~k

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*' f &..F..t-" 'e -'l. tit-I\. f'e 6 T 11ft.h
&..F..t-IA '1;M-r :J~ir,
, FEDERAL NEGARIT GAZETA
OF THE FEDERAL DEMOCRATIC REPUBLIC OF ETHIOPIA
h~pt,"t,-"e;: C}ou-}. <111'C ~
o~,""f'~'.f' &..J!..t.''P. ~!f"tlt,Q.f'~P. tT'llt\,h 14thYear No 7
f',h1f-O -,.mt,f':f 9"hc 0,"" m/Jcf:~"" ('mal 9th Janumy, 2008
}'\,~"lt Mill ;J.u"u'" I]j ADDIS ABABA
"") ~i'i.u

°10,.6"1, CONTENTS

~.,,~: <II'l'C ?if.il!!/~i'i.lJ <t9" Proclamation No. 559/2008

,
f-,,'iihct,t h1.:J, fy'lt-"e;: CDn ~!!:,}'Plt-}'lJ h'PJ!. .......... Vehicle Insurance Against Third Party Risks Proclamation ..... .
... 'IX' rli.!! f (t!! Page3974
'"

It'P~ .'f'C lif2i!/flitu PROCLAMATION NO. 559/2008.

A PROCLAMATION TO PROVIDE FOR

VEHICLE INSURANCE AGAINST THIRD
PARTY RISKS

(H""iihc"16 rto.f'.r h{.lJ.'.l.fI .f'I\01" hJ.'.."J WHEREAS, the occurrence of accidents caused by
(lr.l",L01" hf'(.1.1.ODl.OODra'.r ".e {)1\O''11 vehicles is escalating from time to time;

WHEREAS, loss of lives, bodily injuries and

o.'-"iihc"16 }',J.'.:J rt,.} .f':" f'D?J.'.CflO1"{.IfI01"
qur} I f'h "IA .l-~ .}e; {.I'}'Ill. 'r h. vI &- OI}UO&-q~ damages to properties caused by vehicle accidents are
:}"-"1CrD?.f' ()h')- A {)1\O''1I creating social problem;

WHEREAS, it is necessary to establish a system

f',,-'lihc"lt hJ.'.."J "-1j{9>~'" h,..:t:~.e f'uhre;
for facilitating the provision of emergency medical
1'11A -"1l\":" {.I~.f'1'f.O:"'}U"i;;f" OI}OD:F:t::,.e; r.-,.'li
treatments to victims of vehicle accidents, and to
hc~t qI\J~l+~ f''-''~hC~6 hJ.'.:J r~{)'-"~ require owners of vehicles to have third party insurance
(P1.} uP.f.:'} 'li~.} h'} Jttj&-:':01" OtJ.f:l."1 i',{)&""'l.
coverage against third party risks;
() ODo' I
""
NOW, THEREFORE, in accordance with Article
(}h".}r'A-.f' &...e..t."q~ Jtquh&-ft..f'q~ 6T'(}I\.h 55 (1) of the Constitution of the .Federal Democratic
~l,1 OD'}"}p"} it'}-,." j~ (/i) OD1Pl.r} Republic of Ethiopia, it is hereby proclaimed as
{.IU~h""I\01" ;J-01":~.A:: foHows:

~ PART ONE
tT1~"" GENERAL
li, lJ5!'C ell/) 1. Short Title

htp~ "{.I,,.'lihc"16 hJ.'.."J rY'{)r";;: CJJ1'} This Proclamation may be cited as the "Vehicle
f"U
,(}t\" Insurance Against Third. Party Risks Proclamation
OD.f.: '} tp () .} e; h tp ~ -h l' C (; f :Wnffi. u" r"
No 559/2008."
1\.1Il"~() .e if- A ::
"
2. Definitions
fl. Te~"t
In this Proclamation unless the context otherwise
r .PI\" i',1{H1 t\./t '}C'l-r "1"fllIlOJ. (}{).-,.-~C requIres:
() II.U 1'1
tp ~ OJ"{)1'.I

.np,. <r;) 4.85 ~;J"'''' ;.J/I.fll 7'.;'1.4'., -iiii.li

Unit Price Negarit G. P.O.Box 80001

~ ~.-
--~- .--
'
 '/?i EIi.".~ in; /"'~u/..A '1,:1/...,. ,:1/1."1 <P'T'C ?; :PU"1P' qj ""J !:i'lu 'UIU Federal Negarit Gazeta NO.7 9th January, 2008 page m5-

f!1 " rOO .r."} 9" fa nc w IA~ :'-''' "'i 1\:'-' r + "iih c 1/ "Certificate of Insurance" means a document
IJl~ 1lI\'}'Ol:'-' 1'"lihciJtm- OY'fa1'~ issued to a vehicle owner ascertaining that
w1'} ~J:', l\lPJ.f ~C()m- fi~;J' O,tu the said vehicle has an insurance coverage
fi cP:(- 00 IP l:'-' r 00 .~"} cPfa:'-' C; r 1111\:,-. against third party risks in accordance with
ootf',,'} r«?.,rl,'JDJT ()~.~. ~aJ-I the provisions of this Proclamation;

gl " r00 ~{':'} h-l}'} ,r" "'i 1\ ..,. fi '1 ll'O lll\ m- 2/ "Insurance Company" means a company
;'..'1 O.t.~ ~11m- OOIPl:'-' rOO.{':'} p'/r licensed to undertake an insurance business
I\"'it,if,.{': &-.P.{': r.t'()mm- h-l}'}.r ~m-I in accordance with the relevant laws;

el "00 g:'} 10." "'i I\'} .t' "lihciJt OY'fa1'~

- 3/ "Insured" means any person who holds a
w1'} ~.e l\lPJ.f ~C()m' fi~,'J OIf.U vehicle insurance against third party risks
fiCP:(- oolPl:'-' roo.r."} CPfa:'-'C;r1'() according to the provisions of this
mm- DIJ'}~m-9" ()m- ~m-I Proclamation;
4/ "Insurer" means a company issuing vehicle
g/ "00 .~"} () 61.b" DIJ1\:'-' + "Iih c iJtOY' fa+ t;:
insurance against third party risks;
w1'} ~.e 1\lPJ..r~C()m- fi~;J roo.~"}
cPfa:'-' C; r () m h.l}'} f ~m. I
5/ ."Vehicle" means any wheeled motor vehicle,
li/ "'f,'lihC"lt" OtJt\'r hntlA 'I'~'f.t;: 'f.'lihctlt semi trailer or trailer for use on the road
LPt.11\-: hhCi'j' uPVftyc; h'(}{)nt\.'r (]{).f' with the exception of wheelchair,
(]uP ') Jl to h. C r oiJ.'t.r:
'I>C (JuP ') 1,r: 1\.e implement of husbandry and bicycle;
0tJ'g: CD-
9° C}.e 't'r r IIt\ qu.,. C .f' 'Iih C "I t
o/OtJ'1i .,.,,0. OJ.e9° .f'''o. 't(J}'-:
6/ "Motor Vehicle" means any vehicle moving
'hI "lll\lfP.t-C 1'"lihciJt" DIJI\'} OooiJ~iJA ona road by mechanical or electrical
w.e9" O~~h:'-'tn :).eA Ooo'}1g:~.e . power;
h r1"}~It~() rlPJ. if,.r.' + 7ihciJt ~OJ-I

DIJ1\:'-' 1\/r ().

