Specially Designed For

Mr Ck

Multiplan Presentation
Introduction
Life is unpredictable. To help you take control of your life, you need insurance.
Which brings us to the most common dilemma you face what to choose.
That’s why there is Life Insurance Corporation. The biggest life insurance
company in India, with a network of over 13 lakh agents and 2048 branches
all over India. With the highest claim settlement record in the world and a
customer base of over 30 crore policy holders, LIC brings with it a world of
experience. LIC Offers you customized insurance products that suit your
specific needs, and helps you plan for a secure future.

R. S. Seetharamen
554 Vysial Street Coimbatore Phone 9843372943 No 28
Email rssramen@gmail.com Date 17/06/2019
 R. S. Seetharamen
554 Vysial Street Coimbatore
Mobile : 9843372943
Email : rssramen@gmail.com Multiplan
Presentation

Jeevan Umang - Table No 845

❖ Whole Life plan with option to receive income every year after accumulation
period.
❖ Option to choose accumulation period of 15, 20, 25 and 30 years.
❖ 8% of Sum Assured is paid immediately after accumulation period upto age
100 or death.
❖ Risk Cover continues even after premium paying term.
❖ Sum Assured along with Bonus & Final Additional Bonus is paid on maturity
or earlier death after accumulation period.
❖ Loan Available.

Jeevan Labh - Table No 836

❖A flexible plan for the policyholder to select Premium Paying Term of his
choice.
❖ Premium to be paid for a fixed term. However, the life risk coverage continues
till the end of the policy term.
❖ The death benefits are sum of 'Sum Assured on Death', Vested Bonus and
Final Additional Bonus (if any). 'Sum Assured On Death' is higher of Basic
Sum Assured or 10 times of annualised premium. The Death Benefit (as
mentioned above) shall not be less than 105% of total premiums paid as on
date of death.
❖ Maturity Amount = Sum Assured + Bonus + Final Additional Bonus, if any.

* The above benefit illustration is for illustration purpose only and subject to payment of stipulated premiums on the due dates. The main objective of the
illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification.
* Liable to Change as per government policy.
 R. S. Seetharamen
554 Vysial Street Coimbatore
Mobile : 9843372943
Email : rssramen@gmail.com Multiplan
Presentation
Mr Ck
Age 31 No : 28

Plan Details
S.No Doc Plan Plan Name Term PPT Mode Sum Dab Rider Premium G.S.T. Bonus Maturity
Assured

1 17/06/2019 845 Jeevan Umang 69 15 Yly 10,00,000 0 77,444 3,485 60 85,39,000

2 21/11/2019 836 Jeevan Labh 21 15 Yly 5,00,000 5,00,000 26,974 1,214 47 11,38,500
Total 15,00,000 5,00,000 1,04,418 4,699 96,77,500

Rider Details
Plan Holder Rider Name Term PPT Sum Premium
S.No Assured

1 Ck Accident Benefit Rider 15 15 10,00,000 500

2 Ck Accident & Permanent 21 15 5,00,000 625

Annual Premium, Risk Cover Details

Date Age Risk Cover Annual Tax Net Returns Surrender Loan
Premium Saved Premium
Normal Accidental
21/11/2019 31 15,83,500 30,83,500 1,09,117 0 1,09,117 0 0 0
21/11/2020 32 16,67,000 31,67,000 1,06,767 0 1,06,767 0 0 0
21/11/2021 33 17,52,000 32,52,000 1,06,767 0 1,06,767 0 98,710 88,839
21/11/2022 34 18,38,500 33,38,500 1,06,767 0 1,06,767 0 2,72,009 2,19,680
21/11/2023 35 19,26,500 34,26,500 1,06,767 0 1,06,767 0 3,61,264 2,98,238
21/11/2024 36 20,16,000 35,16,000 1,06,767 0 1,06,767 0 4,61,481 3,86,410
21/11/2025 37 21,07,000 36,07,000 1,06,767 0 1,06,767 0 5,75,286 4,84,122
21/11/2026 38 21,99,500 36,99,500 1,06,767 0 1,06,767 0 7,04,338 5,98,008
21/11/2027 39 22,93,500 37,93,500 1,06,767 0 1,06,767 0 8,51,412 7,27,848
21/11/2028 40 23,89,000 38,89,000 1,06,767 0 1,06,767 0 10,19,364 8,76,182
21/11/2029 41 24,86,000 39,86,000 1,06,767 0 1,06,767 0 12,11,888 10,46,289
21/11/2030 42 25,84,500 40,84,500 1,06,767 0 1,06,767 0 14,41,624 12,49,203
21/11/2031 43 26,84,500 41,84,500 1,06,767 0 1,06,767 0 16,68,120 14,49,953
21/11/2032 44 27,86,000 42,86,000 1,06,767 0 1,06,767 0 18,90,272 16,47,436
21/11/2033 45 29,19,000 44,19,000 1,06,767 0 1,06,767 0 21,38,359 18,67,952
21/11/2034 46 29,87,000 34,87,000 0 0 0 80,000 23,69,435 9,11,739
21/11/2035 47 30,55,500 35,55,500 0 0 0 80,000 24,63,151 9,66,763
21/11/2036 48 31,25,500 36,25,500 0 0 0 80,000 25,71,420 10,34,639
21/11/2037 49 32,12,000 37,12,000 0 0 0 80,000 26,89,914 11,10,795
21/11/2038 50 33,07,500 38,07,500 0 0 0 80,000 28,28,962 11,96,414
21/11/2039 51 34,19,500 39,19,500 0 0 0 80,000 29,85,175 12,92,484
21/11/2040 52 23,66,000 23,66,000 0 0 0 12,18,500 20,52,900 4,21,000
17/06/2041 53 25,02,000 25,02,000 0 0 0 80,000 21,29,400 4,21,000
17/06/2042 54 26,39,000 26,39,000 0 0 0 80,000 22,51,800 4,21,000
17/06/2043 55 27,77,000 27,77,000 0 0 0 80,000 23,75,100 4,21,000
17/06/2044 56 29,16,000 29,16,000 0 0 0 80,000 24,99,300 4,21,000
17/06/2045 57 30,76,000 30,76,000 0 0 0 80,000 26,24,400 4,21,000

