CONSUMER RELATIONS CENTRE IMPORTANT!
3115 Harvester Road, Suite 201 The information contained in this report is personal and
Burlington Ontario L7N 3N8
Toll free: 1-800-663-9980
www.transunion.ca
PRITISH P TANDON
1103-172 VICTORY SHIP WAY,
NORTH VANCOUVER BC
V7L 0B5
This information is designed to answer the most frequently asked questions of
personal credit reports. If, after reading the answers to these questions, you
believe changes should be made to your report, please make specific notations
of these changes on the attached Investigation request form. We will verify the
items indicated within approximately 30 days and will update your file to
reflect, where appropriate, the new information received. You will be notified
with the results of our findings immediately after our investigation is completed.
Please note that we must contact the source of the disputed information before
any changes to your file can be made. We strongly suggest that you do not apply
for credit during the time an item on your file is being investigated. If, following
our investigation, we delete, amend or correct any information in the credit file,
we will, as required by law, send notice to parties whom a report containing the
inaccurate information was given. If the investigation does not resolve your
dispute, you may choose to have a statement added to your file. Your statement
will be placed directly on your credit file and will provide credit grantors with
access to your explanation. A statement can be a maximum of 100 words within
Canada. Exception: 200 words within Saskatchewan.
1. WHAT IS A CREDIT REPORTING AGENCY?
Credit reporting agencies help facilitate the process of granting consumers credit
in a timely manner. TransUnion collects and stores factual information about
your credit and financial history. Credit grantors provide credit reporting
agencies with factual information on how the credit grantors' customers pay
their bills. The credit reporting agency then assembles this information that is
collected from each credit grantor and the credit reporting agency creates a
"credit file" based on this consolidated information.
2. HOW DID I BECOME PART OF TRANSUNION'S FILES?
Normally your first credit application, which results in a request for a credit
report, causes the creation of your credit record in our files. Once a record is
established, credit information, such as payment history, supplied by your
creditors enables your file to be updated automatically.
3. IS THIS MY ENTIRE CREDIT FILE?
Not all credit grantors that you do business with will report their accounts to
credit reporting agencies due to the expense and time involved. As such, a
credit report is not necessarily a complete summary of all your finances. There
is also more than one credit reporting agency in Canada and a file containing
information about your credit and financial history may also be maintained by a
source other than TransUnion. We would encourage you to contact them in
order to review any credit file that may be held containing information relating
to you.
4. WHAT IF I DO NOT AGREE WITH WHAT IS ON MY FILE?
The information reflected on your credit report is a direct extraction from the
information provided to TransUnion by credit grantors, federal and provincial
government offices and public registries. The details relating to manner of
payment, payment pattern and historical status reflect the reported manner in
which you paid your accounts. TransUnion cannot alter the information
reported, unless it is determined to be incomplete or otherwise inaccurate. You
have the right to dispute any information contained in your credit file and, at
your request, we will conduct an investigation to verify the disputed
information.
End of Page 1
confidential, intended solely for the use of the individual
named. No other viewing or use is permitted or legal
TU Case ID W143159
5. WHAT IS A CREDIT SCORE?
A credit score is an unbiased value that is used by creditors to predict the credit
risk of those applying for credit. It is a score that takes into account all
information on your credit file and assigns an objective numerical value that
represents the risk of granting you credit. TransUnion provides the information
to create this score value.
6. DOES THE CREDIT REPORTING AGENCY DECIDE WHETHER I
SHOULD BE GRANTED CREDIT?
No! In each case the credit grantor, based on its own requirements for extending
credit, makes the decision to grant, or decline the request for credit.
TransUnion is not involved in this determination. Credit grantors extend credit
based upon their own policies and standards utilizing the information
TransUnion provides. These standards can vary from one creditor to another.
7. WHO HAS ACCESS TO MY FILE?
Your credit information can only be accessed by those agencies you give
consent to. A company must have a legitimate and permissible purpose for
accessing your file such as: the extension of credit, employment, tenancy,
insurance or collection of debt.
8. WHEN DOES NEGATIVE INFORMATION COME OFF MY FILE?
It is TransUnion's policy to record all information for the maximum time
allowed by credit reporting legislation. For example, first-time bankruptcy
information reports for 6 to 7 years from discharge date, depending on the
province. We encourage you to check your provincial legislation for full details
on the reporting periods for negative information.
9. WHY IS A LOAN OR ACCOUNT I HAVE PAID OFF STILL IN MY
CREDIT HISTORY?
Your credit file is a record of how you have paid your past obligations.
Therefore, information of paid accounts and the manner in which those
accounts were handled is included in your credit file and provides potential
credit grantors with the needed indication of your ability and willingness to
meet debt obligations.
10. WHAT ARE THE DIFFERENT ACCOUNT RATINGS?
TYPES OF ACCOUNTS
O - Open Account (payment required in full)
R - Revolving or Option (30 days)
I - Installment (fixed number of payments)
M - Mortgage
USUAL MANNER OF PAYMENT
0 - Too new to rate; approved, but not used
1 - Pays (or paid) within 30 days of billing pays account as agreed
2 - Pays (or paid) in more than 30 days, but not more than 60 days
3 - Pays (or paid) in more than 60 days but not more than 90 days
4 - Pays (or paid) in more than 90 days, but not more than 120 days
5 - Account is at least 120 days overdue but is not yet rated a "9"
7 - Making regular payments under a consolidation order or similar
arrangement
8 - Repossession
9 - Bad debt, placed for collection; skip
X - Unknown
PRITISH P TANDON , W143159 Saturday 06 August 2022 17:32

