ISLAND HILLS VILLAGE RESORT - STO.

NIÑO
SAMPLE COMPUTATION
Block:
Lot: Price/square meter: 18,500.00 plus 12% VAT
Total Area: 216 square meters

PAG-IBIG FINANCING SAMPLE COMPUTATION

Total Contract Price: 4,475,520.00 Required Monthly Income: 120,000.00
Total Equity: 1,397,520.00
Equity for 60 months: 23,292.00 Note: Loan will be processed right after reservation.
Balance, Thru Pag-IBIG 3,078,000.00 Thus, monthly equity and loan amortization will
Pag-IBIG Interest Rate: 6.250% overlap after loan takeout.

ESTIMATED PAG-IBIG MONTHLY AMORTIZATION ESTIMATED TOTAL MONTHLY PAYMENT AFTER TAKEOUT
30 Years 18,951.78 42,243.78
25 Years 20,304.62 43,596.62
20 Years 22,497.97 45,789.97
15 Years 26,391.48 49,683.48
10 Years 34,559.81 57,851.81

BANK FINANCING SAMPLE COMPUTATION

Total Contract Price: 4,475,520.00 Required Monthly Income: 170,000.00
Total Equity: 1,397,520.00
Equity for 60 months: 23,292.00 Note: Loan will be processed right after reservation.
Balance. Thru Bank 3,078,000.00 Thus, monthly equity and loan amortization will
Bank Interest Rate: 8% overlap after loan takeout.

ESTIMATED BANK MONTHLY AMORTIZATION ESTIMATED TOTAL MONTHLY PAYMENT AFTER TAKEOUT
10 Years 37,344.63 60,636.63
7 Years 47,974.37 71,266.37
5 Years 62,410.74 85,702.74
3 Years 96,453.33 119,745.33

OPTION 3: SPOT CASH

Total Contract Price 4,475,520.00
Less: 10% Discount 447,552.00
Total Consideration Price 4,027,968.00

OPTION 4: INSTALLMENT PLAN

Total Contract Price: 4,475,520.00
25% Down Payment 1,118,880.00
Balance 3,356,640.00
12 Months: 279,720.00 per month