..continued

* The above benefit illustration is for illustration purpose only and subject to payment of stipulated premiums on the due dates. The main objective of the
illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification.
* Liable to Change as per government policy.
 R. S. Seetharamen
554 Vysial Street Coimbatore
Mobile : 9843372943
Email : rssramen@gmail.com Multiplan
Presentation
Mr Ck
Age 31 No : 28

Annual Premium, Risk Cover Details

Date Age Risk Cover Annual Tax Net Returns Surrender Loan
Premium Saved Premium
Normal Accidental
17/06/2046 58 32,37,000 32,37,000 0 0 0 80,000 27,68,400 4,21,000
17/06/2047 59 33,99,000 33,99,000 0 0 0 80,000 29,13,300 4,21,000
17/06/2048 60 36,32,000 36,32,000 0 0 0 80,000 30,59,100 4,21,000
17/06/2049 61 38,76,000 38,76,000 0 0 0 80,000 32,68,800 4,21,000
17/06/2050 62 41,71,000 41,71,000 0 0 0 80,000 34,88,400 4,21,000
17/06/2051 63 44,67,000 44,67,000 0 0 0 80,000 37,53,900 4,21,000
17/06/2052 64 47,64,000 47,64,000 0 0 0 80,000 40,20,300 4,21,000
17/06/2053 65 50,62,000 50,62,000 0 0 0 80,000 42,87,600 4,21,000
17/06/2054 66 53,61,000 53,61,000 0 0 0 80,000 45,55,800 4,21,000
17/06/2055 67 56,61,000 56,61,000 0 0 0 80,000 48,24,900 4,21,000
17/06/2056 68 59,62,000 59,62,000 0 0 0 80,000 50,94,900 4,21,000
17/06/2057 69 62,64,000 62,64,000 0 0 0 80,000 53,65,800 4,21,000
17/06/2058 70 65,67,000 65,67,000 0 0 0 80,000 56,37,600 4,21,000
17/06/2059 71 66,21,000 66,21,000 0 0 0 80,000 59,10,300 4,21,000
17/06/2060 72 66,76,000 66,76,000 0 0 0 80,000 59,58,900 4,21,000
17/06/2061 73 67,32,000 67,32,000 0 0 0 80,000 60,08,400 4,21,000
17/06/2062 74 67,89,000 67,89,000 0 0 0 80,000 60,58,800 4,21,000
17/06/2063 75 68,47,000 68,47,000 0 0 0 80,000 61,10,100 4,21,000
17/06/2064 76 69,06,000 69,06,000 0 0 0 80,000 61,62,300 4,21,000
17/06/2065 77 69,66,000 69,66,000 0 0 0 80,000 62,15,400 4,21,000
17/06/2066 78 70,27,000 70,27,000 0 0 0 80,000 62,69,400 4,21,000
17/06/2067 79 70,89,000 70,89,000 0 0 0 80,000 63,24,300 4,21,000
17/06/2068 80 71,52,000 71,52,000 0 0 0 80,000 63,80,100 4,21,000
17/06/2069 81 72,16,000 72,16,000 0 0 0 80,000 64,36,800 4,21,000
17/06/2070 82 72,81,000 72,81,000 0 0 0 80,000 64,94,400 4,21,000
17/06/2071 83 73,47,000 73,47,000 0 0 0 80,000 65,52,900 4,21,000
17/06/2072 84 74,14,000 74,14,000 0 0 0 80,000 66,12,300 4,21,000
17/06/2073 85 74,82,000 74,82,000 0 0 0 80,000 66,72,600 4,21,000
17/06/2074 86 75,51,000 75,51,000 0 0 0 80,000 67,33,800 4,21,000
17/06/2075 87 76,21,000 76,21,000 0 0 0 80,000 67,95,900 4,21,000
17/06/2076 88 76,92,000 76,92,000 0 0 0 80,000 68,58,900 4,21,000
17/06/2077 89 77,64,000 77,64,000 0 0 0 80,000 69,22,800 4,21,000
17/06/2078 90 78,37,000 78,37,000 0 0 0 80,000 69,87,600 4,21,000
17/06/2079 91 79,11,000 79,11,000 0 0 0 80,000 70,53,300 4,21,000
17/06/2080 92 79,86,000 79,86,000 0 0 0 80,000 71,19,900 4,21,000
17/06/2081 93 80,62,000 80,62,000 0 0 0 80,000 71,87,400 4,21,000
17/06/2082 94 81,39,000 81,39,000 0 0 0 80,000 72,55,800 4,21,000
17/06/2083 95 82,17,000 82,17,000 0 0 0 80,000 73,25,100 4,21,000
17/06/2084 96 82,96,000 82,96,000 0 0 0 80,000 73,95,300 4,21,000
17/06/2085 97 83,76,000 83,76,000 0 0 0 80,000 74,66,400 4,21,000
17/06/2086 98 84,57,000 84,57,000 0 0 0 80,000 75,38,400 4,21,000
17/06/2087 99 85,39,000 85,39,000 0 0 0 80,000 76,11,300 4,21,000
17/06/2088 100 0 0 0 0 0 85,39,000 0 0
Total 16,03,855 0 16,03,855 1,39,97,500
 R. S. Seetharamen
554 Vysial Street Coimbatore
Mobile : 9843372943
Email : rssramen@gmail.com Multiplan
Presentation
Mr Ck
Age 31 No : 28

