Professional Documents
Culture Documents
OSDE
2021
INTRODUCTION
The present study, has been elaborated on the basis of a thorough bibliographical
research and interviews with people linked to the bibliographic research and interviews with
people linked to the prepaid medicine sector, aims to diagnose the situation of the OSDE
company, framing it in the current context, through the development of different tools. The
company being analysed belongs to the service sector, and more precisely to the health
sector, and it is important to analyse the different alternatives that the context offers in
order to ensure its survival, permanence, credibility and excellence in service, which is one
of the main objectives on which the organisation is based. To this end, the content has been
divided into 4 sections:
The company under study is presented: The OSDE Group, what is its vision, mission,
what are its objectives, its history. Also provides a comprehensive description and analysis
of how the company's workforce is composed today, including demographic, professional,
stylistic, cultural, and cultural characteristics.
The company is analysed under the dynamics of the sector in which the organization
competes, thus developing different methodologies (such as PESTELE, SWOT, 5 Porter
Forces, among others) to get to know the external environment of the organization in a
concrete way.
This section is mainly based on highlighting how the Human Resources area is
organised, its structure, its main areas of responsibility. At the end, various
recommendations for professional and necessary changes based on all the content
proposed above will be presented.
2
Perspectives on the possible future of this organisation in terms of human talent
management are presented.
INDEX
INTRODUCTION........................................................................................................................ 2
PART 1: Internal environmental analysis....................................................................................4
About the company.............................................................................................................. 4
Mission............................................................................................................................ 4
Vision............................................................................................................................... 4
Values.............................................................................................................................. 5
Services............................................................................................................................ 5
OSDE´s workforce............................................................................................................. 6
PART 2: External environmental analysis...................................................................................7
The industry dynamics.......................................................................................................... 7
OSDE’s competitiveness........................................................................................................ 8
Policy............................................................................................................................... 8
Economic.......................................................................................................................... 9
Social............................................................................................................................. 10
Technological.................................................................................................................. 11
Ecological....................................................................................................................... 12
Legal.............................................................................................................................. 13
SWOT Analysis....................................................................................................................15
Strengths........................................................................................................................ 15
Weaknesses.................................................................................................................... 16
Opportunities.................................................................................................................16
Threats........................................................................................................................... 17
Employment brand............................................................................................................. 17
REFERENCES..................................................................................................................... 19
3
PART 1: Internal environmental analysis
Mission
Vision
4
Values
OSDE has a fundamental set of values that reflect the organization’s priorities, beliefs,
and driving forces. They are the following:
-CLOSENESS. They prioritize ‘humane treatment’ with everyone with whom they
interact, they strive to listen to their needs and act on consequences.
-SOLIDITY. " ‘Backed by our solid track record’ We are backed by our solid track record
as a business organization and we are supported by the professionalized and extensive
network, present throughout the Argentine territory.”
-VOCATION TO ANSWER. "Always give an efficient, agile and personalized response’ Our
strong vocation of service makes us always give an answer to our partners. The best
possible: efficient, agile, and personalized.”
-SOCIAL COOPERATION. “We are an active part in the transformation of Argentine
society through the economic and social support that we provide to our collaborators and to
the communities in which we operate.”
Services
5
OSDE´s workforce
Each OSDE´s group has a president and each company within the group has a general
manager; these subsidiary managers report to the general manager of OSDE, the rest of the
Group companies have managers in each subsidiary, who in turn also report to the
subsidiary manager.
During the last couple of years, a change was ordered in OSDE's organizational
structure. The reasons are various; on the one hand, because its growth has made it
necessary to think about management schemes that speed up the development of the
different areas of the organization. On the other hand, because Social Responsibility is built,
among other things, through the optimal functioning of the entity, which requires the
permanent updating of its leadership structure.
For these reasons, the creation of the different Directorates has been arranged,
assigning the following positions to them: General Director, Commercial Director,
Administration Director, Medical Director and Director of Processes and Systems. The
functions inherent to each of these Divisions, which encompass all operational areas, are
determined by the Chief Executive Officer, who also depends on the Management of
Subsidiaries and other Management of the Institution.
