Thesis Report format

Sample of the title page

CHALLENGES AND PROSPECTS OF INTRODUCING SUSTAINABLE MICRO

FINANCE SERVICES IN GURAGE ZONE

By
ABEBE HAILU
T/MARIAM

A THESIS SUBMITTED TO THE DEPARTMENT OF MANAGEMENT,

COLLEGE OF BUSINESS AND ECONOMICS, SCHOOL OF GRADUATE
STUDIES WOLKITE UNIVERSITY IN PARTIALS FULFILLMENT OF THE
REQUIREMENTS FOR THE DEGREE OF MASTER OF BUSINESS
ADMINISTRATION

JUNE, 2018
WOLKITE, ETHIOPIA
 WOLKITE UNIVERSITY

SCHOOL OF GRADUATE STUDIES

CHALLENGES AND PROSPECTS OF INTRODUCING SUSTAINABLE MICRO

FINANCE SERVICES IN GURAGE ZONE

By
ABEBE HAILU
T/MARIAM

A THESIS SUBMITTED TO THE DEPARTMENT OF MANAGEMENT,

COLLEGE OF BUSINESS AND ECONOMICS, SCHOOL OF GRADUATE
STUDIES WOLKITE UNIVERSITY IN PARTIALS FULFILLMENT OF THE
REQUIREMENTS FOR THE DEGREE OF MASTER OF BUSINESS
ADMINISTRATION

JUNE, 2018
WOLKITE, ETHIOPIA
 Approval Sheet

 Each thesis submitted for evaluation will have two certificates

 Approval Sheet from the major and/or co-advisor (Annex-1)
 Approval Sheet from the Board of Examiners (Annex-1)

Declaration

I, (your name), declare that this thesis entitled: “Challenges and Prospects of

Introducing Sustainable Micro Finance Services in Gurage Zone” is outcome

of my own effort and study and that all sources of materials used for the study have been duly

acknowledged.

To the best of my knowledge, this study has not been submitted for any degree in this University

or any other University. It is offered for the partial fulfillment of the degree of Masters of

Business Administration.

By: (Your Name)

Signature

Date
 ADVISORS’ APPROVAL SHEET

SCHOOL OF GRADUATE STUDIES

Wolkite UNIVERSITY
ADVISORS’ APPROVAL SHEET
(Submission Sheet-1)

This is to certify that the thesis entitled “

” submitted in partial
fulfillment of the requirements for the degree of Master's with specialization in
, the Graduate Program of the Department/School of
, and has been carried out by Id. No
, under my/our supervision. To the best of my knowledge, is an original work and not submitted
earlier for any degree either at this University or any other University.

Therefore I/we recommend that the student has fulfilled the requirements and hence
hereby can submit the thesis to the department.

Name of major advisor Signature Date

Name of co-advisor Signature Date

 SCHOOL OF GRADUATE STUDIES
Wolkite UNIVERSITY
EXAMINERS’ APPROVAL
SHEET
=============================================================
We, the undersigned, members of the Board of Examiners of the final open defense by
have read and evaluated his/her thesis
entitled “
”, and examined the candidate. This is,
therefore, to certify that the thesis has been accepted in partial fulfillment of the
requirements for the degree .

Name of the Chairperson Signature Date

Name of Major Advisor Signature Date

Name of Internal Examiner Signature Date

Name of External examiner Signature Date

SGS Approval Signature Date

Final approval and acceptance of the thesis is contingent upon the submission of
the final copy of the thesis to the School of Graduate Studies (SGS) through the
Department/School Graduate Committee (DGC/SGC) of the candidate’s
department.

Stamp of SGS Date:

 Acknowledgments

The acknowledgements section recognizes the persons and/or institutions the student is grateful
to for guidance or assistance received and those to whom the student extends thanks for special
aid or support in the preparation of the thesis.
 TABLE OF CONTENTS

All of the headings and entries in the table of contents should correspond exactly in wording,
fonts, and cases with the headings or entries as they appear in the narrative of the thesis or
dissertation. Also, there should be no dotted lines or any other tab leaders connecting headings
and respective page numbers. The headings and subheadings in the table of contents should not
exceed four levels

Eg .

Acknowledgement… ................................................................................................. i

Table of contents .......................................................................................................ii

List of Tables............................................................................................................. x

List of Figures ..........................................................................................................xx

Acronyms ...............................................................................................................xxx

Abstract ............................................................................................................... xxxx

CHAPTER 1: INTRODUCTION..........................................................................1

background of the Study............................................................................... x

Statement of the problem ........................................................................... xx

N.B Table of Content should be automatic

 List of Tables (if any)

Students should decide the most appropriate way to present their data. They should not use tables
for the same data discussed in the narrative. Tables should be single line spaced. Tables should
be logically placed in the narrative of the thesis and should be as close as possible to the results
narrative where those tables are first cited.

