FWD Invest First, Invest Goal 1, Invest Goal X, Invest First Plus

Funds Performance as of 31 July 2022

Fund Returns (%) in SGD as of 31 July 2022, with dividends reinvested

MAS Fund Risk Dividend-paying 3 Year 5 Year 10 Year Total Return Since Inception
Fund Name ISIN Asset Class Global Category Fund Currency YTD 1-month 3-month 6-month 1 Year Inception Date
Classification Classification Underlying Fund (p.a.) (p.a.) (p.a.) Since Inception (p.a.)

Threadneedle (Lux) Global Tech AS SGD LU1642822529 Recognised High Equity Technology Sector Equity SGD No -18.71 11.78 0.33 -8.53 -8.23 21.64 18.94 132.99 18.23 12/7/2017
Fundsmith Equity R EUR Acc LU0690374615 Restricted Above Average Equity Global Equity Large Cap EUR No -18.07 6.13 -3.54 -9.77 -17.04 6.52 9.45 13.87 311.27 14.07 2/11/2011
Threadneedle (Lux) Global Focus AEP LU1433070262 Recognised Above Average Equity Global Equity Large Cap EUR Yes -18.43 9.51 0.50 -10.57 -14.60 10.65 11.62 108.49 12.88 7/7/2016
Neuberger Berman EM DbtHrdCcy USD A C IE00B986J944 Recognised Average Fixed Income Emerging Markets Fixed Income USD No -13.74 8.63 -1.31 -9.01 -7.58 8.76 9.11 12.66 226.51 12.45 31/5/2013
Franklin US Opportunities A(acc)SGD-H1 LU0672654240 Recognised Above Average Equity US Equity Large Cap Blend SGD No -26.86 12.23 -1.59 -16.87 -25.60 7.69 10.13 11.93 253.20 12.35 30/9/2011
Loomis Sayles US Growth Eq R/A USD LU1429558221 Recognised Above Average Equity US Equity Large Cap Growth USD No -19.75 10.25 -0.47 -14.73 -18.80 8.24 10.34 100.76 12.01 8/6/2016
Fidelity Global Health Care A-Acc-USD LU0882574055 Recognised Average Equity Healthcare Sector Equity USD No -9.89 3.82 -0.95 -0.17 -6.46 9.55 10.22 172.50 11.32 27/3/2013
Allianz China A Shares AT SGD LU1997245094 Recognised High Equity Greater China Equity SGD No -22.63 -6.40 2.38 -15.19 -21.81 14.61 55.96 9.91 16/11/2017
Allianz China A Shares AT USD LU1997245177 Recognised High Equity Greater China Equity USD No -22.35 -6.29 2.56 -14.65 -21.71 14.64 13.28 15.57 239.22 9.59 31/3/2009
Allianz Thematica AT H2 SGD LU2023250843 Recognised Above Average Equity Global Equity Large Cap SGD No -19.69 8.72 -4.38 -10.59 -18.85 30.90 9.40 1/8/2019
Loomis Sayles US Growth Eq H-R/A SGD LU1435385759 Recognised Above Average Equity US Equity Large Cap Growth SGD No -22.17 10.88 -0.87 -17.02 -20.97 7.04 9.02 57.77 9.26 6/6/2017
FSSA Dividend Advantage A Qdis SG9999002083 Authorised Above Average Equity Asia ex-Japan Equity SGD Yes -14.70 0.66 -4.00 -12.13 -14.90 3.30 5.04 8.25 324.09 8.55 20/12/2004
Threadneedle(Lux)Pan Eurp ESGEqs ASH SGD LU0640478417 Recognised Above Average Equity Europe Equity Large Cap SGD No -14.07 9.94 -2.18 -8.67 -6.74 9.10 7.16 8.74 129.76 8.37 23/3/2012
Allianz Income and Growth AM USD LU0820561818 Recognised Average Allocation Moderate Allocation USD Yes -13.15 6.39 -3.62 -6.59 -10.70 6.65 6.92 8.36 119.26 8.35 16/10/2012
