CONSENT 

TO ELECTRONIC RECEIPT OF ELECTRONIC RECORD AND SIGNATURE 
Electronic Record and Signature 

This document  includes the terms and conditions upon  which  I will be  provided with notices, 

disclosures,  authorizations,  acknowledgements,  contracts,  notices  and  other  documents  for 
electronic signature provided or made available to me during the course of my relationship with 
Citibank  Thailand  Limited  (“Citibank”)  in  relation  to  investment  transactions,  deposit 
transactions,  funds  transfer,  account  opening,  and  account  maintenance  transactions  (each  a 
“Document”  and  collectively  “Documents”)  electronically  through  usage  of  electronic 
signatures for transaction confirmation. 

I acknowledge that I should read the information below carefully and thoroughly, and I confirm 
that I can access this information electronically to my satisfaction and agree to these terms and 
conditions. 

Effect of my electronic signature on the Documents 

I agree that the signature(s) affixed including but not limited to One‐Time PIN (OTP) and other 
codes (if any) affixed by me (hereinafter collectively referred to as “signature(s)”)  through the 
transaction  confirmation  process  and  Citibank  (whether  before  or  after  the  time  each  such 
signature  is  taken)  verifies  my  identity  through  measures  which  fulfil  Citibank’s  internal 
requirements;  such  signature(s)  shall  be  deemed  to  be  my  signature(s)  in  hard  copy  for  all 
intents  and  purposes  and  deemed  to  be  my  electronic  signature(s)  under  Electronic 
Transactions Act B.E. 2544 (2001) and shall be bound by me; and 

I agree that all records in electronic form maintained by Citibank or on Citibank’s behalf upon 
which  any  such  signature(s)  have  been  affixed,  which  fulfil  Citibank’s  internal  requirements, 
shall be deemed to be valid, accurate and authentic, and given the same effect as written and 
signed documentary communications between myself and Citibank in hard copy. I agree not to 
dispute their validity, accuracy and authenticity. 

I acknowledge that sharing the OTP with another person is the same as giving that individual 
authority  to  use  my  name  in  a  transaction.  I  agree  to  maintain  the  OTP  used  for  performing 
transactions in a safe place and not to disclose or share it with a third party. 

Getting paper copies 

Unless it  has been made a condition of a product or service from Citibank that I only receive 
records in electronic form, I may request from Citibank a paper copy of a  record provided or 
made  available  electronically  to  me  through  Citibank  Online  and  Citi  Mobile Banking.  I 
acknowledge that I will have the ability to download and print Documents Citibank sends to me 
through the transaction confirmation process during and immediately after the signing session 
and I may access them for a limited period (usually 90 days) of time after the receipt of the 
Documents for review. 

 
After such time, if I wish for Citibank to send me paper copies of any such Documents, I may 
request  delivery  of  such  paper  copies  from  Citibank  by  sending  an  e‐mail  to  my  Relationship 
Manager. 

Investment transactions authorized after cut‐off time 

I acknowledge that investment transactions which I authorize via electronic signature after the 
product’s  daily  cut‐off  time  will  be  processed  the  next  business  day.  Cutoff  times  may  be 
viewed at https://www.citibank.co.th/gcb/pdf/Cutoff_time_EN.pdf 

Exception: Redemption transactions for Long‐Term Funds (LTF) and Retirement Mutual Funds 
(RMF) and Super Saving Funds that are authorized via electronic signature after the product’s 
daily cut‐off time will not be processed and will be cancelled. Should I wish to proceed with the 
transaction, I will resubmit the order on another business day. 

Funds transfers 

I accept all the terms and conditions stated in the Funds Transfer form. I am also aware that for 
transactions  involving  foreign  exchange,  it  is  recommended  to  review  and  approve  the 
transaction immediately after receiving the SMS, in order to secure the agreed exchange rate. 
Should the market exchange rate change significantly, or should I approve the transaction after 
the Bank’s counter operating hours, the Bank reserves the right to cancel the transaction and 
will inform me accordingly. 

For  foreign  exchange  or  outward  remittance  transactions,  the  Bank  may  ask  for  additional 
supporting documents from me at a later time. 

