THE BITCOIN BOOST

HOW TO SUPERCHARGE YOUR CRYPTO GAINS WITH THE 1170 ACCOUNT

By Teeka Tiwari
 THE BITCOIN BOOST
HOW TO SUPERCHARGE YOUR CRYPTO GAINS WITH THE “1170” ACCOUNT
By Teeka Tiwari
Over my career, I’ve learned
getting in first on just one
big idea can make you more
money than you’ll need for
the rest of your life.
I’ve been fortunate to do this a
number of times in my life...
In 1991, I went “all-in” on RJR Nabisco junk
bonds when yields were 17%. The profits I made
my clients laid the groundwork for me to become
the second-highest producing rookie broker in
my firm’s history.
In 2003, as I prepared to leave the brokerage
business to run my own hedge fund, I had my
clients buy Apple. At the time, the company was
near bankruptcy. But I knew the iPod would be
a hit. Since then, of course, Apple has risen as
much as 52,314%.
In 2017, I recommended a tiny cryptocurrency
for about 13 cents. A little over a year later, it hit a
high of $197 – a gain of over 151,000%. That was
enough to turn every $1,000 invested into over
$1.5 million.
In each of these examples, I made money for my
clients and subscribers by being very early to an
unpopular opportunity.
In 1990, the junk bond market crashed. You
couldn’t give them away.
In 2003, no one wanted to touch Apple. Heck,
even Steve Jobs dumped over a million of his
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shares.
And back before crypto started entering the
mainstream, you could’ve lost access to your bank
account by being involved in it.
My point is, if you want to make a lot of
money, you have to be willing to go outside the
conventional thinking of the day. That’s why I’m
bringing you an idea you’ll have zero experience
with.
You’ve heard me describe it as an “1170 account.”
It’s a unique income generator that could help
you supercharge your bitcoin holdings… and it
could boost your profits on certain other assets as
well.
It’s not risk-free... and it’s certainly out of the
norm.
So you won’t hear about 1170 accounts anywhere
else – and I love that. Being early means you’re
set up to make the lion’s share of profits from this
opportunity.
It has to do with my No. 1 investment of the
decade – “genesis” technology. It’s more
commonly known as blockchain technology.
You may know blockchain as the underlying tech
behind cryptocurrencies, such as bitcoin. But it’s
still one of the most misunderstood technologies
in the world. According to the former chief legal
officer at Coinbase, one of the largest crypto
exchanges in the world, only about 25% of
Americans are invested in crypto. So we’re still in
 the early stages.
But a decade from now, when we look back on the
waves of innovation launching us to new levels of
human advancement, we’ll see this technology at
the forefront.
That’s why there’s so much investing opportunity
right now. We’re way ahead of the crowd.
Many people believe you can only profit from
blockchain by buying cryptos like bitcoin. And
sure, cryptos can make you life-changing gains
that way…
For instance, since I recommended bitcoin to my
subscribers back in 2016 when it was trading at
$428, they’ve had the opportunity to make a gain
of more than 15,000%.
But crypto is quickly becoming mainstream, with
companies like PayPal and Square now allowing
people to buy, sell, and hold crypto on their
platforms, and U.S. banks looking at enabling
people to buy bitcoin in their banking accounts.
So I asked my team to search for new ways to
profit from this technology – outside of direct
crypto plays.
Again, blockchain is one of the most
misunderstood technologies in the world. Most
people think it’s all about crypto.
But it’s way more than that...
This technology is changing everything.
Blockchain is starting to move past its genesis
stage as a technology simply for recording crypto
transactions. Now, it’s starting to revolutionize
industries – from real estate to healthcare – by
removing costly middlemen.
But there’s one key industry it’s disrupting:
banking.
You see, the “1170 account” refers to a letter
published by the Office of the Comptroller of
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the Currency (OCC). Most people have probably
never heard of the OCC. But it regulates all U.S.
banks. So it’s one of the most powerful federal
agencies in the country.
It issued Interpretive Letter #1170 in July 2020
that gave banks the green light to get involved in
crypto.
Here’s the key passage from that letter:
We conclude a national bank may
provide… cryptocurrency custody services
on behalf of customers, including by
holding the unique cryptographic keys
associated with cryptocurrency.
This is huge for crypto adoption. All of a sudden,