Information regarding your credit history was first reported to TransUnion on Mar 10, 2020 and was last reviewed by [*
CONSUMER DISCLOSURE *] on Aug 06, 2022 . The information in the remainder of this report represents the contents of
your file as of Aug 06, 2022 . Blank areas indicate that this information was not reported to TransUnion.

Personal Information:
This section includes your Surname, Given Name(s), Middle Name, notification if your Social Insurance Number is ON FILE and
Birth Date. Blank areas indicate that this information was not reported to TransUnion.
Surname Given Name(s) Middle Name Suffix Social Insurance No Birth Date

Your Information TANDON PRITISH P ON FILE May 24, 1986

Address(es):
This section lists all of the addresses on your file. Your most current Since date address is listed first.

Telephone
Address City Prov Postal Type Own Since
Associations
NORTH
1103 - 172 VICTORY SHIP WAY BC V7L0B5 Home Jul 10, 2020
VANCOUVER
6128 ST CATHERINES ST VANCOUVER BC V5W3G6 Home Mar 10, 2020

Telephone Number(s):
This section lists all of the telephone numbers on your file:

Qualifier Number Extension Type Date

Home 6047853569 Jan 20, 2022

Home 6048421078 Feb 16, 2021

Account(s):
This section lists all the accounts that have been reported by various institutions with which you have established a credit
relationship. This section will also display up to 24 months of payment history details, if reported.

End of Page 2 Trans Union of Canada, Inc.

PRITISH P TANDON , W143159 Saturday 06 August 2022 17:32

Creditor Name
BANK OF NOVA SCOTIA Payment History
Reported Date Jul 30, 2022 Last Payment Date Jul 06, 2022 Terms: 717/M 30 60 90 #M
Opened Date Mar 06, 2021 Posted Date Aug 01, 2022 0 0 0 17
Closed Date Charge Off Date Account INSTALLMENT / JNT CONT RESP
First Delinquency Date Balloon Payment Date Type:
Balloon Narrative
Date Balance Payment Past Due MOP Terms High Credit Credit Limit Charge Off
Payment 1/2
Jul 2022 29393 717 0 1 717 38947 0 0 SB /
Jun 2022 30011 717 0 1 717 38947 0 0 SB /
May 2022 30629 717 0 1 717 38947 0 0 SB /
Apr 2022 31242 717 0 1 717 38947 0 0 SB /
Mar 2022 31857 717 0 1 717 38947 0 0 SB /
Feb 2022 32466 717 0 1 717 38947 0 0 SB /
Jan 2022 33084 717 0 1 717 38947 0 0 SB /
Dec 2021 33689 717 0 1 717 38947 0 0 SB /
Nov 2021 34292 717 0 1 717 38947 0 0 SB /
Oct 2021 34896 717 0 1 717 38947 0 0 SB /
Sep 2021 35495 717 0 1 717 38947 0 0 SB /
Aug 2021 36096 717 0 1 717 38947 0 0 SB /
Jul 2021 36691 717 0 1 717 38947 0 0 SB /
Jun 2021 37283 717 0 1 717 38947 0 0 SB /
May 2021 37878 717 0 1 717 38947 0 0 SB /
Apr 2021 38467 717 0 1 717 38947 0 0 SB /
Mar 2021 38947 0 0 0 717 38947 0 0 SB /
Legend: SB-Secured