Premium & Returns 1218500

8539000
80000 80000

31 41 51 61 71 81 91 100
109117

106767

Returns Premium

Natural & Accidental Risk Cover

3083500

3338500

3607000

3889000

4184500

3487000

3712000

2366000

2777000

3237000

3876000

4764000

5661000

6567000

6732000

6906000

7089000

7281000

7482000

7692000

7911000

8139000

8376000
31 41 51 61 71 81 91 100
1583500

1838500

2107000

2389000

2684500

2987000

3212000

2366000

2777000

3237000

3876000

4764000

5661000

6567000

6732000

6906000

7089000

7281000

7482000

7692000

7911000

8139000

8376000
Accidental Risk Cover Natural Risk Cover

Permanent Disability After Accident During 18th Year

1218500

8539000
109162

400838

80000 130000 80000

31 41 51 61 71 81 91 100
109117

106767

Returns Premium

Loan & Cash Value Details

1449953

1110795
219680

484122

876182

911739
88839

421000

31 49 67 85 100
98710
272009

575286

1019364

1668120

2369435

2689914

2052900

2375100

2768400

3268800

4020300

4824900

5637600

6008400

6162300

6324300

6494400

6672600

6858900

7053300

7255800

7466400

Loan Cash Value

* The above benefit illustration is for illustration purpose only and subject to payment of stipulated premiums on the due dates. The main objective of the
illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification.
* Liable to Change as per government policy.
 R. S. Seetharamen
554 Vysial Street Coimbatore
Mobile : 9843372943
Email : rssramen@gmail.com Multiplan
Presentation
Mr Ck
Age 31 No : 28

Summary
Description Amount Maturity Breakup Details Amount

Min Risk Cover 15,83,500 SA 15,00,000

Max Risk Cover 85,39,000 Bonus 45,77,500
Min Accidental Risk Cover 30,83,500 FAB 36,00,000
Max Accidental Risk Cover 85,39,000
Total Premium Paid 16,03,855
Total G.S.T. 37,585
Total Tax Saved 0
Total Maturity 1,39,97,500
Yield (Actual Premium) 5.81%
Yield (Net Premium) 5.98%

Other Premium Details

S.No Doc Plan Term PPT Sum Assured Daily Yly Hly Qly SSS/MlyEcs Single

1 17/06/2019 845 69 15 10,00,000 222 80,929 40,885 20,651 6,884 0

2 21/11/2019 836 21 15 5,00,000 77 28,188 14,238 7,191 2,397 0
Total 299 1,09,117 55,123 27,842 9,281 0

Special Medical Report

Holder Name Type SUC General Non Medical Special Non Medical Professional

Mr Ck Non-Health 1500000 FMR No Medical Required No Medical Required