every bank in the United States can safely
get into crypto without fear of running afoul
of regulators. And this move will accelerate
adoption of crypto assets.
It also allowed the creation of what I call “1170”
accounts.
In this special report, I’ll show you how you
can use an “1170” account to boost your bitcoin
gains. I’ll also provide step-by-step instructions
on how to set it up.
I’ll also show you how you can use this same
account to accrue outsized interest on your cash.
Now, 1170 accounts are offered by a new type
of financial firm that pays high interest rates on
crypto assets. In fact, they often blow savings
rates at traditional banks out of the water.
The average savings rate in a traditional savings
 account is only 0.06%. That means for every
$10,000 deposited, you get back only $6 at year-
end. Even five years later, you’d have just $30.
That’s crazy.
But 1170 accounts, at time of writing, pay as
much as 8.25% interest on your cash. That’s
138x higher than a traditional savings account.
But the real magic of the 1170 account is that
it allows you to boost your bitcoin earnings
by letting you earn interest on them. And
we’ve found the No. 1 firm that offers an 1170
account…
Introducing the World’s Top Crypto
Financial Firm
The name of the crypto financial firm we’re
recommending is BlockFi. Crypto pioneer Zac
Prince founded the company in August 2017.
Before launching BlockFi, Zac worked in the
venture capital (VC) space. He also held jobs
in digital advertising and online lending with
Google, Orchard Platform, and others.
He first bought bitcoin in 2014. Soon thereafter,
he started blogging about it.
And after building up a substantial stake in
bitcoin, Zac went to a traditional bank for a loan.
But the bank rejected him. The underwriting
team valued his bitcoin at zero and disqualified
it as an asset.
That’s when Zac had his “light-bulb moment.”
With his background in online lending, he
decided to start his own financial firm that
would accept crypto as collateral.
He co-founded the business in 2017. Today,
BlockFi has over 400 employees... clients from
more than 120 countries... and over $15 billion
in total assets. The company has offices in New
York, New Jersey, Poland, and Argentina. It has
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continued expansion plans in Europe and Asia.
It’s blossomed into a wealth-management
platform that builds financial service products
for crypto investors.
The platform currently supports 13 crypto
assets, including bitcoin and ether, as well as
stablecoins such as Gemini Dollar (GUSD) and
USD Coin (USDC).
Stablecoins are crypto tokens pegged 1:1 to a
stable asset, such as the U.S. dollar. So one USD
Coin equals $1. They’re designed to avoid wild
fluctuations in price.
Supercharged Compounding
BlockFi offers three key services: crypto trading,
crypto-backed loans, and crypto interest
accounts.
Now, we’re specifically interested in its crypto
interest accounts. BlockFi’s interest accounts
operate in a somewhat similar way to traditional
bank interest accounts. But there’s a twist...
It deals in crypto instead of cash.
So if you deposit bitcoin, you can get your
interest paid in bitcoin. And if you deposit a
stablecoin, such as Gemini Dollar, you can
be paid in more Gemini Dollars. Plus, for a
small fee, you can get your interest paid out
in a different crypto asset from the one you
deposited.
You can fund a crypto interest account by wiring
cash to BlockFi or using an ACH transfer –
which will automatically convert your cash to the
Gemini Dollar stablecoin. You can also transfer
crypto from major exchanges and custodians
(like Coinbase or Gemini), or directly from your
private wallet.
There aren’t any fees for maintaining a standard
BlockFi interest account. And there are no
 minimum or maximum deposit amounts. So it’s
easy to get started. (Instructions for setting up
a BlockFi account and depositing cryptos are at
the end of this report.)
However, you’re limited to one crypto
withdrawal and one stablecoin withdrawal per
month.
Any additional withdrawals are subject to a
withdrawal fee. (For a list of withdrawal limits
and fees, go here.)
Once you fund your account, you’ll start earning
interest on your principal instantly.
BlockFi also allows you to buy and sell cryptos
on its platform. It offers trading on the same
assets it pays interest on.
Now, we’re particularly interested in BlockFi’s
bitcoin interest account. As we’ve said, it lets
you boost your bitcoin profits by letting you earn
interest in the form of more bitcoin.
At time of writing, BlockFi pays interest on
bitcoin holdings in three tiers:
• 4.5% APY on bitcoin deposits up to 0.1 BTC.
• 1% APY on bitcoin deposits between 0.1-0.35
