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Founder :
1.Narayan Murthy
2. Nandan Nilekani
3, Raghavan
4. S. Gopalakrishnan
5. 5 . D . S h i b u l a l
Headquarter :Electronics city, Bangalore, Karnataka, India Area Served World wide
Services IT, Business consulting and outsourcing service Websi to
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The small-scale business sector, which is more popularly known as the Small and Medium
Enterprises (SME) sector, is responsible for contributing around 40% to the total Gross
Domestic Product (GDP) of India. This sector is a key source of employment in India but
faces stiff competition from privately-funded businesses. Realising this, the Government of
India has come forward to offer many loan schemes to finance the small-scale business
sector. These loans can be availed by the SMEs to fund their day-to-day operations, expand
their business, purchase new equipment, etc.
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The scheme has been designed to foster innovation, facilitate investment, protect
intellectual property, enhance skill development, and build the best infrastructure for MSMEs.
Under the scheme, loans will be offered in the forms of soft loan and term loan.
MSMEs engaged in 25 selected sectors will receive financial support at competitive
interest rates as part of the 'Make in India' campaign launched by
Downloaded by Harsh Tayde (tayade.vj.harsh@gmail.com)
the government of India.
New enterprises in the services and manufacturing sector will be given importance along
with an emphasis on smaller enterprises within the MSME.
Eligibility:
New enterprises on board along with the existing manufacturing and services sectors can apply for
this scheme. Existing enterprises undertaking up-gradation or starting other projects for expanding
their business will also be covered under this scheme. The maximum loan repayment tenure is 10
years with 36 months of moratorium period.
Fiscal incentives:
The loan amount offered under SMILE scheme is minimum Rs. 10 lakh and maximum up to Rs.
25 lakh.
Eligibility: