User Input User Input Autocal User Input User Input

Base Car Price (A) GST Rate GST (B1) Road Tax Insurance
Wipro Funded 610,321.00 29% 176,993.09 124,650.00 21,899.00
Wipro Funded 610,321.00 29% 176,993.09 124,650.00 21,899.00
Wipro Funded 610,321.00 29% 176,993.09 124,650.00 21,899.00

Below is a representation basis the car scheme prior to 17 Oct 2019. Please update columns to compare EMI.
User Input User Input Autocal User Input User Input
Leasing Company 610,321.00 0.29 176,993.09 124,650.00 21,899.00
Leasing Company 610,321.00 29% 176,993.09 124,650.00 21,899.00
Leasing Company 610,321.00 29% 176,993.09 124,650.00 21,899.00

User Input Please use enter the value as per your discussion with the authorised dealer
Autocal Please do not change the formula in this column

# Sensitivity: Internal Restricted

 User Input User Input Autocal Autocal

Other accessories TCS Total Other Charges (B2) On Road Price (A+B1+B2 = C)
14,878.00 161,427.00 948,741.09
14,878.00 161,427.00 948,741.09
14,878.00 161,427.00 948,741.09

columns to compare EMI.

User Input User Input Autocal Autocal
14,878.00 161,427.00 948,741.09
14,878.00 161,427.00 948,741.09
14,878.00 161,427.00 948,741.09

rised dealer

# Sensitivity: Internal Restricted

Autocal Autocal Autocal Autocal Autocal Autocal

Amount Financed Interest Rate Period (D) Residual Value % Residual Value in INR EMI (E)
948,741.09 10.50% 60.00 15.00% 142,311.16 -₹ 18,578.55
948,741.09 10.50% 48.00 17.00% 161,285.99 -₹ 21,572.76
948,741.09 10.50% 36.00 20.00% 189,748.22 -₹ 26,329.42

Autocal User Input Autocal Autocal Autocal Autocal

771,748.00 11.25% 60.00 17.00% 131,197.16 -₹ 15,237.10
771,748.00 11.25% 48.00 17.00% 131,197.16 -₹ 17,863.22
771,748.00 11.25% 36.00 17.00% 131,197.16 -₹ 22,276.70

# Sensitivity: Internal Restricted

Autocal Autocal

GST on EMI EMI Incl GST

₹ 0.00 -₹ 18,578.55
₹ 0.00 -₹ 21,572.76
₹ 0.00 -₹ 26,329.42

Autocal Autocal
-₹ 4,418.76 -₹ 19,655.85
-₹ 5,180.33 -₹ 23,043.55
-₹ 6,460.24 -₹ 28,736.95

# Sensitivity: Internal Restricted

Autocal Autocal Autocal Autocal

Particulars Original Cost of the Car Interest Rate Primary Lease term
Secondary Lease 948,741.09 10.50% 60.00
Secondary Lease 948,741.09 10.50% 48.00
Secondary Lease 948,741.09 10.50% 36.00

User Input Please use enter the value as per your discussion with the authorised dealer
Autocal Please do not change the formula in this column

# Sensitivity: Internal Restricted

 Autocal Autocal Autocal Autocal Autocal Autocal
Residual Value at INR at the end of
Secondary the end of Primary 1st secondary GST on EMI (E x
lease term Residual Value % Lease Term Lease EMI (E) GST Rate)
12 15% 142,311.16 1 -₹ 12,544.45 0
12 17% 161,285.99 1 -₹ 14,217.05 0
12 20% 189,748.22 1 -₹ 16,725.96 0