BTC.
• 0.1% APY on bitcoin deposits of more than
0.35 BTC.
(Note that BlockFi’s rates are variable on a
monthly basis. For a list of its current rates on
all cryptos it supports, go here.)
Note: The actual yield on your bitcoin assets
will fluctuate based on the purchase price of
bitcoin and the interest rate offered by BlockFi
at the time you fund your account and in the
future. Bitcoin is a volatile asset with extreme
price swings. And rates are variable on a
monthly basis.
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Now, as we said, BlockFi also lets you earn
interest on other cryptos, including stablecoins
tied to the U.S. dollar. We’ll get into those in
a minute. But first, let’s go over a few more
aspects of BlockFi…
A Note on Taxes
The interest on BlockFi accounts is taxable
as ordinary income. Selling crypto for a gain
could result in short- or long-term capital
gains. You can read more about BlockFi’s tax
consequences here. And always consult a tax
professional.
BlockFi Is Not a Bank
BlockFi isn’t a traditional bank or a brokerage
firm. So there’s no FDIC or SIPC insurance.
Although the loan and deposit process works
similar to that of a bank, BlockFi handles crypto
instead of cash. The increased risk of holding
cryptos is why depositors are compensated with
higher yields.
But BlockFi is in the business of risk
management. And we like what we found in our
due diligence process...
• Secure platform: BlockFi’s website offers
two-factor authentication. It’s never had
a major security breach. In May 2020, the
company reported a data breach briefly
exposed some clients’ information. But no
funds were ever at risk of being stolen, and
no passwords, nor other sensitive personal
information, was exposed. BlockFi upgraded
its security protocols after the event as well.
• Trusted custody: BlockFi doesn’t custody
any crypto assets. It uses Gemini as its
primary custodian. Gemini is licensed by
the New York State Department of Financial
Services and held to bank-level compliance
standards under New York banking laws. It
 custodies billions of dollars of crypto. And it
has more insurance coverage than anyone else
in the game. Gemini keeps 95% of its assets in
cold storage (offline, where it can’t be hacked)
and 5% in hot wallets (online, connected to
the internet) insured by Aon. Gemini has a
perfect track record in crypto custody.
• Risk management: BlockFi hasn’t lost a
single penny in any of its lending activities. It
manages risk through margin calls – demands
for more collateral versus potential liquidation
– if the price of a crypto drops too far. Plus,
the crypto it holds exceeds the value of the
loan. Loan-to-value (LTV) ratios are kept at
70–80%. These levels align with LTV ratios
for margin accounts at top online brokers.
• Excellent customer service: BlockFi is
one of the few crypto services we know of
with a phone number listed on its website.
When you call (which we did), a live and
knowledgeable U.S.-based representative
answers the phone. The company also has a
mobile app for Android and iOS devices.
Plus, BlockFi has strong institutional backing...
It’s raised a total of about $450 million in equity
from venture capital firms. Some well-known
investors include Peter Thiel’s Valar Ventures,
Mike Novogratz’s Galaxy Digital, and Anthony
Pompliano’s Morgan Creek Digital.
Other notable big-league backers include
Coinbase, ConsenSys, Fidelity, SoFi,
Susquehanna, and Winklevoss Capital.
The bottom line: No one in this space is on par
with BlockFi.
Now, let’s go over how you can use BlockFi to also
earn outsized yields on your cash…
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How to Earn Outsized Yields on Your
Cash Using BlockFi
After the coronavirus pandemic took a wrecking
ball to the global economy, the U.S. government
ramped up its money-printing in an effort to save
the economy. All told, the U.S. has spent about $6
trillion in stimulus money to rescue the economy.
And as a result, we believe the Federal Reserve
will keep interest rates low for an extended period
of time to help the economy. This policy will
continue to punish savers.
The good news is, BlockFi can help.
As we mentioned above, when you make a
U.S. dollar deposit on BlockFi, it automatically
converts the amount into the stablecoin Gemini
Dollar (GUSD). GUSD is always priced at $1 and
will not fluctuate – hence the name “stable” coin.
At time of writing, BlockFi pays 8.25% on up to
40,000 GUSD ($40,000 USD) and 7% on any
higher amounts (remember, rates are variable on
a monthly basis). So you can use BlockFi for more
than just earning interest on your bitcoin. You
can also use it to boost your savings on your cash.