Creditor Name
HSBC MASTERCARD Payment History
Reported Date Jul 08, 2022 Last Payment Date Jun 27, 2022 Terms: 16/M 30 60 90 #M
Opened Date Feb 19, 2020 Posted Date Jul 09, 2022 0 0 0 29
Closed Date Charge Off Date Account REVOLVING / INDIVIDUAL
First Delinquency Date Balloon Payment Date Type:
Balloon Narrative
Date Balance Payment Past Due MOP Terms High Credit Credit Limit Charge Off
Payment 1/2
Jul 2022 531 0 0 1 16 4762 10000 0 0
Jun 2022 0 0 0 1 0 4762 10000 0 0
May 2022 81 0 0 1 10 4762 10000 0 0
Apr 2022 0 0 0 1 0 4762 10000 0 0
Mar 2022 13 0 0 1 10 4762 10000 0 0
Feb 2022 0 0 0 1 0 4762 10000 0 0
Jan 2022 91 0 0 1 10 4762 10000 0 0
Dec 2021 180 0 0 1 10 4762 10000 0 0
Nov 2021 216 0 0 1 10 4762 10000 0 0
Oct 2021 517 0 0 1 16 4762 10000 0 0
Sep 2021 2165 0 0 1 65 4762 10000 0 0
Aug 2021 1925 0 0 1 58 4762 10000 0 0
Jul 2021 2407 0 0 1 73 4762 10000 0 0
Jun 2021 563 0 0 1 17 4762 10000 0 0
May 2021 619 0 0 1 19 4762 10000 0 0
Apr 2021 1168 0 0 1 36 4762 10000 0 0
Mar 2021 4625 0 0 1 139 4762 10000 0 0
Feb 2021 1800 0 0 1 55 4762 10000 0 0
Jan 2021 1053 0 0 1 32 4762 10000 0 0
Dec 2020 147 0 0 1 10 4762 10000 0 0
Nov 2020 1906 0 0 1 58 4762 5000 0 0
Oct 2020 1100 0 0 1 33 4762 5000 0 0
Sep 2020 1204 0 0 1 37 3894 5000 0 0
Aug 2020 319 0 0 1 10 3894 5000 0 0
Legend:

End of Page 3 Trans Union of Canada, Inc.

PRITISH P TANDON , W143159 Saturday 06 August 2022 17:32

Creditor Name
SCOTIABANK AMEX Payment History
Reported Date Jun 30, 2022 Last Payment Date Jun 27, 2022 Terms: 15/M 30 60 90 #M
Opened Date Jan 20, 2022 Posted Date Jul 06, 2022 0 0 0 6
Closed Date Charge Off Date Account REVOLVING / INDIVIDUAL
First Delinquency Date Balloon Payment Date Type:
Balloon Narrative
Date Balance Payment Past Due MOP Terms High Credit Credit Limit Charge Off
Payment 1/2
Jun 2022 511 3700 0 1 15 1697 5000 0 0
May 2022 2240 1700 0 1 10 1697 5000 0 0
Apr 2022 1500 2000 0 1 10 721 5000 0 0
Mar 2022 0 2100 0 1 15 721 5000 0 0
Feb 2022 1817 0 0 1 10 46 5000 0 0
Jan 2022 0 0 0 0 0 0 5000 0 0
Legend:

Creditor Name
TELUS Payment History
Reported Date Jul 20, 2022 Last Payment Date Jul 04, 2022 Terms: 0/M 30 60 90 #M
Opened Date Aug 11, 2021 Posted Date Jul 20, 2022 0 0 0 12
Closed Date Charge Off Date Account OPEN / INDIVIDUAL
First Delinquency Date Balloon Payment Date Type:
Balloon Narrative
Date Balance Payment Past Due MOP Terms High Credit Credit Limit Charge Off
Payment 1/2
Jul 2022 119 139 0 1 0 374 0 0
Jun 2022 139 118 0 1 0 374 0 0
May 2022 118 123 0 1 0 374 0 0
Apr 2022 123 134 0 1 0 374 0 0
Mar 2022 134 119 0 1 0 374 0 0
Feb 2022 119 167 0 1 0 374 0 0
Jan 2022 167 272 0 1 0 374 0 0
Dec 2021 272 189 0 1 0 374 0 0
Nov 2021 189 160 0 1 0 374 0 0
Oct 2021 160 139 0 1 0 374 0 0
Sep 2021 139 374 0 1 0 374 0 0
Aug 2021 374 0 0 0 0 374 0 0
Legend:

Bankruptcy and Bankruptcy Proposal:

This section lists bankruptcies and proposals in bankruptcy maintained on your file in compliance with provincial regulations.

