STANDARD CHARTERED BANK NEPAL LIMITED

is pleased to announce that with effect from 13th February 2022, the following range of interest rates will prevail.

INTEREST RATES *
MINIMUM BALANCE
DEPOSIT RATES LENDING RATES
(IN NPR) ***
% P.A. % P.A.
10,000 for Biratnagar,
Pokhara, Narayangarh,
Birgunj and all
Kathmandu Valley
NORMAL SAVING ACCOUNT 6.03 WORKING CAPITAL LOANS
Branches.
5,000 for all other
outside Kathmandu
Valley Branches.
ACCESS PLUS SAVING ACCOUNT 6.05 1,000 Overdraft Base Rate + 3.00 to 5.00
KIDDY BANK SAVING ACCOUNT 6.05 5,000 Short Term Loan Base Rate + 2.50 to 5.00
DIVA SAVING ACCOUNT 6.05 25,000 LATR / Import Loan / CBN Base Rate + 2.5 to 5.00
SHAREHOLDER ACCOUNT 6.05 5,000 Import Invoice Financing Base Rate + 2.5 to 4.75
PAYROLL PLUS ACCOUNT ** 6.10
AMULYA BACHAT KHATA ** 6.10 100,000 Term Loans
SPECIAL SAVING ACCOUNT** 6.15 300,000 VARIABLE RATE Base Rate + 2.5 to 5.00
FIXED RATE (upto 5 years) 9.75
FIXED DEPOSIT: FIXED RATE (upto 7 years) 10.25
91 Days FIXED RATE (upto 10 yrs) 11.00
Individual 10.03 FIXED RATE (above 10 yrs) 12.25
Non Individual 9.03
Term Loans - Specified Sector
121-360 Days
Lending
Individual 11.03 VARIABLE RATE Base Rate + 2.0 to 3.50
Non Individual 10.03 FIXED RATE (upto 5 years) 7.75
1 Year FIXED RATE (upto 7 years) 8.25
Individual 11.03 FIXED RATE (upto 10 yrs) 9.00
Non Individual 10.03 FIXED RATE (above 10 yrs) 10.25

Non Individual (For renewal only) 10.13

Higher of Base Rate/

Loan against Own Fixed Deposit
Coupon Rate + 2.00
2 Years
LCY loan Against FCY Deposit with
Individual 11.03 Base Rate + 2.00
us**
Non Individual 10.03
Loan against Fixed Deposit of Higher of Base Rate + 3.00
Other Banks or Coupon Rate

3 Years & above

Loan Against SBLC/Bank

Individual 10.03 Base Rate + 2.15 to 3.75
Guarantee/ Government Bonds

Non Individual 9.03

Loan to Watchlist Customers Base Rate + 4.00 to 5.75

Institutional (For bidding)

3 months to 1yr 10.03 Loans to Multinational Companies ** Base Rate + 2.00 to 3.75
3 months to 1yr (For renewal only) 10.13
DEPRIVED SECTOR LOANS Base Rate + 1.0 to 4.00
Subject to
agreement
as per the
CALL DEPOSIT:
applicable
NRB
guidelines
BUSINESS PLUS ACCOUNT **
(Under Sweep Call Facility for SME 0.50-2.50 AUTO LOAN
Segment only):
MONEY MAXIMIZER **
(Under Call Deposit Account for 2.50 VARIABLE RATE Base Rate + 2.50 to 5.00
Individuals Only):
FIXED RATE (upto 5 yrs) 10.25
FCY SAVING ACCOUNT: FIXED RATE (above 5 yrs upto 7 yrs) 10.75
USD INDIVIDUAL 0.05

GBP INDIVIDUAL 0.05 HOME LOAN

VARIABLE RATE Base Rate + 2.50 to 5.00

* Rates are indicative | ** Conditions Apply | *** Account FIXED RATE (upto 5 yrs) 10.25
Balance in excess of the indicated minimum balance shall only FIXED RATE (above 5 yrs upto 7 yrs) 10.75
be available for withdrawal FIXED RATE (above 7 yrs upto 10 yrs) 11.5
FIXED RATE (above 10 yrs) 12.75
Note: Interest rates on consortium lending will be as per the
decision of consortium subject to applicable base rate of this PERSONAL LOAN
bank. VARIABLE RATE Base Rate + 5.00 to 7.50

Base Rate as of Poush 2078 is 6.83% FIXED RATE (upto 5 yrs) 12.75
Net Interest Spread as of Poush 2078 is 2.66% GRAMEEN PRATHAMIK KARZA
VARIABLE RATE Base Rate + 5.00 to 6.50
FIXED RATE (upto 5 yrs) 12.25
US $ DENOMINATED FCY LOANS as per NRB regulation