%1 " + It 0. w.e 9" DJDIJ"1i+ It 0." 7/ "Trailer or Semi-Trailer" means a vehicle
r.t'l\r rlfP1'c :).eA r~l\m- 'I;J.":f. which has not its own motor power and
Otf~ n~~ 1l1\IfP1'C 1'"lihciJt ~.e which is capable of being attached and
I\.~mA C; 1\,'I.t...,. rlPJ.":;'A 1'"lihciJt drawn by a motor vehicle;
~m-I

1;/ "roo.~"} /1\.""" DIJI\'} roo.~"} 10.m- 8/ "Insurance Policy" means a contract whereby
1"lihciJt nY'fa1't;: w1'} ~.e l\lPJ.f~ an insurer undertakes to pay compensation
C()m- rlfP:'-' fi~,Tf rfiiJA .,.~.} to any third party for death, bodily injury
or damage to property caused by the
. wJ:',9" r'}'Ol'} h.Vf/r oo.~"} ()6J!'m-
vehicle of an insured person;
iJVf l\oon&.A m-I\;J' rlPJ.1110:'-' ()~ .~.
~m-I
9/ "Road" means any highway, urban or ruler
i!j "oo'}1.~'" DIJI\:'-' DIJC;:t~m-9" fim-/r 'I~C;1 street, parking or terminal, bridge or any
rh1'DIJ wJ:',9" r1mC oo'}1.r.'1 r1'7ih other passage customarily open for
CiJt9':f DIJ~lPJ.f wJ:',9" DIJ/r1kfC; vehicles;
00 6(j1.~1 .r..A .r..J:', w .e?" n + I\?" P. 1\+
"lihct,t fi1A DJfr':'-' n~'} rtf~ DIJC;:t~
m-9" ~~ oo1'~l\kf ~m-I

I:
1~ r'iti! I i:'?; t..~ulr/.\ ~;Jt,:" ;Jlf.tll <IITC Z :1'U"fP' @ .,.1 fitu 'UD Federal Negarit Gazeta No.7 9th January. 2008 page 3976

I/ " y-'fl1' ~ (j)

11" tPJl\ T Ooo1-"} r ft fI. 101 "Third Party" means any person other than
oolPl..T ~ltL~T,rflh1'l\ hf..,'J Of..I..'" the insured person, member of the insured
1. U. h fll\ 1 '0 I..-1:f h fll\ 1.0 I..-1: 0:.I'll '0 f person's fam,ily, the driver or any person
hh 7ihcl]t~ (j)f,lJD O1'7ihcl]t~ Itf, employed on a vehicle to which an
1'~1'C' h~"'t.~ Ofl1'~C rooY-'1 insurance policy applies at .the time when
rftfl.m- 1't.~~~T r~ool\h1'~ tPJe; an accident occurred giving liability under
:f~SJO ~It ,..~ ~~ I such insurance policy;

Ifl/ "{t6b]. I]CY-''' tPJl\Tr1'7ihcl]t hf..,'J 11/ "Yellow Card" means a certificate issued
ry-'fl1'~ (j)11 001-'1 crflTe;'} ootoo for the payment of compensation as per the
l\hT OSJOflt.~e; f..(J.fI«f h~tl] r,'Jt. protocol signed in relation to vehicle
-10,r hfiA h1C':-;' O1't.l..oom- TC' insurance. against third party risks by
.filA oolPl..T r~,..1' I]Vf l\ooh&.A member states of the Common Market For
r~,rfl:-;'A rSJOflhc (JJI..~T ~~I Eastern and Southern Africa;

If/ "~~fl'f;C" tPJl\T rTt.1flrCTe; 001 121 "Ministry" means the Ministry of
e;~ ~~fl'f;C ~m-I Transport and Communications;

Ir/ "0:.1',...0" tPJl\T rooY-'11(l~ flA f 13/~'Family" means husband, wife, child or any
~flTf A"!: (j)f,SJO h,OC' r~ljC tPJ1
person who cohabits with the insured;
~~SJO ,..~ ~m-I

12/ ",..~" tPJl\T f1'&.1'C' ,..~ (JJf,SJOOrh'1 141 "Person" means any physical or juridical
r"'~~T oo.oT r1''''ffi~ hl]t\ ~~:: person.

I(;/ "hCW}" tPJl\T l\~ Y-'1 (pflTe; 7i~ 1 151 "Premium" means the amount paid for an
l\ooflmT r~ht.A h~.r ~~:: insurance policy.

r. ry-'fl1'~ (j)11 00Y-'1 crflTe; hfl t.It 'I.~T 3. ReQuirement of Vehicle Insurance A2ainst
Third Party Risks

fl/ tPJ1~m-SJO ,..~ 1'7ihcl]tm- ny-'fl1'~ II No person shall drive or cause or permit any
.
(1)11 Itf, l\~,r1..C"'~ hf..,'J roe; rooY-'1 other person. to drive a vehicle on a road unless
crflTe; l}f,lj I..~ 1'7ihcl]t~1 OOO'}1Y-' he has a valid vehi~le insurance coverage
Itf, oo1~T (JJf,SJO ~It ,..~ h1Jt~~m- against third party risks in relation to such
tPJ ~ Y-' h f, "f A SJOI vehicle.
Y-' I.. '1 (JJf, SJO oo~
21 Not withstanding the provision of Sub Article /11
f/ rn.u h1~?\ 10-fl h1~?\ /fl/ Y-'1,'J~ of this Article the Ministry may determine
{tljcSJO ~).fl'f;~. rooY-'1 crflTe; 7i~ 1 vehicles to operate on the road without
l}f,lj t.:fm- O0011J': Itf, t\.7ihl..h~ requiring compulsory motor vehicle insurance
r~"ft\. 1'7ihcl]tPJ"f1l\.(JJfl1. f,:-;.ltA:: coverage.

h~A tJ«l\T- PART TWO

rooY-'1 rftfl. INSURANCE POLICY

2. .tt:l!:t~ (JJ1100Y-'1 rl\.n Al\ooflmi: 4. Issuance of Insurance Policy A2ainst third Party
Risks
fl/ r1'7ihcl]t hf..,'J ry-'fl1'~ (JJ11 00Y-'1 11 Vehicle insurance policy against third party
rl\.fI. ft"'1' r~"fl\m- Oi\.fi.t.1fl l1.fl1 risks shall only be issued by insurance
,r PJ"f .o:F f,tfe;AI compames.
1~ Ei'i.iH(t:t t..f..MA ~:Jt,:r- ;Jlf.flj <II'J'C :t ;rU"iP' ill 4'1 fitu ~.9" Federal Negarit Gazeta No.7 9th January, 2008 page 3977

II ()H.U 1\1~?\ 10-il 1\1~?\ l?il {/Do/I.T 21 A policy issued pursuant to Sub-Article (1) of
r"'(}m ron~1 rt\.(" {/D~1 r"'1(}t\T this Article shall cover the compensation
",7ihcl]t t\tPJ.Jl1.C(}~ r(}~ lfDTf payable in the case of loss of life, bodily
r1\I]A rPtTc; r111I.T h.'1~ {/Dht.A injury, damages to propertyand emergency
r~ 1(}~1 l]'1c; r1\il:fS)..e r ,."hh!JOC; medical treatment caused by the insured
CDlJJ.1 rtPJ.i'i~ 1 (/Dtf1 1\t\() T::
vehicle.

