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Abstract-Banks are among the highest ten most stressful Organizational stress arises because of lack of
workplaces in India. Despite of feeling relaxed with the person environment fit. When organizational stress is
arrival of recent technology and innovations within the
mismanaged, it has an impact on the organization's
banking sector, employees are feeling overloaded with
human potential. It further leads to reduced quality,
work and stressed. With the in technology, banks
productivity, health as well as wellbeing and morale
advancement got to make rapid changes. It’s become
of an employee. Stress at work can lead to ill health
hard for workers to affect these changes. This may
cause arising of stress among employees. The work and even harm. Our economy has shown growth in
nature of banking employees is extremely tedious most sectors, but stress has also joined hands with
because it involves the direct customer interaction this growth. Individuals under stress are experiencing
altogether levels. Consistent with research, an enormous various psychosomatic and psychological disorders,
percentage of bankers are stressed as a result of their the emotions of frustration, dissatisfaction with life
jobs, and therefore the causes of this stress include long
generally. Workplace stress is that the harmful
working hours, an ineffective reward system, a scarcity
biological reaction that happens when there's poor
of professional autonomy, corporate culture, role
match between job profiles and therefore the
conflict, and so on. An effort has been made to review
the causes and effects of stress amongst bank
capabilities, resources, or needs of the worker. These
employees. There have also been suggestions about the conditions, ultimately affects the work performance
way to affect stress. It’s been discovered that the bulk of and therefore the health of the individuals. But a
bank staff are stressed. Majority of the workers attempt touch amount of stress may convince be healthy for
to find solution to alleviate them from stress. Measures an organization. Stress is often positive also as
to beat stress that affects the physical and mental well negative. Acceptable levels of stress help to extend
being of employees also are suggested within the paper.
the individual’s performance while excessive
Index Terms-Bank employee, stress management, amounts of stress can cause a decreased performance.
Malappuram district, Co-operative bank.
With the rising problem of stress, stress management
I. INTRODUCTION has become vital. Stress Management refers to the
wide selection of techniques and psychotherapies
Stress may be a Common element in any quite job. which may prevent and control an individual’s level
Stress is an increasing problem in organizations and of stress. There by improving everyday functioning
sometimes causes adverse effects on performance. of an individual. Stress management can have any of
the three solutions“prevent or control, escape from it, management intervention programmes”, provided an
or learn to adopt to it. As it is claimed that prevention empirical review of stress management intervention,
is best than cure, steps should be taken at the initial employee meta analysis procedures. The result also
stage to stop the stressors instead of curing its revealed that relaxation interventions were the most
harmful effects or bearing heavy costs after being frequent type of interventions. More specific results
affected by it. Effective stress management can be are the cognitive behavioural interventions produced
accomplished in a variety of methods at both the larger effect than other of interventions.
individual and organizational levels. Stress Stevenson, Anne and Harper, Sarah (2006), At the
management is often divided into two phases: the Scottish Higher Education Institute, researchers
primary is dealing with stress and therefore the looked into the impact of academic workplace stress
second is facing the strain with the assistance of on student learning. He gathered primary data for his
relaxation techniques like meditation. investigation by constructing a questionnaire. The
Psychotherapies should be employed because each questionnaire covered the background information,
person is unique. Banks should treat employees general attitudes, support from colleagues, perceived
differently at work, respecting and appreciating their stress levels, perceived stressors, and perceived
contributions. Banks should introduce Employee effects of stress and positive aspects of stress. For
Assistance Programmes and stress control workshops their analysis, he used the statistical package for
consistent with the extent of employees as level of social scientists where frequencies, cross-tabulations
stress and employees are directly related. Employees' and tests for significance were calculated. Qualitative
productivity will rise if their psychological well- data were analyzed using content analysis. For their
being and health are enhanced. Because "A Healthy study, he conducted this survey in 1994 and for the
Employee May Be a Productive Employee," as the follow up the same survey was repeated in 2003.
saying goes. They found significant changes in a decade. They
concluded that stress had positive as well as negative
II. OBJECTIVE OF THE STUDY
impact on the student learning experience. Over half
of the respondents considered themselves to be
1. To study the causes of stress among the
considerably or extremely stressed which ultimately
employees of Malappuram District Co-operative
had a negative impact on the student learning
Bank
experience.