h the authorised dealer

# Sensitivity: Internal Restricted

Autocal

EMI Incl GST

-₹ 12,544.45
-₹ 14,217.05
-₹ 16,725.96

# Sensitivity: Internal Restricted

 Primary Lease is 60 Months Primary

Closing (Net
Month Opening Interest Repayment Present Value) Month
1 948,741 8,301 18,579 938,464 1
2 938,464 8,212 18,579 928,097 2
3 928,097 8,121 18,579 917,639 3
4 917,639 8,029 18,579 907,090 4
5 907,090 7,937 18,579 896,449 5
6 896,449 7,844 18,579 885,714 6
7 885,714 7,750 18,579 874,885 7
8 874,885 7,655 18,579 863,962 8
9 863,962 7,560 18,579 852,943 9
10 852,943 7,463 18,579 841,828 10
11 841,828 7,366 18,579 830,615 11
12 830,615 7,268 18,579 819,305 12
13 819,305 7,169 18,579 807,895 13
14 807,895 7,069 18,579 796,386 14
15 796,386 6,968 18,579 784,776 15
16 784,776 6,867 18,579 773,064 16
17 773,064 6,764 18,579 761,250 17
18 761,250 6,661 18,579 749,332 18
19 749,332 6,557 18,579 737,310 19
20 737,310 6,451 18,579 725,183 20
21 725,183 6,345 18,579 712,950 21
22 712,950 6,238 18,579 700,609 22
23 700,609 6,130 18,579 688,161 23
24 688,161 6,021 18,579 675,604 24
25 675,604 5,912 18,579 662,937 25
26 662,937 5,801 18,579 650,159 26
27 650,159 5,689 18,579 637,270 27
28 637,270 5,576 18,579 624,267 28
29 624,267 5,462 18,579 611,151 29
30 611,151 5,348 18,579 597,920 30
31 597,920 5,232 18,579 584,573 31
32 584,573 5,115 18,579 571,110 32
33 571,110 4,997 18,579 557,528 33
34 557,528 4,878 18,579 543,828 34
35 543,828 4,758 18,579 530,008 35
36 530,008 4,638 18,579 516,067 36
37 516,067 4,516 18,579 502,004 37
38 502,004 4,393 18,579 487,818 38
39 487,818 4,268 18,579 473,508 39
40 473,508 4,143 18,579 459,073 40
41 459,073 4,017 18,579 444,511 41
42 444,511 3,889 18,579 429,822 42
43 429,822 3,761 18,579 415,004 43
44 415,004 3,631 18,579 400,057 44

# Sensitivity: Internal Restricted

 45 400,057 3,500 18,579 384,979 45
46 384,979 3,369 18,579 369,769 46
47 369,769 3,235 18,579 354,426 47
48 354,426 3,101 18,579 338,949 48
49 338,949 2,966 18,579 323,336
50 323,336 2,829 18,579 307,587
51 307,587 2,691 18,579 291,699
52 291,699 2,552 18,579 275,673
53 275,673 2,412 18,579 259,507
54 259,507 2,271 18,579 243,199
55 243,199 2,128 18,579 226,748
56 226,748 1,984 18,579 210,154
57 210,154 1,839 18,579 193,414
58 193,414 1,692 18,579 176,528
59 176,528 1,545 18,579 159,494
60 159,494 1,396 18,579 142,311
308,283 1,114,713

Secondary Lease is 12 Months Seconda

Month Opening Interest Repayment Closing Month
1 142,311 1,245 12,544 131,012 1
2 131,012 1,146 12,544 119,614 2
3 119,614 1,047 12,544 108,116 3
4 108,116 946 12,544 96,518 4
5 96,518 845 12,544 84,818 5
6 84,818 742 12,544 73,015 6
7 73,015 639 12,544 61,110 7
8 61,110 535 12,544 49,100 8
9 49,100 430 12,544 36,985 9
10 36,985 324 12,544 24,764 10
11 24,764 217 12,544 12,437 11
12 12,437 109 12,544 1 12
8,223 150,533