(;. () 00 .(" 1 1.1.1- 5. Restrictions on the Scope of Application of

1tJ!f Insurance Policy

()H.U 1\'P)!- OOlPl.T rtPJ.(}1' v!JOilhc CDI.~T A certificate issued in accordance with this
~1'f\o r"'OOt\hi:T1 !JOh1fT ()t1IJ~l."/ Proclamation shall not make restrictions on the
. obligations of the insurer to pay compensation on
rPtT t\1.I.(}()T ()~ oo~1 (}lJJ.~ 1]'1
hJPt .eh~A t\OO11.11 1\fil"fo.T!JOf ground£Qf:

II the age, physical or mental conditions of the

?il "'7ihcl]t~') rtPJ.f1~"':"(}~1 ()~ person driving the vehicle;
lJ~tPtf r1\I]A CD.e!JOr1\h!JOC' ~~;rI
21 the conditions, the horsepower, cylinder
II r"'7ihcl]t~1 ~~;rf rt.l.il rA()Tf capacity or value of the vehicle;
r t\. 11. C "f f\o;r CD.e!JO'P,'J I
31 the number of persons, the carrying of any
EI "'7ihcl]t~ rtPJ..eH~1 ()~ '()Ii-rf ftPJ. particular apparatus, weight or physical
66]."~1lJ:P h'()1.T CD.e!JOA~ {/D'1tf characteristics of the goods, that the vehicle
CD.ecr 1\1]"ce (}ut f CD.e!JO carnes; or

QI "'7ihcl]t~ ()1\1A "/f\oT ".e rtPJ.~A() 41 the time at which or the area within which the
T 1 'Ub CD.e!JO 1\ I] (}0.:: vehicle is used.

I. fOO.("1 rt\..v~A ~~;-.SD:C 6. Conditions of Insurance Policies

II Any condition in a vehicle insurance policy pro-

?iI ()00 Y:1 r t\. ro- ~ il1' I
viding;

a) no liability shall arise under such policy;

U) rt\.""~ "'mf~"T1 1\filhTA!JO or
rtPJ.AfCD.e!JO
b) any lia13ility so arising shall cease in the
t\) ()rt\.""~ OOlPl.T t\1]'1 h~f 1'fcf: . event of some specified thing being done
{/D"7i rtPJ.tf.,~ hil"'T h1.l.(} () ~" or omitted to be done after the happening
r",CD(}" ~C1. T h"'t.~{/D CD.e!JO of the event giving rise to a claim under
"'.et.~!JO h~1. ;}"k.,i: ~t .etfc;A the policy;
VtPJ.Af
rCD-A ~~;r ",t.~tPJ."T 1\.ec; I.CD-!JO:: shall be of no effect

II ()H.U 1\1~?\ 10-il 1\1~?\ l?il r"'1."11~ 21 Nothing in sub-article (1) of this Article shall be
()00 ~') r t\."" {/DlP I. T {/D ~ 1 ()6J.b~ deemed to render void any provision in any
t\Y'il"';;: CD11 h 1Jth~A rtPJ.1.1.1~ hPt such policy requiring the person insured to
oo~1 10.~ OOA(t t\oo~1 (}6J.b~ repay to the insurer any sum which the latter
h 1Jth~A t\t1IJ~l"/ 'VtPJ.1."1"/1 r~A may have become liable to pay under the
~~;r rtPJ.7ic 1\.etf1!JO:: policy, and which have been applied to the
satisfaction of the claims of third parties.
'l1i ritjlf(t~ ,1.IrA '1:J6.}o ,;Jtl.tIJ 4I1'C i :l'u"tP' @ .,., litu 'UD Federal Negarit Gazeta No.7 9th January, 2008 page 3978

7. Exclusions From Insurance Policv Coverae:e

fi'7ihcf]& h~.7 fy-'{)i'~ CD1100Y:1 r,t\f\ The following shall be excluded from the coverage
f~hi't\.T1 O~OOt\hT i'L'C~ t\1f1 of any insurance policy againstthird party risks:
h~"fAIJUI
1/ death or bodily injury to the insured person or
~I 000Y:1 1{lm- CD~IJUo.i'(Ht"~ f~~ member of the insured person's family;
C()m-1 flfPT h~.7 CD~lJUrhf]A r~TI

II fooY:1 1{lm- i'~llJ& rlf~ ()lD- OPt-m- 2/ liability in respect of death or bodUY injury
"y: f~~C{)OT flfPT h~.7 CD~IJU caused to a person hired by the insured person
fhf]A r~:'-' f~f{)hTt\m-1 r~TI and occurred in the course of such employment;

rl 00Y:1 0i'111t\T i'7ihcf]& ,,~ f~~C 3/ damage to the insured vehicle;

()m-1 r~TI

9./ 001:1 n.,..,I1""" .,.7ihct'Jt ~.e nh.t..e CD.ecr 4/ liability in respect of damage to goods carried on
nhtt:f n"t~~l1 1.nl"" ~.e f"t~Ch .,.~..,. basis of rent or payment on the insured vehicle;
f"tfhh"""lD-1 ~~~ ~""1 "C; and

f;1 00Y:1 1{lm- f"?t\. Olf~ CD~IJU Oh~t-

ll{)~oomm- D?1~m-1JU 11llT ,,~O ,5/ damage to any property owned by or is under the
f~~C()m-1 r~ Tn custody of the insured person.

~. l1AM 8. Prohibitions

D?c;:fm-IJU ()m- fi'7ihcf]t 00Y:1 rt\f\ No person may, for the purpqse of obtaining a
t\D?"JIT f\A f rt\f\m-1 i'L'C~~T vehicle insurance policy; make any false statements
t\f{)~C f~"fA V()i'~ OO"Jt\1i61. OO{)mT resulted in non applicability of such policy or
CD~IJUort\f\m- ,,~ ft\m-1 00llT t\f{)~C commit any act which disentitles him to claim under
such policy.
f~"fA D?C;:fm-11JU Y:C'l. T OOLRIJU
h~"fAIJU::
PART THREE
INSURANCE CERTIFICATES

9. Issuance of Certificates
Ii.
1/ An insurance company shall issue a certificate
~I fooY:1 h-1l1f fooY:1 rt\f\ t\00Y:1 of insurance to the insured person at the same
1{lm- 1l~()1'IlT 'l.fI. fooY:1 lJU{)hC time it issues an insurance policy.
CDl~ TIJU hllC' OO()mT ht\IlTu
2/ A certificate of insurance issued pursuant to
II Illf.U h1~Y\ 1o.{) h1~Y\ I~I OOlPlT sub-article (1) of this Article shall include the
f~()1' fooY:11JU{)hC CDl~TI following particulars:

