Professional Documents
Culture Documents
FORUM REPORT
Topics Tackled:
Financial Planning
Saving and Budgeting
Debt Management
Basics of Investing
Fraud and Scams
Consumer Protection
Learning from the Topics Tackled:
Because of that webinar, I gained knowledge that made me realize how important
saving money is. As a young adult, I spend my money mostly on to something that will only
satisfy my wants. This forum made me to reassess my decisions in life, without this forum, I
would’ve still wasting my money.
The 3rd speaker teaches us how to invest and how to learn when it’s a scam or not. I
learned that when investing, we should only put the money that we can afford to lose, we
shouldn’t invest all in, because when the business that you invested in result into
bankruptcy, your money will pop like a bubble. It is true that investing in the long run will
benefit us most, but we should choose which and what type of business are we going to
invest in. That it will be very beneficial for us in the long run because as time goes by, that
money that we’ve invested also earns money by itself. But, keep in mind that you don’t just
invest money right away. There are investments that is very risky but can earn you a lot of
money if it became successful. There are also some with low risks but with small amount of
earing. So, look for the investment that suits you.
Recommendation:
The speakers should always relate the topics to real life situations and not just focus
on what is on their presentation. Speaking in moderate speed is also good for the
viewers.
The font size of the presentation should be bigger so that it will be easy to read.
When discussing the topics, they should be more concise and cognizant of time.
Other Relevant Information:
Financial Institutions, Savings and Loans Associations and Cooperatives are the
secured agencies that you can borrow money from.
Financial Planning and Managing Expenses are the best steps in saving money.
There are two types of debts; good debt and bad debt.
Talking to your creditor, adjusting how you spend your money and looking for other
income streams are the best way to get out of debt.
Beware of these modes of Identity theft: Phishing, Vishing, SMiSHing, Shoulder
Surfing, Dumpster Diving, and Spoofing.
During this pandemic there are also scams widespread online these are money
mules’ scam, sim swap scam, bogus online seller or agent, and advance fee.
The common types of scams are text scams, unexpected money scam, romance
scam, threat and extortion scam, donation and charity scam, travel troubles scam,
job offer scam, and unexpected prize scam.
Photo Documentation:
_____________ __ November 22, 2021_
Signature Date