MORE SYLLABUS DETAILS

 EXAM 30 %

All exams are online. Exams are done individually, closed book, and with non-
programmable calculator; student submissions for exams should reflect their solo work
and students are not allowed to use anyone else’s help or discuss exam contents with
someone else during the exam. Students can have a formula sheet (1 letter-size paper,
two-sided) containing all required formulas for the exam during the exam. After the
exam ends, you will have 30 minutes to scan and upload your calculations on Canvas.
Correct answers for problems with an asterisk (*) that do not show the required
calculations receive only partial credit (only 20% of the credit). Exams begin sharply
5 minutes after the allocated start time and follows the exam instructions posted on
Canvas. The questions on the exams in this course will be similar to course elements
(the assignments, and the examples during the sessions), but exam problems are not
limited to these elements.

 MILESTONE GROUP REPORTS 20%

Students will create teams of 4-5 people to study, work on assignments, and do the
group project.

The group works in the research department of a consulting company. Each group has
a report on the case during the course in a consultant role. The evaluation will depend
on how professionally the case is analyzed and presented by the group. These grades
are not curved.

Milestone reports are due before the deadline dates set in the schedule. The deadline
time is before the class starts. The following apply to each report: The report grade is
for credit/no credit. If the report shows a correct application of the minimum tools
introduced in the course on the case and meets the rubric requirements, it will receive
the full credit. Each report is maximum 1 page (main part, single spaced, 11pt,
professional looking) with unlimited pages for appendices. The report is submitted as
a group. For example, a group of four students should submit a single report. The report
will be checked for potential plagiarism by Turnitin software and the instructor. It is
team’s responsibility to ensure that all citations are done properly in the report and there
is no plagiarism in the report. The sample rubric used in grading the case report is

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 available on the syllabus. The students can see the feedback on their report, the rubric
of their grade, and the reviewer's comments on Turnitin. You can learn how to see the
details of the feedback and your grade on Turnitin via the following link:
https://www.youtube.com/watch?v=OzXDMiciCsI. Cases come with their
supplemental material in form of excel files. Make sure to also download these
materials to save your time. Buying the cases individually are optional because you
only need to purchase one copy as a whole team.

Please make sure you keep the electronic receipt from Turnitin after submissions for
future reference. If you do not receive the submission receipt, it is very likely that you
have not submitted the report. No late submission will be accepted. Only submissions
through Canvas’ Turnitin are accepted. You are not required to submit or email the
receipt. If you are not familiar with Turnitin, or face any problems with Turnitin
features, or have any other technical difficulties, please contact student help desk
located in the library. Do not leave the submission for the report to the last minute. It is
possible to face some unexpected problems that might delay and cancel your
submission (e.g., file format incompatibility, internet disconnection etc.). For example,
I strongly recommend students to submit the report files in PDF format to avoid the
common problem of file incompatibility issue. Remember deadlines are strict in the
real world and you do not leave your submissions to the last minute. For example, if
you leave your submission to 5 minutes before the deadline, you increase the chance
that you may fail to submit your report before the deadline. Even if the system prompts
that late submission is accepted, there is no option for late submission, and you will not
be able to upload files after the deadline. You have the option to change your
submission before the deadline. However, if you plan to change your file multiple times
before the deadline, notice that you should "save" and not "submit" your file. A saved
file is not considered as a submitted file. You have to choose to submit before the
deadline so that your saved case report would be considered in your grade.

 WITHIN GROUP EVALUATION 10% (and more)

At the end of the semester, team members will submit their evaluation on the
performance of their teammates via Canvas. Group evaluations posted by peers for each
student has also strong inflating (or deflating) effect on the group-project evaluations.
For example, consider a student that received 80% of the grade for all the case reports.
However, the group members have allocated total of 125% to the student’s performance
in the group for the hard work. Then, the student will receive a full grade
(125%*80%=100%) for the case reports and presentations.

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 Students will distribute 100 points among their peers. For example, in a team of 3
people with equal effort and performance of the members, each member has 2 peers to
evaluate. The member will allocate 50 points to each of the peers if they contributed
equally: the sum of all the grades allocated to the teammates will add up to 100. If John,
Joe, and Jack are in the same team, John decides about allocating 100 points to Joe and
Jack. If they have contributed equally, each would receive 50 points from John adding
up to 100. Joe and Jack also allocate a grade similarly. However, if John believes that
Joe did not contribute, Joe receives very low mark. Given a low mark allocated to Joe
by Jack, Joe will lose part of his grades for team evaluation, because it signals that he
was not contributing to the group. I strongly recommend that teams pick a team leader
for each assignment and rotate this position among themselves. I also recommend the
team members at the end to grade their peers fairly and only based on their contributions
to the team. Unfortunately, the worst-case scenario is a lose-lose condition where a
team has all the members working individually.