VI fOOY:11{lm-1 ()1JUC;hY:t-ifI a) name and address of the insured;

b) identification plate, chassis and motor

t\1 fi'7ihcf]tm-1 flPt\~ fflfPi'CC; fiff\
numbers of the vehicle;
~1'C'"fI
'

c) the time of commencement and expiry of

dtl fooY:1 rt\f\m- f~~ OOCIlTC; the insurance policy;
f~fll.PIlT 'l.fl.I

- - -~
-- -
1~' rn. jj f G'jj /...~DlrA 't,;J"-r ,;J/I,fl/ 4I'J'C ~ ;rU"I P'
@
"") !litu 'H" Federal Negarit Gazeta NO.7 9th January, 2008 page 3979
""

{ID/ r{IDS:1 ~t\. ri'lImfl:fro-1 ~)..+ d) conditions subject to which the policy is
-
sP"fI issued;

lP/ orft""ro- i'm~~ r~IY"'-r1 (asP"f e) persons or classes of persons entitled;

rof,lJD ro1c;"fl he; and

f) name and address of the insurer.

l./ r{IDS:1 lI6J.b~1 fllJDe; its:~?'jl
{ID}'lI itl\o-ru
31 The insurer shall endorse on the certificate a
E/ ftlJDflnC rol.~i: 'If, {lDS:1 lI6J.b~ rlJD declaration to the effect that the policy to
flnc rol.~i: ri'lImO-r r{IDS:1 rft"" which the certificate is issued complies with
Il-rtU itcpj!- ri'J'. "1r-r1 {lDfl&.C-f"f the requirements of this proclamation.
r~}'~'1 (IDlY.,.') D'/l.:J11' itl\o-ru
10. Validitvof Certificates
~1.
A certificate of insurance issued in accordance
OrtU itcpj!- n1~1\ jj {lDlPl.-r ri'llm r{IDS:1 with Article 9 of this Proclamation shall be valid
rlJDflnC rol.~-r hi'lImO-r ~1 ~lJD~ hit for not less than one year from the date of
1~' '}{ID-r 'I'I"lI 'Ub r~8e; {lDIY1 itl\O-ru Issuance.

Hi. {ID1.1r fll\ oPflm-r. 11. Dutv to Give Information

{lDS:110.~ rr~-r 1")", h1'«;'h~l\~ (ID-Il-r Any insured person shall, where requested by or
ql\~ lI~ rof,lJD Ohc(). fllJD l' 14: ~C.O on behalf of a person entitled to compensation,
t\-rI provide information on:

11 whether the vehicle is insured or not;

li/ i'7ihcl")~~ {lDS:1 11\~ {lDIY1 rof,lJD
itl\{lD1Y.,.11 he;
and

21 the conditions to which the insurance policy

~/ OrtU itcpj!- J\1~1\ it {lDlPl.-r Oi'lImCD-
is subjected as sRecified in the certificate of
r{IDS:1 lJDflnC rol.~-r 'I.e ri'{lD1\
insurance pursuant to Article 9 of this
hi:-r1 ~)..+ sP"f 0{ID'"/l\1\ {lDl.i{ Proclamation.
{lDflm -r itI\O-r::
12. Insurance Stickers
II. fll\{lDS:1 i'l\flJ.t lJDAn-r

li/ D'/1~ CD-lJD {IDS:1 II 6J.br {IDS:1 i'1\ flJ.t 1/ Any insurer shall provide insured persons with
lJDAn-f"f1 1\{lDS:'} 10.sP"f (lDflm-r insurance stickers.
J\I\O-ru
.

f/ h&'T l\&.T r~~{) oPhl\hf oP()-tlf'T 1\l\(D< 21 In case of a vehic}e having windscreen the
-t7ihcttt r-tO(fl(D< roPY:") -tl\«1&.. rAIlT insurance sticker issued for the vehicle shall be
00-1\. 1\00-1\. O<>JAb """)f.cT'l.:t' ~ (fer Olltr displayed fully on the screen.
oP():t'(D<T I\~ oPl\(fl~ hMIT::

E/ 1\i''' 0. rof,?" r" 4- fl {ID h 'Ih}' (ID fl.+ CD- -r 31 The insurance sticker for a trailer or a vehicle
1\t\.1\ ~ i' 7ih C I") ~ r i'll m r {ID S: '} i'1\ flJ.t without windscreen shall always be kept with
lJDAn-r ~A 'l.tblJD 'i'7ihcl")~CD-1 O~" the driver.
~CD-lI~ hj!- (ID~{lD1' itI\O-r::

~ -- -- - -
 1~ ritjjjJf t..Y..MA '1;16-1- ;In.", </t1'C ~ :1'U"IP' @ .,., lito '}.II" Federal Negarit Gazeta No.7 9th January, 2008 page 3980

Ir. 13. Absence of Insurance Sticker

foo.('1 1'1\"',(, 9"Ah..,. hl\OOc;C 1'ohciJ The absence of an insurance sticker shall
tOJ- foo.('1 o~ 1 "'~I\.I\OJ- fll\O?fflcJ constitute a prima facie evidence that the vehicle
1'lOJ- f 00 .(' 1 tp fI"" e; fI c l' .(. h. ..,. "fI h. 00 tlJ has not been insured and the Police shall have the
.('lfl Tllfl "'JtU fl\OJ-1 1'ohciJt .e~ power to detain such vehicle till the appropriate
fOlJcJf"" ~A tlJ1 .ec; ltpt:\::
certificate of insurance presented.

14. Issuance of Copies

Ig.~
The insurer shall, upon the request of the insured
fOO.('1 9"flhc OJl+"" OJ.e9" fOD.('1
person, issue a copy of a certificate of insurance
1'1\ fll.(. 9" A h..,. flm ~ OJ.e9" OJ1~ 0 OD f: 1
or an insurance sticker where it is lost or
1flOJ- .eU,.,. 1t:\;c t"l.m.e.} OD.(' 1 fl6f.bOJ- mutilated.
"1A lJat:1 OOflm"" hI\O""::
PART FOUR
LIABILITIES TO BE COVERED BY
INSURANCE

I~. f 00 .('1 :UJ.OJ-"1~:r PJ1:

15. Oblie;ation of the Insured
00.('1 1flOJ- hO?h1't\."" 9"h1 f.y.:f fO? , The insured ~all secure insurance coverage for
00 ~at: ~ ~.(. ~.y.:f 0 0?'1l) OJ- f OD.(' 1 tp fI-""e;
liabilities arising from:
1 Jt it t. .,.fOlJ .(' l '1"1 Yu;J- .e c; c O;J- A 1
"
iii 00.('1 f1'1l)1\"" 1'ohciJt fO?f ~CflOJ- 1/ collision, roll, fire or explosion caused by the
"16J.b""1 OD1 t:\WI' 1 f It ..,. .P mt\" OJ.e 9" insured vehicle; and
~1~;J-l "e;
"

~/ f1'ohciJtOJ- 6f.b~""1 hiJA OJ.e9" f0?1 2/ the fall of objects carried by the vehicle, its
1\1 t:\0 ..,. no Uft f OJ.(' cJ fO? f ~c fIOJ- accessories or tools being used in connection
r~ ..,.:: with the vehicle.

