SYNOPSIS

ON

“ RATIO ANALYSIS OF URBAN CO-OPERATIVE BANK GONDIA”

Submitted to
Rashtrasant Tukadoji Maharaj Nagpur University

For the Degree of

MASTERS OF BUSINESS ADMINISTRATION

Student Name:
Saba Sayyad

Guide Name:
Prof. Prashant Ramteke

College Name:

GES’ Department of Management

Technology Ramnagar, N.M.D College, Gondia – 441614

2021-22
Synopsis

1. Title of Project

2. Introduction

– Brief introduction of subject and company,

-Importance and rationale of study,

-Objectives

-Scope and limitations of study

3. Research Methodology

– Kind of research in study,

-Hypotheses,

-Sources of data collection and

-Tools used for analysis

4. Chapter Scheme

5. Annexure (if any)

6. Bibliography / References
Chapter Scheme of the Final Project Report

Cover Pages Certificate Acknowledgement

INTRODUCTION TO THE TOPIC

Ratio analysis is a quantitative procedure of obtaining a look into a firm’s

functional efficiency, liquidity, revenues, and profitability by analysing its
financial records and statements. Ratio analysis is a very
important factor that will help in doing an analysis of the fundamentals of
equity.

Analysts and investors make use of the methods for ratio analysis to study
and evaluate the fiscal wellbeing of businesses by closely examining the
historical performance and monetary statements.

Comparative data and analysis can give an insight into the performance of
the business over a given period of time by comparing it with
the industry standards. At the same time, it also measures how well a
business racks up against other businesses functioning in the same sector.
INTRODUCTION TO THE BANK

The study, ―Urban Co-operative Banks are playing a vital

role in Indian economy by catering to the needs of small and middle-
income groups of people. Over the years these banks are mobilising the
savings and deposits of small investors into profitable advances to the
SSIs, Retailers, and in salaried groups in such areas where other banking
facilities are not available. The co-operative movement in India was
pioneered by Vishal Laxman in the year 1889 when first mutual aid
society named ‘Anyonya Sahakari Mandali’ was set up in the state of
Baroda. The first urban cooperative credit society was registered in
Kanjivaram in the erstwhile Madras province in October 1904.
Cooperative banks came to be organised in local areas and communities
to meet the financial need of their members and contribute to the
sustainable development of their banks are less present co-operative
banks popularize the co-operative movement among middle or low
income households in our country. The term Urban Co-operative Banks
(UCBs), though not formally defined, refers to primary co-operative
banks organised on co-operative basis, located in urban and semi-urban
areas to cater to the need of small borrowers, small entrepreneurs, SSIs,
and salaried class. These banks, till 1996, were allowed to lend money
only for non-agricultural purposes.
OBJECTIVES OF STUDY:

 To study about the financial position of Co-operative Bank with the

financial sheet of Co-operative Bank analysed.
 To analyse the financial ratio through financial analysis.
 To make a retationship analysis between various ratio and the
financial position of the bank.

SCOPE AND LIMITATIONS OF STUDY

 To study the analysis financial statement of last 3 year
and make interpretation.
 Study is limited to Urban Co-operative Bank of Gondia.
 Availability of financial data.

HYPOTHESIS OF STUDY:

 The bank is having stable financial health and have potential to

 growth.

TOOLS USED FOR ANALYSIS

 Graph, chart statistical methods etc. will be used to analysis the

data.
 To the basis of research methodology is descriptive analysis.

RESEARCH METDOLOGY OF THE STUDY:

The data shall be collected from the organization under study from
primary as well as secondary sources.

Primary Data: Those data that have been observed and recorded by the
researcher for the first time in their knowledge.

Sources:
∙ Questionnaire
∙ Interview method

Secondary Data: Those data that have been compile by some agency
other than user.

Sources:
 ∙ Company profile
∙ Magazine
∙ Internet
∙ Books

BIBLIOGRAPHY:
BOOKS –

Human Resource - V.S.P. Rao

Research Methodology - C. R. Kothari

Websites -http://www.rbi.org.in/

Name & Signature of Guide Name & Signature of student