You are on page 1of 3

Answer:

Tina and the Agent discussed the loan application and the agent endorsed 2 lenders which
can help the couple with their application based on their loan requirements.
Step-by-Step explanation
Role Playscript:
Tina & the Agent decided to meet at the coffee shop:
To set the scene, the Agent already arrived at the coffee shop while waiting for Tina.. then
Tina came.
Agent: Hi Good morning! 
Tina: Thank you for taking the time to come despite the short notice. We really need this
contract to be signed.
Agent: It's ok I also have to run some errands here afterward 
Agent: By the way, I already ordered some bread and coffee for us. It's on me 
Tina: Thank you. Thomas mentioned you're always buying him coffee when you're meeting
that he thinks you're the one who needed something from him (laughs)
Agent: (laughs)That's just the way I am. I make sure my clients are comfortable with me
and talking to me. So how's your weekend and by the way, where's Tim?
Tina: oh, he can't come he has to leave for Georgia to visit her mother who's sick but if
there's anything that you need from him, we can just call him.
Agent: That's great. Let me just re-run your loan structure so I can provide you with the
right lenders that suit your needs is that okay?
Tina: Okay
Agent: Okay. Your mortgage loan requirement is $515,000.00 with the LMI included in the
financing to be paid in 30 years at a 4.5 interest rate per annum. Are the interest rates
negotiable on this?
Tina: Yeah. We can stretch it until 8% but nothing more than that.
Agent: okay. You also want to pay from time to time without penalty, and the option to pay
fortnightly.
Tina: Yes. But do you think we'll get a mortgage loan on our financial status?
Agent: Looking at your financial statements, with a combined net worth of $79,600, with
superannuation, and with a good credit score yeah we'll figure this out. To add you are
tenured in your work with good positions in your company.
Tina: That's good to know because we really need someone to help us since we have a
little knowledge about loans and loan products. Are the terms too tight to find a good
lender?
Agent: No. As long as we can compromise on the terms. You'll be surprised about what
other clients put on their terms (laughs)
Agent: So, I have looked at the lenders based on your terms and what I can recommend is
California Hard Money Lender. They are Google's number 1 reviewed and rated hard
money lender. It is a good fit for you since you need the contracts to be signed right away,
they can approve the application as fast as 1 day. They have no prepayment penalties
which is what you want, and it is not hard to get approved because even those with low
credit scores and self-employed get approved of a loan.
Tina: Do they offer professional package home loans?
Agent: Yes, If the client has a good credit score, they are waiving off the loan application
fee.
Tina: That's great! I think we're ok with this lender.
Agent: But before we proceed here is the slight compromise for this deal as I mentioned
earlier. Their rates start at 7.99%. Will that be an issue?
Tina: We'll, it would be ok if we can request a lower rate but as I said, we can tolerate the
rate until 8% so yeah I think we're good.
Agent: That's great. 
Tina: I hope we can close this as soon as possible.
Agent: I think that would not be hard because knowing that you don't have dependents yet
and planning for a child until after 5 years is good for the lender's perspective.
Agent: I just want to confirm the fees associated when this loan is approved, that 11% will
be charged to assistance fee on the total loan amount. You can request a copy of your
preliminary assessment by us with no charge and other important things to know are in the
papers I gave you.
Tina: Thank you very much for your help. Are there any documents you may need?
Agent: I'll update you on the progress and let you know if there are any more requirements
to submit. But for now, that's it. I'm glad you have chosen your lender today.
Tina: We couldn't have done it without you. I'll let Tim know about our discussion and call
you if he has questions about it.
Agent: No problem. I'll get going.
Tina: Ok. Thank you for your time. Bye
Agent: You're welcome. Bye
Answer:
Here are the tips to make an effective role play:
1. Make the acting normal which exhibits the daily basis of a specific person. 
2. In line with number 1, we need to have a real-life environment provided by the
producers and props manager.
3. Assign the designated roles of each actors. 
 
Step-by-Step explanation
Since there is no criteria given and information on the specified topic, here are the tips to
execute an effective role play:
1.  Make the acting normal which exhibits the daily basis of a specific
person. Identify the many fictitious people who are participating in the scenario.
Some of these may be people who are forced to cope with the problem when it
occurs . Others, depending on the situation, will depict those who are supportive or
antagonistic .
2.  In line with number 1, we need to have a real-life environment provided by the
producers and props manager. Create a scene that is detailed enough to feel
"genuine." Make sure everyone understands the problem you're attempting to solve
and what you hope to accomplish by the conclusion of the session.
3.  Assign the designated roles of each actors. Once you've selected these roles,
assign them to the participants in your activity; they should use their imagination to
put themselves in the shoes of the people they're representing. When people enter
the situation, try to comprehend their viewpoints, aims, motives, and sentiments. 
       It can be handy if the scenarios become more intense. If the goal of your role-play is to
practice a sales meeting, for example, the individual playing the character of the potential
client could begin as an ideal client and progress through a series of scenarios to become
progressively hostile and challenging. You might then test and rehearse several techniques
to dealing with circumstances, giving participants hands-on experience.
 
Regarding in writing the script, we have to consider:
1. Determine the type of tale/story you wish to tell.
2. Create a rough outline of your story's plot.
3. Determine what should be included in the exposition.
4. Change from exposition to rising action.
5. Determine how your conflict will be resolved.

You might also like