II. f:)~.(. ~t oom1 16. Extent of Liabilitv

1/ The amount of compensation due to damage

iii OD.('1 f1'1l)1\"" 1'ohciJt 1\000f~CflOJ-
~..,. 000.(' 1 tp e; fO? it &.~OJ-f t-a~~ caused by an insured vehicle shall not
r fI""
exceed:
ODm1I
a) Birr 40,000 (forty thousand) in the case
VI ()h')~ flw, ~.e 1\000~Cfl fqo..,. h~;J of death;
h-()C ~it /hClJ it II
b) Birr 15,000 (fifteen thousand) in the case
ft./. Oh1~ flOJ-~.e 1\000~Cfl rhiJA rP.:" of bodily injury; and
hllc Hili /'ltFtr 'It~ilr Ii/T (D~l)"
c) Birr 100,000 (one hundred thousand) in
th/ r-Hll:" h.Uftr f{)h-rl\ hYo,;JftlY">h-nc the case of damages to property.
Iixli /'It">~ 00'" lit: 00 -n ft.'r r ft.n :"l}"::

~I OIf.U h')+?\ 10-fl h1+?\ (Ii) h1'(lJfI~w'
OOm1 o~.e iJUf Ilh&.1\ ~ .e1l)t:\ fO?t:\
flOJ-.eU1.,. 00.('1 1flOJ- "'Jth~l\OJ-
h "1 l) -0 q 1\w- ;,."} ODlP l""
oo-().J: f1'mO+ ~OJ-::
2/ Any person who alleges to be entitled to
compensation above the limit provided for
under Sub-Article (1) of this Article shall
f ODm f .} have the right to claim the same from the
insured person in accordance with the
relevant laws.

- -
r.
'l~ citilJiti Z ;r1J"tp' @ +, fi'tu ~.9"
~f.{"'A ~:.It.}- :m,lIJ <111'C Federal Negarit Gazeta No.7 9th January, 2008 page 3981

el uPf:') (I-t'Jflt\-r -t7ihctJt f~l() fhtJA 31 The extent of bodily injury caused to a person
.,.~ -r uPm1 (luhSJO'i"PCf: uPl;J'J'I' by an insured vehicle may be determined
.e:fi\Au by a medical board.

!~. it 17. Notice of Accident and Claims for .

Compensation
£11 hhc}SJO (li\.e ftr., SJOh1f-r tJAc;l
II Any insured person shall, unless prevented by
(lit-t~C uPf:1 'Jfl~uPf:1 f-t'Jflt\-r
the existence of force majeure,. give to the
-t7ihctJt h~;J O1Jf:l().') OJ.&;.,~.,. insurer notice of an accident caused by the
OJ.eSJO fl"'J.e (II ~') ~it'l' t\uPf:1
ins~red vehicle immediately or at the latest
()6lb~ O1Jit;rOJc}ht\(I-ru
within ten days from the date of the
occurrence of such accident.
II tJ'1 fuPmfc} uP'(I-r ,t\~ O1J'i"T~SJO
Y'it-t~ OJ'J1 tJt\.-r O1Jitl14sP:f ;JC 21 Any third party entitled to compensation may
ftJ'1 'I' fct~1 t\uPf:1 ()6lb~ (l4''I';r submit his claim, together with supporting
O1Jc}l'(I .e :fi\Au evidences, directly to the insurer.

18. Dutv to Satisfy Jude:ments

£11 (luPf:1 rt\,(.. f-ti'i&''' ~i\k "-r1 (lD?,uP II Where a judgment is rendered against an
t\h-r (l0D~'1 'Jfl~ i\.e f-t()m flJ;Cf: insured person in respect of any liability
n.-r w-l}); (a.c;Cl uP~'1 ()6lb~ (lrt\. covered by a vehicle insurance policy, the
(a.w- i\.e ft\(I-r') -tmf~"-r t\01Jfl~l'} insurer shall, notwithstanding that it may be
OJ~ SJOt\ uP() III uP.o -r fl c; lw-SJO OJ.eSJO entitled to avoid or cancel or may have
avoided or cancelled the policy, pay to the
rt\.(a.w-1 hfl~C+-r OJ.eSJO IPCtf-r
judgment creditors any sum payable under
fltf1SJO 11')1). t\~Cf: flt\uP'(I+:f (I~l}
the judgment including costs and interest.
);w. f-tuPt\h-tw-1 'J1"-(I OJ6lb'i" wt\f:1
atSJOC' uPh&.A ht\(I-ru
21 The court that renders Judgment shall issue
II W-'1);w-1 f()mw- ~C f: n.-r (I~l});~ execution order accordingly.
i\.e fh&.~~SJO -r~tJlI uPflm-r ht\(I-r::
PART FIVE
~ INSURANCE FUND
~
19. Establishment
Iu. oo~~?"
foof:,) /,.')f: /hlllJ O~I\ "/,. ')f:" hf-ttlt\ An Insurance Fund (hereinafter the "Fund") is
f u<J.ill Ir / !I:u<J. f 4--.fS ') fI ?" ') 6~ tf'j 0 h. ."f'f' A-.r hereby established as a permanent financial
>Odblr«e tl')t} Ou<J.h/,.."f' t:\~ ftl')t} .'£It>O o>-fl1' source to be deposited in a special bank account
-t"'D?6~ h ')lttf,) OIlIJ hCP~ -t*<k~t:\:: to be opened in the National Bank of Ethiopia.

fl. ~ 20. Objectives of the Fund

f&.')~, f}i\01Jl
The objectives of the Fund shall be:

£11 (101J'i"T~SJO -t7ihctJt 11~;J SJOh1f-r 1I to provide emergency medical treatment to

"'~-r f~l()(I-r 01J1~~SJO ()~ hflTI)..e any person injured by any vehicle accident;
fuhSJO'i" h'JA OJir'-r h 1.&;.f'J~ 01Jf:lOJ1 .and
h'i"

- ~

---
 flU JiI ~1.~1\ ":J6T:J/L"l <II'I'CI 0 Iltu ~.r' Federal Negarit Gazeta No.7 9th January, 2008 page 3982
1" :l"U"tP' +'J

II.' 001:1 fA1"-111ft-r (J)J!,IJDfA;t-(J)+ ~7i 2/ to provide compensation to a third party

hct)t ll~~()(1)0 h~;J f1"-""~ "";;:(I)o1JD victim of an accident inflicted by uninsured
~i81"-;;: (J)11 t)Uf A1-'lf1' "'1:~,?1 or unidentified vehicle.
J!,1f'iAu

21. Ore:ans of the Fund

8'1i. ~
The Fund shall have:
L1~I
1/ a Board accountable to the Ministry; and
fll 1"-mt~-I: ft"!ti81:~ flf~ f1C1:1 A'i
2/ an autonomous Office having its own
II -
U;JfJ! ()(I)o~-r fft(l)o ~()'1 f:Fft ~UL-r juridical personality.
0.-r1 J!,tj~tpAu
2%. Powers and Duties of the Ministrv
8'1.
The Ministry shall have the powerS and duties to:
"!ti81:~I
1/ follow up the overall activities of the Board
fll fllU htp~ 'JI\", F~ I\J!, A1-'l(l)oA with a view to implementing the objectives of
ft"'I:~'? f1C~1 ()()I\J!,~-r J!,h;t-1"- this Proclamation and issue directives as may
I\A 1 A1~hi8LI\1. ~-I:IJD oPoPtf be necessary; and
f(J)if)AI
2/ evaluate, periodically, the performances of
II ff1C~ 1 1"-'?llC ()f(J):"-I: J!,1oP,?",Au the Board. .'