BlockFi’s 8.25% rate blows away income-
generating assets from traditional banks. It gives
you 138 times more interest on your money than
the paltry 0.06% interest from the typical savings
account.
And it beats the amount you’d earn from holding
the money in a traditional financial account.
Bringing It All Together
We’re convinced bitcoin is poised to go higher
from here. And with BlockFi’s interest accounts,
you can boost your bitcoin profits as bitcoin
heads for the moon like I predict.
Plus, you can earn interest on your cash far beyond
what the average savings account can offer.
 To make money in the markets, you need to
identify cutting-edge technology that’s off the
mainstream’s radar.
Conventional banking and other short-term
bond yields are abysmal. But crypto finance firms
are offering juicy yields and the potential for
incredible returns.
Yet very few people know about this option,
which can turbocharge your wealth.
Whether you’re a crypto veteran or newbie,
consider opening a BlockFi interest account
today.
Action to Take: Sign up for a BlockFi crypto
interest account. For detailed instructions on how
to sign up and deposit cryptos, read the step-by-
step guides below.
Asset Class: Fixed Income
Important Note: BlockFi has recently been
targeted by regulators in five states (New Jersey,
Alabama, Texas, Vermont, and Kentucky). As
a result, BlockFi is currently not accepting new
clients in Kentucky. For more info, read our
portfolio update on BlockFi here. We’ll continue
to monitor the situation and keep you updated.
Also, BlockFi’s interest account is currently not
available in New York. Outside the U.S., China
and Russia aren’t currently eligible. And as long
as you’re not in a country that’s sanctioned by the
U.S., EU, or U.K. (like Iran, North Korea, etc.),
you should be in the clear.
Below, we provide step-by-step instructions for
opening an account with BlockFi. But first, if
you’re ineligible to open an account with BlockFi,
I want to tell you about two potential other
options to boost your bitcoin gains…
It all has to do with two other crypto platforms
that offer outsized yields on bitcoin: Celsius and
Nexo.
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These two platforms are similar to BlockFi in
that you can deposit bitcoin with them and earn
interest in the form of more bitcoin. There are
a few differences, which I’ll go over below. But
because of the rates they offer, you can potentially
earn even higher crypto yields than what BlockFi
offers.
(Both Celsius and Nexo also allow you to earn
yields on stablecoins tied to the U.S. dollar, just
like BlockFi.)
First, let’s go over Celsius…
Celsius
Celsius is a crypto financial firm that offers
many of the same features as BlockFi. It was
founded by Alex Mashinsky, who was also
behind VoIP (Voice over Internet Protocol),
which cut the cost of international phone calls
from $4 per minute to free.
As he got deeper into the world of crypto,
Mashinsky saw the same type of opportunity
again – a way to democratize the world of
finance. He sees it as “MoIP,” or Money over
Internet Protocol.
In an interview with one of our analysts,
Mashinsky explained it this way:
We don’t use FICO scores, and we don’t
use your employment status. All of that is
irrelevant.
All we care about is: Are you a good actor?
Are you going to be part of the community or
are you going to sabotage the community?
Deposit some coins with us, show us that
you’re a good actor, and then the community
– the pool of capital – will lend to you if you
need a loan.
But we treat everyone the same. We have
very large deposits, as people have deposited
 millions of dollars with us. But they earn
pro rata – the same thing as the guy who’s
deposited $10.
All told, Celsius has already paid out more
than $850 million in interest to 950,000 users
around the world.
It pays interest on 43 assets, and current
rates are way higher than what you’d find in
traditional banking accounts. For example,
it pays 6.2% APY on amounts up to 1 BTC,
and 3.51% on higher amounts. Rates on other
cryptos go as high as 17.78%.
Celsius deposits interest to your account every
Monday. And you can deposit or withdraw any
crypto at any time.
Keep in mind, rates can change weekly. For a
full list of Celsius’ current crypto rates, go here.
Non-U.S. investors can also earn interest at
higher rates according to the company’s loyalty
program, which is divided into four levels.
Each level is determined by how much of your
total assets on the platform consist of the
project’s own Celsius (CEL) token. To qualify for
these rates, you also have to choose to receive
your rewards in the form of CEL tokens. (Keep
in mind, we’re not formally recommending the
