LUMIERE mi CHINH SACH THANH TOAN VA TIEN DO THANH TOAN DY KIEN PAYMENT POLICY AND ESTIMATED PAYMENT SCHEDULE 1.QUY INH CHUNG GENERAL PROVISION “UL. Chigh sch nay 4p dune di vai Ox 4n Khu nha dvi Trung tim Thuong mal - van phang {31 Phung fan Ph, Quin 2 thanh pho He Chi Ninh, Vigk Nam ~ 6 ten thong Fn “Lumiere Riverside” Dy An’) ke wu ngay oiio20z1 cho den het nay 31927202, This poley apples for the High-rse Residential Area and Commercial Center - Office Project ot An Phu Ward, District 2 Ho Chi Minh ety Vat Nam = with ts wade name at ‘Lumiere Riverside’ the “Praject') fom 0} October 202) tilthe end of 3 December 2021 12. Diing Ky Thanh cong ‘Successful Registration ‘bing ky thanh cong use nila Kh khdch hang 48 hodn ts ding ky nguyen vena chon rmuaithus sn phém cua Dy An bang vie hoan tat ky Ban ding ky nguyen won, He ‘hin ding ky va dh han vosn xong Tién dt use (Bang KY Thanh Cong") Successful Registration is construed that when the customers have completed the spiration registration to choose to purchaseflease the product of the Project withthe completion of signing the Aspiretion Dectarotion Form, the Registration Confirmation ‘nd comaletion af payment ofthe Advanee Ameunt (the “Succeatul Registration’) 2. PHAM VIP DUNG CChinh sich thanh todn va tién 46 thanh toan dy kién quy dinh dus dy ap dung 46 vei cic jgi20 gich ma krach nang da Dang kj Thanh Ceng ké tu ngay OMIO/BOA1 cho cen het gay suiaraoa This payment policy and estimated payment schedule os stipulated below is applied forthe transactions that the customers have completed the Successful Registration from OP October 202110 the ert of 51 December 2021 3. CHINH SACH THANH TOAN, $31 Thanh tod bing vén ty e6 Payment by own capital ‘Bat thanh ‘Thanh toan | Thanh ton ‘ton LUch thant toén ‘chute som Payment Payment schedule standard | Accelerated inetoliment payment _| “payment Hien aat ruse 2o0ieu dong |” aeng JAcionee ameunt 200 milion VND | 200 mitionLUMIERE Wi Data Tani todn | Thanh von ton Llc thant tod Sain” | etre Payment payment stedle standard | actioned watalinent Soment_| “Soyeene 10m au wr PO EA trong ving 7 nay Ket ngiy sxc nnan | Tan aattruse | ‘TNs oxi [tansy ‘oetotar | cue, rin gatinent |t27 days tom tne soning date ofthe | aeccted tne | 220% (oer asron Contre ‘hence cmouney | Atonce Frag oa 7 ray REL nay a Rohan oz fusmbat = = hetamant | thin days tr the de dat of teliment frag Pay RETO TaRY a Ra aT F installment | Within 75 days from the due date of 2 wh tient fea Seg 75 ray RECO Taya Ra ran eas fosnberd a --nettiment | tins day tom te du de of tlirent ag RE TUrgiy In aR ons funda = _ntclment | thn 30 days om the due dato elirent ecg SO gy RE rghy Ger hana oxs funder aa > ntainent | thin 30 days tom the due dot of * Solon res BO RE Tn ah Fanta ox? fumnbse 7 installment | Within 90 days from the due date of 6” = lien 25% ca op docorereon paar 12 Skin pi] 28 inh phi on BILBO), [tno thong bio bin giao sn phim Dy An Bon | avenge talent (Ressonttrbreersoroawe nadernet | 254 |woitenance renabieguar| ee semen te te ny in phim Os An age iy chong liner Super ot cur St cunen cOROu ss ozs finedeiec gion orast ue 7 mation [panne Cereate ofan use Poues rap anders poperies eased th fre'onas ued [hin ssc ents |Discount policy i ™LUMIERE 442. Than ton bing vén vay ngan hang Payment by nancial package Trung hop khach hang iva chen thanh toan bing ven vay ngan hang 70% gia ban (49 bao ‘96m thus GTCT), khach hang s8 doe nhan ho to Ta suat (HTL) va phi trd no telde han tu cha-asu tu nh sau! Incase the customers make accelerated payment by bank loans of 70% of sale price (VAT included), they shall ceive interest rote support (interest Rate Support) and carly repayment fee rom the developer CCHINH SACH/POLICY Mile du ne vay Outstanding debe ‘cHITIET/DETANS 70% gis ban 48 gém thus GTCT) 70% af sale price (VAT included) Mile du ne duge hung HTS Outstanding debt supported by Developer 710% gi ban (4a gdm thue GTCT) 70% of sale price (VAT Included) Lai sust va thsigian HTLS Interest rate ond Pericd of Interest Rate Support Lil st 0% trong vena 21 thang Ko nay gia gan nung khang vst qua naay Sojos/2023 Interest ate is 0% within 21 months from the Srowrdown date but net exceeding 30 2une 2023 Thal gian an han ng gee Ke TUNaay GI TGaA aautien Period af grace for principal as from the date lof the It disbursement Len tala thang nhung Kong vast Gua nay 30/06/2023 Up to21 months but not exceeding 30 June 2025 hi tra ng truse han trong tha olan HTS Eon repeyment te cing pend otnteret_| OX fare Suppor “Tn 49 git ngin thanh tosn Disburse progres forpeyment Lich thanh tod kéthgp veiney cov vy nosn ra ‘peyment by botnequties: fe thanh winanclal package ‘on Lc than tosn aaa payment poymant schedule hing thanh | Ngan Rang me Toanventuce”” | "galgan ‘ald bythe (Diburre by customers own |” the bank onion Frenaae wise 200 leu ang [Advance mount Zo miion vio hreng vengo7 ogaykétu nay ese nnn | Rl he hon er cacucted Tinstatiment | wbin 07 doy fom the signing date ofthe PON oer Sedu estan Contrmation i aah a2 frrongveng 7s nay 6 maby an han =LUMIERE axeeracear | Within 15 days from the due dote of 2 ™ ons _ SOS pessoas zs atte ceo areca ors _ a | een ene roe ine ons _ [areas earam sees aaeereitsae is Sameera we \Discount policy 1a. nvod namo oy Exons mare Zoran, me aretaoes vi teat ee sca EEE OE ieee aac ce | | Tee sndoomose | bit’ | Pa : crores | Staaten cig ea Santon | “sagrtet “acre case crs ties sey sora | notes} = ae | et ea eee ne | alt | nS mM cae | ain rregurgerrane | wstan ane fe om (eae rane | eunaet aa neg) Seetercontom | sed | llr uxt woe | ae aa | nas rsd “eed ae | “ere ieee | cea ae aT ea aT | on BLUMIERE Ml Within 75 days from the due date of instalment bots e Jnstament Tiong vong 15 ngay KE tWngay dén han thant toan Bot 2 Within i days from the due date of 2” instalment 70% ‘rong vong 75 nay Ke Ungay den han thann toan Dot 2 Wuthin 75 days from the due date of 2° Instaliment 10% 10% at 4 ee Jnstaiment Trong vong 75 ngay Ke tw ngdy dén han thanh toan Dot 3 Within 75 days from the due date of 3° instalment bets 3 Installment ‘rong vong 90 ngiy KE 1 ngdy dén han than toan Dot & Within 30 days from the due date of 4” instaliment pots ee Jnstaiment Trang vong 50 naay KE {W ngdy dén han than toan Dot 5 \athin 30 days from the due date or 5 instatiment ot? = instalment Tiong vong 50 aay KE ‘i ngdy dén han thanh toan Dot 6 Within 90 days from the due date of 6° instalment 10% ete) = Installment ‘Theo théng bao nhan ban giao san phim Dy An Pursuant to Project's product Handover Betta be thus craTean Tait 2% inh phi ‘bao tw 25% + remaining var + 2 fee 2% Kinh phi_| 2% Kinh phi bio tt bio th 236 2 Maintenance | Maintenance Tee fee oto % Installment Vao ngay sin phim Ou ‘An duge cap clay ‘chung nan quyén si ‘dung dat, quyén 58 hu ‘nha ava tal san knae gin lién voi dat °%LUMIERE pan the Certcare oF and use night, house ‘onnershipand other properties ssacroted fei th lond issued ‘Chinh sach chiet khau Discount policy 34,LUUY Nores 3964 a gia tr thanh ton da bae gm thus GTETtuoNg ang ca gla bantnoe; Midetethe payment value incluaing VAT of salingrental price = Tgn do thanh ton quy din tt chinh sch ban hang nay nhirn mue Bich tsp thy sin phy ‘un vi cho ay ha chon eua Khdch hang Tih 6 thant oan eu thas dude ghi Ahan (9 Hop {eng mus bs Payment schedules stated in this sales poly i fr the marketing of project product and ustomers selection The specie peymont schedule shall be regulated i the sales ond ‘purchase agreement; (Tong truéng hep khach hang thu thué sin cham Ou An, tai Bet thanh ton thu 8, kinach hang e2 thanh tean toan bo gia thueidat thus con Ia (a bae gdm thus CTCT va 25. ‘inn phi ba tr (duge iu Ta 30% gia thub/ae thud thut GTOT + 2% Knn phi bio UT, inthe event 0 customer leasesresewes 10 lease any Project's product. upon the sth [payment such