Some students are busy and cannot meet regularly. Therefore, I recommend the
following strategies:

• You can share your work by collaborating on documents using websites such as
Google Docs, Google Drive, Dropbox, One Drive, etc.
• Try to communicate and learn from other groups about their group management
techniques.
• You can meet virtually using software such as Google Hangouts, Skype, Zoom,
and other chat software.
• Your team leader can divide the labor and resolve conflicts.
• In the case that some members are not capable of doing some tasks, you can
provide them with alternate tasks to contribute.
Be fair: try not to do free-riding on other group members because they will reflect your
contributions in the grade that they allocate to you. The instructor reserves the right to
change the team grades in case of any unprofessional misconduct by the team members.

 2 ASSIGNMENTS (via Canvas) 10%

Students submit assignments individually before their deadlines. The grade is

determined through your efforts to answer the assignment problems; assignments are
graded for credit and, if students show all the efforts to solve all the problems in their
submission, they receive full grade. The assignments are done individually while you
can discuss the assignments with your study group. Although discussions with your
classmates are highly encouraged, you must present your work that is original and is

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 not merely a copy of your peers'. No late submission will be accepted. Do not leave the
submission to the last minutes. Only online submissions through Canvas are accepted.
Each assignment will be collected at the beginning of the class via Canvas.

 CONNECT READING ASSIGNMENTS 20%

Students are encouraged to read each chapter before coming to class. To facilitate and
brief the reading, the students use Connect to skim the chapter and, then, fill out the
assignment, which evaluates their understanding after reading. The reading deadline
for most chapters is before the session that covers the chapter.

 BLOOMBERG BMC CERTIFICATE 10%

Students obtain the Bloomberg certificates by completing Bloomberg online course at

Bloomberg Trading Room located in Carmona College of Business or online via posted
instructions. The course is available through the Bloomberg Terminal at “BMC <GO>”
or through the Bloomberg for Education website after creating your account.
Bloomberg Market Concepts (BMC) is a self-paced e-learning course that provides an
interactive introduction to the financial markets. BMC consists of 3 sections — Core
Concepts (includes four modules – Economic Indicators, Currencies, Fixed Income,
Equities). The sections are woven together from Bloomberg data, news, analytics, and
television.

 CLASS PARTICIPATION

Federal Financial Aid Regulations require the University to report non-attending

students receiving financial aid, i.e., it requires attendance during the third week of the
semester. Based on student attendance, the instructor will report the roster indicating
which students (if any) have not attended the class to meet Federal requirements.
Additionally, when the instructor turns in students’ final grades, the last date of
attendance for any student who failed the class will be reported. At least for these
reasons, attendance is important.

During the class, students register on and use Quizizz.com to do some in-class activity,
which reflects their participation. You will use your cellphone or laptop to answer the
Quizizz questions. It is not recommended for students to be absent during sessions. If
a student cannot attend a session, the student should inform the instructor and the team
members before the absence with providing the proper excuse (e.g. a doctor’s note with
clear dates of excuse rather than a proof of visiting a doctor) via email. If you send me
an email, please make sure to put course code and section (e.g. FIN304-sec 2), or class
time (e.g. Tue 12pm) on the subject to prevent the email from going to spam folder.
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 If you are not familiar with Connect or Canvas, or face any problems with their features,
or have any other technical difficulties, please first contact student help desk located in
the Zahnow Library, 1st Floor or call them at (989) 964-4000
(https://www.svsu.edu/its/).

TOTAL 100%

Note: The total grade is the weighted average of the grades in each section above. Only e-
mails carefully explaining the reason are accepted for re-grading requests of exams. A re-
grade might result in a lower or higher grade. There will be no extra credits available
beyond these grade elements for students to boost their grade.