6
PART 2: External environmental analysis
7
members. Although they are essential for the operation of the company, they do not have
great power due to the form of the contracts agreed at the time of affiliation with OSDE.
This foresees extra costs of differentiated tariffs, among others. Further, they tend to
choose OSDE over the competition thanks to their fee and the short pay period agreed in
their contract, which generally produces a good relationship between the parties. The latter
is related to one of its objectives, "to create close and responsible links with the
communities in which they operate, promoting integration and improving the quality of
life”.
Regarding the power of customers, we can say that it is low thanks to the large
number of customers that this company presents, this produces that sporadic service
cancellations do not affect the operation of the company. Beyond the fact that clients have
several options to choose from within the medical service, their loyalty is a positive factor
for the power of the company. These could be reflected during the pandemic that began in
2019, where due to the economic recession, a large drop in membership was expected.
However, this produced a large increase in them that reflects their contentment.
Finally, with regard to substitute products, we can find different health services in
Argentina, including free public health provided in hospitals to all citizens of the region.
These public health services generally have a lower quality than prepaid medicines, which
produces what consumers with the possibility of accessing them prefer a private health
service on the substitutes mentioned.
OSDE’s competitiveness
The PESTEL framework is useful to analyze the macro-environment and identify how
trends such as political, economic, social, technological, ecological (environmental), and
legal can affect organizations. The following are the aforementioned trends, with the
characteristics of each and the main elements to be considered.
Policy
Severe Haemophilia A Programme: In 2019, the government modified a program in
which instead of reimbursing a percentage of the cost of medication for patients suffering
from hemophilia to the social security system, the patient will be provided with the
medication once he or she has registered for the program and meets the program’s
8
requirements (specific medical requirements). For those who are on the list of those who
meet the conditions and meet the requirements, the health insurance companies will send
this list to the Superintendence of Health so that they may enrol. This has a direct impact on
OSDE as the government provides the drug to the affiliate, allowing the organizations to
save on the cost of the medication.
Oxford vaccine against COVID-19: On 14 August 2020, it was announced that the
Argentine laboratory mAbxience SA produced the active substance for the vaccine. The Slim
Foundation signed an agreement with AstraZeneca (a British pharmaceutical company) to
finance the production of the vaccine for Latin America. The British pharmaceutical
company took the risk of doing the production of the vaccine pending the final clinical trials.
This has a general impact on the national health industry, the mass production of the
vaccine affects vaccination centers. On the other hand, it also potentially affects the
country's health insurance companies, depending on the policies to be adopted by the
national government. It is possible that in the future OSDE may have to cover vaccines for its
members, at the moment it is a government expense. Besides, it should be clarified that the
costs of swabs are partially covered by the different prepaid medicines.
Economic
Significant devaluation of the local currency and uncertainty about the country's
economy: By July 2017, the peso was trading at 17.66 to the dollar. In May 2018, the
Argentine peso was trading at 24.00 to the dollar. By the end of August 2018, the peso was
hovering around 40.00 per dollar. In August 2019, the national currency reached 60 pesos to
the dollar, which in less than four years increased its value by 50 pesos to the dollar. By
November 2020, the value reached 83.50; and today, in August 2021, the peso is trading at
97.48 to the dollar.
This situation of instability in Argentina directly affects the organization, since the
prices of medicines and medicines prices of medicines and certain treatments are increasing
significantly. This means that coverage also has to be higher and higher, and more capital
has to be invested in order to be able to continue to offer a quality service to be able to
continue offering a quality service with full coverage.
Regarding the Economic crisis, according to a survey carried out by the NGO Defend
Buenos Aires, in the first months of 2019, more than one hundred thousand people
9
between the city of Buenos Aires and the province disaffiliated from prepaid social security,
from Swiss Medical, Medicus, to OSDE, among others. This is due to the difficult present
situation in the country, where more than twenty thousand people lost their jobs in the
above-mentioned locations. Due to the economic situation of the country in 2019, the prices
of health services increased considerably, causing many Argentines to stop paying for the
service, causing OSDE to suffer a loss of affiliates.