custemer shal pay the maining lease /racerved leaze balance (Mclusive of War and 2% Maintenance fee) construed as 30% of leasereserved lease pice + VAT * 2% Maintenance eo! Ap dung 661val khéch hang aed nhan KHEN?) ding ten long hep dng mua ban. Khéeh hang la daanh nghiep ((KHDN') duce chu dau tu hé to lal sust va phi wa ne ude han vt Iie t3 da bang fai suse va ph trang tse han hé tg cho KHCN. Ph Ia ust v8 phi €3 {euée han vugt mule h8 tr tren (neu ce) KHON Ty chi ta val ng hang. Appiicable to customers who are inaiiduols [individuals Customer) in the nome of the {ale cnd purchase agreement. Enterprise customers (Enterprise Customer?) are supported by the developer with interest rate and early repayment fee with manimam ammount equal to the interest rate and early repayment fee forthe Inaviluals Customer. The Interest rate oS arly repayment fee exceeding the above support level if any) wil be paid by the Enterprise Customer with the bane “Trang moi tldng hop, Chi diy ty chi MB to ai sust trang thal glan neu tn di voi ee nach hang dap Ung du didu kign vay vn, hean thanh diy du cae thu tue theo quy dinh ua notin hang do Chu duty hi dinh ‘nvany cases, the developer only provides the program of interest expense support within the uration mantioned Pere i customers meat ail lending conditions, and ful a elated Secuments prescribed by the bank. ‘Tai dot thanin ten thse Théng bo ban go sn ph Du An, Khach hang phil hon thién imotsetha te can thee For the payment instaliment pursuant to Project's product Handover Notice, the customer ‘must complete necessary documentation = Sin phim vay vén c6 Bl sust 0% trona vong 21 thina 6 tray aidinaan nhuna Kréna ust gus ngay 50/05/2025, mig ph trd ng trude han va Sn han ng gBe org thai gian lat SUStO% va hep ding in dung eS Uhé chuyén glae dus ren céc uy dinh pap lustLUMIERE ti i! The loan product shollbe applied the interest rate 0% within 21 months from the drawdown dato but nor exceed 30 2une 20285, fre early repayment and original grace iin the time ‘applying the intares rate O% andl the eredlt agreement can be transferred in accordance sien the towsLUMIERE CHINH SACH UU DAI, KHUYEN MAI DANH CHO KHACH HANG PREFERENTIAL POLICIES AND PROMOTION PROGRAM FOR CUSTOMER 1. QUY BINH CHUNG GENERAL PROVISION 1. Chinh Ssch ny 6 dung d8iv6i Du dn Khu nha 3 v8 Trung tim Thucng mai Van phong tal Phung An Phu, Quan 2. thanh phé Hé Chl Minh, Viet Nam ~ eo tan thucng ma “Lumigre Riverside’ (Dy An’) ke tu ngay oV70/2021 cho dén ht ngay SV2!2021 Chink Sich Ban Hang’) Ths policy applies for the High-rse Residential Area and Commercial Center - Ofce Project at An Bhu Ward, Distr 2, Ho Chi Minh city, Viet Nam ~ with strode name a “Lumiére Riverside” fine "Praject’) from 0! October 202 tilene end of Oscember 2021 the “Sales Polley" 12, Bing ky Thanh cong ‘Successful Registration ing iy thanh céng duge hidu it ki Khdch hing 48 hod t&t ding ky nguyen vong chon muaythue sin phim eda Du An bing viée haan tat ky Bin dang ky nguyen veng, Xe han ng ky vad thanh tos xong Tién dat ruse (Bing Ky Thanh Cong). Successful Registration ie construed that when the customers have completed the ‘aspiration reqistration to choose to purchasalease the product af the Project with the completion of signing the Aspiration Declaration Form, the Registration Confirmation and completion af payment ofthe Advance Amount the ‘Successful Registration’) CCHINH SACH HO TRO PHI QUANLY PROPERTY MANAGEMENT FEE SUBSIDIZATION POLICY Cic giao dich ma khéch hang da Bing Ky Thanh Céng ké WW ngiy VN0/2021 cho én het gay suna/02t 32 duce hé ts €® thang phi quan fy ke tu thoi diém Dy An du di6u bean ban giao dua vas dung, The transactions thatthe customers have completed the Successful Registration from 01 October 2021 10 she end of 31 December 202 sol! bo subsidized 6 months property management fee (ror the time when the Project i egibie for handing ove" for using purpose.