28-Jan-22

ANNUITY

n 6 FV ₹ 143,065.81
r 7%
pmt 20000

ANNUITY DUE

n 6 FV ₹ 153,080.42
r 7%
pmt 20000

31-Jan-22
FUTURE VALUE

r 0.08

p 56000 ₹ 82,282.37
n 5

p 64000 ₹ 236,801.16
n 17

p 12000 ₹ 164,281.60
n 34

p 128000 ₹ 161,243.14
n 3

1-Feb-22

r 0.055
n 1 year
p 24000

fv ₹ 295,372.07

r 0.055
n 12 months
PV (Flexi) 10000 ₹ 10,550.00
15000 ₹ 15,691.80
17000 ₹ 17,646.87
11000
14000
19000
21000
24000
12000
16000
25000
27000

QUESTION 5

P 2000
R 0.085

FV ₹ 52,120.87

QUESTION 6

P 2000 P 24957.43
R 0.085 R 0.09
FV ₹ 24,957.43 FV ₹ 27,203.60

QUESTION 10

P 10000
N 24
R 0.115

FV AFTER 6YR ₹ 338,923.66

FV AFTER 12 ₹ 651,255.03

QUESTION 12

P 450000
PMT 44000
R 7%

QUESTION 13

P 300000
R 0.1
PMT 10000

NPER 56.142069051878
NUMBER OF YEARS 14.035517262969

QUESTION 14

P 10000
R 0.085
N 3

FV(ANNUAL) ₹ 12,772.89
FV(HALF) ₹ 12,836.79
FV(QUARTER) ₹ 12,870.19
FV(MONTH) ₹ 12,893.02

QUESTION 15

P 15500
R 0.0825
N 3

FV ₹ 19,661.44

PMT ₹ 4,956.83

QUESTION 27

FV 1000000
N 8
R 0.09

PMT ₹ -90,674.38
PMT(BEGIN) ₹ -83,187.50
QUESTION 35

P 500000
N 5
R 0.1

FV AFTER 5 ₹ 3,052,550.00

FV HALF YR ₹ 266,135.22

QUESTION

FV
R 0.1
N 5
FV 10% PV
1 10000 0.9090909091 ₹ 9,090.91
2 12000 0.826446281 ₹ 9,917.36
3 9500 0.7513148009 ₹ 7,137.49
4 14000 0.6830134554 ₹ 9,562.19
5 15000 0.6209213231 ₹ 9,313.82

₹ 45,021.76

case single cash flow discount rate end of period(years) PV

A 7000 0.12 4 ₹ 4,448.63
B 28000 0.08 20 ₹ 6,007.35
C 10000 0.14 12 ₹ 2,075.59
D 150000 0.11 6 ₹ 80,196.13
E 45000 0.2 8 ₹ 10,465.56

QUESTION 4.16 ₹ 103,193.25

OFFERED 20000

alternative amount year R pv

alternative 28500 3 0.11 ₹ 20,838.95
B 54000 9 0.11 ₹ 21,109.94
C 160000 20 0.11 ₹ 19,845.43

QUESTION 4.17

investment price single flow YEAR RATE

A 18000 30000 5 0.1
B 600 3000 20 0.1
C 3500 10000 10 0.1
D 1000 15000 40 0.1

QUESTION 4-18

CASE ANNUITY AMT RATE YEARS ANNUITY

A 2500 0.08 10 ₹ 36,216.41
B 500 0.12 6 ₹ 4,057.59
C 30000 0.2 5 ₹ 223,248.00
D 11500 0.09 8 ₹ 126,827.45
E 6000 0.14 30 ₹ 2,140,721.08

QUEATION 4-19

CASE ANNUITY AMT RATE YEARS ANNUITY

A 12000 0.07 3 ₹ 31,491.79
B 5000 0.12 15 ₹ 34,054.32
C 700 0.2 9 ₹ 2,821.68
D 140000 0.05 7 ₹ 810,092.28
E 22500 0.1 5 ₹ 85,292.70

QUESTION 4-20
PART A
CASE 10% 20%

C ₹ 39,843.56 ₹ 64,896.71
D ₹ 38,568.57 ₹ 68,530.92

PART C
RATE PV
C 0.1 ₹ 15,361.42
C 0.2 ₹ 10,481.18
D 0.1 ₹ 14,869.85
D 0.2 ₹ 11,068.13

QUESTION 4-21

PMT 2000
N 40 30
R 0.1
FV ₹ 885,185.11 ₹ 328,988.05

QUESTION 4-22

12000
25
0.09

₹ -117,870.96

QUESTION 4-23

N 20
PMT 20000
R 0.11

PV ₹ 173,875.85
PV ₹ 31,024.82

QUESTION 4-24

AMOUNT 40000 500000

N 25
RATE 5

FV
5% ₹ 1,909,083.95
7% ₹ 2,529,961.51
PRESENT VALUE PRESENT VALUE

r 0.105 0.0525 FV 276000

N 15
f 565000 ₹ -203,051.57 R 7.5
n 10
PV ₹ -90,542.35
f 275000 ₹ -134,345.53
n 7 PV 90542.35
R 7.5
f 456000 ₹ -411,642.90 N 15
n 1
FV ₹ 273,208.95
f 654000 ₹ -457,112.42
n 3.5
diff
₹ 838.95
₹ 1,109.94
₹ -154.57

PV DIFF PERCENTAGE
₹ 18,627.64 ₹ 627.64 ₹ 0.03
 ₹ 445.93 ₹ -154.07 ₹ -0.26
₹ 3,855.43 ₹ 355.43 ₹ 0.10
₹ 331.42 ₹ -668.58 ₹ -0.67

ANNUITY DUE
₹ 39,113.72
₹ 4,544.51
₹ 267,897.60
₹ 138,241.92
₹ 2,440,422.03

ANNUITY DUE
₹ 33,696.22
₹ 38,140.84
₹ 3,386.01
₹ 850,596.89
₹ 93,821.97
PRESENT VALUE
years A B A-CCF B-CCF
0 -100000 -100000
1 2500 30000 2500 30000
2 25000 35000 27500 65000
3 30000 40000 57500 105000
4 40000 15000 97500 120000 PB-A 4.1
5 25000 11000 122500 131000 1.2
6 25000 0 147500 131000 4 YEARS 1 MONTH
7 25000 0 172500 131000 4 YEARS 36 DAYS
8 25000 0 197500 131000

PB-B 2.333333

R 0.1

years A B A-PVIF@10% PVCF CCF B-PVIF@10% PVCF

0 -100000 -100000
1 2500 30000 0.9090909091 2272.727 2272.727 0.9090909091 27272.73
2 25000 35000 0.826446281 20661.16 22933.88 0.826446281 28925.62
3 30000 40000 0.7513148009 22539.44 45473.33 0.7513148009 30052.59
4 40000 15000 0.6830134554 27320.54 72793.87 0.6830134554 10245.2
5 25000 11000 0.6209213231 15523.03 88316.9 0.6209213231 6830.135
6 25000 0 0.5644739301 14111.85 102428.7 0.5644739301 0
7 25000 0 0.5131581182 12828.95 115257.7 0.5131581182 0
8 25000 0 0.4665073802 11662.68 126920.4 0.4665073802 0
4 YEARS 1 MONTH
4 YEARS 36 DAYS

CCF

27272.73
56198.35
86250.94
96496.14
103326.3 DPB-A 5.114061 1.368
103326.3 DPB-B 4.033911 3.996
103326.3
103326.3