Nevertheless, that was stopped due to the covid-19 pandemic, when OSDE noticed a
large increase in new affiliates seeking prepaid medicines, possibly due to social concern. In
2021, although the economic crisis is getting bigger in the country, many people started to
ask "about the cost of the fees of private prepaid medical providers increased by 40.5%",
due to different factors of inflation, mainly the pandemic. Some of the reasons were: that
people did not have medical coverage, that they wanted to switch to a cheaper plan, among
others. According to the report by the Elegimejor platform, the most requested pre-
payments due to knowledge and/or reputation were OSDE (40%), Galeno (20%), Sancor
(20%), Omint (10%), and Medifé (10%).
Social
10
social, economic, and cultural factors, ranging from lack of information to the absence of
recognition of the right to choose. This is why the lack of sex education in Argentina,
according to a study supported by UNICEF, means that an adolescent girl has a child every
six minutes and seven babies are born every day to girls under 15.
On the other hand, according to research conducted by AHF Argentina, only 14.5% of
Argentines use condoms in all their sexual relations, 65% do so only sometimes and 20.5%
never. In addition, in our country more than 98% of infections are caused by unprotected
sex it is estimated that 139,000 people are living with HIV, 17% of whom are unaware of
their diagnosis.
The number of HIV diagnoses among young men has also increased. Compared to
previous years, there is a significant increase in syphilis cases, with a peak among 14 - 25
years olds. "Affecting both men and women, these infections are most prevalent among
young people”. We can relate what happened and continues to happen historically in
Argentina, with OSDE as it seeks to protect people's health, and that is why it also has Sex
Education issues on the agenda as it is a growing issue for the whole community.
Increase in overweight/obesity rates: Argentinian citizens are facing a situation that
generates a change in inhabitants. This is a result of the compulsory quarantine, present
throughout the country since March 2020 due to the coronavirus (COVID-19). "Factors such
as increased sedentary factors such as increased sedentary lifestyles, altered sleep
schedules, increased stress due to lack of socialization, altered eating schedules and
increased consumption of unhealthy foods.” According to the Ministry of Health, 6 out of 10
Argentinean adults are overweight, and in the case of school-age children, 30 percent are
overweight and 6 percent obese.
Moreover, it is important to take into account the impact Covid-19 had on mental
health. According to the world health organization "Pooled prevalence of depression,
anxiety, insomnia, PTSD, and psychological distress were 15.97%, 15.15%, 23.87%, 21.94%,
and 13.29%, respectively." What impacts OSDE due to increased costs in caring for these
issues.
11
Technological
Ecological
Law Nº 2585/07: Article 8 of this law clarifies that "The Maintenance and
Infrastructure Professional must verify the execution of cleaning procedures in the different
sectors of the health facility and coordinate actions to review the state of the infrastructure,
12
together with the person in charge of the Safety, Hygiene and Environment Area, in the
different sectors of the health facility". This law ensures that all sectors of the health facility
must maintain a cleanliness protocol to guarantee a clean service, which is why OSDE must
consider this law so that all of its providers work both in their clinics and in hospitals,
providing a quality service in establishments that are suitable to do so.
Law 154/99 Pathogenic Waste (Autonomous City of Buenos Aires), this law regulates
the generation, handling, storage, collection, transportation, treatment, and final disposal of
all pathogenic residues from those activities that tend to care for human and animal health,
located within the City of Buenos Aires. Pathogenic residues are all those wastes or
elements materials in solid, semi-solid, liquid, or gaseous state that presumably present or
may present characteristics of infectivity, toxicity, or biological activity that can directly or
indirectly affect living beings, or cause contamination of the soil, water or the atmosphere
that are generated in the care of human or animal health by the diagnosis, treatment,
immunization or provision of services, as well as in research or commercial production of
biological or toxic elements. OSDE must guarantee and control compliance with this law in
order to avoid contamination and diseases due to waste in the establishments that provide
their service.
A marked social trend that tends to recycle and the division of waste both at the
private and corporate level, including paper recovery, caps, keys, bottles, etc. It constitutes a
significant action with a great educational impact. Being an organization that seeks to
guarantee well-being, OSDE is concerned about this movement. We can note the high
commitment of the company in this aspect, for example through the “LEED Gold seal” to the
OSDE headquarters of Parque Patricios. It was awarded for Leadership in Energy and
Environmental Design, granted thanks to the planning of land use and use of the
environment, efficient use of water (a 48% saving in the consumption of this resource),
energy efficiency and care of the atmosphere, the use of materials and resources and the
care of environmental quality.