Credit Related Inquiries:

When you apply for credit, companies may request your consent to access your credit report to assist in their decision. Each time
they request your report for credit-related purposes, an inquiry is listed on your file. These inquiries will be disclosed to other
companies viewing your credit file and may impact your credit score.

Date Authorized User's Name Telephone

Jan 20, 2022 BANK OF NOVA SCOTIA 4167017200
Feb 16, 2021 SCOTIABANK - CHANNEL L 4162881460
Feb 16, 2021 ROYAL BANK AUTO LOANS 8007692511

End of Page 4 Trans Union of Canada, Inc.

PRITISH P TANDON , W143159 Saturday 06 August 2022 17:32

Non-Credit Related Inquiries and Account Review Inquiries

Non-credit related inquiries and account review inquiries, as well as your own requests to view your credit file, have no impact on
your credit score. Companies may, with consent or as authorized by law, access all or part of your credit information before
completing a transaction or entering into a relationship with you for purposes other than credit (non-credit related inquiries) and/or
to periodically review your credit file after establishing a relationship with you (account review inquiries). Companies perform
non-credit related and account review inquiries for such things as verifying your identity, collecting on a debt, employment or
tenancy screening, insurance underwriting, fraud detection, meeting regulatory requirements, account renewals, limit changes,
monitoring or for products and services offerings.

Non-credit related and account review inquiries may be used (without disclosing the details of such inquiries) by TransUnion to
provide fraud detection and monitoring, identity verification, alerts and analytical services to our customers and may be disclosed
to deliver products that you have requested through a direct-to-consumer reseller.

Non-Credit Related Inquiries:

Date Authorized User's Name Telephone
Aug 06, 2022 TRANSUNION CREDIT MONITORING 8057828282
Aug 06, 2022 TRANSUNION CREDIT PROFILE 8057828282
Aug 06, 2022 CREDIT KARMA CANADA 8009603856
Aug 06, 2022 ONLINE CONSUMER DISCLOSURE 8006639980
Jul 31, 2022 BANK OF NOVA SCOTIA_CCS 4167506300
Jul 10, 2022 CREDIT KARMA CANADA 8009603856
May 26, 2022 SQUARE ONE INSURANCE 8553316933
May 15, 2022 TRULIOO/STRIPE INC 4065868800
May 12, 2022 BANK OF NOVA SCOTIA_CCS 4167506300
May 07, 2022 CREDIT KARMA CANADA 8009603856
Mar 27, 2022 CREDIT KARMA CANADA 8009603856
Mar 20, 2022 BANK OF NOVA SCOTIA_CCS 4167506300
Feb 25, 2022 CREDIT KARMA CANADA 8009603856
Feb 08, 2022 CREDIT KARMA_ALERTS 8009603856
Jan 20, 2022 BANK OF NOVA SCOTIA 6476807791
Jan 2022 CREDIT KARMA CANADA 8009603856
Dec 04, 2021 CREDIT KARMA CANADA 8009603856
Nov 09, 2021 GDC-LNRS/FORISINC 8889494389
Nov 2021 CREDIT KARMA CANADA 8009603856
Oct 25, 2021 CREDIT KARMA CANADA 8009603856
Aug 22, 2021 CREDIT KARMA CANADA 8009603856
Aug 21, 2021 CREDIT KARMA_ALERTS 8009603856
Jul 09, 2021 CREDIT KARMA CANADA 8009603856
Jun 02, 2021 CREDIT KARMA CANADA 8009603856
May 21, 2021 CDN SHAREOWNER OBO WEALTHSIMPLE 8552559038
May 2021 CREDIT KARMA CANADA 8009603856
Apr 16, 2021 CREDIT KARMA CANADA 8009603856
Apr 07, 2021 CREDIT KARMA_ALERTS 8009603856
Mar 28, 2021 CREDIT KARMA CANADA 8009603856
Feb 19, 2021 CDN SHAREOWNER OBO WEALTHSIMPLE 4168489405
Feb 2021 CREDIT KARMA CANADA 8009603856
Feb 11, 2021 CANADA DRIVES 8888656402
Feb 04, 2021 AFFIRM CANADA HOLDINGS LTD 8884844282
Jan 28, 2021 CREDIT KARMA CANADA 8009603856
Nov 20, 2020 CREDIT KARMA CANADA 8009603856
Jul 12, 2020 CREDIT KARMA CANADA 8009603856
Jul 11, 2020 CREDIT KARMA_ALERTS 8009603856
Jun 20, 2020 CGIC HOME INTERNET WEST 5197673925
Jun 20, 2020 AVIVA CANADA 8003874518
Jun 20, 2020 PRIMMUM INSURANCE COMPANY 8664548911
Jun 09, 2020 SQUARE ONE INSURANCE 8553316933
Jun 07, 2020 CREDIT KARMA CANADA 8009603856