8'r. ~ 23. Sources of the Fund

fll f L 1~ f11"1I1JD16f!" hoPI:1 ;t-tlJ: 1/ The Fund shall be drawn fiom the proceeds of
f"!()()()l1 1et J!,1f'iAu insurance tariffs.

2/ The rate of insurance tariffs to be collected as

II ()IlU h1+~ 10-18 h1+~ Ifll oPlP~-r
f"!()()()()(1)0 foPI:1 ;t-tlJ: oPm1 f1C~ per the provisions of Sub-Article (1) of this
Article shall be determined by the Governm-
hT1'" f\f+ClI ()oP1'? F-r f"!(J)o1 ent on the basis of studies conducted by the
J!,1f'iA::
Board.
8'g.~ 24. Disbursement
()H.U htp~ h1+~ t! ft1"-oPfth-l:-r 'J1\"'SDif Disbursements of the fund to be made for
hL 1~ 8£1111 11"11 (J)~ Iftj f"!hLft(l)o purposes specified under Article 20 of this
f1C~ ()"!f(J)if)(I)o fhL~RIJD oPoPtf Proclamation shall be made in accordance with
oPlP~-r J!,1f'iAu procedures established by the Board.

8'(;. .~ 25. Members of the Board

fll f1C~ h,,!oPfth;t-:f(l)o foP1'?F-r oPF 1/ The Board shall have members consisting of
tf o..,.:y.'i hfi.1o.t.1i8 h-1l1fSD?f the concerned Government institutions and
f1"-(I)oif)tn- hlll\-r .etj~;t-Au insurance companies.

2/ Any member of the Board shall be removed

II h11: ff1CI: hilA ()h'?IlCt ~I\L'1-1:1
f'" .e(J) if) h If '1 ()",,;;: (1)0IJD 'ut h nII A '1-1: . from .his membership if he fails to properly
discharge his responsibilities.
it. '1Uf .eifl\Au
11\ r7tiimt ~f..MA ~;J6:t ;J/f.fIJ -IITC Z ;1'U"tP' !!J .,., ~i'i.u 'U" Federal Negarit Gazeta No.7 9th January, 2008 page 3983

r/ (lPC~ {}1It'l1l hpc~ hlll\-r h"1ll1J7i 3/ The presence of more than half of the
(l1\.e fa.11- 9"A ~i' .,.1l1.. .erre; Au members of the Board constitutes ~ quorum.

2/ PC~ f t.ft.1 f{}lIt'lll F" FC'}-r ~ 111 4/ The Board may adopt its own rules of
procedures.
ft .f' CDIII .e:f 1\A u

26. Compulsorv Representation

til. ~
Any insurance company shall have the obligation
IlIJe;TOJ-9" fh. ')o.t.1{} he1l1f (lL1~ PCY:
to be represented in the Fund's Board.
OJ-{}'PfODCDhA "/~;r ht\(I-r::
27. Powers and Duties of the Board
ti~. fP
The Board shall have the powers and duties to:
PC~ f~hi'~-r FA1ll1e; i'"1llCO:f
.eC;cr;rA:f

~/ &.'~1 f{}i'~Y:t.Af Ft.OJ-1 (li'0D 1/ administer the Fund, and submit annual reports
t\hi' t\~~{}'I;cr '}OD;rce tTC-r to the Ministry on its activities;
.f'4>CllAf

1/ (}t\L 1~ ht'lllt'llle; hL 1~ 11H-() CDbQ.

e; 2/ issue directives to define the collection and
i'h~.e {}t\~rr1(1-r FC'}-r ODOQt.f' disbursement procedures of the Fund;
.f' CD III A f

3/ investigate and. give decisions regarding

r/ (li'7ihc'lt h~.,'J "'~-r ~C(1llTOJ- h{)&.
1\1.OJ-1 'l~ It.f'11- t\~ 4>cr "'~i'V':f
.,.~r-1 ODC9"COOJ-It~ .et'llllA f
2/ fL1~ ?\~L-r (J.-r hwt.c
JtC;lOJ- h{}LI\1.OJ-1 h11-J .f'~C.,'JAf
victims of vehicle accidents who could not
get the proper compensation;
4/ provide the necessary assistance to improve
1't.-r h1 the quality of services of the Office of the
Fund;

7;/ f~1~1 'llt-() PJt-r .f'{}~C.,'JAf fp 5/ cause the accounts of the Fund to be audited
Jt-r tTC.y.:f19" .e1OD"/IlIJAf and review the audit reports;

Z/ hi'7ihc'lt h~.,'J fY'{}i'~ CD11ODY:,} 6/ study on policy matters relating to vehicle

7i~1 .,'JC (li'.f'.f'H- fTftfa. .,.~r-:f1 insurance against third party risks and
he; fhcP1 ODm1 /fODY:1 tp{}-re; premium amount (payment of insurance
7i~1 h£t.f/ (lIlIJ1'e;-r t\OD1"1F-r coverage) and submit the same to the
.f'4>CllAf Government;

~/ fL1~ ') ?\~L-r (J.-r (I~-r fRY: ,Pt\u 7j approve the budget of Office of the Fund.

28. Office of the Fund

tI~. {}t\4.'}~ ?\~&.-r (1-r

fL,)~ ?\~L-r (J.-r (lhJt{) h(lll rrc; 1/ The Office of the Fund shall be located in
~/ Addis Ababa and may have branch offices
h1~{}LI\1."~ :"C16l>l.£t.ODFtf (1-r elsewhere as may be necessary.
(l1lIJe; T OJ-9" {}£t.t. ft C; l (D. .e:f 1\t\ u

2/ The Office of the Fund shall have:

1/ ?\~L-r (1-1:1
a)
.
a Director General to be by appointed by
U) (I~~{}'I;C OD{}tf (J.~ h:"t.o.,,:,-, the Prime Minister's Office upon the
(lm:"l\.e ~~{}-rC ?\UL-r (1i' recommendation of the Ministry, and
f~(i9" it'}Y: 'Pe; ~.e~hi'Cf he;
.,~ r7i.iIJfffi 1..F.t-1A ~;J~T ;Jlf,trJ ., C Z ;J-U"IP' ijj .,., fi'tu CUD Federal Negarit Gazeta No.7 9th January, 2008 page 3984

t\) 1\il~"'l. rl1''l-lP~'''7f"f ~lif(.