Legal
During the last few years, the creation of new laws or the modification of existing
ones affected the operation of prepaid medicines, since they must be observed and
respected by companies. Among them the most prominent are:
13
Assisted fertilization law: Sanctioned on June 5, 2013, the regulation seeks “Guarantee
comprehensive access to medical-care reproductive procedures medically assisted”. When
referring to procedures, these consist of techniques performed with medical assistance for
the achievement of a pregnancy, which includes “the low and high complexity techniques,
whether or not they include gamete and/or embryo donation...” (Reproducción asistida,
n/d.)
Gender identity law: This law recognizes transvestites, transsexuals, and transgender
allowing them to be registered in their identity documents with the name and the gender of
choice, on the other hand, orders that all medical treatments of adequacy to the gender
expression are included in the Compulsory Medical Program, which guarantees coverage of
practices throughout the health system, both public and private.
Cow's milk intolerance coverage law: This law extends coverage to 100 percent of
medicated milk for children older than one year who suffer from allergies to cow's milk
protein (CMPA). A 400 gram can of this milk is worth approximately 2,000 pesos with a yield
of 4 or 5 days. The beneficiaries of the benefit must not meet age requirements since it will
be covered from birth itself.
Update of the diabetes law: the update of the regulations for the prescription of
drugs and supplies for people with diabetes, established by National Law No. 23,753
(promulgated on January 5, 1989), establishing coverage of 100% to medicines and essential
supplies for the treatment of patients with diabetes.
Obesity Law: “The law contemplates providing all the necessary treatments, medical clinical,
nutritional, psychological, surgical and pharmacological, as well as all those necessary
practices for the attention of eating disorders to all social workers. No organization may
refuse the request of an obese person to provide the requested service. "
Cystic fibrosis law: “all diagnostic studies will have 100% coverage, treatment and control
related to or derived from cystic fibrosis of the pancreas or mucoviscidosis, as well as the
diagnosis and treatment of the organs that are being affected by the progression of the
disease. These pathologies will have the same coverage for psychological and/or psychiatric
treatments that are necessary. These coverages would be in charge of all the social and
private prepaid works of the Argentine Republic.”
Law 26.682 is possibly the most relevant of the changes in recent years. This modification
causes prepaid medicines to provide their benefits to every human person, to promote their
14
prevention, protection, treatment, and rehabilitation. This caused the companies of this
industry to reject any affiliation, despite their age or pre-existing diseases. This caused an
increase in the costs of prepaid medicines such as OSDE.
Finally, a decree that also has a great impact on the finances of prepaid medicines is
the mandatory medical program. Decree 492/1995 establishes a basic basket of mandatory
benefits that all prepaid medicine must cover at least in any of its plans. Consequently, it
causes very high fixed costs such as Spinraza medication. This is used for spinal cord
atrophy, with an annual cost of approximately 324 thousand dollars for each patient.
SWOT Analysis
Strengths
Nº 1 in the country's health segment. OSDE is leading the health services industry,
covering approximately 35% of the market.
Reliability for both internal and external audiences.
Prestige and brand recognition.
Fluidity of communication among its employees (everyone knows everything and for
that reason they communicate it outside the company, mentioning the quality of the
environment where they are).
OSDE is a company with more than 40 years of experience, where excellence in service
provision is one of the main pillars on which it has been based since its beginnings. That is
why the quality of care and differential treatment with each of its affiliates, and that is how
they are called to all people who opt-in some way, either by voluntary contributions or by
deriving the contributions when working in a dependent relationship, is one of the values on
15
which Osde is founded and that aims to convey to all employees who are part of that
organization.
Weaknesses
Opportunities
16
The main objective of the OSDE NEO program is to offer attractive and comprehensive
medical coverage to all young people in the first steps of their adult life.
Growing demand for technology to provide information. Through new
telecommunication technologies, specialized medical care also reaches people in
geographically inaccessible áreas in real-time.
