ICICI STACK

March 2020
Evolution of ICICI STACK

We understand CUSTOMER Then, we went about

that customer’s RELATIONSHIP reorienting our
relationship JOURNEY technology stack to
UNDERSTANDING
journey with us in enable the customer
itself is a relationship digitally

STACK REORIENTING
TECHNOLOGY
STACK ICICI Stack is, in short, the
It starts with a heart of our core strategy:
simple and instant to utilize technology to
account opening provide digital & instant
and grows into a ICICI solutions across the
customer’s relationship
fruitful relationship
over various
STACK journey with us.
stages
2
STACK for individual
ICICI STACK

SOLUTIONS I GET TECHNOLOGY VIEW

InstaSave, FDXtra, iWish flexible RD
iMobile app/Netbanking ACCOUNTS LAYER

IMPS, NEFT, RTGS

Bill Payments, UPI/QR Scan & Pay, PAYMENTS LAYER
wallets, debit card & travel card

Insta HL & top up, Insta credit card,

Insta car and TW loan, Insta PL & PayLater LOANS LAYER

Life, health insurance,

home, motor & travel insurance CARE LAYER

Kid’s education (Insta SIP/PPF)

Wealth creation (MF/Demat A/c) GROWTH LAYER
Retirement planning (NPS/FD)

3
STACK for business
ICICI STACK

SOLUTIONS I GET TECHNOLOGY VIEW

Online CA, API
Developer Portal, Insta BIZ ACCOUNTS LAYER
Vendor & tax payments
EazyPay: POS/UPI QR/ Payment Gateway
Integration with accounting/ERP platform PAYMENTS LAYER
Import/Export portal & real time dashboard

Insta OD/GST OD,

purpose based lending, Super Biz- Flexi Credit, LOANS LAYER
supply chain lending
Fire & burglary insurance, marine insurance
group health & personal accident cover CARE LAYER
key-man insurance

Biz circle: network with vendors

& suppliers, set-up promotional campaigns, GROWTH LAYER
wealth creation (MF/FD)

4
ICICI STACK
ICICI STACK
Individual
InstaSave, FDXtra, iWish Flexible RD
iMobile App/Netbanking
IMPS, NEFT, RTGS
Bill Payments, UPI/QR Scan & Pay,
Wallets, Debit Card & Travel Card
Insta HL & Top up, Insta Credit Card,
Insta Car and TW Loan, Insta PL & PayLater
Life, health insurance
home, motor & Travel Insurance
Kid’s Education (Insta SIP/PPF)
Wealth Creation (MF/Demat A/c)
Retirement Planning (NPS/FD)
Business
Online CA, API
Developer Portal, Insta BIZ
Vendor & tax payments
EazyPay: POS/UPI QR/ payment gateway
Integration with accounting/ERP platform
Import/Export portal & real time dashboard
Insta OD/GST OD,
purpose based lending, Super Biz-
Flexi Credit, supply chain lending
Fire & burglary insurance, marine
insurance, group health & personal
accident cover, key-man insurance
Biz circle: network with vendors
& suppliers, set-up promotional campaigns,
wealth creation (MF/FD)
5
Thank you