Naive grade calculation and curving example:

Course XYZ 123 has 2 exams each weighted 40% (400 points for each exam) and an
assignment weighted 20% (200 points). Total course points are 1000 (400+400+200).
Babak has received 60/100 in exam 1 and the class average was 70. He also received 30/40
for his assignment, which is not curved. The historical average grade in XY 123 was 74
(C). He wants to estimate a) his grade and b) his pro forma grade, if he receives 100% in
Exam 2:

a) To estimate his current standing in the course, Babak has to calculate the
weighted average of his current grades. He first calculates the curved exam 1
grade. Then, the weighted average of the exam 1 and assignment will determine
his grade so far.
- A simple and rough estimate of his curved exam grade without knowing
anything about curving is 60+(74-70)= 64%. A more accurate estimate of his
[74−70]
curved grade is 60 + [100−70] (100 − 60) = 65%
- His current standing so far is 68% (680 points), which is a D:
40% 30 20%
65% × ( )+ ×( ) = 68%
40% + 20% 40 40% + 20%
- His total points collected so far are 410 out of 600 (68%)
30 30
65% × (40% × 1000) + 40 × (20% × 1000) = 65% × 400 + 40 × 200 = 410
b) A simple and rough estimate of his grade if he makes 100% in exam 2 is B-
(81%):
40% 30 20%
65% × ( )+ ×( )
𝟒𝟎% + 40% + 20% 40 𝟒𝟎% + 40% + 20%
𝟒𝟎%
+ 𝟏𝟎𝟎% × ( ) = 81%
𝟒𝟎% + 𝟒𝟎% + 𝟐𝟎%

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Note: your grade may not exactly match your estimation due to estimation error from
factors, such as your team-member evaluations.

LIST OF SKILLS
Below is a list of the financial skills that we will learn and cover in this class through
lectures, assignments and preparing for exams. In addition to concept map, you can check
your progress using this list:

Topic Related practices

Stakeholders of the firms in real world, How to control managers,

Management
Agency cost, Limited liability effects

Acquiring data Bloomberg terminals, EDGAR

Analyze financial Financial ratio analysis (e.g. DuPont system, cycles analysis,
statements common-size financial statements),

Financial planning Percentage Of Sales (POS) method, External Funds Needed (EFN)

Discounted cash flow (DCF) method, Estimating mortgage and other

Valuation
loan payments, Loan amortization, Sensitivity analysis factors,

List of concepts and formulas covered in each session

Week Concepts and/or formulas

Types of firms, Limited liability, Agency problem and solutions, 3 major financial
decisions, Major financial positions in a firm, why finance is important
1
Types of financial channels (direct & indirect), types of financial markets based on
maturity, level of regulation, originality, and matching mechanism

Flow vs Stock variables, major financial statements, market vs accounting

statements, relations between financial statements (e.g. retained earnings), how to
2
read financial statements, sources and uses of cash,

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Week Concepts and/or formulas

Tax calculations, Operating cash flow, Major sections of each financial statement,
Common size financial statements

Assets= liabilities+equity, Sources=Uses,

Net working capital=Current assets- current liabilities
Cash flow from assets= cash flow to creditors+cash flow to shareholders

4 major groups of financial ratios, Financial ratios related to Du Pont analysis,

Financial ratios related to cycles in firms (operating cycle, cash cycle, A/P cycle,
A/R cycle, inventory cycle), Financial ratios related to solvency (leverage, current
ratio), Growth ratios, Connection between financial ratios (e.g. growth and Du
Pont)
Net income Sales assets
Operating cycle=inventory cycle+ A/R cycle, ROE = × Assets × eequity
3 sales
Cash cycle=Operating cycle – A/P cycle

Long-run planning: Pro forma statements, Percentage of Sales (POS) method,

External funds needed (EFN), Assumptions related to planning
Cycle ratios, short-term cash budget: cash disbursement, collection, and net cash
holding, cycles’ connection to collection and disbursement (e.g. days payable and
accounts payable connection)

Time value of money (TVM): Return on investment, Net present value, Arbitrage,
Return premium, 4 major elements of TVM: Time, present value, discount rate,
future cash flows
4 FV = PV(1 + r)t : PV = FV / (1 + r)t: PV = FV (1 + r)-t

Discounted Cash Flows (DCF) techniques: multiple cash flows,

1
𝑝𝑚𝑡 [1− ]
𝑝𝑚𝑡 1 (1+𝑖𝑛𝑡)𝑡𝑖𝑚𝑒
Perpetuity: 𝑃𝑉 = 𝑖𝑛𝑡𝑒𝑟𝑒𝑠𝑡 , annuity: 𝑃𝑉 = 𝑖𝑛𝑡
[1 − (1+𝑖𝑛𝑡)𝑡𝑖𝑚𝑒] = 𝑝𝑚𝑡 ×
𝑖𝑛𝑡
,