Threadneedle (Lux) Glb Smlr Coms AE LU0570870567 Recognised High Equity Global Equity Mid/Small Cap EUR No -28.11 9.20 -2.65 -15.49 -26.29 7.16 9.34 9.89 129.66 7.56 3/3/2011
Fidelity Sustainable Asia Eq A-Dis-USD LU0048597586 Recognised High Equity Asia ex-Japan Equity USD Yes -14.12 -1.11 -1.10 -12.96 -16.65 3.42 4.45 6.49 800.01 7.15 1/10/1990
Infinity US 500 Stock Index USD SG9999003297 Authorised Above Average Equity US Equity Large Cap Blend USD No -10.88 8.43 0.20 -6.22 -3.59 12.37 11.84 13.42 249.31 6.88 17/10/2003
Threadneedle (Lux) Global Focus AU LU0061474960 Recognised Above Average Equity Global Equity Large Cap USD No -18.42 9.51 0.50 -10.57 -14.60 10.65 11.62 13.36 468.80 6.71 31/10/1995
Allianz Income and Growth AM H2 SGD LU0943347566 Recognised Average Allocation Moderate Allocation SGD Yes -15.56 6.94 -3.97 -8.93 -12.82 5.72 5.83 74.28 6.31 1/7/2013
First Sentier Bridge Fund A (H Dist) SG9999002067 Authorised Average Allocation Allocation Miscellaneous SGD Yes -12.36 0.57 -2.81 -10.13 -12.93 0.94 2.75 5.05 216.32 6.23 14/7/2003
Baillie Gifford WW US Equity Gr A USD IE00BK70YW20 Restricted Above Average Equity US Equity Large Cap Growth USD No -48.43 10.03 -13.45 -27.96 -56.43 14.94 5.43 13/12/2019
Fidelity Sustainable Asia Eq A-Dis-SGD LU0251144936 Recognised High Equity Asia ex-Japan Equity SGD Yes -14.23 -1.17 -1.29 -13.06 -16.79 3.36 4.44 6.48 134.29 5.39 15/5/2006
Fidelity Global Health Care A-Dis-EUR LU0114720955 Recognised Average Equity Healthcare Sector Equity EUR Yes -9.87 3.88 -1.13 -0.19 -6.49 9.53 10.27 12.40 209.55 5.29 1/9/2000
Nordea 1 - European Covered Bond BP EUR LU0076315455 Restricted Average Fixed Income Europe Fixed Income EUR No -19.65 0.39 -6.93 -12.40 -20.88 2.72 3.36 10.30 128.33 5.20 5/7/1996
PineBridge Asia exJapan SmCap Eq A IE00B12V2V27 Recognised High Equity Asia ex-Japan Equity USD No -20.04 0.13 -7.22 -12.84 -21.07 2.58 3.30 32.93 5.03 19/4/2006
GS ESG Enh Eurp HY Bd Base Acc USD Hdg LU1086652382 Recognised Average Fixed Income Europe Fixed Income USD No -8.19 4.43 -3.58 -7.04 -8.65 0.60 2.60 46.11 4.84 25/7/2014
Federated Hermes Glb Em Mkts R SGD Acc IE00BYNJFK69 Restricted High Equity Global Emerging Markets Equity SGD No -19.69 2.22 -6.03 -17.24 -24.73 0.00 1.28 28.12 4.39 24/10/2016
Infinity US 500 Stock Index SGD SG9999003289 Authorised Above Average Equity US Equity Large Cap Blend SGD No -10.87 8.45 0.23 -6.21 -3.61 12.36 11.83 13.43 156.60 4.34 31/5/2000
Federated Hermes Glb Em Mkts R USD Acc IE00BBHXDF40 Restricted High Equity Global Emerging Markets Equity USD No -19.35 2.58 -5.85 -16.82 -24.58 0.10 1.34 34.57 4.28 30/6/2015
Nikko AM ARK Disruptive Innovation B SGD LU1861559042 Recognised High Equity US Equity Mid Cap SGD No 4.16 2.41 -4.39 1.95 2.29 3.50 3.51 5.29 150.44 4.07 26/7/2019
CGWM Opportunity A SGD Hedged Acc IE00BFXG5M61 Restricted Average Allocation Aggressive Allocation SGD No -17.19 4.32 -3.06 -10.32 -16.36 2.30 16.02 4.03 25/10/2018
