MARK JOSHUA V.

OLIMON MNGT 4115

HRDM 4-1

QUIZ #2
1. What type of mutual fund is best suited for you?
The best suited mutual fund for me is the Bond Funds or Money Market Funds.

2. Define it in your own understanding.

As stated above, I am a conservative-type investor who are risk-averse and the best
suited mutual funds for me is the bond funds because my investing perspective is more
focused on the short term since I have money on hand but may need it soon. Though having a
low appetite on risk is great too and sometimes it is good to be safe since this approach
attempts to create capital security, deliver income, and safeguard the invested money. Also,
this type of investor may lead me to embrace the concept of “slowly but surely” whereas bond
funds were created so that investors could aggregate their cash into accounts that were
managed by professionals and invested in bonds in the hopes of increasing returns. Moreover,
there are lots of benefits in bond funds.

3. Cite at least two (2) mutual fund companies for this type of mutual fund.
 PNB Peso Intermediate term bond fund was the best bond fund in the Philippines with
approximately 2.08 percent ROI in one year.
 China Bank Intermediate fixed-income fund with an ROI of one percent in a year.