The headings within the Tables can be bolded. Tables should be consistent in format throughout
the document. Tables which are more than one page in length are strongly discouraged. Also, the
author is responsible for checking computational correctness in the tables. In addition, the
numerical values cited in the narrative should match those in the tables. Significance levels
should be indicated by the use of an asterisk.

All tables should have a clear and concise caption. For ease in readability, landscaping of tables
is encouraged as necessary. Empty space between the tables and the narrative should not exceed
two double spaces. Tables should be clearly presented and self-explanatory. The reader should
be able to understand them without reading the narrative of the results.

Table 1. Guideline for selecting assessment tools .............................................................. 20

Table 2. Summary of perception of biology teachers on CA ............................................ 21
Table 3. Responses of biology teachers on the extent of using CA techniques ................. 30
 List of Figures (if any)

Figures should be single line spaced. Figures should be logically placed in the narrative of the
thesis and should be as close as possible to the results narrative where those figures are first
cited.

The headings within the Figures can be bolded. Figures should be consistent in format
throughout the document. Figures which are more than one page in length are strongly
discouraged. Also, the author is responsible for checking computational correctness in the
figures. In addition, the numerical values cited in the narrative should match those in the Figures.
Significance levels should be indicated by the use of an asterisk.

All figures should have a clear and concise caption. Empty space between the figures and the
narrative should not exceed two double spaces. Figures should be clearly presented and self-
explanatory. The reader should be able to understand them without reading the narrative of the
results.

Figure 1. Age of respondents ........................................................................................................ 20

Figure 2. xxxxxxxxxxxxxxxxxxxxxx .......................................................................................... 22

Acronyms (if any)
In this section students list in alphabetical order the abbreviations or acronyms followed by their
descriptions in full. In the narrative, each abbreviation other than S.I. units and each acronym
should be defined in full when they are first used and then followed by their abbreviation or
acronym in parentheses. Standard (S.I.) units do not need to be listed. Abbreviations and symbols
such as i.e. and etc.should not be italicized. A sample page that illustrates how the list of
abbreviations and acronyms will be prepared is shown.

Eg.

ARH Adolescent Reproductive Health

ART Antiretroviral Therapy

BCG Bacillus Calmette-Guerin

BCC Behavioral Change Communication

CHO Carbohydrate

EPHA Ethiopian Public Health Association

Abstract

The abstract should be one single block paragraph. It should be no longer than a single page in
length. The abstract should not be divided into sections or paragraphs. The appropriate 1.5 line
spacing should be used. The abstract should summarize the background of the study, the methods
used, data analysis methods, results obtained, conclusions drawn and recommendations.
 Section Two: Main Body of the thesis

CHAPTER ONE -INTRODUCTION

 Background of the Study
 Statement of the problem
 Objectives of the Study
 Significance of the Study
 Delimitation of the Study
 Limitation of the Study (if any)
 Definitions of Terms (if any
 Organization of the Study

CHAPTER TWO-REVIEW OF RELATED LITERATURES

 A substantial and thorough Review of the Related Literatures relevant
to the topic

CHAPTER THREE-RESEARCH METHODOLOGY

CHAPTER FOUR –ANALYSIS OF DATA AND PRESENTATION

CHAPTER FIVE: SUMMARY, CONCLUSION AND

RECOMMENDATION
 Summary (major findings of your study)
 Conclusion (list of major findings that shows the stand of the researcher
and implication)
 Recommendation (suggestion and policy implication)

References
The references part includes all works cited in the thesis. All references appearing in the
references part of the thesis must have been cited in the narrative. Reference part should include
a complete list of on-line searches, journal articles, books, book chapters, governmental reports,
non-governmental reports and any other reference materials cited in the narrative. The majority
of the citations should be articles published in peer-reviewed journals or recognized official
reports from national and international agencies. Ideally, these publications have been published
within the last five years and no more than ten years old. Also, any dependence on unpublished
materials and printed or web-based encyclopedias as references is strongly discouraged.
For your thesis, please use the following Reference Citation Style

A. In-Text Citations
For in-text citations, the author-date method is used. There are two possible ways of in-text
citation, namely, the subject-centered and author-centered citation. In the subject-centered
citation, the author’s last name followed by a comma, a space, and the year of publication are
written in parenthesis usually at the end of the sentence. In the author-centered citation, only
the year of publication is placed in parenthesis and a comma is not required after the author’s
name. Recognizing country tradition, Ethiopian authors’ names should be presented in full as
they appear in the publication.
N.B You can use ethier the subject-centered or author-centered citation depending on
your choice. But you should use one of the two, not both at same time.