316,506 1,265,246
948,740
948,741
(0.00) Check

# Sensitivity: Internal Restricted

 Primary Lease is 48 Months Primary Lease is 36 Months

Closing (Net
Present
Opening Interest Repayment Value) Month Opening Interest
948,741 8,301 21,573 935,470 1 948,741 8,301
935,470 8,185 21,573 922,082 2 930,713 8,144
922,082 8,068 21,573 908,578 3 912,527 7,985
908,578 7,950 21,573 894,955 4 894,183 7,824
894,955 7,831 21,573 881,213 5 875,677 7,662
881,213 7,711 21,573 867,351 6 857,010 7,499
867,351 7,589 21,573 853,368 7 838,180 7,334
853,368 7,467 21,573 839,262 8 819,184 7,168
839,262 7,344 21,573 825,033 9 800,023 7,000
825,033 7,219 21,573 810,679 10 780,693 6,831
810,679 7,093 21,573 796,200 11 761,195 6,660
796,200 6,967 21,573 781,594 12 741,526 6,488
781,594 6,839 21,573 766,860 13 721,685 6,315
766,860 6,710 21,573 751,997 14 701,670 6,140
751,997 6,580 21,573 737,004 15 681,481 5,963
737,004 6,449 21,573 721,880 16 661,114 5,785
721,880 6,316 21,573 706,624 17 640,569 5,605
706,624 6,183 21,573 691,234 18 619,845 5,424
691,234 6,048 21,573 675,710 19 598,939 5,241
675,710 5,912 21,573 660,049 20 577,850 5,056
660,049 5,775 21,573 644,252 21 556,577 4,870
644,252 5,637 21,573 628,316 22 535,118 4,682
628,316 5,498 21,573 612,241 23 513,471 4,493
612,241 5,357 21,573 596,026 24 491,634 4,302
596,026 5,215 21,573 579,668 25 469,607 4,109
579,668 5,072 21,573 563,168 26 447,386 3,915
563,168 4,928 21,573 546,523 27 424,971 3,718
546,523 4,782 21,573 529,732 28 402,360 3,521
529,732 4,635 21,573 512,794 29 379,552 3,321
512,794 4,487 21,573 495,708 30 356,543 3,120
495,708 4,337 21,573 478,473 31 333,334 2,917
478,473 4,187 21,573 461,087 32 309,921 2,712
461,087 4,035 21,573 443,549 33 286,303 2,505
443,549 3,881 21,573 425,857 34 262,479 2,297
425,857 3,726 21,573 408,011 35 238,446 2,086
408,011 3,570 21,573 390,008 36 214,203 1,874
390,008 3,413 21,573 371,848
371,848 3,254 21,573 353,529
353,529 3,093 21,573 335,049
335,049 2,932 21,573 316,408
316,408 2,769 21,573 297,604
297,604 2,604 21,573 278,635
278,635 2,438 21,573 259,500
259,500 2,271 21,573 240,198

# Sensitivity: Internal Restricted

 240,198 2,102 21,573 220,727
220,727 1,931 21,573 201,086
201,086 1,760 21,573 181,273
181,273 1,586 21,573 161,286

248,038 1,035,493 188,866

Secondary Lease is 12 Months Secondary Lease is 12 Months

Opening Interest Repayment Closing Month Opening Interest
161,286 1,411 14,217 148,480 1 189,748 1,660
148,480 1,299 14,217 135,562 2 174,683 1,528
135,562 1,186 14,217 122,531 3 159,485 1,395
122,531 1,072 14,217 109,387 4 144,155 1,261
109,387 957 14,217 96,127 5 128,690 1,126
96,127 841 14,217 82,751 6 113,090 990
82,751 724 14,217 69,258 7 97,354 852
69,258 606 14,217 55,647 8 81,480 713
55,647 487 14,217 41,916 9 65,467 573
41,916 367 14,217 28,066 10 49,313 431
28,066 246 14,217 14,095 11 33,019 289
14,095 123 14,217 1 12 16,582 145
9,320 170,605 10,964

257,357 1,206,097 199,831

948,740
948,741
- Check

# Sensitivity: Internal Restricted

ary Lease is 36 Months

Closing (Net
Present
Repayment Value)
26,329 930,713
26,329 912,527
26,329 894,183
26,329 875,677
26,329 857,010
26,329 838,180
26,329 819,184
26,329 800,023
26,329 780,693
26,329 761,195
26,329 741,526
26,329 721,685
26,329 701,670
26,329 681,481
26,329 661,114
26,329 640,569
26,329 619,845
26,329 598,939
26,329 577,850
26,329 556,577
26,329 535,118
26,329 513,471
26,329 491,634
26,329 469,607
26,329 447,386
26,329 424,971
26,329 402,360
26,329 379,552
26,329 356,543
26,329 333,334
26,329 309,921
26,329 286,303
26,329 262,479
26,329 238,446
26,329 214,203
26,329 189,748

# Sensitivity: Internal Restricted

 947,859

dary Lease is 12 Months

Repayment Closing
16,726 174,683
16,726 159,485
16,726 144,155
16,726 128,690
16,726 113,090
16,726 97,354
16,726 81,480
16,726 65,467
16,726 49,313
16,726 33,019
16,726 16,582
16,726 1
200,712

1,148,571
948,740
948,741
- Check

# Sensitivity: Internal Restricted