 Harish reports to vivek guatam reports to Harpreet singh who heads lending

business vertical reports to rajesh saxena the CEO

 Our final ppt to CEO, last batch did the same

 Harish- Citibank, then iim A, 6 years intellect

 We would work with leding unit

 Tech partner for BFSI companies, most customers bank

 iGCB- retail banking, lenidng to – commercial, SMEs

 core banking is backbone of the bank it comes under GCB

 QCBS- Quantum central banking product

 Intellect with RBI- linkedin

 GeM- any purchase of govt has to be routed through

 3 parts of GeM- Infybeam, ,

 GTB- supply chain finance, trade chain finance, liquidity, anti money laundering

 Insurance – iseek, north America mostly

 Irtm – risk and treasury

 CBX-R -> mobile solution on top of core banking

 Cards – Harpreet heads cards

Organisation from working perspectibev

o We sell product , we have product Ips, currently we do the implementtsio too

o CLO – lendng product developed with yes bank
o (sales team sell everything)
o Product->pre-sales(wins order)->post-sales(fitment and gap analysis)
 o post sales->engineering team-> develop the product
o Engineerint eam divided into 2 (3 actually- one more is support team)
o Product engineering-work with earlier product team
o Solutioning team- have impl, earlier product team, post sales
o Then impl team codes with help of post sales team
o Then tesing
o The SIT then
o On site sIT
o Then UAT
o Then support team for change requests
o K1-base product it keeps on getting enhance ments, K2-small definition K3-country
specific K4- cuetomer soecific
o Product BA makes this whole stack
o Pre sales BA should know all K1,2,3,4…
o Bid mamagemtn-pricing, kitna value add kr rhe hai kitna price rkhna hai

Implementation head- akash jain

Support head 0 krishna bisetty
Engineering team head – Virar Khandlwala

Harish – pre sales + CLOs + PM Open banking + bit of marketing

Asim – PM for CLO
Jitin – PM for RLO _ also bit of pre sales

All these 3 report to Vivek Gautam

Arun j???
Vivek – PM for LMS/CLMS
Debt mang. – Debt maangmnet

CORE product
PRODUCT PROCESSORS
RLO- retail loan
CLO- commercial loan origination
LMS- loan management system (not investing heavily, not much req. , evry bank has it)
CLMS – collateral and limit management sustem- brigde berween CLO and LMS
Collect/Debt management-

Channel manageemnt
eCPV – e-contact point verification
Rm Tablet – for relarionshop manager
Customer self service
Whats NEW?

iTurmeric- stiting architecture- interface integration- houses APIS of all core products

iKredit360 – lending platform – credit curation platform – takes PBC form our lending suite
pick and choose platform
PBC – packaged business components (term given by Gartner)

COMPetitior – mCino does the same

Homework - Fututre of lending on AI ML???????????

Ppt on AI ML use case on SME leniding
How AI MLadd vlue to SME leniding
What is future of lending
Blockchin?

What are futurte trends-Analysts report?

CLO – ibs intellignec matrix – ranked highest

By Kiran

LMs audit compliance – ledger enrtry – rbi might ask for this
The faster you reach the cutomer as baking is very ompetitive