Threats
Employment brand
To know the image of the brand from the point of view of the experts, we
investigated various recognitions that were awarded to OSDE during the last years. The
company has led most of the rankings in the Health Sector. Here are some studies that place
OSDE in the first position of their sectoral lists and, in this way, distinguish it as the best
social welfare and prepaid medical care in Argentina.
- Economic Press Magazine - 17th edition (January 2019): this study shows the
perception of the image of the company in general, where executives and managers
recognize the prestige of the business. OSDE has a very clear predominance, almost 50% of
the respondents chose it in the first mention.
17
- Mercado Magazine - 8th edition (January 2019): This analysis was based on the
online reputation of the companies in the country. In the general ranking OSDE was in the 3
plan, and was the leader in the Private Medicine category. “For its preparation, attributes
such as performance 1.0 (design, updating and information of the web), performance 2.0
(communication and actions of the company in portals, search engines, networks) and
online / offline synergy (integration of traditional initiatives) were taken into account and
online)”.
- Merco Talent - 5th edition (December 2018): this ranking, prepared by Merco,
evaluates the most attractive companies in Argentina when it comes to building loyalty and
attracting the best human resources. OSDE leads it for the fifth consecutive year and stands
out as the best social work.
- Clarín economic supplement - 9th edition (September 2018): this study aims to
measure corporate reputation by consulting managers, journalists, financial analysts,
opinion leaders and public officials, among other sources. OSDE takes the first place for the
ninth consecutive year and is affirmed as the best social work.
- Apertura Magazine - 16th edition (March 2018): this ranking was compiled from a
survey of 260 opinion leaders (190 businessmen, 35 consultants and 35 specialized
journalists) in which 11 attributes that make up the perception of a company are analysed.
OSDE obtains the first position in the field of Prepaid Medicine.
- Apertura Magazine - 18th edition (April 2020): OSDE highlighted thanks to the
leadership that it carried out in the face of the covid-19 situation. This caused a rise of 24
positions compared to the previous year, reaching number 23. "This health crisis implied an
accelerated passage towards digital care", Gabriel Barbagallo, Communication Manager at
OSDE.
To adapt to the pandemic, the main changes made by the company were: increased
the number of personnel within the area of online and telephone consultation (training
employees from different areas), developed the digital credential and created a new
telephone system that allowed to accelerate the diagnosis of the affiliates.
All these recognitions and rankings show that the company values providing
excellence in their services and achieving high customer satisfaction. In the last few years,
18
OSDE has excelled in prestige and image, and it continues to strive for leadership in their
field of business. This contributes to building a positive employment brand for OSDE.
REFERENCES
● Scott, G. (2020, 21 febrero). Porter’s 5 Forces. Investopedia.
https://www.investopedia.com/terms/p/porter.asp
● Gareth R. Jones, and Jennifer M. George (Jan 16th, 2015) Contemporary
Management. McGraw Hill Education.
● Fuhr, M. B., Monlenzún, M., Palmisciano, L., & Tombesi, S. (2018). Reporte Social (N.o
2016/2018). P2B estudio | Patricio S. Bourse.
https://www.osde.com.ar/rse/RSE2018.pdf
● OSDE. (n/s.). OSDE: Cartilla, Turnos y Más - 170 Opiniones - desde $5106.
MiObraSocial. Retrieved September 23, 2021, from
https://www.miobrasocial.com.ar/medicina-prepaga/osde/
● Área Técnica de CA.DI.ME. y el Centro de Investigación de la Fundación DPT.
(October, 2019). SERVICIOS DE SALUD.
https://cadime.com.ar/newsletter/informe_se_2019.pdf
● OSDE. (n/d.). Fundación OSDE. Fundación OSDE. Retrieved September 23, 2021, from
https://www.fundacionosde.com.ar/page/nosotros/148602883#top
● OSDE. (February 19, 2002). Vacunación contra el COVID-19: ¿cómo es la estrategia
actual de aplicación en la población?