;J- A II b) the necessary staff.

tin. 29. Powers and Duties of the Office of the Fund

r~ 1~ ;tlh~T ltT r~h.,.t\.T FAtlJ1e; The Office of the Fund shall have the powers and
.,."'/llc>"f~lif(.;J-AI duties to:

M (J/\L")~ hf'tlJf't-oc,' hL")~ .,")tI-o (l)tJ;1.c,' 1/ undertake studies on the collection and
1-h4..e {J/\"!lJ'")O-r V-~;r 'l'c,'T ,rt}'l~l\ 1 disbursement of the Fund and implement the
O(1C~ f't,L4>1:r OjtUto ,rOJ-"l\1 sa~e upon approval by the Board;
""
-

II t\.,.7ihcl}t 1\1.;J +1:(PJ"f On.U itCP~ 2/ Pay compensationto vehicle accident victims in
1\1+;t ?; oolPl..T I}Vf ~h~"A T accordancewith Article 20 of this Proclamation;

r; 01-7ihct}t hl.;J rh"),rT Of'tPJ:f"" {J/\ 3/ collected data on deaths and bodily injuries
"!I.Cf'tOJ- flfPTc,' fht}l\ "'~T ool)f caused by vehicle accidents;
"f'tO{JlJl\ 1

ql itil~"'l. I1'li ""1~e; rnc ~ 1 !":Pf: 4/. where necessary and up on obtaining the
.
Ooomrc} r ~ 1~ .,."'/IlC h1\.1(j.~ 1il approval ofthe'Board, authorize one of the
h-1l1fPJ"f 01\1~ "1J;.1}~f: f1.C insurance companies to perform the
;JAT activities of the Fund;

5/ follow up. and ensure the proper

l;1 rnc~ (I}-"'~PJ"fOThhA F~ ,,~ implementation of the decisions of the
ooCP":f(l}-1 .eh;J-"''' A 1 f 1..;J"'/tlJA 1
Board;

~I r~ 1~ 1 ~"'11e;001l1n"f ~.eI1A 1 6/ maintain the accounts and records of the

Fund;
~I rnc~ 1 rill1()1l ool1"'/l1T ~~I1A 1
7/ keep records ofthe meetings of the Board;
f;1 t\~1~ OO"'/IlT r~111(l)- 11Hl1 Oro
c}'f: 00()11()(t1e; O~ 1~ ~"'111fl 8/ follow up the timely collection and deposit
00 1.1.."'1 ~h;J-"'''A 1 of the revenues of the Fund;

fll r~ 1~ 1 r~"'l1 00"'/t\6fiJ.1P."f"fH-'-~ 9/ prepare and submit to the Board annual

or'}oo'f: t\nc~ .f+CllA 1 financial reports o!the Fund;

II (J/\L")~ "ll.PJ:f.c,'hm:P.,.rl (J/\1-7ihc 10/ prepare and distribute regular publications

.t}t hl.;J fY'{J~~ (I)"") 001:") 7i4.")1 on the collections and disbursements of the
(J/\ 00")" 1: T to &. h 1. tn., T c,' (J/\ 00'" f't/\. 'r Fund, vehicle insurance against third party
cp~;rce lhToo.y.:f") ,rtl;J)fl\ 1 ,rwtofili/.l\ 1 risks, traffic safety and similar topics;

Ilil r111l..T llt\{1.T .e11'e;A 1 (l}-A ~cpcp 11/ own property, enter into contra~ts, sue and
"A 1 Oiloo- ~h"'A 1 ~h()"'A T be sued in its own name;

III f\.f\o"f t\F ~(I)- itil~"'l. rl1''1- lh;Jce 12/ carry out other lawful activities as necessary
.,..,llc>"f1 .fhe;(I}-e; A:: to its function.

.y. 30. Powers and Duties of the Director General

cpe; ~ ~&.h"'f(. nc~ O~()m(l)- itm:P 1/The Director General shall, subject to the
lil general directives of the Board, plan, direct
,,~ oooot.f oolPl..T r;tlh!,.T It'f:1
and administer the activities of the Office.
F~sP"f .fc}~A T ~oo~A T .fil"'~
f:~A::
1~ ritUJffi 1..F.6-A );:16+ ;:IfI."l 4I'I'C % ;l'U"IP' 0 +, ritu '.9" Federal Negarit Gazeta No.7 9111January, 2008 page 3985

II fff.U h1+1\ 1(}O{)h1+1\ I~I hm~'\f, 2/ Without prejudice to Sub-Article (1) of this
1\".71C A11..'I'mO+ IJ''iT 'PC; ~f,~h Article, the Director General shall:
'I'~I

VI Off.Uh'Pj!- h1+" tlB f'l'oot\h'l: a) exercise the powers and. duties of the
T1 f1\mLT 0.'1:1 FAflJ1C; Office specified under Article 29 of this
Proclamation;
'I'"111c-:f Fir '\f, .f«&'\A T
b) employ and administer the personnels of
t\1 h"1l1-o llt\«& m"1 OOIPI..T f1\m the Office in accordance with the
LT 0.'1:1 1P1r'l'~:f f,+TIrAT relevant laws;
.f{)'I'~1:IrA T
c) prepare and submit to the Board the
dJl f1\mLT 0.'1:1 ,007'1! 01:TC; annual budget and work program of the
f Fir Tc-"1lrr hH.7j!-,y. t\{1C~ Office and implement the same upon
.f+CllA T ltL+1:r 'I'"111Ir'l! approval;
.f1..C.7AT
d) effect expenditure in accordance with the
001 t\1\mLT 0.'1: O'l'L+1.. 01:TC; approved budget and work program of
f Fir Tc-"1lrr OOIPI..T 11H-o the office;
(JJQ;}" .f 1..C .7 A T

IPI hV'{)'I'~ (JJ1'i:f .7C 0"t1..1...,. "11 e) represent the Office in its dealings with
7-'i,y.:f ~ft. 1\mLT 0.'1:1 third parties;
f,(JJh'\A T
f) prepare and; submit.to the Board the
1..1 f1\mLT 0.'l:1T f PIr hL~~rC; activity and. financial reports of the
f~"'-o t;rc,y.:f hH.7j!-,y. t\{1C~ Office;
.f+CllAT
g) perform such other duties as may be
t11 h{1C~ f"tt1fficT1 fbfr':f 'I'"111c-:f given to him by the Board.
.fhC;«&C;An
.

rl 'PC; ~f,~h'l'~ t\1\mLT 0.'1: f Fir :"A 3/ The Director General may delegate part of his
1'~C; O"t.f{)LA"1 oom1 FAflJ1C; powers and duties to the employees of the Office
of the Fund to the extent necessary for the
'I'"111~1 OhkA t\1\mLT 0.'1: 1P1r'l'~:f
efficient performance of the activities of the
O«&hA C; t\..f{)'I',\A ~ f, :f'\An IJ'c:r Office; provided, however that prior approval by
AC~1 'l'h,y. h0 +C;T t\"tOAT 1~ the Board. shall be required in the case of an
f"t1P1r 1P1r'l'~ It(JJhA «&hAC;«& employee to act on behalf of the Director General
0:"1:"t.f t\{1C~ +C{1 001\1..:" ht\OT:: for more than 30 days in the absence of the latter.

tJJ/i. alX 31. Bude:et

1/ The budget of the Office of the Fund.shall be

~I fL 1~ 1\mLT o.T 01:T 0001"1FT
allocated by the Government.
f,001..11A::