Acknowledging my access and consent to receive materials electronically 

I confirm and verify to Citibank that I can access this information electronically, which will be 
similar to other electronic documents, that I am able to read this electronic disclosure and that I 
am also able to print on paper or electronically save this document for my future reference and 
access. I have read, understood and agree with terms and conditions and confirm that: 

 I can access and read this CONSENT TO ELECTRONIC RECEIPT OF ELECTRONIC RECORD 
AND SIGNATURE document; and 
 I  agree  to  the  terms  and  conditions  in  the  said  document  and  agree  to  provide  my 
signature  electronically  and  consent  to  the  disclosure  of  information  by  Citibank  as 
provided under these terms.

 

Fund Manager
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Aberdeen Standard Investments
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Krungsri Asset Management
Citibank, N.A. Bangkok Branch
Mutual Fund Fees as of 16 March 2020
Fund Name Fund Citi Fund Front-end fee and switch- Management
Currency Risk in fee (%) fee p.a. (%)
Rating*
Aberdeen American Growth Fund THB 3 1.50 1.8725
Aberdeen American Growth Small Cap Fund THB 4 1.50 1.8725
Aberdeen Asia Pacific Equity Fund THB 4 1.50 1.8725
Aberdeen Asia Pacific Equity Retirement Mutual Fund THB 4 0.00 1.8725
Aberdeen Cash Creation Fund THB 1 0.00 0.2140
Aberdeen China Gateway Fund THB 4 1.50 1.8725
Aberdeen Emerging Opportunities Bond Fund THB 3 1.00 1.6050
Aberdeen Euro High Yield Fund THB 3 1.00 1.6050
Aberdeen European Growth Fund THB 3 1.50 1.8725
Aberdeen Global Emerging Growth Fund THB 4 1.50 1.8725
Aberdeen Growth Fund THB 4 No Front-end but has 1.8725
redemption fee at 1.00%
and switch out fee at
0.05%. Unitholders must
pay redemption fee when
switch out.
Aberdeen Income Creation Fund THB 2 0.00 0.3210
Aberdeen India Growth Fund THB 4 1.50 1.8725
Aberdeen Japan Opportunities Fund THB 3 1.50 1.8725
Aberdeen Long Term Equity Fund THB 4 0.00 1.8725
Aberdeen Siam Leaders Fund THB 4 0.50 1.8725
Aberdeen Small Cap Fund THB 4 1.00 1.8725
Aberdeen Smart Capital - RMF THB 4 0.00 1.8725
Aberdeen Smart Income RMF THB 2 0.00 0.4280
Aberdeen Value Fund THB 4 0.50 1.0700
Aberdeen World Opportunities Fund THB 3 1.50 1.8725
Aberdeen Long Term Equity Fund 70/30 THB 4 0.00 1.7655
Krungsri Asian Income Hedged (Auto Redemption) (KFAINCOM-R) THB 3 1.50 0.6688
Krungsri Asian Income Hedged Accumulation (KFAINCOM-A) THB 3 1.50 0.6688
Krungsri Cash Management Fund THB 1 0.00 0.3210
Krungsri Collective Global Income Fund THB 3 1.50 0.6688
Krungsri Dividend Stock Fund THB 4 0.00 2.1400
Krungsri Dividend Stock LTF THB 4 0.00 2.1400
Krungsri Dividend Stock LTF 70/30 THB 4 0.00 1.7976
Krungsri Emerging Local Investment Fund THB 3 < 50 MM Baht: 0.75% 0.8025
< 300 MM Baht: 0.50%
>= 300 MM Baht : 0.25%
Krungsri Europe Equity Fund THB 3 1.50 0.8025
Krungsri Europe Equity Hedged Fund THB 3 1.50 0.8025
Krungsri Global Healthcare Equity Dividend Fund THB 3 1.50 0.8025
Krungsri Global Healthcare Equity RMF THB 3 0.00 0.8025
Krungsri Global Income Fund THB 3 1.50 0.6688
Krungsri Gold Fund THB 4 0.00 0.9630
Krungsri Gold Retirement Mutual Fund THB 4 0.00 0.9630
Krungsri Government Bond RMF THB 2 0.00 0.3210
Krungsri Japan Hedged Dividend Fund THB 3 1.50 1.0700
Krungsri Japan RMF THB 3 1.50 1.0700
Krungsri Latin America Equity Fund THB 4 1.50 1.0700
Krungsri Star Equity Dividend Fund THB 4 <100 MM baht: 0.5% 2.1400
>=100 MM baht: 0.25%
Krungsri Star Equity Fund THB 4 <100 MM baht: 0.5% 2.1400
>=100 MM baht: 0.25%
Krungsri Star Multiple Fund THB 2 0.00 0.4280
Krungsri Star Plus Fund THB 2 0.00 0.1712
Krungsri Taweesap RMF THB 4 0.00 2.1400
 Citibank, N.A. Bangkok Branch
Mutual Fund Fees as of 16 March 2020

