I AM A COMPASSIONATE MILLIONAIRE AT THE AGE OF 26

AND A COMPASSIONATE BILLIONAIRE AT THE AGE OF 36.  

     A.  OBSTACLES/HINDRANCES
1. TIME
2. PRESSURE
3. UNHEALTHY LIFESTYLE
4. LACK OF SELF CONFIDENCE

B.  ACTION STEPS TO TAKE (MGA GAGAWING SOLUSYON PARA MALUNASAN

ANG MGA HADLANG); SUNUD-SUNOD/IN ORDER.
1. NEVER WASTE YOUR TIME, THEY SAY THAT “TIME IS GOD”. SINCE TIME IS
ONE OF THE BARRIERS, YOU SHOULD KNOW HOW TO MANAGE YOUR TIME.
ALWAYS PRIORITIZE YOUR TASKS, IF IT DOESN'T HELP YOU EARN MONEY,
BECOME A BETTER PERSON, OR BRING YOU JOY – STOP.
2. I'LL DO MY BEST TO CALM MYSELF AND ACCEPT MY WEAKNESS AND WORK
ON IT. 

3. ESTABLISH A PLAN TO HANDLE THE TEMPTATIONS YOU FACE REGULARLY.

REPLACE UNHEALTHY FOODS WITH HEALTHIER ONES. IF NIGHTTIME EATING
IS YOUR WEAKNESS, ALLOW YOURSELF PORTION-CONTROLLED AMOUNTS OF
NUTRITIOUS FOODS AT NIGHT. 
4. RECOGNIZE WHAT YOU'RE GOOD AT, WE'RE ALL GOOD AT SOMETHING. BUILD
POSITIVE RELATIONSHIPS, BE KIND TO YOURSELF, START SAYING "NO" AND
GIVE YOURSELF A CHALLENGE.

C. INVESTMENT INSTRUMENTS
1. REAL ESTATE - RICE FIELD, CONDO
2. MUTUAL FUNDS
3. JEWELRIES
4. SALON
5. AUTO SHOP
6. TRANSPORT- CAR
7. TIME DEPOSITS
8. COOPERATIVES

D. CELEBRATING MY VICTORIES
1. TREAT MYSELF- ENJOY KO YUNG MGA NAGAWA AT NATAPOS KO, MAG
TATRAVEL AKO AT ILILIBOT KO ANG SARILI KO SA LUGAR NA GUSTO KONG
PUNTAHAN.
2. CELEBRATE SMALL WINS- IPAG PAPASALAMAT KO KAHIT MALILIT LANG
NA TAGUMPAY AT GAGAWIN KO ITONG MOTIVATION PARA LALO PA
AKONG MAGING MASAYA SA GINAGAWA KO.
 3. SHARE SUCCESS STORIES- PARA MAG INSPIRE AT MAG MOTIVATE NG
MARAMING TAO AT HINDI PARA MAG YABANG. I’LL SHARE HOW I SURVIVE A
LOT OF STRUGGLES JUST TO BE SUCCESSFUL.
4. GO OUT WITH FAMILY AND FRIENDS- CELEBRATING VICTORIES WITH THEM IS
SUCH A GREAT IDEA. MALIBAN SA NAG CECELEBRATE KAYO NG SUCCESS
NAG BABONDING DIN ANG BUONG PAMILYA AT MGA KAIBIGAN.

E.  LEGACY OR SUCCESSION PLANNING.    

5 YEARS OR MORE THAN THAT BEFORE I RETIRE, I’LL TRAIN SOME OF
MY FAMILY AND RELATIVE PARA MAG MANA AT MATUTONG MAG MANAGE
NG IIWAN KONG BUSINESS SA KANILA. AKO MISMO ANG MAG TUTURO WHAT
SHOULD THEY DO IF EVER NA SILA NA ANG MAG MANAGE ATT KUNG PANO PA
NILA ITO MAPAPALAGO. DAPAT MALAWAK ANG KANILANG ISIP SA MGA
BAGAY BAGAY AT HANDA SILANG MAG TAKE NG RISK, DAPAT DING
APPROACHABLE SILA SA KANILANG NASASAKUPAN UPANG MAS MAGING
MAUNLAT PA ANG KANILANG GAGALAWAN. THEY SHOULD BE COMMITTED IN
WORK, LEARNING FROM THEIR JOURNEY, THINK POSITIVELY, HONEST WITH
THEIR SELF, NOT DISTRACTED, COUNTING IN THEIR SELF, AND ETC.