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How much amount did he deposit?

SIMPLE INTEREST &
COMPOUND INTEREST
1
1. The simple interest on a sum of money is 
9
of the principal and the number of years is
equal to the rate percentage per annum.
Find the rate percentage. 100 × Interest 100 × 500 Sol: Let two parts be Rs.x and Then,
1 ⇒ T =  = 
a) 3% b) 3  % c) 10% d) 9% P×R 2000 × 10 Rs.(1,105 − x). Then, x×2×6 x × 3 × 16 x × 1 × 20
3  +  + 
10 5 10 7
Sol: Let R be the rate percentage. Then,
= 2.5 years
Ans: a
( )
x 1 +  = (1105 − x) 1 + 
100 100
( ) 100
= 6080
100 100

1 5. A sum invested at 4% simple interest p.a. ⇒ x = Rs.7,600 Ans: c

SI =  × P
9 grows to Rs.648 in 5 years. In two years the
same amount at 10% simple interest p.a. will
x
1105 − x (
⇒  = 1 +  =  × 
10 2
100 )
11
10
11
10 15. A man borrows Rs.6,720 to be paid back
1 R ⇒ x = Rs.605 with compound interest at the rate of 10%
⇒  P = P ×  × R (No. of years = R) grow to
9 100 per annum by the end of 2 years in two
So, the two parts are Rs.605 and
R2 1 2 100 a) Rs.600 b) Rs.650
(1105 − 605) = Rs.500.
equal yearly installments. How much will
⇒  = ⇒R = c) Rs.648 d) Rs.594 each installment be?
100 9 9 Ans: b
10 1 Sol: Let sum be Rs.x, then SI = Rs.(648 − x) a) Rs.3,608 b) Rs.3,902
⇒ R =  = 3 % 12. Divide Rs.3,650 into two parts such that the
3 3 x×4×5 c) Rs.3,872 d) Rs.4,048
∴  = 648 − x SI on the first part at 6% for 2 years is equal
Ans: b 100 Sol: Let the value of each installment be x,
to the SI on the second part at 4% in 3
2. The difference between the CI and SI on a ⇒ x = Rs.540 Then,
years. Find the two parts.
certain sum of money at 5% per annum for 2 Now, P = Rs.540, R = 10%, T = 2 years x x
a) Rs.1,900, Rs.1,750  +  = 6720
years is Rs.1.50. Find the sum. 10 10 2
a) Rs.6,000 b) Rs.1,200
540 × 10
(
SI =  × 2 = Rs.108
100
) b) Rs.1,825, Rs.1,825
c) Rs.2,000, Rs.1,650
(
1 + 
100
) (
1 + 
100
)
c) Rs.600 d) Rs.300 ∴ Amount = 540 + 108 = Rs.648 d) Rs.1,800, Rs.1,850 10x 100x
⇒  +  = 6720
5
Sol: SI = P ×  × 2 =  P
100
10
100
(where P = Sum of money)
6. Ravi borrowed Rs.5,000 for 10 years at the
rate of 3% per annum SI from Raj. How much
Ans: c
SSC Exams Sol: First part = Rs.x, R = 6%, N = 2 years
Second part = 3,650 − x, R = 4%,
N = 3 Years
11 121
⇒ 210x = 6720 × 121
⇒ x = Rs.3872