𝑝𝑚𝑡
Growing perpetuity:𝑃𝑉 = 𝑖𝑛𝑡−𝑔𝑟𝑜𝑤𝑡ℎ 𝑟𝑎𝑡𝑒
1+𝑔𝑟𝑜 𝑡𝑖𝑚𝑒
𝑝𝑚𝑡 1+𝑔𝑟𝑜 𝑡𝑖𝑚𝑒 [1−(
1+𝑖𝑛𝑡
) ]
5 Growing annuity: 𝑃𝑉 = [1 − ( 1+𝑖𝑛𝑡 ) ] = 𝑝𝑚𝑡
𝑖𝑛𝑡 𝑖𝑛𝑡

Simple and compounded rates: EAR vs APR, Effective rate in sub-periods

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Week Concepts and/or formulas

𝒔𝒊𝒎𝒑𝒍𝒆 𝒓𝒂𝒕𝒆 𝒊𝒏 𝒍𝒂𝒓𝒈𝒆𝒓 𝒑𝒆𝒓𝒊𝒐𝒅 𝒎

𝟏 + 𝒆𝒇𝒇𝒆𝒄𝒕𝒊𝒗𝒆 𝒓𝒂𝒕𝒆 𝒊𝒏 𝒍𝒂𝒓𝒈𝒆𝒓 𝒑𝒆𝒓𝒊𝒐𝒅 = [𝟏 + ]
𝒎
Replicating mortgages, interest tables for annuities, loan installments, Balloon
payment,

Real vs nominal rate, Real vs nominal cash flows:

• (1+Nominal rate) = (1+Real rate) (1+ inflation )
Bond pricing, Yield curve, Ratings, Bond features,
Bond market features: Dirty price= clean price+ accrued interest

𝑝𝑎𝑟− 𝑏𝑜𝑛𝑑 𝑝𝑟𝑖𝑐𝑒

𝐶𝑜𝑢𝑝𝑜𝑛+( )
𝑚𝑎𝑡𝑢𝑟𝑖𝑡𝑦
Bond yield = Capital gain + coupon yield 𝑌𝑇𝑀 = 𝑝𝑎𝑟+𝑏𝑜𝑛𝑑 𝑝𝑟𝑖𝑐𝑒
2
𝐶𝑝𝑛 1 𝑝𝑎𝑟
Bond price = [1 − (1+𝑖𝑛𝑡)𝑡𝑖𝑚𝑒] + (1+𝑖𝑛𝑡)𝑡𝑖𝑚𝑒
𝑖𝑛𝑡

Yield spread = Current yield – current yield on safest similar bond

Page 15 of 20
 Criteria Scale1(4/10)
Summary 5%
Summarize the main Has no summary
messages of the report
Identify 10% Identifies and understands
Identify the issues on the few of the issues in the
case case
Runs a superficial
Analyze 20%
analysis of the case and
Analyze the case and
does not interpret them
discuss the issues
well
Makes a few
Propose 20%
recommendations and
Recommend solutions
some unrealistic or
and analyze the solutions
contradicting each other.
and its
Has limited back up from
consequences
the analysis.
Connect 15% Makes little or no
Link the theory to the connection between the
practice and the case issues, resolutions and the
situation theory
Spelling errors are
Writing 30%
frequent. Hard to follow
Easy to read,
the ideas. Report is not
punctuation, spelling, and
professionally formatted
grammar
at all.
The sample rubric used in grading the case report: The rubric is subject to some changes depending on the case
Scale2 (6/10) Scale3 (8/10) Scale4 (10/10)
Has a summery but it is Has a summary and it Has a summary and it
not informative about the communicates the main communicates and
main finding and solutions issues and solutions on prioritize all the findings
on the case the case on the case efficiently
Identifies and understands Identifies and understands
Identifies and ranks all the
some of the issues in the most of the main issues in
main issues in the case
case the case
Analyze the case using Applies all the possible
limited number of tools, Apply all the necessary tools to the case and use
such as rations and pro tools to back up identified them not only to identify
formas, and only supports issues with the numbers but also prioritize the
a few issues identified. issues
Makes some Makes insightful
recommendations for the recommendations and rank
Makes appropriate
issues and a few seems to them based on their
recommendations and
be unrealistic or effectiveness. Supports the
supports them with the
conflicting. Backs up some solutions with numbers
analysis and numbers
solutions with analytics and shows their effect on
and numbers the case
Makes appropriate but Connects the issues,
Critically explores several
somewhat vague solutions and the theory
issues and connects them
connections between the appropriately and applies
to theory while highlights
issues, solutions and the the theory in a related
its pros and cons
theory. manner
There are occasional Writing is totally free of
There are more than
spelling errors. Clear grammar and spelling
occasional spelling errors.
presentation of ideas. errors. Clear and concise
Most ideas are presented
Report is professionally presentation of ideas.
clearly. Report is not
formatted but misses Report is professional
professionally formatted.
formatting elements. looking.
Page 16 of 20
SVSU POLICIES
Grading: No course may be dropped after the eleventh week of the semester except in cases of
documented personal emergency. Proportional dates will be used for courses of shorter
duration. A course may be repeated at SVSU to raise a grade. All grades shall remain on the
student's academic record (transcript), but in computing the GPA, the better grade will be
counted. A course taken at SVSU may only be repeated at another institution if the course is
an equivalent course at SVSU, the initial course grade at SVSU was a D, F, WF or a grade of
C or better is earned in the repeated course. There will be no transfer of the grade earned from
the other institution and no recalculation of the SVSU GPA. No course can be repeated at
SVSU more than twice for a grade. Appeals for additional repeats may be made to the dean of
the appropriate college. In specified courses, students have the option of being graded on a
pass/fail basis. This option requires permission of the instructor and must be recorded in the
Registrar's Office by the end of the second week of the semester or proportional times for
shorter semesters. Grades in transferred courses are not included in calculating the SVSU grade
point average. Transfer credit will be removed if equivalent course work is taken through
SVSU or any other transfer institution.

