Letter of Transmittal

24 April, 2019
Army Institute of Business Administration, Savar
Subject: Prayer of submission for the term paper on “Risks and Opportunities in Real Estate
Finance and Investments: In the context of Eastern Housing Limited.”
Sir,
This letter is regarding the submission of my term paper, entitled on Eastern Housing
Limited. The purpose of this report is to learn about Risks and Opportunities in Real Estate
Finance and Investments of Eastern Housing Limited.
I would like to thank you for supervising and helping me throughout my submission for the
completion of my study program. The coursework has given me the opportunity to explore
some of the latest and unexplored areas of business in context of Bangladesh and expand
my knowledge thereby.
I have found the experience of working towards the completion of this report to be both
challenging and interesting I feel that the skills I gained in working on this project in an
organizational context will be helpful to me in my career and in further education, and I am
grateful to you for granting me permission to work on this project.
Please feel free to contact me if you have any inquiries. I would be very happy to provide
you with any clarification regarding the project.

Sincerely
Khizir Mohammad Julkifil Muheet

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 Acknowledgement
It was a challenging work to complete the report. First of all, I would like to present my due regards
to the Almighty. I would like to give my deepest thanks to my honourable sir, Md. Enamul Hasan, for
his continuous support and valuable time to complete my report risks and opportunities in real
estate finance and investments of Eastern Housing Limited. Without his proper help and support it
would have been impossible for me to complete my report in due time. At the end, I would also like
to thank my classmates and senior executives who also helped me in many ways to complete the
report.

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 Executive Summery
Real Estate Business provides the means of serving one of the basic needs of human being living in
the city- the need for shelter or house. The current trend of urban growth in Bangladesh is about 5-6
% per annum (REHAB, 2013).This will change and increase the demand of people geometrically. At
present 28% people live in urban areas which are expecting to be 34% in 2025 (The Daily Ittefaq,
May, 2013). The present estimated population of Dhaka city is 15.93 million and estimated growth
rate is 4.7% per annum (REHAB, 2013). All these people need shelter. To satisfy the housing need of
this huge explosive population, here comes the need of real estate sector. The main focus of this
research is the present scenario of real estate business in Bangladesh. This paper also highlights
prospects and some problems of high-rise building. The study is descriptive in nature and data were
gathered through primary and secondary sources.

The result of this study show how real estate business are playing very important role to provide
housing facilities regardless of high, middle and low-income people since the past two decades and
also creates job opportunities for the unemployed people in Bangladesh and provided remarkable
contribution to boost up overall economic conditions of Bangladesh.

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 Table of Content

Details Topics Pages

Letter of Transmittal I
Acknowledgement II
Executive Summary III
Table of Content IV
Chapter One Introduction 1
1.1. Background of the study 1
1.2. Objectives of the study 1
1.3.Requirement analysis 1
1.4. Methodology 1
1.5. Limitations 1
Chapter Two Literature Review 2
Chapter Three Company Overview 3
3.1.Company Profile 3
3.2. Mission 3
3.3. Vision 3
3.4.Corporate Divisions 4
3.5.Board Committees 5
3.6.Employees 5
3.7.Health and Safety 5
3.8.Ethical Code of Conduct 5
3.9.Compliance with Laws and Regulations 5
3.10.Environmental Protection 6
Chapter Four Data Analysis and Findings 7
4.1.Corporate Governance of EHL 7
4.2.Standards of Business Conduct 7
4.3.Statement of Internal Control 8
4.4.Control Environment 8
4.5.Risk Assessment 8
4.6.Control Activities 8
4.7.Information and Communication 9
4.8.Monitoring 9
4.9.Risk Management 9
4.10.The opportunities of Real Estate Investment 9
Chapter Five Conclusion & Recommendation 12-13
References 14

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