End of Page 5 Trans Union of Canada, Inc.

PRITISH P TANDON , W143159 Saturday 06 August 2022 17:32

Date Authorized User's Name Telephone

Jun 07, 2020 TU CREDIT PROFILE-CREDIT ALERT 8057828282
Jun 07, 2020 CREDIT KARMA_AUTHENTICATION 8009603856
Jun 2020 CREDIT KARMA CANADA 8009603856

Account Review Inquiries:

Date Authorized User's Name Telephone
Aug 05, 2022 BANK OF NOVA SCOTIA 4167017200
Aug 03, 2022 TUCI/CREDIT KARMA 8009603856
Jul 2022 TUCI/CREDIT KARMA 8009603856
Jun 2022 TUCI/CREDIT KARMA 8009603856
Jun 02, 2022 BANK OF NOVA SCOTIA 4167017200
May 2022 TUCI/CREDIT KARMA 8009603856
Apr 08, 2022 BANK OF NOVA SCOTIA 4167017200
Apr 2022 TUCI/CREDIT KARMA 8009603856
Mar 2022 TUCI/CREDIT KARMA 8009603856
Feb 2022 TUCI/CREDIT KARMA 8009603856
Feb 04, 2022 BANK OF NOVA SCOTIA 4167017200
Jan 2022 TUCI/CREDIT KARMA 8009603856
Dec 07, 2021 BANK OF NOVA SCOTIA 4167017200
Dec 2021 TUCI/CREDIT KARMA 8009603856
Nov 16, 2021 BANK OF NOVA SCOTIA 4167017200
Nov 2021 TUCI/CREDIT KARMA 8009603856
Oct 11, 2021 BANK OF NOVA SCOTIA 4167017200
Oct 2021 TUCI/CREDIT KARMA 8009603856
Sep 2021 TUCI/CREDIT KARMA 8009603856
Aug 13, 2021 TUCI/CREDIT KARMA 8009603856
Aug 06, 2021 BANK OF NOVA SCOTIA 4167017200

*** This completes the report for PRITISH TANDON ***

End of Page 6 Trans Union of Canada, Inc.

PRITISH P TANDON , W143159 Saturday 06 August 2022 17:32

Need to dispute information found on your Consumer Disclosure?

You can dispute credit information and update personal information on your consumer disclosure in several ways:

Online at http://ocs.transunion.ca
Our quick and easy online access allows you to view your consumer disclosure and dispute items you believe to be inaccurate.
Visit us online at http://ocs.transunion.ca and select "Dispute Information" from the menu.

Alternative methods
PHONE
We're here to help. Our TransUnion representatives are available to assist you with the dispute process. If you recently applied for
credit or received a copy of your TransUnion Consumer Disclosure and you believe there is an inaccuracy, simply call:

English speakers in all provinces except Quebec: Toll-free 1-800-663-9980

French speakers in all provinces and English speakers in Quebec: Toll-free 1-877-713-3393

Our Consumer Relations Department is available to assist you Monday through Friday, 8 a.m.-8 p.m. Eastern Time, excluding
major holidays. In Quebec, hours of operation are Monday through Friday, 8:30 a.m.-5 p.m. ET.

MAIL
If you prefer to send your dispute by mail, simply complete the investigation request form on the following page.

Note
Our goal is to maintain accurate information on your TransUnion credit report. By law, we're required to verify the information on
a credit report you dispute. If you don't recognize information on your credit report, or believe an item may be inaccurate, you may
request an investigation. Only inaccurate information may be removed; negative information that's accurate will stay on your
credit report as long as the governing laws allow. Changes on your credit report that occur as the result of an investigation will be
made on both your consumer disclosure and credit report.

