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ANSWER
COMES NOW, defendant, Gandessa Singson, by counsel, for Answer to the Complaint
for the Collection of Sum of Money with Damages filed herein, would state and show unto this
1. The Defendant admits the evidentiary facts contained in Paragraph 4 of the Complaint.
2. The Defendant admits that Plaintiff lent money to her and her sister Rojena, by which
Loyd, brother of Defendant and boyfriend of Plaintiff, signed as guarantor to the loan.
3. The Defendant admits that two loans, as alleged in Paragraphs 6 and 7 of the Complaint,
were evidenced by two separate loan agreements in a promissory note, with distinct terms
as to defendant and her sister Rojena, which was deemed payable upon demand.
4. The Defendant alleges that she wasn’t able to receive a demand letter that was addressed
avers that she already paid the money she loaned from Plaintiff, dated October 29, 2021.
Complaint filed by the Plaintiff as fully set forth herein and respectfully prays before this
Honorable Court that the Complaint filed against her be dismissed, awarding further relief as
ATTY. ___________________________
Counsel for the Defendant
Group 1 - Counsel for Defendant Law Office, Brgy Ia,
Vigan City, Ilocos Sur
Roll of Attorneys No. 789651
PTR No. 6545661, 01/07/2020, Vigan City
IBP No. 456015, 02/21/2020, Vigan City
MCLE Comp. No. IV-0502011, 01/12/2020