2. To examine the effect of stress on productivity of
Sanyo moosa (2009), Stress at work is a moderately
the organization.
new phenomenon of present life style. The nature of
3. To identify different methods and techniques to
work has gone through strong changes over the last
reduce job-related stress.
century and it is still changing at rapidly speed they
have touched almost all profession. Job stress posses
III. REVIEW OF LITERATURE
threat to physical health. Working at job related stress
in the life of organised workers. As a result affect the
Richardson.K.M and Rothsetin.H,R(2005) , in their
health of organisation .
article titled “Effects of occupational stress
Nadeem Malik(2011) conducted a study titled “A between job stress and job performances and shows
study on occupational stress experienced by private that job stress significantly reduces the performance
and public banks employees in Quetta City.” In this of a private . The results suggest to the organization
research paper it was checked that what the impact that they need sustained a really health, cooperative
occupational stress produced upon employees. The and friendly environment within the team for better
study describes the occupational stress in public and performance.
private banks. Occupational stress is higher among Garg, Rachita and Shukla, Harish (2013), attempted
private bank employees than among public bank to review the explanations of stress among the bank
employees, according to a randomly selected sample employees and therefore the ways employed by
of 200 employees from private and public banks. employees to deal with the strain generated at
Role overload, role authority, role conflict, and a lack workplace. They used primary also as secondary data
of senior level support are the factors that contribute for their study. They discovered that the majority of
the most to occupational stress. Bank employees can't bank employees are stressed. The stressed employees
afford to take time off. also try to find a solution to relieve them from stress.
Vijay Joshi and K.A. Goyal (2012) investigated stress They suggested various strategies such as
management among bank personnel in relation to encouraging and appreciating employees, job
mergers and acquisitions. The study's goal was to rotation, job enrichment, decentralization, cracking
identify several stresses that cause employees to jokes, playing games, guidance and counseling,
become more stressed. Uncertainty, insecurity, fears quality consciousness awareness programs,
of job loss, employment changes, compensation, and psychological support and many more to minimize
changes in lifestyle were highlighted as stressors in stress. They also suggested five day week working so
the study. that the employees can get more time for themselves
Ashfaq Ahmed and Dr. Muhammad Ramzan (2013) and their family and discharge other social
conducted a study on “Effects of Job Stress on responsibilities.
Employees Job Performance a Study on Banking Bharati P.Jagdale et al. (2016) conducted a study
Sector of Pakistan.” This study investigates the titled “Managing Stress at Work Place: A Study on
relationship between job stress and job performance Stress Management among the Employees of Bank in
among Pakistani bank employees. Employing a Pune.” The purpose of this study is to determine the
sample of 144 individuals, the study investigates the sources of stress and, as a result, the consequences of
aim model in connection to job stress and its impact stress among bank employees in the Pune area. The
on job performance. In participant the info of senior, study presents the results of a thorough evaluation of
graduate employees including customer services the literature in the field of stress management. Our
officers and managers of well reputed rising bank in study is descriptive in nature, and we employ
Pakistan. the knowledge was gathered via a closed- questionnaires to collect data.a way for gathering
ended questionnaire. A regression, correlation, and data The information was gathered from 41 bank
reliabilities statistical test were also confirmed. The personnel. Employees are clear about their tasks and
results are significant with negative correlation responsibilities at work, according to the study, and
health is often a source of stress. As far as work goes job stress among managers in banking sector in India.
Employee stress is reduced as a result of company A sample of 100 managers from State Bank of India
culture. Banks must become more sociable and and ICICI has been selected for the study. Data are
comprehended. Employees require rest from time to collected through questionnaires designed on a five
time. point Likert scale. Mean, variance and independent
G., Gopika(2014), attempted to study the experience sample t-test are wont to measure the difference in
level of employees and the relative effect of job stress on the variables role overload, role
experience on stress level changes. The primary aim ambiguity, powerlessness, political pressures and
of the study was to analyze the level of stress among status . The analysis of the info shows that there's a
the bank employees. His study included 100 private big difference in job stress on the variables role
and public sector banks in Ernakulam as a sample overload, role ambiguity and powerlessness among
size. Pilot testing was conducted. Questionnaire was managers publicly and private Sector banks but there
designed. Employees were interviewed so that is no significant difference in job stress on the
information on their perception about their variables political pressures and low status.
