Rajasthan, Buxa  - West Bengal, Indravati – Chhattisgarh, Namdapha -
Arunachal Pradesh, Dudhwa - Uttar Pradesh, Kalakad Mundanthurai  -Tamil Nadu, Valmiki – Bihar, Pench -
Madhya Pradesh, Tadoba-Andhari - Maharashtra, Bandhavgarh - Madhya Pradesh, Panna - Madhya
Pradesh, Dampa – Mizoram, Bhadra – Karnataka, Pench – Maharashtra, Pakke - Arunachal Pradesh,
Nameri  - Assam, Satpura - Madhya Pradesh, Anamalai  - Tamil Nadu, Udanti-Sitanadi  - Chattisgarh,
Satkosia – Odisha, Kaziranga – Assam, Achanakmar – Chattisgarh, Dandeli-Anshi -  Karnataka, Sanjay-Dubri 
- Madhya Pradesh, Mudumalai -  Tamil Nadu, Nagarahole - Karnataka, Parambikulam  - Kerala, Sahyadri  -
Maharashtra, Biligiri Ranganatha Temple – Karnataka, Kawal – Telangana, Sathyamangalam  - Tamil Nadu,
Mukandra Hills  - Rajasthan, Nawegaon-Nagzira - Maharashtra, Nagarjunsagar Srisailam (part) -  Andhra
Pradesh, Amrabad - Telangana, Pilibhit  - Uttar Pradesh, Bor – Maharashtra, Rajaji Tige Reserve –
Uttarakhand, Orang Tiger Reserve -  Assam, Kamlang Tiger Reserve - Arunachal Pradesh,
140. Head Office of Reserve Bank of India located – Mumbai      
141. The reserves held by Commercial Banks over and above the statutory minimum, with the RBI are
called - Excess reserves      
142. In which year was the Imperial Bank of India rechristened as State Bank of India? – 1955      
143. The Imperial Bank of India, after its nationalization came to be known as - State Bank of India
144. Regional Rural Banks are sponsored by -Nationalised Commercial Bank      
145. Which is the country’s third largest private sector lender whose name has been officially changed to
the Axis Bank ltd. ? - UTI Bank      
146. ATMs that are owned and managed by non-banking entities are known as - White Label ATMs
147. First Mutual Fund in India? –UTI      
148. Which was the first bank to introduce internet banking in India?- State Bank of India
149. What is (APR) Annual Percentage Rate? APR stands for Annual Percentage Rate, and it is a charge
or interest that the bank imposes on their customers for using their services like loans, credit cards,
mortgage loan etc      
150. The Export- Import Bank of India was set up in - January 1982