Curriculum Vitae

Dr. Sumi Goswami

Address- H.No. -69, Amar Vihar ,Dayalbagh , Agra-282005
Email id- 0807sumigoswami@gmail.com
Contact No. –8218143978, 8006751003
Category- General

CAREER OBJECTIVES
Aspire to take up a challenging entry level assignment in a reputed organization, where I get an
opportunity to contribute to organizational objectives in a significant way that will enable me to
exhibit my educational competency to the zenith and to make a bright future with integrity, hard
work, dedication and innovation.

EDUCATIONAL QUALIFICATION

Degree Institute/University Percentage Year of passing

Ph.D. in Economics Dayalbagh Educational Institute Completed Awarded (2022)
(Deemed University), Agra
Masters of PhilosophyDayalbagh Educational Institute 8.78 2013
(M.Phil) ( Economics) (Deemed University), Agra (CGPA)
Master of Arts (Economics)Dayalbagh Educational Institute8.9 2013
(Deemed University), Agra (CGPA)
Bachelor of Arts (B.A.)Dayalbagh Educational Institute78.5 2011
Honors (Economics) (Deemed University), Agra
Bachelor of Arts (B.A) Dayalbagh Educational Institute78.1 2010
Economics/Political (Deemed University), Agra
Science/Sociology
Intermediate D.E.I. Prem Vidyalaya Girls Inter83.5 2008
College, Dayalbagh Educational
Institute (Deemed University), Agra
High School D.E.I. Prem Vidyalaya Girls Inter80.2 2006
College, Dayalbagh Educational
Institute (Deemed University), Agra

 Doctorate (Ph.D) in Economics been Awarded on the topic “Impact of Financial

Inclusion on Economic Status of Rural Poor in Uttar Pradesh: A Case Study” from
Dayalbagh Educational Institute (Deemed University), Agra.

KEY AREAS AND STRENGTHS

 Efficient in Micro Economics, Macro Economics, Statistics and Research Methodology.
  Computer proficiency in SPSS , M.S. Office (Word, Excel and PowerPoint), Stella
 A quick learner, eager to learn new concepts.
 Enthusiastic.
 Good presentation skills.
 Good interpersonal skills.
 Good Team Player

PROJECT/DISSERTATION

1. Dissertation during M.A. : “Financial Inclusion of MGNREGS Workers: Case Study of

State Bank of India”
2. Dissertation during M.Phil: “Impact of Agricultural Marketing on Farmers livelihood
with Special Reference to Agra District”.

WORK EXPERIENCE
1. Working on the designation of Assistant Professor at Dr.MPS Memorial College of
Business Studies, Sikandra , Agra (From 16 may 2022 to present).
2. Appointed as a Visiting Faculty at Mody University of Science and Technology,
Lakshmangarh, Rajasthan (4/10/2021 to 4/2/2022).

ACHIEVEMENTS
1. Have been awarded with a Centrally Administered Doctoral Fellowship by the ICSSR for
a period of Two years (2015-2017).
2. Have won II prize in poster presentation in International Conference “Economics and
Business: Analysis and Applications”, on the topic entitled “Micro Finance Groups in
India: A key to poverty eradication through Economic Empowerment of women.”
Organized under the joint auspices of Department of Economics & Department of
Applied Business, Dayalbagh Educational Institute (Deemed University), Agra from 12
November, 2011 to 13 November, 2011.
3. Worked as a volunteer in NSS camp for 168 hours in 2008.
4. Holder of “B” & “C” certificates in NCC.

PAPER PRESENTATIONS IN CONFERENCES

INTERNATIONAL
1. Paper Entitled “Mr. Narendra Modi and The Indian Economy” Has Presented in the
Conference Organized by Conference info in Association with Academic science at
Mahratta Chamber of Commerce Industries and Agriculture (MCCIA),Senapati Bapat
Road, Pune,Maharashtra (India) on 27 August 2017.

2. Paper Entitled “Medical Tourism : Establishing India as a Sustainable medical

Destination” Has Presented in 3rd International Conference on Sustainable Destination
Excellence: Revitalizing Peace Through Innovation in Tourism,05, February 2016 at
School of Hospitality and Tourism Management, University of Jammu, Jammu
 3. Paper Entitled “Generation of Sustainable Livelihood Reduces Stress Among Poor
People: A Step Ahead in Financial Inclusion” Has Presented in International Conference
on Work, Stress and Health: Recent Perception, Future Trends ,26-27 October 2015 at St.
Bede’s College, Shimla.