Fund Manager Fund Name Fund Citi Fund Front-end fee and switch- Management
Currency Risk in fee (%) fee p.a. (%)
Rating*
Krungsri Asset Management Krungsri Total Return Bond Fund THB 2 < 100 MM Baht: 0.75% 0.6688
>= 100 MM Baht: 0.50%
>= 300 MM Baht : 0.25%
Krungsri Asset Management Krungsri Global Collective Smart Income Fund THB 3 < 20 MM Baht 1.00% 0.8560
>= 20-100 MM Baht 0.50%
>= 100 MM Baht 0.25%

Krungsri Asset Management Krungsri US Equity Fund THB 3 1.50 0.8025

Krungsri Asset Management Krungsri China A Shares Equity Fund - A (KFACHINA-A) THB 4 1.50 0.8560
Krungsri Asset Management Krungsri Dynamic Fund (KFDYNAMIC) THB 4 0.50 2.1400
Krungsri Asset Management Krungsri Dynamic LTF (KFLTFDNM-D) THB 4 0.00 2.1400
Krungsri Asset Management Krungsri Dynamic RMF (KFDNMRMF) THB 4 0.00 2.1400
Krungsri Asset Management Krungsri World Tech Equity Hedged FX Fund (KFHTECH-A) THB 3 1.50 0.8025
Krungsri Asset Management Krungsri Global Healthcare Equity Hedged FX Fund (KFHHCARE-A) THB 3 1.50 0.8025
Krungsri Asset Management Krungsri Cash RMF (KFCASHRMF) THB 1 0.00 0.3210
Krungthai Asset Management Krung Thai SA-Som Sub Fund THB 1 0.00 0.3210
Krungthai Asset Management Krung Thai Saving Fund THB 1 0.00 0.2675
Krungthai Asset Management Krung Thai Thanasup Plus Fund THB 1 0.00 0.3745
Krungthai Asset Management KTAM All Asia Equity Fund THB 3 1.50 0.8025
Krungthai Asset Management KTAM ASEAN Equity Fund THB 4 1.50 0.8025
Krungthai Asset Management KTAM European Equity Fund THB 4 1.50 1.0700
Krungthai Asset Management KTAM Income and Growth Fund (Auto Redemption) (KT-IGF-R) THB 3 1.00 0.6688
Krungthai Asset Management KTAM Income and Growth Fund Accumulation (KT-IGF-A) THB 3 1.00 0.6688
Krungthai Asset Management KTAM US Equity Fund THB 3 1.50 0.8347
Krungthai Asset Management KTAM World Agriculture Fund THB 3 1.50 0.9363
Krungthai Asset Management KTAM World Bond Fund THB 2 0.75 0.8025
Krungthai Asset Management KTAM World Corporate Bond Fund THB 2 0.75 0.4815
Krungthai Asset Management KTAM World Energy Fund THB 3 1.50 0.9363
Krungthai Asset Management KTAM World Financial Services Fund THB 3 1.50 0.8025
Krungthai Asset Management KTAM World Gold and Precious Equity Fund THB 3 1.50 0.8025
Krungthai Asset Management KTAM World Metals and Mining Fund THB 3 1.50 0.8025
Krungthai Asset Management KTAM World Property Fund THB 4 1.50 0.8000
Krungthai Asset Management KTAM World Property Retirement Mutual Fund THB 4 0.00 1.2840
Krungthai Asset Management KTAM India Equity Fund THB 4 1.50 0.8025
Krungthai Asset Management KTAM World Technology Artificial Intelligence THB 3 1.50 0.9362
Krungthai Asset Management Krungthai Short Term Fixed Income Plus Fund (KTSTPLUS-A) THB 2 0.00 0.3210
Krungthai Asset Management KTAM Japan Index Fund (KT-JPFUND-A) THB 3 0.50 0.8025
Krungthai Asset Management KTAM GLOBAL FIXED INCOME 4Y1 (KTGF4Y1) THB 3 0.75 0.3210
Krungthai Asset Management Krung Thai Money Market RMF 4 (RMF4) THB 1 0.00 0.4066
Krungthai Asset Management KTAM Global Credit Income Fund Acc (KTGCI) THB 3 < 50 MM Baht: 0.75% 0.5885
>=50 MM Baht: 0.50%
Manulife Asset Management Manulife Strength - Money Market Fund THB 2 0.00 0.2140
Manulife Asset Management Manulife Strength Asian Small Cap Equities THB 4 1.50 1.4114
Manulife Asset Management Manulife Strength Asian Small Cap Equity Retirement Mutual Fund THB 4 0.00 1.8725
Manulife Asset Management Manulife Strength China Value Fund THB 4 1.50 1.8725
Manulife Asset Management Manulife Strength Emerging Eastern Europe THB 4 1.50 1.8725
Manulife Asset Management Manulife NextStep Stable Growth FIF (MN-STABLE) THB 2 0.25 0.9630
Manulife Asset Management Manulife NextStep Balanced Growth FIF (MN-BALANCED) THB 3 0.75 1.0700
Manulife Asset Management Manulife NextStep Dynamic Growth FIF (MN-DYNAMIC) THB 4 1.00 1.1770
Manulife Asset Management Manulife Asian Equity Plus FIF (MN-AEPLUS-A) THB 4 1.50 1.6050
UOB Asset Management All Asia Equity Fund THB 4 1.50 1.6050
UOB Asset Management Asian Debt Regional Bond – Dividend Fund THB 3 1.00 0.8917
UOB Asset Management Asian USD Bond Fund THB 3 1.00 0.8917
UOB Asset Management Big Cap Dividend Long Term Equity Fund THB 4 0.00 1.7833
UOB Asset Management BRIC 40 Fund THB 4 1.50 1.3375
UOB Asset Management Equity RMF THB 4 0.00 1.3375
UOB Asset Management Euro High Dividend Fund THB 3 1.50 1.3375
UOB Asset Management Good Corporate Governance Long Term Equity Fund THB 4 1.00 1.3375
 Citibank, N.A. Bangkok Branch
Mutual Fund Fees as of 16 March 2020