CEL token. We’re just making you aware of the
option.)
As far as security and stability, Celsius has more
than 110,000 bitcoin and almost 1.5 million
ether, the largest pool of funds of the three
platforms we go over in this report. Overall, it
has more than $2 billion on its balance sheet
and 300-plus employees. It’s one of the few
profitable companies in the space. In four years,
it has never had a default from assets that were
lent out to counterparties.
Regarding the security of your coins, Celsius
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stores assets across multiple platforms such
as cold storage (on BitGo) and institutional
exchanges. Further, any borrowers of coins
must provide full cover with cash collateral in an
FDIC-insured account.
Given all this, it’s no surprise that users are
flocking to the platform. In January of 2020, it
had $500 million in assets on its platform. It
now has more than $25 billion.
To start earning interest on your bitcoin, the
basic process is very simple:
• Step 1: Download the Celsius mobile app
from Google Play or the Apple App Store.
• Step 2: Verify your identity.
• Step 3: Deposit your bitcoin to start earning
income.
Nexo
Like Celsius and BlockFi, Nexo gives users the
ability to exchange various cryptos… borrow
against their holdings… and earn interest from
cryptos deposited onto the platform.
Nexo currently offers the ability to earn interest
on 24 coins, including bitcoin.
Nexo also pays interest daily, which is more
frequent than Celsius’ once-per-week schedule
and BlockFi’s monthly payouts.
The company’s rates are comparable to those
on other platforms, but they vary based on
four loyalty levels. It’s similar to Celsius’ setup,
but Nexo’s loyalty program is available to U.S.
investors. The levels are determined by how
much of your total assets on the platform consist
of the project’s own NEXO token and whether
you lock up your funds for periods of one or three
months.
Depending on your loyalty level, Nexo offers
 between one to five free crypto withdrawals per
month.
In addition, residents outside the U.S. can get a
two-percentage-point boost on those rates if they
choose to receive their interest payments in the
company’s own NEXO token. That could make
this a preferred platform depending on where you
live. (This benefit is not available in the U.S., but
that could change in the future.)
Just as an example of how this all works:
If you’re a U.S. resident, and you deposit bitcoin
into the Nexo wallet, you’ll start receiving extra
bitcoin on a daily basis between 4–6% APY. This
is because the default choice is always receiving
“in kind” earnings.
However, if you live in a country that permits
earnings in NEXO and you select that option,
you’ll earn at an 8% APY instead. (You’ll also
have to lock up your deposits for periods of one
month.) But the interest will be paid out in the
form of the NEXO token. And the interest will
still accrue daily.
(Keep in mind, Nexo’s rates are subject to change
as well. For a full list of Nexo’s current crypto
rates, go here.)
Security is Nexo’s other big focus...
It’s powered by Credissimo, a leading fintech
group serving millions of people across Europe
for over a decade. It operates under the highest
regulatory requirements and strictest supervision
by multiple European banking and financial
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services regulators. Further, it is regularly
audited by Deloitte, one of the top four auditing
firms in the world.
Nexo carries $375 million worth of insurance
coverage through various partners like BitGo and
Ledger Vault. It lends to institutions on an over-
collateralized basis, meaning the counterparties
have pledged more assets than what they’re
borrowing – typically 200% to 500%.
The platform itself also boasts several additional
security features, including two-factor
authentication, biometric identification, and 256-
bit encryption.
And it’s growing in popularity. In January 2020,
it had 550,000 users. Since then, it’s almost
tripled to more than 1.5 million users.
Here are the basic steps for signing up for the
Nexo platform:
• Step 1: Sign up for an account on Nexo’s
website here or download the Nexo mobile
app from Google Play or the Apple App Store.
• Step 2: Create your Nexo Wallet and set up
two-factor authentication (2FA).
• Step 3: Complete the identity verification
process.
• Step 4: Deposit your tokens to start earning
income.
Let the Game Come to You!
Big T
 Instructions for Creating a BlockFi Account and Depositing Crypto
Below we’ll provide step-by-step instructions on how to create a BlockFi account and deposit bitcoin
(BTC) and Gemini Dollar (GUSD).