You should know there's more than one credit bureau in Canada. A credit file containing information about your credit and
financial history may also be maintained by other credit bureaus, and we encourage you to contact them in order to review any
credit file that may contain information relating to you.

End of Page 7 Trans Union of Canada, Inc.

PRITISH P TANDON , W143159 Saturday 06 August 2022 17:32

CONSUMER RELATIONS CENTRE TU Case ID W143159

3115 Harvester Road, Suite 201 Contact Information
Burlington Ontario Telephone: 1-800-663-9980
L7N 3N8 www.transunion.ca

Authentication Reference 12345

INVESTIGATION REQUEST FORM

Please Note: This form is only to be returned to TransUnion if you wish to dispute information on your
credit file.
The following information is gathered to assist in verifying your dispute. Please ensure to supply the
required information and complete the authorization on the back of the form.
Consumer's Name Social Insurance Number (Optional)
TANDON PRITISH P
Last First Middle Jr/Sr
Current Address Previous Address
6128 ST CATHERINES ST,
1103-172 VICTORY SHIP WAY,
Number & Street
Number & Street
VANCOUVER BC V5W 3G6
NORTH VANCOUVER BC V7L 0B5 Apartment City Prov/Postal
Apartment City Prov/Postal
Would you like your investigation notification
Date of Birth Emailed or Mailed
May 24, 1986
Email Address
If any of the personal information supplied
Employment (optional)
on this form is not listed in my credit file, I
request that it be incorporated into
TransUnion's file Yes
Home Phone (optional) No
(604)-785-3569

Signature of Consumer (required) Date

IF YOU DISAGREE WITH ACCURACY OR COMPLETENESS OF YOUR INFORMATION, PLEASE NOTE BELOW. USE
ADDITIONAL PAPER IF NECESSARY, ENSURING THAT EACH ADDITIONAL PAGE CONTAINS YOUR SIGNATURE.
Company Name: Company Name:

Account #: Account #:

No Knowledge of this Account Paid in Full No Knowledge of this Account Paid in Full
Included in Bankruptcy Included in Bankruptcy
Paid Before Collection/Write off Paid Before Collection/Write off
Account Not Reporting Account Not Reporting

Other: Other:

End of Page 8 Trans Union of Canada, Inc.

PRITISH P TANDON , W143159 Saturday 06 August 2022 17:32

Company Name: Company Name:

Account #: Account #:

No Knowledge of this Account Paid in Full No Knowledge of this Account Paid in Full
Included in Bankruptcy Included in Bankruptcy
Paid Before Collection/Write off Paid Before Collection/Write off
Account Not Reporting Account Not Reporting

Other: Other:

Company Name: Company Name:

Account #: Account #:

No Knowledge of this Account Paid in Full No Knowledge of this Account Paid in Full
Included in Bankruptcy Included in Bankruptcy
Paid Before Collection/Write off Paid Before Collection/Write off
Account Not Reporting Account Not Reporting

Other: Other:

ADDITIONAL COMMENTS

To investigate your dispute we will contact the source of the disputed information by phone and/or fax. Each source will
be advised as to the nature of your dispute and will be requested to verify the accuracy and/or the completeness of the
information they reported. If our investigation does not resolve your dispute you may add an explanation statement to
your report. All provinces allow a statement added of up to 100 words, except Saskatchewan - 200 words. If you would
like to add a statement, please print the statement on a separate sheet of paper and attach it to this form.
**RETURN THIS FORM TO THE ADDRESS LISTED AT THE TOP OF YOUR REPORT**
If your credit report changes after our investigation, or if a consumer statement is added, an amended report will be sent according
to provincial guidelines to companies in receipt of your credit file. We recommend that you do not apply for credit while your
dispute is pending.
I HAVE READ AND UNDERSTOOD THE ABOVE STATEMENTS AND HAVE PROVIDED INFORMATION THAT
IS, TO THE BEST OF MY KNOWLEDGE, TRUE AND ACCURATE. I AUTHORIZE YOU TO FOLLOW THE
PROCEDURES OUTLINED ABOVE IN AN ATTEMPT TO VERIFY THE INFORMATION THAT I AM DISPUTING.

Signature Date

End of Page 9 Trans Union of Canada, Inc.

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End of Page 10 Trans Union of Canada, Inc.