Plagiarism: Cheating and plagiarism are serious violations of academic standards. If they occur
in connection with an academic program at SVSU, they may warrant academic sanctions (such
as grade modification by the instructor) as well as disciplinary sanctions by the administration
(such as probation, suspension, or expulsion, including an educational component such as an
interactive learning program and/or a reflective paper). To coordinate information and permit
appropriate disciplinary action for first-time and repeat offenders, faculty members file an
academic dishonesty report describing violations with the Office of Student Conduct Programs.
The libraries of several universities have tutorial for plagiarism, which even help you test your
knowledge on the subject (https://librarysubjectguides.svsu.edu/ld.php?content_id=56120836 ,
or http://library.sdsu.edu/guides/tutorial.php?id=28).

Examples of Plagiarism include but are not limited to:

• Using sources verbatim or paraphrasing without giving proper attribution (this can
include phrases, sentences, paragraphs and/or pages of work)
• Copying and pasting work from an online or offline source directly and calling it your
own
• Using information, you find from an online or offline source without giving the author
credit
• Replacing words or phrases from another source and inserting your own words or
phrases
• Submitting a piece of work, you did for one class to another class
• Representing parts of your group member’s written report as your own work in the
main part
• Failing to cite your references properly

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Students with disability: If you are a student with a disability and believe you will need
accommodations for this class, please contact the Accessibility Center at (989) 964-7000
(https://www.svsu.edu/access/, accessibility@svsu.edu). Even a temporary disability may
qualify you for the services, which you can confirm with the center. To avoid any delay in the
receipt of your accommodations, you should contact the center as soon as possible. Please note
that accommodations are not retroactive, and that I cannot provide accommodations based upon
disability until I have received an accommodation letter from the center. Your cooperation is
appreciated.

Student Privacy (FERPA) and Intellectual Property: The Family Educational Rights and
Privacy Act (FERPA) mandates the protection of student information, including contact
information, grades, and graded assignments. I will use Canvas and official SVSU email to
communicate with you, and I will not post grades or leave graded assignments in public places.
Students will be notified at the time of an assignment if copies of student work will be retained
beyond the end of the semester or used as examples for future students or the wider public.
Students maintain intellectual property rights to work products they create as part of this course
unless they are formally notified otherwise.

Other resources for students: A complete list of all academic support services (including the
tutoring) is available on the Center for Academic Achievement website. Student Counseling
Center (989-964-7078) offers confidential counseling services by licensed therapists.

Medical-related absences: Students are required to contact the instructor in the event they need
to miss class, etc. due to an illness, injury, or emergency with proper documentation, such as
doctor’s note. All decisions about the impact of an absence, as well as any arrangements for
making up work, rest with the instructor. In the case of a makeup exam under any of these
cases, students are prohibited to discuss the content of the quizzes or exams with anyone (e.g.,
their classmates) until they arrange and finish their makeup exams (if there will be a makeup
exam option available).

Religious holidays: By the end of the second week of classes, students should notify the
instructors of affected courses of planned absences for religious observances. Please notify in
a timely manner so that a reasonable accommodation will be reached.

CLASSROOM POLICIES
Instructor’s intellectual property: Unauthorized recording or dissemination of virtual course
instruction or materials by students, especially with the intent to disrupt normal university
operations or facilitate academic dishonesty, is a violation of the Student Conduct Code. This
includes posting of exam problems or questions to on-line platforms. Violators may be subject
to discipline.

If you could not register officially for this course or you do not meet the pre-requisites of the
course and you have strong reasons for registering in the course, please contact and seek the

Page 18 of 20
approval from the chair of the finance department. After receiving the approval, please contact
me to arrange the extra space in the course. However, it does not guarantee your registration
as your rank in the waiting list will determine the priority of your registration.

It is strongly advised that students punctually attend each class. Textbooks, references, and
power point slides cannot substitute the teaching/learning activities in class. In unavoidable
situations such as a job interview, it is recommended that a student notifies the instructor in
advance. In addition, students shall submit assignments on time. Be aware that maintaining a
strong sense of delivery is a good quality as a financial analyst. However, in an event out of a
student’s control, it is recommended that a student report to the instructor in advance. Finally,
plagiarism will not be tolerated in this course.

No late submissions are accepted. Therefore, students are advised to submit their work well
before the deadline to avoid inconvenience. Students who do not wish to participate in a
recorded course session are allowed to sit behind camera during the recording of course
sessions.

Teamwork: You have a very high chance of reducing the course load, if you practice working
in groups.

Code of Professional Conduct in the Classroom

In preparing our students for careers in business, government, and non-profit organizations, it
is essential that we strive for the highest levels of professionalism. Central to that objective is
the development of a respectful and professional atmosphere in and around the classroom. It is
expected that both students and professors will treat each other as well as visitors to the faculty
with respect and consideration. To foster such an environment, the following is expected of all
parties:

Communal Responsibilities:

• Classroom Preparation: Students and professors must come to class prepared for that
day’s topic and ready to engage themselves.
• Timeliness: Both students and professors should be ready before the official start of class,
such that the professor then begins the class on time. It is the responsibility of the professor
to end class on time, thus not causing students to be late for their next class.

Professor Responsibilities:

The instructor (i.e., professor, lecturer, or graduate teaching associate) shall be in charge of the
class and shall be responsible for its discipline and grading. The instructor shall provide and
follow a syllabus, shall maintain an atmosphere conducive to learning, and shall administer
examinations and other exercises to determine the level of student attainment in a manner
reasonably calculated to minimize the possibility of dishonest work. Grading practices shall

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meet the highest professional standards of objectivity, fairness, and accuracy, and testing
procedures shall be designed to reasonably determine student attainments in the course’s
subject matter.

• Class Cancellation: If a professor cancels a class, he/she must reschedule it with proper
notice to all students. The Area Chair and Associate Dean Academic should be notified of
such cancellations.
• Returning Assignments: Assuming their assignments are turned in on time, students are
entitled to have their coursework returned within a reasonable amount of time and be
provided with appropriate feedback.
• Final Grade Submission: Professors are required to submit final grades in accordance
with university-designated deadlines. Professors may not distribute or post grades in a way
that allows anyone other than the individual student to access them.

Student Responsibilities:

The student shall cooperate with the instructor and fellow students in maintaining an
atmosphere conducive to learning. The student shall be courteous to faculty and fellow students
and shall be scrupulously careful to adhere to the highest standards of academic honesty.

• Electronics: Electronics should only be used in support of the classroom experience.

Towards this end, the following policies hold: Cell phones/blackberries should be turned
completely “Silent” mode. At no time should someone during the class engage in
making/receiving phone calls, sending/receiving SMS’s/emails, using cameras, or surfing
the internet with such devices. The use of computers is at the discretion of the professor
and should be made clear by him/her. If they are allowed, they should only be used to
support that day’s material (i.e., taking notes, using the web as directed by the professor).
Checking email, surfing the web for non-class related topics, chatting on the net, or
working on other projects are not acceptable forms of behavior. All other forms of
electronics (i-pods, MP3 players, PDAs, etc.), should also be maintained in the “silent”
position. If you have extenuating circumstances that requires you to have your phone on,
please put them on “vibrant” mode without any ringtone, or consult with the instructor.
• Newspapers/Other Material: No one should be reading newspapers or other material
not related to that day’s class.

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