Hit a

Century in
Life with

(UIN:117N129V01)

THIS IS AN INTERNAL CIRCULATION DOCUMENT FOR TRAINING PURPOSE ONLY. UNAUTHORIZED DUPLICATION, IN WHOLE OR IN PART, IS STRICTLY PROHIBITED
One Plan to take care of all your Financial Needs

THIS IS AN INTERNAL CIRCULATION DOCUMENT FOR TRAINING PURPOSE ONLY.UNAUTHORIZED DUPLICATION, INWHOLE OR IN PART,IS STRICTLY PROHIBITED
Regular Second Income Lifestyle needs Wealth creation & Planning a Legacy

Education for your child Marriage of your Child Happy Retirement Life
 Hitting a Century with 8 Benefits
Save tax under Section 8 1 Regular Income
80C & 10(10D) from 1st Year / 1st
Month of the policy

Equity exposure of up to 7 2 Pay only for limited

40% number of years.

Choice of life Cover till 6 3 Option to take

100 Years of age or 80 Regular Income or
Years of age Accumulate the
income

Get rewarded with extra 5 4 Option of getting the

benefits when you pay high income on Special dates –
premiums with HPR Birthday’s , Anniversaries
etc.
 Century Plan – You can Choose one of these 3 Income Options

Super Income Smart Income Future Income

(Immediate Income) (Immediate Income) (Deferred Income)
▪ Simple Reversionary bonus for first
▪ Cash bonuses from 1st year or ▪ Cash bonuses paid from 1st year 15 Years of the policy.
1st month till age 100/80 or 1st month till age 100/80 ▪ Fixed Income along with Cash
▪ Double Cash Bonus post PPT bonuses will be paid from end of
▪ Cash Bonus increase after every 15th policy year till maturity.
▪ Min. Guaranteed cash bonus 15 years.
@10% of Annualized Premium ▪ Guaranteed cash bonuses @30%
of Annualized premium during
during PPT
Fixed Income period.

Up to Up to
Up to
20% 20% 40%
Equity Equity
Exposure Exposure Equity
Exposure

• #PNB MetLife Century plan is part of Par (Life) fund. Up to 40% (for Future Income option,20% for Super &Smart Income options) of the premiumsreceived under this product can be invested in equities.
• #If Super Income option is chosen Min. cash bonusis Guaranteed @5% for PPT <10 & @10% for PPT 10 & above of Annualized Premium during the premiumpayment term. For Future Income Option Guaranteed cash bonuses@30% of Annualised premiumwill be paid during Fixed Income period.
• The accrued Cash Bonuses and/or Fixed Income pay-outs shall be accumulated monthly at Reverse Repo Rate published by RBI on its website. This rate will be reviewed at the beginning of every month andwill be aligned withthe latest Reverse-Repo Rate published onRBI’s website. Fixed Income = (Sumof all accruedSimple Reversionary Bonuses) / (Fixed Income Pay-out
Period). Fixed Income Pay-out Period commences from endof 15th policy year and is equal to 30 years for maturity age option 100 years and 20 years for maturity age option 80 years.

THIS IS AN INTERNAL CIRCULATION DOCUMENT FOR TRAINING PURPOSE ONLY.UNAUTHORIZED DUPLICATION, INWHOLE OR IN PART,IS STRICTLY PROHIBITED
*Guarantee may vary basis Premium Payment Term and whether Family Care Option has been
chosen. Please note that the Bonuses after end of Premium Payment Term are not guaranteed and
may be declared by the Company from time to time. The above illustration has been determined
using assumed investment returns at 8%.The above premiumfigures are exclusive of Goods and
Services Tax and Cess.

THIS IS AN INTERNAL CIRCULATION DOCUMENT FOR TRAINING PURPOSE ONLY.UNAUTHORIZED DUPLICATION,

INWHOLE OR IN PART,IS STRICTLY PROHIBITED
*Guarantee may vary basis Premium Payment Term and whether Family Care Option has been
chosen. Please note that the Bonuses after end of Premium Payment Term are not guaranteed and
may be declared by the Company from time to time. The above illustration has been determined
using assumed investment returns at 8%.The above premiumfigures are exclusive of Goods and
Services Tax and Cess.

THIS IS AN INTERNAL CIRCULATION DOCUMENT FOR TRAINING PURPOSE ONLY.UNAUTHORIZED DUPLICATION,

INWHOLE OR IN PART,IS STRICTLY PROHIBITED
 Death Sum
Assured is paid
Immediately on
Death of Life
Assured

All the
remaining
premiums
(if any) are
waived off

All other
benefits such as
The annualized premium used to derive the benefits on Cash Bonus ,
survival and maturity,for a policyopting for Family Care SRB , Terminal
Benefit will be subject to a guaranteed rateof reduction as
specified in Annexureto cover the additional cost of Bonus remain
mortality arising from such policies Intact.

THIS IS AN INTERNAL CIRCULATION DOCUMENT FOR TRAINING PURPOSE ONLY.UNAUTHORIZED DUPLICATION, INWHOLE OR IN PART,IS STRICTLY PROHIBITED
 Lot of flexibilities & Options to choose from

Premium Paying Term

5 7 9 12
6 8 10 15

Premium
Income Mode Riders Frequency

Annual Accidental Annual

Half Yearly Death Benefit
Half Yearly
Quarterly &
Serious Illness Monthly
Monthly Please note that some
PPT’s will not be available
with Future Income Option
THIS IS AN INTERNAL CIRCULATION DOCUMENT FOR TRAINING PURPOSE ONLY.UNAUTHORIZED DUPLICATION, INWHOLE OR IN PART,IS STRICTLY PROHIBITED
THIS IS AN INTERNAL CIRCULATION DOCUMENT FOR TRAINING PURPOSE ONLY.U ZED DUPLICATION, INWHOLE OR IN PART,IS STRICTLY PROHIBITED
 Hit a
Century in
Life with

(UIN:117N129V01)

THIS IS AN INTERNAL CIRCULATION DOCUMENT FOR TRAINING PURPOSE ONLY. UNAUTHORIZED DUPLICATION, IN WHOLE OR IN PART, IS STRICTLY PROHIBITED