PineBridge Asia Pacific Invm Grd Bd A5HD IE00BLCH5G69 Recognised Average Fixed Income Asia Fixed Income SGD Yes -6.85 1.05 -1.43 -6.08 -8.31 0.17 1.05 2.10 93.10 3.29 14/4/2020
Threadneedle (Lux) Flexible Asian Bd AU LU0932065682 Recognised Average Fixed Income Asia Fixed Income USD No -10.85 -0.57 -3.83 -8.68 -11.53 -1.81 1.25 30.64 3.29 29/4/2014
Nikko AM Shenton Singapore Div Eq SGD SG9999003826 Authorised High Equity Asia ex-Japan Equity SGD Yes -23.50 -0.82 -7.85 -19.10 -30.87 0.58 0.84 5.03 43.85 3.27 2/8/1999
Franklin US Opportunities A(acc)USD LU0109391861 Recognised Above Average Equity US Equity Large Cap Blend USD No -24.38 11.67 -0.93 -14.23 -23.27 8.89 11.46 13.55 93.03 2.99 3/4/2000
Nordea 1 - Emerging Stars Equity BP USD LU0602539602 Restricted High Equity Global Emerging Markets Equity USD No -13.73 -0.71 -3.28 -11.95 -19.43 -4.56 -2.36 1.44 97.27 2.64 15/4/2011
United Singapore Bond Fund A SGD Acc SG9999003412 Authorised Below Average Fixed Income Asia Fixed Income SGD No -5.68 1.36 -0.64 -5.51 -7.57 0.30 1.35 2.06 58.58 2.64 26/11/2004
Natixis Thematics Subscription Economy H-R/A SGD LU2210149790 Recognised Above Average Equity Global Equity Large Cap SGD No -18.98 1.57 -7.24 -16.78 -22.06 -6.52 -2.05 20.83 2.09 9/12/2020
GS Glbl Crdt (Hdg) Base Acc USD LU0234589348 Restricted Below Average Fixed Income Global Fixed Income USD No -9.60 2.96 -0.54 -7.37 -11.31 0.08 2.21 3.62 36.65 1.91 26/1/2006
Threadneedle (Lux) Flexible Asian Bd ASH LU0932066144 Recognised Average Fixed Income Asia Fixed Income SGD No -13.14 0.06 -4.00 -10.77 -13.44 -2.43 0.34 15.86 1.80 29/4/2014
Allianz Global High Yield A USD LU1480270997 Recognised Average Fixed Income Global Fixed Income USD Yes -8.02 3.84 -2.48 -5.93 -8.44 -0.17 1.63 10.48 1.78 7/12/2016
LionGlobal SGD Money Market SGD A SG9999002760 Authorised Low Money Market Asia Money Market SGD No 0.51 0.11 0.28 0.43 0.73 0.99 1.10 0.95 34.53 1.31 1/11/1999
United High Grade Corporate Bd ASGDAccH SG9999018477 Authorised Below Average Fixed Income Global Fixed Income SGD No -13.55 2.27 -0.67 -10.79 -15.45 -1.74 3.50 0.86 24/7/2018
Fullerton SGD Cash A SG9999005961 Authorised Below Average Money Market Asia Money Market SGD No 0.43 0.13 0.29 0.40 0.53 0.72 0.97 0.78 9.73 0.69 4/2/2009
FAM Global Opportunities Plus A SGD Acc SG9999019392 Restricted Average Allocation Aggressive Allocation SGD No -12.88 0.57 -4.54 -9.45 -15.39 0.88 2.38 0.59 2/8/2018
United China A-Shares Innovt A SGD Acc SGXZ49509284 Authorised High Equity Greater China Equity SGD No -17.10 -6.40 5.36 -8.74 -20.94 1.09 0.56 17/8/2020
PineBridge Asia exJapan SmCap Eq A5 IE00BYTNYN87 Recognised High Equity Asia ex-Japan Equity SGD No -9.41 1.07 -1.62 -7.89 -9.71 -0.29 -0.13 12/10/2016
Fullerton Lux Asian Hi Yld Bds A USD Dis LU0712499564 Recognised Average Fixed Income Asia Fixed Income USD Yes -17.17 -2.89 -9.16 -13.18 -29.54 -11.74 -5.59 -2.17 -0.27 16/6/2014
