Nurayda Monthly Budget

MONTHLY INCOME Amount Description For variable expenses, set a general amount to limit your spending.
Actuary $7,990.00 Detroit, Michigan Variable Expenses Amount Description
Part Time Job (optional) Groceries $155 Kroger
Total Taxes Paid $2,011 25.17% Personal Care Items $22.78 Walmart
Panda Express, Burger
Total Cost of Insurance $564 7.06% Eating Out $58.00 King
POST-TAX TOTAL $5,415 Lesiure $51.02 1 required - NBA Game
2 required - Amazon
Prime Membership and
Lifestyle $72.99 Clothing
Fixed Expenses Payment Description
Mortgage / Rent $1,189 1 Bedroom, 1 Bathroom TOTAL $360
Renters / Homeowner Insurance $22
Car Payment $458.00 Sedan, 6.38% Interest Rate

Car Insurance $152.37 Geico Debt Payment Interest Rate Total Owed
Gas (car) $121 35 MPG Student Loan $525.00 5.8% $63,000.00
Water (utility) $29 Credit Card $1,134.00 8.50% $13,000.00
Gas (utility) $89
Electric (utility) $108 TOTAL $1,659.00 $76,000.00
Internet $64.99 WOW! Internet
TV / Streaming $23.98 Netflix and Disney+ Bundle Savings Account Amount Description
Initial amount in savings + I added to my savings
Cell Phone Service $70 Verizon contribution $4,770.75 account (B26)

Rent Security Depost (1 month rent) $499.00

Car Down Payment $1,559.00 10% of purchase price
TOTAL $2,327 Other one-time purchases None

Savings & Investment Amount Description TOTAL REMAINING $2,712.75 cannot be < $0
Retirement Savings (401K) $799.00 6+% of pre-tax income

Contribution to Savings $270.75 5%+ of take home pay POST-TAX INCOME $5,415
Fixed Expenses $2,326.78
TOTAL $1,070 Variable Expenses $359.87
Debt $1,659.00
Savings & Investment $1,069.75
TOTAL EXPENSES $5,415.40
BALANCE $0
Balance must equal zero!

TOTAL DEBT OWED $76,000.00