Amount = P 1 +  (
5 2
r n
100
) interest will Raj earn at the end of this period?
a) Rs.1,500
c) Rs.15,000
b) Rs.1,000
d) Rs.1507
Special According to the given condition,
x×6×2
⇒  = 
(3650 − x) × 4 × 3
So, each installment = Rs.3,872
Ans: c
16. The CI and SI on a certain sum for 2 years
(
CI = P 1 +  − P =  − P
100 ) 11025P
10000 Sol: P = Rs.5,000 r = 3% p.a. n = 10 years Quantitative Aptitude
100
⇒ 2x = 3650
100
is Rs.40.80 and Rs.40 respectively. Find
the rate of interest per annum and the sum.
1025 P×n×r 5000 × 10 × 3 ⇒ x = Rs.1,825
=  P (
10000
) ∴SI =  = 
100 100 9. In what time does a sum of money become Second part = 3,650 − 1,825 = Rs.1,825.
a) 3%, Rs.425 b) 4%, Rs.500
= Rs.1,500 four times at simple interest rate of 5% per c) 5%, Rs.600 d) 2%, Rs.620
1025 10 Ans: b
Difference =  P −  P = 1.50 Ans: a annum? r
10000 100 13. A bank offers 5% per annum CI calculated Sol: SI = P ×  × 2 = 40
7. If a sum of money at a certain rate of simple a) 60 years b) 61 years on half-yearly basis. A customer deposited 100
25
⇒  P = 1.5 ⇒ P = Rs.600 interest doubles in 5 years and at a different c) 63 years d) 65 years Rs.1,600 each on January 1 and July 1 of r 20
10000 rate of simple interest becomes three times Sol: Let the principal amount be p. a year. The interest he would have gained ⇒  =  ............. (i)
100 P
Ans: c in 12 years, the better rate of interest is in For it to become four times, interest should at the end of the year is n
3. The simple interest on a certain sum of
money at 4% per annum for 4 years is Rs.80
a) Case-1 b) Case-2 be 3p. a) Rs.120 b) Rs.244 c) Rs.121 d) Rs.81 Amount = P 1 +  ( r
100
)
c) Equal in both cases d) None of these 5 Sol: Since rate of interest is half yearly
r 2
more than the simple interest on the same
sum of money for 3 years at 5% per annum.
Sol: Case 1: SI = A − P = 2P − P = P
5PR
∴ 3p = p ×  × n
100 5
i.e.  = 2.5%
⇒ (P + I) = P 1 + (
100
)
p × 300 2
Find the sum. 20 2
a) Rs.4,000 b) Rs.8,000
⇒ P =  ⇒ R = 20%
100
Case 2: SI = A − P = 3P − P = 2P
⇒ n =  = 60 years.
5×p
Amount on June 30 = 1600 1 + 
2.5 1
( ) ⇒ (P + 40.80) = P 1 +  (
P
)
c) Rs.4,030 d) None of these Ans: a 100 [from (i)]
12PR 10. If a sum on compound interest becomes = Rs. 1,640.
Sol: Let the principal amount be P. Then,
4
⇒ 2P =  ⇒ R = 16.66%
100 three times in 4 years, then with the same Principal on July 1 = 1640 + 1600
400
(40
⇒ (P + 40.80) = P 1 +  + 
P2 P
)
SI in 4 years = P ×  × 4 Hence, rate of interest is better in Case-1. interest rate, the sum will become 81 times = Rs.3,240.
100 in 400
Ans: a 2.5 1
5
SI in 3 years = P ×  × 3
100
8. An amount of money becomes Rs.4,840 in 2 a) 16 years b) 8 years Amount on December 31 = 3240 1 + 
100
( ) ⇒ (P + 40.80) = P +  + 40
P
years and Rs.5,324 in 3 years on CI. Find the c) 12 years d) 24 years ⇒ (40.80 − 40) P = 400
Difference = Rs.80 = Rs. 3,321
rate percentage per annum. r 4 r 400
16 15
⇒  P −  P = 80 ⇒ P = Rs.8,000 a) 10% b) 15% c) 12% d) 8%
Sol: 3P = P 1 +  ( 100
) 100
(
⇒ 1 +  = 31/4 ) Total CI = 3,321 − 1,600 − 1,600 = Rs.121.
Ans: c
⇒ P =  = Rs.500
0.8
100 100
Ans: b
Sol: 4840 = P 1 +  ( r
100
2
)
............ (i) Now, 81P = P 1 + 
r n
(
100
) 14. The rate of interest for the first 2 years is 6%
per annum, for the next 3 years is 16% per
20
Thus, r =  × 100
P
4. In what time will Rs.2,000 amount to 4
Rs.2,500 at 10% per annum simple interest? 5324 = P 1 +  ( r
100
3
)
............ (ii)
⇒ 3 = 3n/4 ⇒ n = 16 years. Ans: a
11. Divide Rs.1,105 between A and B, so that
annum, and for the period beyond 5 years is
20% per annum. If a man gets Rs.6,080 as
20
= ×
500
100
1
a) 2.5 years b) 1.5 years Dividing (ii) by (i), we get the amount of A after 5 years is equal to the a simple interest for 6 years, then how much = 4%
c) 2 years d) 5 years amount of B after 7 years, the interest being amount did he deposit? Ans: b
Sol: Let T be the time. Then, ( r
100
)
1+ =  ⇒= 
5324
4840
r
100
484
4840 compounded at 10% per annum. a) Rs.8,000 b) Rs.6,400
These model questions were prepared by
P×R×T a) Rs.705, Rs.400 b) Rs.605, Rs.500 c) Rs.7,600 d) Rs.7,200
Interest =  ⇒ r = 10% Subject experts of Career Launcher,
100 Ans: a c) Rs.650, Rs.455 d) None of these Sol: Let deposited amount be Rs.x.
Hyderabad
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