4. Paper Entitled “Integrating System Dynamics for Identifying Role of Financial Inclusion
In Rural Development” Has Presented in International Conference in Innovative
Research In Engineering, Science and Management, 20 September 2015 at Jawaharlal
Nehru University, New Delhi.

5. Paper Entitled “Role Of Public Sector Banks In Financial Inclusion:An Analytical Study”
Has Presented In World Congress On “Management Of Accounting, Finance,
Marketing, Entrepreneurship, Economics And Business” (MAFMEB-2014) Organized
By “ Krishi Sanskriti” On 22nd And 23rd November 2014 At Jawaharlal Nehru University,
New Delhi.

6. Paper Entitled “A Path From Financial Exclusion To Inclusion With Reference To

MGNREGS Workers Of Agra District” in International Conference On Social
Responsibility in Economic Perspective-A Global Issue, January 11-13,2014 at S S Jain
Subodh College-Jaipur
7. Paper Entitled “Financial Inclusion of MGNREGA Workers With Special Reference To
Agra District” In International Conference On Agenda For Inclusive Growth The
Millennium Development Goals And Beyond,12-14 February,2013 ,At
R.C.A.Girls’(P.G.) College, Mathura.
8. Paper Entitled “Does Youth Influenced by Emotional Marketing? A Study on Youth of
Agra District” In International Conference on Managing Change in Business and
Economy,6-7 April,2013 at Faculty of Management Studie , Pacific Academy of Higher
Education and Research University, Udaipur
9. Presented A Research Paper On “Education: An Essentiality For Better Footing Of
Tribes” In The International Seminar On Tribal Development,(2012) At Pacific Institute
Of Tribal Development ,Udaipur
10. Presented A Research Poster On The Topic “Microfinance Group In India: A Key To
Poverty Eradication Through Economic Empowerment Of Women” In The International
Conference On Economics And Business: Analysis And Applications (2011) At
Dayalbagh Educational Institute (Deemed University), Dayalbagh, Agra.

NATIONAL

1. Paper Entitled “Role of Technology in Promoting Financial literacy in Poor: An Effective

way of Financial Inclusion” Has Presented in national Seminar on Inclusive Growth: An
Opportunity With Challenges, 12-13 December,2015 at Department of Economics, S.R.K
(P.G) College, Firozabad.
2. Presented a research paper in II Annual Conference on “Challenges of Indian
Agriculture: issues and Options” on the topic entitled “Agricultural Marketing-
 Revolution tool to enhance the area of agriculture (problems and government measures
for improvement)” and “Green Technology in India” organized by Dr. B. R. Ambedkar
University Economic Welfare Association, Agra, Agra College, Agra from 11 February,
2012 to 12 February, 2012.

WORKSHOPS, LECTURES AND SEMINARS

1 Participated in an ICSSR sponsored workshop on “Research Methodology Workshop in
Social Science” organized by Sociology and Social Work, Banasthali
University ,Rajasthan from March 09,2016 to March 18,2016.
2 Participated in the workshop on “Econometrics: Theory and Application” from March 5-
7, 2016 held under the auspices of Dayalbagh Educational Institute (Deemed University),
Dayalbagh, Agra and The Indian Econometric Society (TIES).
3 Attended a one day workshop on “1st Step towards Corporate World” organized by
Department of Applied Business Economics, Faculty of Commerce, Dayalbagh
Educational Institute (Deemed University), Agra on 2 March, 2014.
4 Participated in the Lecture Workshop on “Practice and Research in Disaster
Management-Towards Better Worldliness” on 02nd -03rd April,2013 at Dayalbagh
Educational Institute (Deemed University) Dayalbagh, Agra
5 Attended one day workshop on “Financial Education” on February 19, 2013 held under
the auspices of Department of Economics, Faculty of Social Sciences, Dayalbagh
Education Institute (Deemed University) and Securities and Exchange Board of India
(SEBI).

FACULTY DEVELOPMENT PROGRAMME

1. Attended the Five Days Faculty Development Programme on “ Contemporary Research
in Economics” during 17th June To 20th June And 22 June ,2020, Organized by Amity
School of Economics, Amity University ,Kolkata.
2. Attended Two Weeks Faculty Development Programme On “Research Methodology On
Management And Multivariate Statistical Analysis Using IBM SPSS Statistics 22.0”
From May 11, 2015 To May 23, 2015 At ITM University, Gwalior.
3. Attended a Faculty Development Programme on “Analytical Techniques for Research”
From December 30, 2013 to January 5, 2014 organized by University School of
Management Studies, Guru Gobind Singh Indraprastha University, New Delhi.