Fund Manager Fund Name Fund Citi Fund Front-end fee and switch- Management
Currency Risk in fee (%) fee p.a. (%)
Rating*
UOB Asset Management Government Bond RMF THB 2 0.00 0.7133
UOB Asset Management Greater China Fund THB 4 1.50 1.3375
UOB Asset Management Saving RMF THB 2 0.00 0.4280
UOB Asset Management Thai Balanced Fund THB 4 1.00 0.8917
UOB Asset Management Thai Cash Management Fund THB 1 0.00 0.2675
UOB Asset Management Thai Equity - Dividend Fund THB 4 1.00 1.3375
UOB Asset Management Thai Equity Fund THB 4 1.00 1.3375
UOB Asset Management Thai Fixed Income Fund THB 1 0.00 0.3567
UOB Asset Management Thai Mixed 15/85 - Dividend Fund THB 4 1.00 0.8917
UOB Asset Management UOB Smart Japan Small Mid Cap Fund THB 4 1.50 1.3375
BlackRock Global Funds BGF European Equity Income Fund A2 USD Hedged USD 3 2.00 1.5000
BlackRock Global Funds BGF-Asian Growth Leaders A2 ACC USD USD 4 1.50 1.5000
BlackRock Global Funds BGF-Global Allocation A2 ACC USD USD 3 1.50 1.5000
BlackRock Global Funds Blackrock Global Funds - US Dollar Reserve Fund A2 USD USD 1 0.00 0.4500
BlackRock Global Funds BGF EURO RESERVE FUND A2 EUR USD 1 0.00 0.0000
JP Morgan Asset Management (Europe) s.à r.l JPM Europe Small Cap A (acc) USD USD 4 2.00 1.5000

JP Morgan Asset Management (Europe) s.à r.l JPM Europe Small Cap A (acc) USD (hedged) USD 4 2.00 1.5000

JP Morgan Asset Management (Europe) s.à r.l JPMF-JAPAN EQUITY FUND A ACC USD(H) USD 3 1.50 1.5000
JP Morgan Asset Management (Europe) s.à r.l JPM Global Income A (acc) USD USD 3 1.50 1.2500
(hedged)
JP Morgan Asset Management (Europe) s.à r.l JPM Global High Yield Bond A (acc) USD USD 4 2.00 0.8500

