Formulae for all Standard Compound Interest calculations

-SI. To find Notation Formula

No.
1. Single Future F = P (F/P, i, n) F = P (1 + it '

amount (F) I
F
~-
')
Single Present P = F (P/F, i, n) P=
---
0
Amount (P) (1+ i )
F
Cash Flow diagram -
for 1 & 2
-n
0 l "I
.;, 3 4 5
i%
'' P
SL To fi nd Notation Formula
No.

3. Equal Payment
compound Amount (F)
F = A (FIA, i, n)
.
F = A [ (! + T-]]
4. Equal Payment
Annual Amount (A)
A = F (A/F, i, n) A = F [( I+i) I] n-

Cash Flow diagram F •

for 3 and 4 () 1 3 ,1 5
2

! !
I\

t
A
tA A A
A •

5. Equal Payment P = A (P/A, i, n) P=A l (l+i)" -11

Present Amount (P) i(l +if

6. Equal Payment
Capital Recovery (A)
A = P (A/P, i, n) A= pl i(l+i)"
(l+ir-1
l
.. J-\ .
Cash Flow diagra m A A A A
A
for 5 and 6
0 i
1
l
i
2
i
3
i
4
r
n-1
n

r p
7. Uniform Gradient
Series Annual A = G (A/G, i, n) A= Al + G[ (l+i)"-in-1]
equivalent amount (A) i(l +ir o-i
....
0 1 ,;. 3 4 5
n
Cash Flow diagra m
for 7
L
Al 1
A J-,-G !,

A l -'-2G
I,

A 1+3G
Ah(n- i)G