Republic of the Philippines

Department of Education
REGION VI-WESTERN VISAYAS
SCHOOLS DIVISION OFFICE OF LA CARLOTA CITY
DONA HORTENCIA SALAS BENEDICTO NATIONAL HIGH SCHOOL – SENIOR HIGH SCHOOL
ACCOUNTANCY BUSINESS AND MANAGEMENT
BUSINESS FINANCE

End Term Summative Test

SHERYL A. FLORES

Republic of the Philippines

Department of Education
 REGION VI-WESTERN VISAYAS
SCHOOLS DIVISION OFFICE OF LA CARLOTA CITY
DONA HORTENCIA SALAS BENEDICTO NATIONAL HIGH SCHOOL – SENIOR HIGH SCHOOL
ACCOUNTANCY BUSINESS AND MANAGEMENT
BUSINESS FINANCE
SUMMATIVE TEST (WEEK 1 AND WEEK 2)
Test 1. Essay. Discussed your answer to the following question. (in paragraph form).Rubrics were provided
for you to know how you will be graded.
1. What do you think is the most important consideration of banks in approving a
loan?(5pts)
2. Why is it important for banks to collect all the loan requirements? Which
requirements are meant to be used to evaluate each of the 5C’s of credit?(5pts)

Rubrics
Areas of 4 3 2 1
Assessment
Ideas Presents ideas Presents ideas Ideas are too
Ideas are
in an original in a consistent general
vague or
manner manner unclear
Organization Strong and Organized
Some No
organized beg/mid/end
organization; organization;
beg/mid/end attempt at a lack
beg/mid/end beg/mid/end
Understanding Writing shows Writing shows Writing shows Writing shows
strong a clear adequate little
understanding understanding understanding understanding
Word Choice Sophisticated Nouns and Needs more Little or no use
use of nouns verbs make nouns and of nouns and
and verbs make essay verbs verbs
the essay very informative
informative
Sentence Sentence Sentence Sentence No sense of
Structure structure structure is structure is sentence
enhances evident; limited; structure or
meaning; flows sentences sentences need flow
throughout the mostly flow to flow
piece
Mechanics Few (if any) Few errors Several errors Numerous
errors errors
Test II. Instructions: Use separate paper for your answers. Show your computations.
1. Jen invested Php500,000 at 10% simple interest for a period of three years. Compute the
simple interest (5pts)
2. Compute the future value of the following single investments, Php20,000 at 8% interest
compounded quarterly for 4 years (5pts)
3. Compute the present value of single amount Php800,000 in 2 years compounded
quarterly at 10%. (5pts)

Republic of the Philippines

Department of Education
 REGION VI-WESTERN VISAYAS
SCHOOLS DIVISION OFFICE OF LA CARLOTA CITY
DONA HORTENCIA SALAS BENEDICTO NATIONAL HIGH SCHOOL – SENIOR HIGH SCHOOL
ACCOUNTANCY BUSINESS AND MANAGEMENT
BUSINESS FINANCE
SUMMATIVE TEST (WEEK 3 AND WEEK 4)
1. Describe investment risk through this video
(https://www.youtube.com/watch?v=3qv7E2yIiw4).

2. Emphasize that volatility can also be an opportunity.

3. Explain the value of properly understanding the risk of the product they are investing in.

You will be graded according to this rubrics

Areas of A B D C
Assessment (5) (4) (2) (3)
Ideas Presents ideas Presents ideas Ideas are too
Ideas are
in an original in a consistent
vague orgeneral
manner manner unclear
Organization Strong and Organized
Some No
organized beg/mid/end
organization; organization;
beg/mid/end attempt at a lack
beg/mid/end beg/mid/end
Understanding Writing shows Writing shows Writing shows Writing shows
strong a clear adequate little
understanding understanding understanding understanding
Word Choice Sophisticated Nouns and Needs more Little or no use
use of nouns verbs make nouns and of nouns and
and verbs make essay verbs verbs
the essay very informative
informative
Sentence Sentence Sentence Sentence No sense of
Structure structure structure is structure is sentence
enhances evident; limited; structure or
meaning; flows sentences sentences need flow
throughout the mostly flow to flow
piece
Mechanics Few (if any) Few errors Several errors Numerous
errors errors
 Republic of the Philippines
Department of Education
REGION VI-WESTERN VISAYAS
 SCHOOLS DIVISION OFFICE OF LA CARLOTA CITY
DONA HORTENCIA SALAS BENEDICTO NATIONAL HIGH SCHOOL – SENIOR HIGH SCHOOL
ACCOUNTANCY BUSINESS AND MANAGEMENT
BUSINESS FINANCE
SUMMATIVE TEST (WEEK 5 AND WEEK 6)

Personal financial planning process

Explain each step of the personal financial planning process.

You will be graded with this Rubrics
Areas of A B DC
Assessment (5) (4) (3)
(2)
Ideas Presents ideas Presents ideas Ideas are too
Ideas are
in an original in a consistent general
vague or
manner manner unclear
Organization Strong and Organized
Some No
organized beg/mid/end
organization; organization;
beg/mid/end attempt at a lack
beg/mid/end beg/mid/end
Understanding Writing shows Writing shows Writing shows Writing shows
strong a clear adequate little
understanding understanding understanding understanding
Word Choice Sophisticated Nouns and Needs more Little or no use
use of nouns verbs make nouns and of nouns and
and verbs make essay verbs verbs
the essay very informative
informative
Sentence Sentence Sentence Sentence No sense of
Structure structure structure is structure is sentence
enhances evident; limited; structure or
meaning; flows sentences sentences need flow
throughout the mostly flow to flow
piece
Mechanics Few (if any) Few errors Several errors Numerous
errors errors

Republic of the Philippines

Department of Education
REGION VI-WESTERN VISAYAS
 SCHOOLS DIVISION OFFICE OF LA CARLOTA CITY
DONA HORTENCIA SALAS BENEDICTO NATIONAL HIGH SCHOOL – SENIOR HIGH SCHOOL
ACCOUNTANCY BUSINESS AND MANAGEMENT
BUSINESS FINANCE
SUMMATIVE TEST (WEEK 7AND WEEK 8)

1. (EASY) Match the step in the personal financial planning process in column A with its description in
column B by writing the capital letter on the left side of column A
2. (AVERAGE) Match the key area of personal financial planning in column A with its description in column B
by writing the capital letter on the left side of column

3. (DIFFICULT) Assume you are 18 years old and you were able to save PHP50,000. Given what you’ve
learned on portfolio diversification, how will you allocate your savings to bank time deposit and stocks (i.e.
100%-0%, 50%-50%, etc.)? Explain your answer.