Dr. P. B.

ASHTURKAR
M.B.A., M.Com. M. Phil., Ph.D., GDC&A
Reader and Research Guide
K.R.M. Mahila Mahavidyalay, Recognised Research Guide in Commerce & Management Science
Affiliated to Swami Ramanand Teerth Marathwada University Swami Ramanand Teerth Marathwada University Nanded, (M.S.)
Nanded, (M.S.) India Yashwantrao Chavan Marathwada open University Nasik, (M.S.)
Vazirabad, Nanded – 431603 (M.S.) INDIA Recognised Post-Graduate Teacher

Date: …………………

CERTIFICATE

This is to certify that the thesis entitled “A Study of Non-Performing Assets of

Urban Cooperative Banks in Thane District” is a genuine work done by Satish

Ramkrishna Pharate under my supervision and guidance for the award of Doctor

of Philosophy in Commerce under Faculty of Commerce, as per the requirement of

Swami Ramanand Teerth Marathwada University Nanded, (M.S.) India.

This thesis has not formed, in whole or part, the basis of any other degree of this or

any other university.

October 2017

Nanded

Dr. PRASHANT B. ASHTURKAR

Supervising Guide