Single Author

Subject-centered citation: (Armadeep, 2009)

Author-centered citation:Armadeep (2009)

For Ethiopian Names

Subject-centered citation: (Ayantu Bekele, 2010)

Author-centered citation: Ayantu Bekele (2010

 Two Authors

Subject- centered citation: Smith and Brown, 2010

Author- centered citation: Smith and Brown (2010)

For Ethiopian Names

Subject-centered citation: (Ayantu Bekele and Alemu Gebre, 2010)

Author-centered citation:Ayantu Bekele and Alemu Gebre(2010)

Three or more Authors

Subject-centered citation: (Rashid et al., 2008)

Author-centered citation: Rashid et al. (2008)

Citation of Two or More Works

When citing two or more works, the subject centered citation is common. It is required to
order the works chronologically by the year of publication and separate them by a semi-colon.

Subject-centered citation: (Sophia, 2006; Towson, 2006; Roberts and Williams, 2011)

Organizational Author

When citing the work of an organization as author, use the acronym of the organization.

Subject-centered citation: (WHO, 2010)

Author-centered citation: WHO (2010)

Unknown Authors

When the work has no named author, cite it as “Anonymous” as below.

Subject-centered citation: (Anonymous, 2011)

Author-centered citation: Anonymous (2011)

 Undated Works

When the works are not dated, cite the year of publication as “n.d.”

Subject-centered citation: (Anonymous, n.d.)

Author-center citation: Anonymous (n.d.)

B. References List in References part

 The reference list should start on a new page

 The list should be in alphabetical order by the last names of the first authors. Following the
same tradition as in in-text citation, note that for Ethiopian names, you are to write the full
name of the author with his or her first name first. For example, Yabsira Gebre would be
placed in alphabetical order under the letter “Y”in the references part listing.
1. Citations of Print Sources

Journal Articles

Single Author:

 Chen, H.J. 2008.The endogenous probability of migration and economic

growth.EconomicModelling 25(6)
 KebedeYemane. 2008. Cigarette smoking and khat chewing among university instructors in
Ethiopia. East African Medical Journal 16(1):9-17.

Two or More Authors:

 Strauss, H. M., Hughes, J. and Schmieder, P. 2005. Heteronuclear solution-stata NMR

studies of the chromophore in cyano bacterial phytochrome Cph1. Biochemistry 44:
8244-8250.
 Wästfelt, A., TsegayeTegenu, Nielsen, M.N. and Malmberg, B. 2011.Qualitative satellite
image analysis: Mapping spatial distribution of farming types in Ethiopia. Applied
Geography32 (2): 465-476.
 Books

 Dyckman, T.R. and Pfeiffer, G.M. 2010.Financial Accounting, 3rd Edition. Boston,MA, USA:
Cambridge Business Press.

Theses and Dissertations

 Yemane Belay. 2007. Reproductive Health Needs and Service Utilization of Addis Ababa
University Students. MPH Thesis, Addis Ababa University, Addis Ababa, Ethiopia.

2. Citations of Internet Publications

The internet is a powerful tool in conducting literature reviews and identifying and selecting
the most current citations and references. Students should give attention to ensure that
internet citations are both complete and correct.

The student should make every effort to provide the required information to allow the reader
to visit the web site cited should he or she wish to read the primary source of the information.
URL addresses are always in parenthesis. The date that the student accessed the publication
should be stated. Included below are the major types of on-line citations.
 KaempferiaandZingiber.African Journal of Biotechnology 10(43): 8584-8592.
(http://www.academicjournals.org/AJB/PDF/pdf2011/10Aug/Ahmad%20et%20al.pdf)Ac
cessed on August 11, 2011.
Appendices

Containing other relevant material such questionnaire, output of

data analyzed

Section Two: Format Requirements

1. Paper size
 Must be typed on A4 size paper
2. Fonts
 Times New Roman font is required throughout the documents
 There should be no variation in the type of font used throughout the thesis
 The text in the cover page and title page in the thesis shall be used 14 point font size and
will be in bold face font
 The first level headings in the thesis will be in 14 point font size
 Aside from this variation in font size, all of the narrative in the research thesis and are in
12 point font size
 Line spacing should be 1.5 lines spaced
3. Alignment
 Justified
4. Outline level
 Body text
5. Margins
 The margins should be 3.5cm on the left hand side of the page to allow for binding and
2.5 cm on the right hand side and normal or 1cm at the top and bottom of the page.

6. Headings and Subheadings

 Each of the titles of the preliminary sections and the chapters of the narrative should be
written in bold uppercase letters and be centered.

