Annexure D

FINANCIAL FOLLOW UP REPORT (FFR - I)

Based on information furnished by the customers

( Part I to be filled in by the customer)
Report for the ____ (I/II/III/IV) Quarter ended _______
Period covered by the Report : __ (3/6/9/12) months
Name of the Borrower:_ _ _ _ _ _ _ _ _ _ _ _ _ _
A. Performance during the year: Rs in Cr
Activity Annual Plan Actuals for the Actuals, cumu- Percentage of
quarter ended lative up to achievement
quarter ended
__.__.__
(current year)    
(i) Production (Quantity)        
(ii) Purchases        
(iii) Gross Sales        
(iv) Net sales (Rs. in cr)  
(a) Domestic
(b) Exports
     

B. Status of Working Capital Funds (Rs. in cr)

  At the end of last At the quarter Change during Estimates at the

year ending the current year end of current year
(31.3._ _ ) ( / / ) {(2)-(1)} (31.3. )
    (+) or (-)
Current Assets (CA)

a. Inventory        
b. Receivables less than six
months        
c. Other CA        
d. Total CA (a+b+c)
       
Current Liabilities (CL)
e. Bank Borrowings for
WC        
f. Sundry Creditors        
g. TL installments re-
payable in 12 months in-
cluding FCCB.        
h. Other CL        
i. Total CL (e+f+g)        
j. NWC (d - h)        
k. Current Ratio (d/h)        

C ) Other information

Sl Situation Customer re-

no. sponse
1 i)Is there cash loss?
ii) If cash loss is there during the quarter, plan for funding it?
iii) If EBIDTA is inadequate to service interest and repayments, furnish
comments on source of funds to service interest and installment includ-
ing bringing funds to meet the shortfall

 
2 If investments / loans and advances to associates has increased during
the quarter/ upto the quarter, reasons there for and whether Bank’s ap-
proval is available for additional investments
 
3 Whether capex and funding are as per projected lines. If not, elaborate.
 
 4 Whether there is Overdue statutory payments like excise duty, EPFO
and other taxes. If so, quantify them.  
5 Whether there are material changes in a) Sales b) Profit c) Current as-
sets and current liabilities d) raw material prices, e) power,f) labor, etc.
affecting the business?
 
6 Any foreign exchange loss, material change in Other Income and Other
expenses
 
7 Is there any salary or other dues pending to the employees as on date?  
8 Details of current accounts opened with other banks. Provide details like
: i) Name of the Bank
ii) Bank Address with Code Number
iii) Account Number
 
9 Any new borrowings availed during the quarter? Provide details like :
i) Name of the Bank / FI
ii) Address with Code Number
iii) Nature of facility
iv) Loan amount
v) Security offered
 
 
  Place: Signature of the
Authorized Offi-
cials of the
company
  Date:
 
Part II For Office Use
A. Levels of inventory, receivables and sundry creditors.
(In number of days)

  At the end of At the quarter ended Estimates at the end of cur-

last year rent year (31.3. )
(31.3. ) ( / / )
Inventory      
Receivables
     
Sundry creditors
     
In Section A, levels in days should be computed for each column as follows:
For Inventory : (Value x 365)/ Net Sales
For Receivables : (Value x 365)/ Gross Sales
For Sundry Creditors : (Value x 365)/ Purchases
(For the above, sales and purchases for part of the year are to be annualised)
B. Remarks
1 Is the performance in regard to pro-
duction and sale up to the quarter
end under report is in line with the
current year estimates
 
2 Are changes in Net Working Capital
and Current Ratio in consonance
With the changes expected during
the current year?  
3 Is change in the level of bank bor-
rowing in tandem with the changes
in the value of inventory and receiv-
ables. In case the change in the
bank borrowing is due to increase/
decrease in the sundry creditors or
other current liabilities, examine
whether the position reported is ac-
 
 ceptable.
4 Is there is any significant change in
the pattern of individual sources of
finance for current assets and if so,
whether it is acceptable
 
5 The levels of inventory, receivables
and sundry creditors on the date of
the report as compared with the
year-end estimates are also to be
examined  
6 Brief Comments on:  
  i)   Conduct of account since last
Quarter review (irregularity in CC &
Other accounts
 
  ii)   Devolvement of LCs
 
  iii)  Invocation of Bank Guarantees
 
  iv)  Overdues in other banks / FIs
 
  v)     Non-routing of sale proceeds
 
7 Any other adverse feature observed  

Customer Support Officer/ Credit Analyst

Remarks
( If the published data / remarks by CSO/CA call for Corrective Action Plan ,
please indicate the proposed course of action including any discussions with cus-
tomer).
  

Relationship Manager

Remarks
(Escalation to higher authority , if required, to be commented)

Branch Head / DGM / GM