INTERNSHIP Weekly Journal

FOURTH Week of Duty

AGENCY: COSCA

Speaker: Mr. Jahan G. Cataruja, LPT, LFA

Title of the Webinar: Financial Literacy

ACTIVITIES PERFORMED:

1st of October, 2021 the speaker for the Financial Literacy webinar was Mr. Jahan G. Cataruja,

LPT, LFA. The webinar's goals are to explain fundamental financial planning vocabulary and

concepts, undertake solid financial planning using the 40/20 rule, and distinguish legal

investment vehicles from scams. The speaker also informs the students about the potential

chances available to criminology graduates. He also mentions RA 11466, a law enacted in 2019

that regulates salary standardization. The financial literacy webinar will cover financial planning

and how to recognize investment frauds. The guest speaker instructs and demonstrates how to

manage money and identify investment scams. After the presentation, the guest speaker

answered all of the students' questions about the financial literacy topic. Mr. Cataruja answers all

of the students' questions, which he received from some students.

SKILLS AND KNOWLEDGE DEVELOPED:

The financial literacy, I develop my knowledge  in the webinar about how to manage your money

wisely and effectively. It also teaches me how to invest and identify con artists. I also learned
about asset preservation, wealth accumulation, and wealth protection pyramids in financial

planning. I also improve my skills to deal with or identify scams. This financial literacy program

has improved my understanding and skills in handling money correctly and avoiding being

cheated.

September 17, 2021

Mrs. Gepil Mae B. Marino., MSCJ

Dean, College of Criminal Justice Education

Colegio de Santa Catalina de Alejandria

“A wise person should have money in their head, but not in their heart.”(Swift)

Today, on October 1st, 2021, at 8:00 a.m., we will hold our fourth webinar. Mr. Jahan G.

Cataruja, LPT, LFA, was our guest speaker for the webinar. The host, Mr. Menoza greets all of

the guests, including the dean and the guest speaker. After greeting everyone, he appoints one of

his colleagues to deliver the invocation and national anthem. The next person speaking is one of

his groupmates, who delivers the opening remarks, followed by the introduction of the webinar's

speaker, who discusses financial literacy. Following the introduction of the webinar's speaker,

the speaker goes straight into his talk about financial literacy. The speaker begins by outlining

the goals of the financial literacy webinar. The first step is to present fundamental terms and

concepts in financial planning, undertake effective financial planning using the 40/20 rule, and

distinguish between legal investment vehicles and scams. As the presentation progresses, he tells

us about the monthly basic pay of the bureau of jail management and penology, the bureau of
fire protection, the Philippine Coast Guard, the Department of National Defense, the Philippine

National Police, and the Philippine Public Safety College. After that, he goes on to explain how

to use the planning pyramid to assure a good future for yourself and your family. The planning

pyramid ensures that you may appropriately save your money. The distinction between assets

and liabilities is also important. In this presentation, he asked the students whether it is an asset

or a liability, as illustrated by his example. He also instructs all of the students on how to apply

the 40/20 rule. Your money will grow, beat inflation, and generate passive income if you invest.

And then he shares how to deal with this investment scam. Because of how scammers recruit to

make money, investment scams are very widespread. How to recognize investment frauds can be

done in several ways. The first is a risk-free or guaranteed payout, the second is a recruitment

technique to make more money, the third is a fictional track record, and the fourth is to invest

right now! Catchphrase. Keep listening to the speaker's presentation on what to do before

investing. Because we are dealing with money, the actions to take before investing are quite

significant to everyone. Finally, Mr. Cataruja's presentation portrayed legitimate investments

such as pag-ibig mp2, stock market trading, and many more. Following the lecture, the guest

speaker is prepared to answer each student's questions one by one. After the question and answer

segment is completed, the presenter introduces one of his cadets to an intermission number.

Following the interview number, the host moves on to the award presentation for today's guest

speaker. Following that, the concluding words were presented, and at exactly 5:00 p.m., the final

prayer was being delivered, bringing the webinar to an end.