GS ESG Enh Eurp HY Bd Base Inc EUR LU1056557207 Recognised Average Fixed Income Europe Fixed Income EUR Yes -18.46 1.62 -7.35 -16.17 -22.47 -3.82 -2.31 -4.31 -0.54 17/6/2014
Allianz Global High Yield AMg H2 SGD LU2049825206 Recognised Average Fixed Income Global Fixed Income SGD Yes -10.33 4.48 -2.66 -8.09 -10.33 -2.96 -1.05 1/10/2019
Fullerton Lux Asian Hi Yld Bds A SGD H D LU0712499218 Recognised Average Fixed Income Asia Fixed Income SGD Yes -19.23 -2.32 -9.33 -15.12 -30.95 -12.23 -6.30 -13.39 -1.75 16/6/2014
FAM Global Opportunities A SGD Acc SG9999019384 Restricted Average Allocation Moderate Allocation SGD No -14.55 -1.33 -7.66 -11.87 -19.21 -3.70 -10.74 -2.78 18/7/2018
Neuberger Berman US MltCp Opps USD A Acc IE00B775SV38 Recognised Above Average Equity US Equity Large Cap Blend USD No -51.41 9.88 -6.89 -39.00 -61.67 -3.63 -12.10 -4.19 29/6/2012
PineBridge Singapore Bond SG9999009989 Authorised Below Average Fixed Income Asia Fixed Income SGD No -21.45 9.72 0.37 -11.40 -25.83 -17.90 -11.33 25/2/2002
GS Global Millennials Eq OC Acc SGD LU2250369779 Recognised Above Average Equity Global Equity Large Cap SGD No -27.83 9.37 -6.31 -17.31 -29.93 -18.30 -11.38 27/11/2020
Baillie Gifford WW Asia ex Jpn A SGD Acc IE0003IVLHW7 Restricted High Equity Asia ex-Japan Equity SGD No -1.43 -2.51 -11.48 16/5/2022
Baillie Gifford WW L/T Glb Gr A SGD Acc IE00BHNBGF56 Restricted Above Average Equity Global Equity Large Cap SGD No -38.72 7.85 -7.65 -22.88 -42.34 -27.80 -16.45 7/10/2020
FAM Millennium Equity A SGD H Dist SGXZ58547654 Restricted Above Average Equity Global Equity Large Cap SGD Yes -18.16 3.34 -2.76 -13.00 -19.59 -22.32 -20.23 18/6/2021

Important notes:
1. This marketing material is not intended as an offer or recommendation for the purchase of any insurance plan. The plans are underwritten by FWD Singapore Pte. Ltd. and is only available through our authorised distributors.
2. It does not have regard to your financial situation, specific investment objectives and any of your particular needs. Kindly obtain the required product disclosures and seek advice from your financial adviser representative before making a commitment to purchase the plan(s). Investments in the plan(s) are subject to investment risks including the possible loss of the principal amount invested.
3. The performance refers to the performance of the respective underlying fund of the ILP sub-fund. There are limitations in using the performance figures of the underlying fund as a proxy for the performance of the ILP sub-fund. Past performance of the underlying fund is not necessarily indicative of the future performance of the ILP sub-fund. The performance of the ILP sub-fund and underlying fund could differ.
4. The value of the units may rise as well as fall. Past performance is not necessarily indicative of future performance and the performance of the ILP sub-fund(s) is non-guaranteed. A potential investor should read the product summary, fund summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund(s).