Corona Kavach Policy, Bajaj Allianz GIC Ltd.

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In wake of the Global Pandemic Outbreak of COVID-19, Bajaj Allianz GIC Ltd brings to you a very
affordable health insurance policy, Corona Kavach to take care of hospitalization expense due to
COVID-19 treatment.

Features Corona Kavach Policy – Indemnity Plan

Sum Insured options
Plan basis
Family definition
Policy Period Options
Entry Age eligibility Adult
Entry Age eligibility Child
50K / 1/1.5/2/2.5/3/3.5/4/4.5/5 Lakhs
Individual/Floater
Self, Spouse, Dependent Children, Parents, Parents-in-law
3 ½ months / 6 ½ months / 9 ½ months
18 to 65 Yrs
Day 1 to 25 Yrs

Base Cover – 1) COVID Hospitalization Cover (minimum 24 hrs hospitalization)

Room Rent, Boarding and nursing expenses
ICU / Intensive Cardiac Care Unit expenses
Coverages
Doctor fees
Road Ambulance expense up to Rs 2,000 /- per hospitalization
Base Cover – 2) Home Care Treatment Expenses (Maximum up to 14 days)
Diagnostic tests undergone at home
Coverage Medicine prescribed, Consultation charges, Nursing charges
Cost of pulse oximeter, oxygen cylinder and nebulizer

AYUSH Expense Covered

Pre-Hospitalization 15 days

Post Hospitalization 30 days

Optional Cover --- Hospital Daily Cash

Hospital Daily Cash 0.5% of Sum Insured per day for maximum up to 15 days

Waiting Period 15 days

Additional Benefits
Floater Discount 5% Discount on Individual SI if 2 or more members covered
Discount for Health Care Workers 5% Discount
 Rate Chart:
Tenure: 9.5 Months

1. Base Cover
Sum Age
50,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000
Insured Band
0-35
years
879 1044 1092 1151 1210 1274 1339 1410 1481 1558
Standard 36-45
years
1764 2183 2295 2413 2543 2673 2814 2956 3109 3269
Indemnity
Base 46-55
Cover years
2649 3747 3941 4148 4360 4590 4826 5080 5340 5617
56 and
above
2938 4431 4661 4903 5157 5428 5705 6006 6313 6643

2. Optional Cover
Sum Age
50,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000
Insured Band
0-35
years
6 41 65 89 112 130 153 177 195 218
Standard
36-45
Add-on
years
12 89 130 177 218 266 307 348 395 437
(Hospital
46-55
Daily 18 130 195 266 330 395 460 525 590 655
years
Cash)
56 and
above
18 148 218 289 366 437 507 584 655 732

Tenure: 6.5 Months

1. Base Cover
Sum Age
50,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000
Insured Band
0-35
years
703 835 873 920 968 1020 1071 1128 1185 1246
Standard 36-45
years
1411 1746 1836 1930 2034 2138 2251 2365 2487 2615
Indemnity
Base 46-55
Cover years
2119 2997 3153 3318 3488 3672 3861 4064 4272 4493
56 and
above
2351 3545 3729 3922 4125 4342 4564 4805 5050 5315

2. Optional Cover
Sum Age
50,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000
Insured Band
0-35
Standard
years
5 33 52 71 90 104 123 142 156 175
Add-on
36-45
(Hospital 9 71 104 142 175 212 245 278 316 349
years
 Daily 46-55
Cash) years
14 104 156 212 264 316 368 420 472 524
56 and
above
14 118 175 231 293 349 406 467 524 585

Tenure: 3.5 Months

1. Base Cover
Sum Age
50,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000
Insured Band
0-35
years
527 627 655 690 726 765 804 846 889 935
Standard 36-45
years
1058 1310 1377 1448 1526 1604 1689 1774 1866 1961
Indemnity
Base 46-55
Cover years
1589 2248 2365 2489 2616 2754 2896 3048 3204 3370
56 and
above
1763 2659 2797 2942 3094 3257 3423 3604 3788 3986

2. Optional Cover
Sum Age
50,000 100,000 150,000 200,000 250,000 300,000 350,000 400,000 450,000 500,000
Insured Band
0-35
years
4 25 39 53 67 78 92 106 117 131
Standard
36-45
Add-on
years
7 53 78 106 131 159 184 209 237 262
(Hospital
46-55
Daily 11 78 117 159 198 237 276 315 354 393
years
Cash)
56 and
above
11 89 131 173 219 262 304 350 393 439

Rates Mentioned Above are in INR and INCLUSIVE of 18% GST