 The second level headings, i.e. subheadings, are numbered consecutively with Arabic
numerals in an outline numbering system (e.g., 1.1., 1.2., etc. for subheadings of Chapter
1; 2.1., 2.2., etc. for Chapter 2; etc.). Likewise, the outline numbering system will be used
 for lower level headings (e.g. 1.1.1., 1.1.2., etc. for subheadings under 1.1.; 2.1.1., 2.1.2.,
etc. for those under 2.1.1.; 1.1.1.1., 1.1.1.2., etc. for subheadings under 1.1.1; and
2.1.1.1., 2.1.1.2, etc. under 2.1.1.; etc.).
 Second level headings are written in bold title case letters, i.e. the first letter of each
major word of the headings is written in upper case letters. All remaining lower level
headings are written in sentence case, i.e. only the first letter of the heading will be in
upper case unless required by grammatical or nomenclature rules.
 Second level headings and lower level headings should be flush left. An extra line should
separate the headings from the narrative. No headings, subheadings or captions of tables
or figures are underlined.

7. Page Numbering
 Should be numbered sequentially and the number should appear just below the center of
the lower margin
 Except for the cover page, every page of the thesis is assigned a page number. The use of
two different types of page numbering is recommended. Small Roman numerals such as
ii, iii, etc. are used for the preliminary section from the Acknowledgments to the page
preceding the Chapter 1. Arabic numerals such as 1, 2, 3, etc. are used from the first
page of the Chapter 1 to the last page of the Appendix. Page numbers are centered at the
bottom of the page. Page numbers will not include periods or dashes.
8. Length of the thesis
 The thesis when complete, will be 100-130 typed pages in length

9. Other Style and Formatting Issues

 Where required, scientific names in any part of the thesis should be written in italic font
with the genus name starting with a capital letter.
 No English language terminology such as words, nouns, or pronouns shall be italicized.
 All measurements should be given in metric or Standard International (S.I.) units.
 Only the Ethiopian Birr (ETB) shall be used for budget currency discussions.
 Complicated, long or awkward sentences should be avoided.
 Correct grammatical rules should be followed.
  Contractions such as shouldn’t, can’t, and won’t, should not be used.
 The use of personal pronouns such as I, you and we should be avoided.
 Colloquial language (slang) should be avoided.
 Technical jargon should be minimized.
 The ampersand (“&”) should not appear as a form of contraction in the thesis.
 The structure of a sentence is important in scientific writing. For example, do not begin a
sentence by “Study” or “And”. In addition, never start sentences with numerals such as 10,
33, 145, etc. or with an abbreviation such as contracted scientific name. Write out
abbreviations if they appear at the beginning of a sentence.
 Give attention to English mechanics. To avoid common mistakes, a parenthesis should be
preceded and followed by one space, and a comma should be followed by a space, etc.
 There should be no misspelled words in thesis. Nor should there be any grammatical
errors. Students are strongly encouraged to use the “Spelling and Grammar” check in the
Microsoft Word to avoid any such language problems.
Section three: Timeline

Proposal Defense

PROPOSAL DEFENSE WILL BE HELD FROM YEKATIT 9-10

Final Thesis Submission deadline date

The student is strongly urged to hand in the 2 final bind copies of the thesis
from Gimbot 10 E.C to Gimbot 15, 2009 for defense purpose. After approval
(defense) of the thesis, student must submit 2 bind hard copies and 1 soft copy
in CD ROM.

Note: Rejected thesis work during defense session should not be

submitted

Section four: Thesis Examination and Grading

The advisors shall take the responsibility of advising students through script
reading, commenting and face-to-face discussions and participating in grading
of the thesis. Generally, the thesis will be assessed according to a set criteria
and the extent to which the student performs across them.
During defense session major advisor should be available. In the absence of
major advisor, co-advisor must appear but do not participate in grading the
thesis. Evaluation and grading of the thesis in defense session shall be done
by the internal and external advisors only.

Other consideration: Big

Warning! Plagiarism:

According to Oxford Advanced Learner’s Dictionary, plagiarize is to copy

another person’s ideas, words or work and pretend that they are your own.
This means that taking material, without acknowledgement, from any of the
following sources counts as plagiarism.

a. A published book
b. A journal article
c. A thesis in a collection of published papers
d. An internet site
e. Another student’s thesis, and
f. Any other pieces of work, whether written or oral, which is not the
result of your own efforts.

The purpose of this thesis work is to demonstrate proof of student’s own

ability in and understanding of a subject area. Plagiarism, which attempts
(internationally or otherwise) to disguise other people’s work as your own,
is therefore a very serious offence, whether intentional or accidental. Be
sure to credit all sources scrupulously in order to avoid any risk of
plagiarizing. If you are in doubt, consult your advisor who will be happy to
help you.