A PROJECT REPORT ON

INDUSIND BANK
SUBMITTED TO

BHARATI VIDYAPEET DEEMED UNIVERSITY,

PUNE (INDIA)
FOR THE PARTIAL FULFILMENT OF THE AWARD OF
DIPLOMA IN BANKING and INSURANCE
Ms. Shruti Mohan Vedepatil
BY
T.Y.B.COM.(A)
UNDER THE GUIDENCE OF
Dr. V. H. Mane
DEPARTMENT OF ECONOMICS &BANKING
YASHWANTRAO MOHITE
COLLEGE ARTS, SCIENCE
&COMMERCE ERANDWANE,
PUNE 411038 2019/2020
 CERTIFICATE
This is to certify that the project report entitled ‘Indusind Bank , Pune’ is being submitted
by Ms. Shruti Vede in partial fulfillment of the award of the Diploma in Banking and
Insurance under the Faculty of Arts, Social Sciences and Commerce to Bharati Vidyapeeth
University, Pune (India) is a record of bonafide work carried out by her at our institution.

Date:15/02/2020

(Prin. Dr. K .D Jadhav)

Place: Pune
 CERTIFICATE

This is to certify that the project report entitled entitled ‘Indusind Bank., Pune’ is being

submitted by Ms. Shruti Vedein partial fulfillment of the award of the Diploma in
Banking and Insurance under the Faculty of Arts, Social Sciences and Commerce to
BharatiVidyapeeth University, Pune (India) andcarried out in the Department of Economics
and Banking of Yashwantrao Mohite College of Arts, Science and Commerce, Pune.

Date: 15/02/2020 (Head)

Place :Pune Department ofCommerce

 CERTIFICATE

This is to certify that the project report entitled ‘ entitled ‘Indusind Bank., Pune’ which is
being submitted herewith for the award of theDiploma in Banking and Insurance of
BharatiVidyapeeth University,Pune is the result of the original research work completed and

carried out by Ms. Shruti Vedeunder my supervision and guidance.

This work has not previously formed, the basis either in full or part, for the award of
this or any other degree, diploma or other similar title of this or any other educational
institution and the project report, as a whole, in its approach to the subject, its organization,
treatment of the material and its critical evaluation of independent work on the part of the
candidate.

Date:15/02/2020

(Prof. Karan Randive)

Place: Pune
 DECLARATION

I hereby declare that the thesis entitled‘Indusind Bank Pune’submitted to

BharatiVidyapeeth University,Pune (India) in partial fulfillment of the requirements for the
award of the Diploma in Banking and Insurancecompleted and written by me under the
supervision and guidance of Dr. Vinod H. Mane and has not previously formed the basis for
the award of any degree or diploma or other similar title of this or any other university.

Date:15/02/2020

(Ms. Shruti Mohan vede)

Place: Pune
 Acknowledgement

I wish to extend my special appreciation and thanks to my project guide Dr. Vinod H.
Mane for his great experience, support and time dedicated to this project.
I would like to express my sincere gratitude towards Hon’ble Dr.Patangrao Kadam,
Chancellor, Bharati Vidyapeeth University,Pune; Hon’ble Prof. Dr.ShivajiraoKadam, Pro
Chancellor,BharatiVidyapeeth University,Pune; Hon’ble Dr. Manikrao Salunkhe, Vice
Chancellor,BharatiVidyapeeth University,Pune;Hon’ble Dr.VishwajeetKadam,
Secretary,BharatiVidyapeeth,Pune without encouragement the work would not been
possible.
I am also thankful to Hon’ble Prin. Dr. S.R. PAatil, Principal Yashwantrao Mohite College of
Arts, Science and Commerce, Pune, Bharati Vidyapeeth, Pune for his kind blessings in
completion of the work.
I am indebted to Prof D.V. Phad, Head, Department of Economics and Banking
Yashwantrao Mohite College of Arts, Science and Commerce, Pune. He is not only my father
but also a good adviser, professor andmentor throughout in my life. Without him, the
writing of this project would have been more complicated.
Last but not least, I am grateful to Prof. D. H. Malve; Prof. V. N. Kadam; Department
of Commerce for their help and suggestions.

Finally, I would like thank my father Mr. Mohan Vede who always there for me
and helped a lot. I would also like to express my gratitude to all my family members and
friends who have been always encouraged me and provided the means to support
myeducation.

Shruti Vedepatil
 CONTENT
Chapter No Particulars Page No
Certificate of the Head of the Institution
Certificate of the Head of the Department
Certificate of the Project Guide
Declaration
Acknowledgement
1 1.1 Evolution of banking around the world 1-6
1.2 Precedents 2
1.3 Development of central bankng 3
1.4 Globalisation 3
1.5 History 4
World Bank and the Development of
1.6 payment technology 5
1.7 Late 200s financial Crisis 6
2 2.1 Evolution of banking in India 7-11
2.2 History of Bankung in India 8
2.3 Phase - 1 9
2.4 Phase -2 10
2.5 Phase-3 11
3 3.1 Case study 12-27
3.2 Rates 14
3.3 Profile 15
3.4 Ratings 16
3.5 Board of Directors 17
3.6 Milestones achieved by Indusind Bank 23
3.7 Brand 26
3.8 Mission and Vision 27
4 4.1 Research Methodology 28-35
4.2 Objectives 28
4.3 Techniques 29
4.4 The Banking Structure in India 30
4.5 Banks in India can be classified Into 31
 4.6 RBI 32
4.7 Functuions of RBI 33
4.8 Indian Bank Association (IBA) 34
4.9 Banking Activities 35
5 5.1 Findings Of The Case Study 36-39
5.2 suggestions 37
5.3 Conclusion 38
Bibliography 39