PERSONAL BANKING

Insert the words below into the text.

cash dispenser / withdraw / interest / current / private pension schemes / overdrafts/

debits/ monthly statements / internet-banking/ standing order / loans / telephone-banking

A ………………………………………1 current account is an account which allows customers to take out

or………………………………….2 money from a bank or ATM. Many people have a savings or deposit
account which pay more interest than a current account. However they have more restrictions
concerning when you can withdraw money.

Banks send you ……………………………………………………… 3listing sums of money going out, called
………………………..4 and sums of money coming in, called credits.

Nearly all customers have a debit card enabling them to take out money at a ……………………………… 5, or
ATM.

People can pay their utility bills by bank transfer or by …………………………………………. 6. Standing order
is used to pay regular fixed sums from your account the electricity supplier, water supplier,etc.

Commercial banks offer …………………………7., that is fixed amount of money that are lent for a fixed
amount of time. You pay it back with …………………………….. 8 of different percentage.

Banks also offer …………………………………………9., which allows customer to take out, that is withdraw
more money than they actually have. You pay back the overdraft with a smaller interest than that of
a bank loan.

Other services of banks include ……………………………………………………………… 10 for your elderly days and
investments, that is putting money in a business in the hope of some profit.

The latest services of banks offered include ………………………………………… 11 using telephone services
and also …………………………………………………12, in other words e-banking.

Translate the words below into English.

1. banki kölcsön- 11. banki kimutatás-

2. bankkártya- 12. internetes bankolás-
3. hitelkártya- 13. telefonos bankolás-
4. folyószámla_ 14. hitelkeret túllépése-
5. takarékszámla- 15. pénzt kivenni-
6. közvetlen levonás- 16. pénzt betenni-
7. pénz betét- 17. úticsekk-
8. pénz kivét- 18. csekkfüzet-
9. kamat- 19. külföldi valuta-
10. csoportos megbízás- 20. kereskedelmi bank-