JP Morgan Asset Management (Europe) s.à r.l JPM US Aggregate Bond Fund (ACC) - USD USD 2 1.00 0.8000

JP Morgan Asset Management (Europe) s.à r.l JPMORGAN FUNDS - EMERGING MARKET DEBT A (ACC) USD 3 1.00 1.1500

JP Morgan Asset Management (Europe) s.à r.l JPMORGAN FUNDS - ASEAN EQUITY A (ACC) USD 4 1.50 1.5000

JP Morgan Asset Management (Europe) s.à r.l JPMORGAN FUNDS - PACIFIC EQUITY FUND A (Acc) USD 3 2.00 1.5000

JP Morgan Asset Management (Europe) s.à r.l JPMORGAN FUNDS - VIETNAM OPPORTUNITIES FUND A (Acc) USD 4 1.50 1.5000

UBS Fund Management (Luxembourg) S.A UBS (LUX) Equity SICAV - European Opportunity Unconstrained USD 3 2.00 1.6333
UBS Fund Management (Luxembourg) S.A UBS (LUX) Equity SICAV - US Total Yield (USD) P-ACC USD 3 2.00 1.2000
UBS Fund Management (Luxembourg) S.A UBS (LUX) Bond Fund - Euro High Yield (EUR) (USD Hedged) P-ACC USD 3 1.00 1.0167
UBS Fund Management (Luxembourg) S.A UBS (LUX) Equity Fund - China Opportunity (USD) P-ACC USD 4 1.50 1.8667
UBS Fund Management (Luxembourg) S.A UBS(LUX)EQUITY FUND Global Emerging Markets Opportunity P ACC USD USD 4 2.00 1.6300
UBS Fund Management (Luxembourg) S.A UBS (Lux) China A Opportunity P Acc USD USD 4 1.50 1.6000
Invesco Asset Management LTtd. INVESCO PAN EUROPEAN HIGH INCOME FUND A-ACCUMULATION-USD(H) USD 3 2.00* 1.2500
Invesco Asset Management LTtd. Invesco Continental European Small Cap Equity A-ACC USD (H) USD 4 1.50* 2.0000
Invesco Asset Management LTtd. Invesco Global Bond Fund A - Accumulation - USD USD 2 1.00* 0.7500
Invesco Asset Management LTtd. Invesco Asian Equity Fund A-AD USD USD 4 1.00* 1.5000
Invesco Asset Management LTtd. Invesco Global Leisure Fund A - Accumulation - USD USD 3 1.25* 1.5000
Invesco Asset Management LTtd. Invesco Continental European Small Cap Equity Fund A EUR AD Share USD 4 1.50* 2.0000
Schroder Investment Management (Singapore) Limited Schroder ISF US Small & Mid-Cap Equity USD 4 1.50* 1.5000

Schroder Investment Management (Singapore) Limited Schroder ISF Japanese Opportunities Fund USD 3 1.50* 1.5000

Schroder Investment Management (Singapore) Limited Schroder ISF Asian Equity Yield USD 4 2.00* 1.2500

Schroder Investment Management (Singapore) Limited Schroder Asian Income USD Hedged Acc USD 3 1.50* 1.2500
BlackRock Global Funds BGF US Small & Midcap Opportunities Fund A2 USD USD 4 2.00 1.5000
BlackRock Global Funds BGF Global Corporate Bond Fund A2 USD USD 2 0.75 0.9000
BlackRock Global Funds BGF European Value Fund A2 USD Hedged USD 3 2.00 1.5000
BlackRock Global Funds BGF Global Multi Asset Income Fund A2 USD USD 3 1.50 1.5000
BlackRock Global Funds BGF World Healthscience Fund A2 USD USD 3 2.00 1.5000
BlackRock Global Funds BGF World Financials A2RF USD USD 3 2.00 1.5000
BlackRock Global Funds BGF Global Multi Asset Income A2 EUR USD 3 1.50 1.5000
BlackRock Global Funds BGF World Technology Fund Class A2 USD USD 3 1.50 1.5000
Legg Mason C/O BNY Mellon Legg Mason ClearBridge US Aggressive Growth Fund - Class A Acc USD USD 3 1.50 1.3000
Legg Mason C/O BNY Mellon Legg Mason Western Asset Asian Opportunities Fund - Class A Acc USD USD 3 2.00 1.1000
Legg Mason C/O BNY Mellon Legg Mason Western Asset US Core Plus Bond Fund USD 2 1.00 1.1500
Legg Mason C/O BNY Mellon Legg Mason Diversified Global Credit FMB 2023 USD 3 <1.5 MM USD: 1.0% 0.2600
>=1.5 MM USD: 0.75%