https://www.osde.com.ar/novedades/vacunacion-contra-covid-19-como-es-la-
estrategia-12761.html
● Ferreyra, J. P. (December 24, 2020). Las cifras confirman el impacto de la pandemia
sobre la salud mental. EL PAÍS. https://elpais.com/ciencia/2020-12-23/las-cifras-
confirman-el-impacto-de-la-pandemia-sobre-la-salud-mental.html
19
● OSDE. (January 4, 2021). Ahora podés elegir la modalidad en la que querés realizar
tus consultas médicas. https://www.osde.com.ar/novedades/elegir-modalidad-
atencion-medica-virtual-presencial-12731.html
● OSDE. (November 8, 2019). Consulta Médica Online: ya podés tener video consultas
con nuestros profesionales. https://www.osde.com.ar/novedades/consulta-medica-
online-videoconsultas-profesionales-12224.html
● Gonzalez, M., Dottavio, E., & Mejias, C. (2015). Implicaciones de la obesidad y
sobrepeso. Su reglamentación.
http://www.auditoriamedicahoy.com.ar/biblioteca/Obesidad%20Gonzalez
%20Dottavio%20Mejias.pdf
● OSDE. (March 27, 2020). En tiempos de aislamiento, accede a nuestro servicio por
videollamada. https://www.osde.com.ar/novedades/accede-a-nuestro-servicio-por-
videollamada-12434.html
● OSDE. (January 15, 2019). Nuestra sede corporativa de Parque Patricios obtuvo la
certificación LEED Oro. https://www.osde.com.ar/novedades/sede-parque-patricios-
certificacion-leed-oro-1896.html
● SAIJ. (January 22, 2019). Modificación de la Reglamentación de la Ley 26.682 sobre
Medicina Prepaga. Ministerio de Justicia y Derechos Humanos Argentina.
http://www.saij.gob.ar/66-nacional-modificacion-reglamentacion-ley-26682-sobre-
medicina-prepaga-dn20190000066-2019-01-22/123456789-0abc-660-0000-
9102soterced?&o=23&f=Total%7CFecha%7CEstado%20de%20Vigencia
%5B5%2C1%5D%7CTema%5B5%2C1%5D%7COrganismo%5B5%2C1%5D%7CAutor
%5B5%2C1%5D%7CJurisdicci%F3n%5B5%2C1%5D%7CTribunal%5B5%2C1%5D
%7CPublicaci%F3n%5B5%2C1%5D%7CColecci%F3n%20tem%E1tica%5B5%2C1%5D
%7CTipo%20de%20Documento/Legislaci%F3n/Decreto&t=43279
● Información Legislativa. (November 16, 2011). Ley 26.682 Marco Regulatorio de
Medicina Prepaga. Ministerio de Justicia y Derechos Humanos. Presidencia de la
Nación. http://servicios.infoleg.gob.ar/infolegInternet/anexos/180000-
184999/182180/norma.htm
20
● Clarín.com. (July 24, 2020). Fibrosis quística: qué cambia con la ley que aprobó el
aprobo-senado_0_PD3tK9sF_.html
Argentina.gob.ar. https://www.argentina.gob.ar/sssalud/programa-medico-
obligatorio
https://www.osde.com.ar/rse2016/#!/notas/10/Esto-es-OSDE
https://www.osde.com.ar/index.html#!osde-servicios-cobertura.html
https://www.argentina.gob.ar/tema/hogar/hijo/fertilizacion-asistida
● Berardesca, P. (June 9, 2015). OSDE lanzó su segundo reporte de RSE y expande sus
http://aguilero.com/osde-segundo-reporte-rse-acciones/
21
● Johnson G., Sholes K. y Whittington R. (2006). Dirección Estratégica (7ma ed.).
España: Pearson Educación.
● OSDE. (April 30, 2019). OSDE, la mejor obra social y prepaga según rankings de 2018
y 2019.
https://www.osde.com.ar/novedades/osde-mejor-obra-social-prepaga-rankings-
2018-2019-12018.html
● Ortega, P. (April 16, 2021). Estas son las 100 empresas con mejor imagen de la
exclusivo-estas-son-las-100-empresas-con-mejor-imagen-de-la-argentina/
● Digital, F. (May 21, 2020). Barajar y dar de nuevo: la reestructuración de OSDE para
nuevo-reestructuracion-osde-paliar-crisis-n1869
22