If you need further assistance, you can visit BlockFi’s help center here.

How to Create a BlockFi Account

Step 1:

• Go to the BlockFi website.

• Click “Get Started.”

• See the picture below.

Step 2:

• Enter your information and create a password.

• Make sure to write your password down and store it in a safe location.

• Check the tick boxes to agree to the terms and conditions.

• Click “Submit.”

• See the picture at right.

Step 3:

• BlockFi will send you an email to verify your email address. Follow the
instructions in the email.

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 Step 4:

• Once your email has been verified, log in to your BlockFi account.

• See the picture below.

Step 5:

• Select “Individual” as your account type.

• See the picture below.

Step 6:

• Enter your personal information and complete the identity verification process. (Based on our
tests, this takes less than five minutes.)

Step 7:

• Once your identity is verified, you’re ready to use your BlockFi interest account.

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 How to Deposit Bitcoin (BTC) to Your BlockFi Account

Important: If you purchase BTC on an exchange and choose to self-custody your tokens, please
note: You will not be eligible for accruing interest on your BTC.

Step 1:

• Purchase Bitcoin (BTC) from Coinbase, Coinbase Pro, Binance, Binance.US, Kraken, or Gemini.

• You can also purchase BTC on BlockFi. If you do, you don’t need to transfer your tokens.
They’ll be deposited to your account and begin earning interest as soon as the transaction is
complete.

Step 2:

• Log in to your BlockFi account.

Step 3:

• From your dashboard, click “Deposit” at the top of the page.

• See the picture below.

Step 4:

• In the pop-up window, select “Bitcoin BTC” from the

dropdown menu.

Step 5:

• BlockFi will show you your Bitcoin wallet address.

• Send your Bitcoin to your BlockFi Bitcoin wallet.

• See the picture at right.

That’s it. Once your BTC is deposited, you’ll start earning interest
on it.
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 How to Convert USD Funds Into Gemini Dollar (GUSD) Using BlockFi

When you make a U.S. dollar deposit on BlockFi, BlockFi automatically uses your deposit to purchase
the equivalent amount of the stablecoin Gemini Dollar (GUSD). Once the transaction is complete,
your GUSD balance is deposited to your account, and you immediately begin earning interest on it.

In this example, we’ll walk through how to make U.S. dollar deposits on BlockFi.

Step 1:

• Log in to your BlockFi account.

Step 2:

• From your dashboard, click “Deposit” at the top of the page.

• See the picture below.

Step 3:

• In the pop-up window, select “USD (as Stablecoin)” from the dropdown menu.

• See the picture below.

Step 4:

• Select your payment method.

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 • If you select “Via Wire,” use the information provided by BlockFi to complete your wire transfer at
your financial institution.

• If you select “Via ACH,” continue reading.

• See the picture below.

Step 5:

• If you selected “Via ACH,” select your financial institution.

Step 6:

• Enter the amount of cash you wish to deposit.

• Click “Review & Confirm.”

• See the picture below.

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 Step 7:

• Review the details of your transfer.

• Click the boxes to agree to BlockFi’s terms and conditions.

• Click “Confirm Deposit.”

That’s it. Your funds will automatically be used to purchase GUSD, which will be deposited into your
BlockFi account and begin earning interest. You can also use the funds to trade other cryptos on
BlockFi’s platform.

To contact us, call toll free Domestic/International: 1-888-501-2598, Mon-Fri: 9am-7pm ET, or email us here.

© 2021 Common Sense Publishing, LLC. 55 NE 5th Ave, Delray Beach, FL 33483. All rights reserved. Any reproduction, copying, or redistribution, in whole or in part, is
prohibited without written permission from the publisher.

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