SCB Asset Management SCB Low Volatility Equity Fund (Dividend) (SCBLEQ) THB 3 1.61 1.6093
SCB Asset Management SCB Low Volatility Equity Fund Accumulation (SCBLEQA) THB 3 1.61 1.6093
SCB Asset Management SCB Asia Pacific Income Plus Fund (Auto Redemption) (SCBAPLUS) THB 3 1.61 1.0743
 Citibank, N.A. Bangkok Branch
Mutual Fund Fees as of 16 March 2020

Fund Manager Fund Name Fund Citi Fund Front-end fee and switch- Management
Currency Risk in fee (%) fee p.a. (%)
Rating*
SCB Asset Management SCB Asia Pacific Income Plus Fund Accumulation (SCBAPLUSA) THB 3 1.61 1.0743
SCB Asset Management SCB Low Volatility Equity RMF (SCBRMLEQ) THB 3 0.00 1.0700
SCB Asset Management SCB US Equity RMF (SCBRMS&P500) THB 3 0.00 0.7490
PIMCO Global Advisors (Ireland) Limited PIMCO GIS Income Fund – Class E Acc USD USD 3 1.00* 1.3050
PIMCO Global Advisors (Ireland) Limited PIMCO GIS Global Bond Fund – Class E Acc USD USD 2 0.75 1.2510
PIMCO Global Advisors (Ireland) Limited PIMCO GIS Global High Yield - Class E Acc USD USD 3 1.50* 1.3050
PIMCO Global Advisors (Ireland) Limited PIMCO GIS Diversified Income - Class E Acc USD USD 3 1.50* 1.5900
AllianceBernstein (Luxembourg) S.à r.l. AB Emerging Markets Multi Asset Portfolio USD 4 2.00 1.6000
AllianceBernstein (Luxembourg) S.à r.l. AB Low Volatility Equity Portfolio USD USD 3 1.50 1.5000
AllianceBernstein (Luxembourg) S.à r.l. AB American Income Portfolio USD 3 1.00 1.1000
AllianceBernstein (Luxembourg) S.à r.l. AB Global High Yield Portfolio USD 3 2.00 1.7000
AllianceBernstein (Luxembourg) S.à r.l. AB SICAV I – Low Volatility Equity Portfolio A EUR H Acc USD 3 1.50 1.5000
AllianceBernstein (Luxembourg) S.à r.l. AB European Equity Portfolio A USD H USD 3 2.00 1.5000
AllianceBernstein (Luxembourg) S.à r.l. AB European Equity Portfolio A EUR USD 3 2.00 1.5000
AllianceBernstein (Luxembourg) S.à r.l. AB Mortgage Income Portfolio A2 USD USD 3 1.00 1.1000
AllianceBernstein (Luxembourg) S.à r.l. AB American Growth Portfolio A Acc USD USD 3 1.50 1.5000
AllianceBernstein (Luxembourg) S.à r.l. AB Low Volatility Total Return Equity Portfolio A Acc USD USD 4 1.00 1.5000
SCB Asset Management SCB US Short Duration High Income Bond THB 3 0.75 0.8068
SCB Asset Management SCB Asian Emering Markets THB Hedged THB 4 1.00 1.7157
SCB Asset Management SCB Short Term Fixed Income Fund THB 1 0.00 0.7680
SCB Asset Management SCB Short Term Fixed Income Plus Fund I THB 2 0.00 0.3160
SCB Asset Management SCB US Equity S&P500 THB 3 0.50 1.0000
Krungthai Asset Management KTAM China Equity Fund THB 4 1.50 0.8025
Schroder Investment Management (Singapore) Limited Schroder ISF US Small & Mid-Cap Equity USD 4 1.50* 1.5000

Schroder Investment Management (Singapore) Limited Schroder ISF Japanese Opportunities Fund USD 3 1.50* 1.5000
Schroder Investment Management (Singapore) Limited Schroder ISF Asian Equity Yield USD 4 2.00* 1.2500

Schroder Investment Management (Singapore) Limited Schroder Global Target Return A Acc USD USD 3 1.00* 1.2500