2/ The fiscal year of the Fund shall commence

II f L 1~ f01: T 'OOT d1rfb ~ +1
on the first day of Hamle and shall end on
1:rc- t1~ 0 +1 .fO~An 30thday of Sene.
q)jf. ~ 32. Audit

fL 1~ ~~-o (1C~ 0"tt1f,00QJ. f«&~ The accounts of the Fund shall be audited
"Jl'l'C Of'oo'l: f,OOI..OOIr'A..: annually by external auditors appointed by the
Board.
1~ rititIG t..Y..6-A '1;)/,+ ;J1I.ff/ </I'I'C 1 ;1'U"fP' cJj .,., litu 'l.?" Federal Negarit Gazeta NO.7 9th January, 2008 page 3986

}Jlf:A ia~r:tt PART SIX

~ MISCELLANEOUS PROVISIONS

f]Jr. 33. Foreh!D Ree:istered Vehicles

lil Om-6J.b n1C f1-OD1I10t;" lIk:tr-k, 1/ The driver of any foreign registered vehicle
OD11?"f ~.e l\OD1~lt~ia If:.P~ permitted to be driven on the roads of
f1-(}mm- 1-7ihCiJ6 rO?,7ihlhc (}m- Ethiopia shall posses a valid certificate of
fOt;" f k 1o.~ 1ia fSJOiahC OJl~:tt;" insurance and insurance sticker or, where the
fk 1o.~1ia 1-l\fl1L SJOAh:t OD'lI insurance policy is not issued by. a local
OJ.eSJOfOD~1 7't\.f\m- On1C m-iaT insu~ance company, he. shall. produce a
- fk1o.~1ia h-fl1, f1-(}m iJAtf~ (1.61>1. yellow card or an equivalent proof of
iJc~ OJ.eSJO 1-ODltlt.e~:t J'l\m- Insurance coverage.
fOD~1 tpia:tt;" DlJl;J161>1. DIJ~lfl
nl\O:t::
21 The insurance coverage against third party
~I Om-6J.b n1C f1-OD1I10 1-7ihCiJ6
risks with respect to an accident caused by
Ok:tr- k j' OD11?"f ~.e l\o?'j'1.C(}m- any foreign registered vehicle while driven
n1.';J fO? lj lm- f~ia1-;;: OJ11 OD~1 qn the Ethiopian road shall not bt} less than
7i~1 Oll.U h'P~ n1~K' I~ h-t1.~11m- the amount of compensation specified under
fiJVt ODm1 DlJHI fl\O:tSJO:: Article I60fthis Proclamation.

f]Jg. ia 34. Emere:encv Medical Treatment

lil f1-7ihciJ6 n1.;J f 1.l(}O:t DlJ1;;:m-SJO II Any person who has sustained injury caused
(}(I)- Oll.U n'P~ l\~ia1-;;: OJ11 01-() by a vehicle accident shall be entitled to
mm- :tCrSJO fO?i'iL 1 tf~SJO nAtf~ emergency medical treatment costing up to
OJ6J.bm- hiah flC lilt fO?1.Cia nia:r~.e Birr 1,000 whether he is a third party or not
frhhSJOt;" n1A"ll\'>:t fDIJ"ll:t ODfI:t as defined under this Proc;,lamation.
.eljl'PA::

OYt;":rm-SJOf rhhSJOt;" 1-!l:SJOf1-7ihc'16 21 Any medical institution shall have the duty to
II
provide emergency medical treatment to a
n";J 1.C(10:t OJ1. rhhSJOt;" 1-!l:00.
victim of a vehicle accident when approached
l\OD£I1DlJ1;;:m-SJO1-1:{ nia:r~.e f rhh
by such victim.
SJOt;" n1A "ll\'>:t fODiam:t "l~;J-
nl\O:t:: 31 The medical institution shall be entitled to
claim its fees for the medical treatment
EI f rhhSJOt;"1-!l:oo.SJOl\rhhSJOt;"n1A "ll\'>i; directly from the insurer or from the Fund as
fO?,iahlj:l\m-1 hlj:' O~T;J- hOD~1 provided under Article 24 of this
(}6J.bm-OJ.eSJOOll.U n'P~ n1~K' t!g Proclamation.
ODlPl:t hL1~ ~.e h 1~hLl\m-
l\~mf~ .e"f~A::

f]J~. 1-4. 35. Applicable Laws

fOD~1 'Pia:tt;"1 fo?'ODl\hi; f1"l~ rh"lt;" The provisions of the Commercial Code and
ft\.l\'>"f rh1"f ~1;J~sn"f hll.U n'P~ ;J~ other laws pertaining to insurance shall, in so far
hiaiJA1-.Pl.,. ~lia 01-7ihCiJ6 n1.;J as they are not inconsistent with this
f~ia1-;;: OJ11 ODS:1 'Pia:tt;" ~.e 1-L'O? Proclamation, be applicable with respect to
.etft;"(\.:: vehicle insurance against third party risks.
'11\ r7i.iHftl I.oYgl,.&\ ~:J6"" ;In.flJ 4t'l'C Z :rU"1P' cfJ .,., fo.u '}.9" Federal Negarit Gazeta No.7 9th January, 2008:... page 3987

0Z.~ 36. Power to Issue Re!!ulations

f"!~(}-rC'if srohc o.-r .eU1 h«P~ lI"!111 The Council of Ministers may issue Regulations
it
«7 (} &..K sro
f"! Jl(} &..A 1- Y..1 {1"f 1 it. J' OJ"l .
necessary for the proper implementation of this
.eif'\A:: Proclamation.

0~. ~ 37. Penalty

hJt(} fOJ11:it;;: U"J h"!J'(}~sromCD- f~"l-r Unless otherwise -a maximum penalty is

oom1 lI'\.e f"!Jl(}~"l t)AIf'l lI(}i'~C incorporated in the Penal Code, any person who
«71;;: CD-sro () CD- f If. U 1 h «P

~ OJ .esro II If.U violates .the provision of this Proclamation or

htp~ oowl.-r fOJ"l Y..1-f11!:1:J't i'''At.: Regulations issued pursuant to this Proclamation
fi'11 h 1Y..1f'l hllc rit /~(}-r it/ h(}h shall be punished with a fine from Birr 3,000
-lIC liit jhsro(}-r it/ lI"!Y..C(} 11HlI (three thousand) up to Birr 5,000 (Five thousand)
oo~fi61. OJ.esro hh1!: l}oo-r h(}h t/-it-r or with imprisonment from one year up to two
l}oo-r lI"!Y..C(} hF~-r .e~"lA:: years.

0t.~ 38. Effective Date

.eU h«P~ lI4..~~A 'l:Jt-r .:JtL"l ;t--rlfP This Proclamation shall enter into force up on
hOJ"lll-r ~11:sroC' ffJlJ' .elflJ'Au Publication in the Federal Negarit Gazeta.

hJl(} hllll ;rUPtF 0 +") fit '.r Addis Ababa this 9th day of January,2008.

GIRMA WOLDEGIORGIS
.,C"7 (JJAF.1.f-C1.i't
PRESIDENT OF THE FEDERAL
r 1\.-rf-k JI ~1..~I\'e -'l'l"h~I\JI'e DEMOCRATIC REPUBLIC OF ETHIOPIA
tTl1t\.h T&.lf.~1-r
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