organization could be collected and the problems Dr. P.Kannan and Suma.U(2015) conducted a study
which they face both directly and indirectly in the on “Managing Stress among Co-Operative Bank
discharge of their responsibilities could be identified. Employees in Palakkad district”. The main aim of the
Various factors which cause stress were identified study is to determine the cause-effect relationship
such as work overload, lack of rewards and lack of between factors causing stress and their impact on
autonomy. He suggested that the psychological banker’s personal life and health. Objectives of the
wellbeing and health of the employees should be study were: i) to analysis the job stress among the
enhanced to increase the overall productivity of the banking sector employees in Palakkad district. ii) to
organization. examine the effect of stress on work factors (e.g.,
Shavita Dhankar (2015) seeks in his study titled morale, job satisfaction, task effort, Organizational
“Occupational stress in banking sector” to determine commitment, etc) iii) to identify different methods
the impact of various constituents of occupational and techniques to reduce job-related stress. In order
stress on the employees of banking sector. The to manage stress within the organization, it's
current investigation is limited to Kurukshetra, recommended that the organization encourage
Panipat, Sonipat, and Karnal. A sample of 200 employee development and start training
employees was considered. Random convenient interventions for employees. Training specifically
sampling was used. According to the findings, there associated with policies and policy implementation
is a high level of occupational stress among private may be a key priority. The more informed the worker
and public sector bank personnel due to long working , the less stress and therefore the more productive the
hours, role conflict, and political pressure. employee will become. Stress in banking sector is
Anas Khan (2015) ,in his study “Job Stress among usually thanks to more than work pressure and work
Managers in Public & Private Sector Banks: A Case life imbalance the organization should support and
Study of SBI and ICICI Bank.” he investigates the encourage taking over roles that help them to balance
Employees are mostly affected by two factors: a However, no evidence of coping techniques
heavy workload and time pressure placed on them to moderating the relationship between occupational
achieve a goal. Long working hours, poor stress and job performance or satisfaction has been
communication, inflexible work schedules, poor found.
relationships with others, low pay, and so on are IV. METHODOLOGY
some of the factors that cause stress in some
A] POPULATION:
employees, whereas factors such as dual career
problems, poor working environments, and office The population selected for this particular study is
politics affect the opposite employees. The study also employees from District Co-operative bank in the
discovered that job stress and job performance have Malappuram district.
an adverse connection. This indicates that as job
stress rises, so does performance, and vice versa. B] RESEARCH DESIGN
Job Difficulty 8
Personal problems 7 VI. FINDINGS OF THE STUDY
From Table 2, it is inferred that major causes of stress 1. About 80 % of the respondents believed that they
among the bank employees are excess of work load face high level of stress, which may be due to
[16%] and inefficiencies of time management both professional and personal reasons.
2. In their workplace, the respondent was arrange physical exercise, YOGA camp, mindfulness
overburdened with tasks. meditation camp, relaxation techniques, entertaining
3. The researcher identified few initiatives for programs etc. to relieve stress. Cleanliness and safety
effectively handling stress. Meditation has been should be prioritised in the workplace. In all
discovered to be an important aspect of life for departments, proper work division is required. There
reducing stress. should be a cordial atmosphere among coworkers
and, especially, among the supervisor. Rather than
VII. IMPLICATION OF STRESS being afraid of poor performance, employees should
strive for it. There should provide timely training for
Physical problems and health problems like heart all categories of employees to them updated and
diseases, ulcers, arthritis, increased smoking, confident. Organize a Stress Management Program
cardiovascular, and other stress related disorders 2. that focuses on different types of leave for employees
Psychological and behavioural issues include mood at all levels of the organisation. To deal with work-
swings, inferiority complexes, pervasive resentment, related stress, encourage an open line of
low goals and self-esteem, and a lack of drive and job communication. Promotion practices like internal
abilities, 3. Job unhappiness, behavioural issues, promotion provided to employees will lead to more
production turnover, increased absenteeism, higher accomplished employees. Bank should take adequate
accidents, and poorer productivity are all examples of steps to redesign jobs, which are taxing to
organisational challenges. employees’ abilities and Capacities and adequate role
clarification to be made whenever necessary to
VIII. RECOMMENDATIONS FOR BANK & eliminate role ambiguity.
BANK EMPLOYEES
IX. CONCLUSION
Because the majority of employees report feeling
stressed at work, banks should take proactive The problem of stress is inevitable and unavoidable
measures to ensure that their staff are stress-free so in the banking sector. Giving more importance to
that they can perform with maximum efficiency and work and less importance to health and family is the
effectiveness. Employees of banks should be free of main cause behind this workplace stress. Stress,
not just dread of poor performance, but also fear of within the present scenario has become a deep rooted
various kinds of worry that arise in their minds. evil which must be uprooted. Stress itself may be a
Guidance and counseling, quality consciousness problem which successively gives birth to variety of
awareness programs, stress management programs, problems. There is a dire need of stress management
psychological support can be provided to employees. programmes to relief stress and to scale back its
The concept of a five-day work week can be harmful effects .This article is an attempt to review
introduced in banks to allow employees to devote the necessity of Stress Management Programmes
more time to themselves and their families while also thanks to increasing dangers of stress under which it
fulfilling other social obligations. Banks should becomes difficult for an employee to figure. Through
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know the share they have to spend on stress stress and its impact on employees performance a
management programmes in order that they will study with reference to employees working in
maximize their Profit would also aid in employee Bpos. International Journal of Business and
happiness and the creation of a stress-free Administration Research Review, 2(4), 18-25.
environment. [9] Malik, N. (2011). A study on occupational stress
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