PAPER PUBLICATIONS

1. Paper Entitled “The Financial Inclusion Plan In India: An Assessment of The Progress’,
has published in an International Journal of Engineering Technology and Management
Sciences, Peer Reviewed, ISSN 2581-4621, Vol 6, Issue 2, March 2022, Pg. No.30-41
DOI:10.46647//ijetms. 2022.v06i02.005
2. Paper Entitled “Banking Sector Development Under The Financial Inclusion In India: An
Analytical Study” has published in Journal of Interdisciplinary Cycle Research, Peer
Reviewed, ISSN 0022-1945 , Volume XIV, Issue III, March/2022, Pg. No. 1537-1547
 DOI:18.0002.JICR.2022.V14I03.008301.3171237344416
3. Paper Entitled “Mr. .Narendra Modi And The Indian Economy : Status And Challenges”
Has Published in International Journal of Engineering, Technology, Science and
Research(IJETSR),ISSN 2394-3386,Vol 4,Issue 8,August 2017,Pg. 1258-1264,Impact
Factor 2.210
4. Paper Entitled “Integrating System Dynamics for Identifying Role of Financial Inclusion
In Rural Development” Has Published in International Journal of Engineering
Technology Science and Research, ISSN 2394-3386, Volume2, September 2015.
5. Paper Entitled “Role Of Public Sector Banks In Financial Inclusion :An Analytical
Study” Has Published in Journal of Advances in Economics and Business Management,
Issn-2394-1545 (Print), Issn-2394-1553(Online),Volume 1,Number 2, Pg.124-127,Nov
2014, Cited : 02
6. Paper Entitled “A Study on Impact of Regulated Agricultural Marketing on Farmers
Livelihood: With Special Reference to Agra District” Has Published in Journal of
International Academic Research for Multidisciplinary, A Scholarly Peer Reviewed
Monthly, Open Access, Online Research Journal. ISSN 2320-5003,Volume 2, Issue 10,
November 2014, Impact Factor 1.625

PUBLICATION IN NEWS PAPER

1. Letter to Business Standard: India battles low GDP growth, unemployment and
Coronavirus.March 3, 2020 

INTERNATIONAL AND NATIONAL WEBINARS

1. Participated in The National Webinar on ‘Indo-China Border Issues- The Road Ahead’
Organized by School of Liberal Arts and Culture Studies (Solacs), Adamas University,
Kolkata on 25th June, 2020.
2. Participated in Webinar on “Application of ICT Tools in Research”, Organized by Center
for Research and Development and Internal Quality Assurance Cell, Rai University,
Ahmedabad, on 10th and 11th June,2020.
3. Participated in a Three Day National Webinar on ‘Covid -19 & Indian Economy’
Organized by School of Social Sciences, Central University of Gujarat, in Collaboration
With Students for Holistic Development of Humanity (Shodh) & Knowledge Partner
ICSSR, Held During 9th June - 11th June, 2020.
4. Participated In The Webinar on “Changing Landscape of Research”, Organized by
Library Resource Center and IT Department of Ansul University, Haryana on 30 th May,
2020.
5. Webinar on “Cyber Crimes & Prevention during Lockdown” Organized by Mata Sundri
College for Women (University of Delhi) IQAC in Collaboration with Department of
Commerce On 6th May, 2020 At 11 A.M. Through Google Meet.
6. International Webinar on Importance of Cyber Security in The World of Pandemics and
Social Media, Organized by Kamla Nehru College, University of Delhi, on 6th May,
2020.
 7. Participated in One Day International Webinar on “Changing Dimension of Research
And Pilgrims” Organized by Research and Consultancy Cell ,P.G.D.A.V College
(University of Delhi) on 3rd May, 2020.
8. Participated in National Webinar on “Coronavirus Pandemic: Challenges, Opportunities
and Road Ahead”, Organized by Research and Consultancy Cell, P.G.D.A.V College
(University of Delhi) On 1st May, 2020.

DECLARATION

I hereby declare that the above-mentioned information is correct up to my knowledge and I bear
the responsibility for the correctness of the above-mentioned particulars.

Place: Agra Dr. Sumi Goswami

Date: 15/06/2022