Schroder Investment Management (Singapore) Limited Schroder SSF Fixed Maturity Bond 2023 USD 3 1.00* 0.5500

Schroder Investment Management (Singapore) Limited Schroder ISF Global Credit Income A Acc USD USD 2 0.75 1.1000

Krungsri Asset Management Krungsri US Small-Mid Cap Equity Hedged FX Fund USD 4 1.50 0.8025
Schroder Investment Management (Singapore) Limited Schroder SSF Fixed Maturity Bond VI USD A ACC USD 3 <1.5 MM USD: 1.0% 0.4700
>=1.5 MM USD: 0.75%

Schroder Investment Management (Singapore) Limited Schroder SSF Fixed Maturity Bond VI USD A DIST USD 3 <1.5 MM USD: 1.0% 0.4700
>=1.5 MM USD: 0.75%
Franklin Templeton Investment (Asia) Ltd Franklin NextStep Stable Growth Fund USD 2 1.50* 1.1000
Franklin Templeton Investment (Asia) Ltd Franklin NextStep Balance Growth Fund USD 3 1.50* 1.2500
Franklin Templeton Investment (Asia) Ltd Franklin NextStep Dynamic Growth Fund USD 4 1.50* 1.3500
Franklin Templeton Investment (Asia) Ltd Templeton Emerging Markets Smaller Companies Fund USD 4 2.00* 1.6000
Franklin Templeton Investment (Asia) Ltd Franklin Technology Fund USD 3 2.00* 1.5000
Allianz Global Investors Asia Pacific Limited Allianz Global Artificial Intelligence AT USD USD 3 2.00 1.7500
Allianz Global Investors Asia Pacific Limited Allianz Dynamic Asian High Yield Bond AT USD USD 4 2.00 1.2500
Allianz Global Investors Asia Pacific Limited Allianz Income and Growth AT USD USD 3 1.00 1.7500
Allianz Global Investors Asia Pacific Limited Allianz Income and Growth AT EUR H USD 3 1.00 1.7500
Allianz Global Investors Asia Pacific Limited Allianz Thematica AT USD USD 3 1.50 1.6000
Fidelity International Fidelity Funds - Asian High Yield Fund A Acc USD USD 4 1.00* 1.0000
Fidelity International Fidelity Funds - China High Yield Fund A Acc USD USD 4 1.00* 1.2000
Fidelity International Fidelity Funds - Emerging Markets Fund A Acc USD USD 4 2.00* 1.5000
Fidelity International Fidelity Funds - Global Dividend Fund A Acc USD USD 3 1.50* 1.5000
Fidelity International Fidelity Funds - Global Technology Fund A Acc USD USD 3 1.00* 1.5000
Aberdeen Standard Investment Luxembourg Aberdeen Standard SICAV I - Global Bond Fixed Maturity 2023 Fund USD 3 <1.5 MM USD: 1.0% 0.2500
>=1.5 MM USD: 0.75%
*Citibank Fund Risk Rating is according to Citi’s standard and SEC’s guidelines. Fund Risk Rating between Citibank and Fund House can be different.
**Switch-in intra fund houses fees are at 1.00%
Citibank, N.A. Bangkok Branch
Alternative Mutual Fund Fees as of 16 March 2020
Fund Manager Fund Name Fund Citi Fund Front-end fee and switch- Management
Currency Risk in fee (%) fee p.a. (%)
Rating*
Krungthai Asset Management KTAM Global Macro Opportunities Fund THB 4 1.50 0.6688
JPMorgan Asset Management (Europe) S.à r.l. JPMorgan Investment Funds - Global Macro Opportunities A (Acc) USD (Hedged) USD 4 1.50 1.2500

JPMorgan Asset Management (Europe) S.à r.l. JPMorgan Investment Funds - Global Macro Opportunities A (Acc) EUR USD 4 1.50 1.2500
Franklin Templeton Investment (Asia) Ltd Franklin Floating Rate Fund USD 4 1.00* 0.8300
SCB Asset Management SCB Global Equity Absolute Return Fund THB 4 1.61 1.6050
Pictet Pictet CH Precious Metals - Physical Gold fund R dy USD USD 4 0.50 0.4500
*Citibank Fund Risk Rating is according to Citi’s standard and SEC’s guidelines. Fund Risk Rating between Citibank and Fund House can be different.

**Switch-in intra fund houses fees are at 1.00%